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Unrated

UTI Treasury Advantage Fund Discontinued


1 Lakh

Investment declined to
₹ 0.95 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.21 Lakh

Analyst's Choice?

Suitability:

Low Duration debt funds invest in bonds maturing in 6 months to 1 year time. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital.

Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to 3 months maturity, from the one that invests in bonds maturing in 3-6 months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to the next one year in a Liquid fund.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.43 1.08 0.99 0.26 1.48 3.26 -5.01 2.65 4.82 5.98 6.61
CCIL T Bill Liquidity Weight 1.04 0.23 0.17 0.47 1.03 1.92 4.21 4.16 4.44 4.78 4.74
Debt: Low Duration -0.02 1.28 1.08 -0.96 0.02 1.46 0.59 4.70 5.99 6.72 6.99

As on 27-Mar-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 2.72 (21-Feb-2003 - 28-Feb-2003) -12.11 (03-Jun-2019 - 10-Jun-2019)
Month 3.26 (17-Mar-2003 - 17-Apr-2003) -11.83 (10-May-2019 - 10-Jun-2019)
Quarter 6.86 (03-Oct-2002 - 02-Jan-2003) -10.84 (11-Mar-2019 - 10-Jun-2019)
Year 18.19 (04-Dec-2000 - 04-Dec-2001) -6.12 (25-Mar-2019 - 24-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 2.88 6.50 -0.42 -0.10 1.54 -0.33
CCIL T Bill Liquidity Weight 4.06 0.27 -5.85 -10.16 -- --
Debt: Low Duration 5.15 3.14 0.80 1.61 1.90 2.49

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 29-Feb-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 37 53 33 53
Modified Duration (yrs) 0.92 1.07 0.54 0.78
Average Maturity (yrs) 1.02 1.22 0.55 0.96
Yield to Maturity (%) 6.22 9.60 6.00 6.91

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new 6.99% HDFC 13/02/2023 Debenture AAA 0.00 - 8.18 8.18
equal Andhra Bank 17/11/2020 Certificate of Deposit A1+ 0.00 - 6.73 6.73
equal 8.02% Larsen & Toubro 22/05/2022 Non Convertible Debenture AAA 0.00 - 8.47 6.27
equal HDFC Bank 17/07/2020 Certificate of Deposit A1+ 0.00 - 5.72 5.72
equal Axis Bank 13/11/2020 Certificate of Deposit A1+ 0.00 - 5.61 5.61
equal Reliance Retail Ltd. 28/12/2020 Securitised Debt AAA 1.89 - 5.07 5.07
equal Indian Bank 2020 Certificate of Deposit A1+ 0.00 - 4.61 4.61
equal 8.15% REC 18/01/2021 Bonds/Debentures AAA 2.84 - 6.10 2.86
equal 6.99% Air India Assets Holdings 16/12/2022 Debenture AAA 0.00 - 2.83 2.83
equal ICICI Bank 14/09/2020 Certificate of Deposit A1+ 0.00 - 2.63 2.63
equal 7.85% National Bank Agr. Rur. Devp 23/05/2022 Non Convertible Debenture AAA 0.00 - 2.40 2.40
equal 6.99% HUDCO 2022 Debenture AAA 0.00 - 2.37 2.37
equal 9.30% John Deere Financial India 25/09/2020 Non Convertible Debenture AAA 0.48 - 2.36 2.36
equal SIDBI 24/06/2020 Certificate of Deposit A1+ 0.00 - 2.30 2.30
equal Indusind Bank 26/06/2020 Certificate of Deposit A1+ 0.00 - 2.29 2.29
equal National Bank Agr. Rur. Devp 2020 Certificate of Deposit A1+ 0.00 - 2.28 2.28
equal Oriental Bank of Com. 20/08/2020 Certificate of Deposit A1+ 0.00 - 2.27 2.27
equal 7.89% SIDBI 15/11/2022 Non Convertible Debenture AAA 0.00 - 6.11 2.14
new 7.90% National Bank Agr. Rur. Devp 18/04/2022 Non Convertible Debenture AAA 0.00 - 1.92 1.92
new 8.50% L&T Infrastructre Finance 17/02/2023 Debenture AAA 0.00 - 1.63 1.63
equal 9.14% Bank of Baroda Bonds AA 0.00 - 1.20 1.20
equal Axis Bank 25/05/2020 Certificate of Deposit A1+ 0.00 - 1.15 1.15
equal Export-Import Bank 24/06/2020 Certificate of Deposit A1+ 0.00 - 1.15 1.15
equal SIDBI 15/05/2020 Securitised Debt A1+ 0.00 - 3.45 1.15
equal SIDBI 29/07/2020 Certificate of Deposit A1+ 0.00 - 1.14 1.14

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 29-Feb-2020

Fund Manager

— Sudhir Agrawal since 09-Jul-2012

Education: Mr.Sudhir Agrawal is a M.Com, PGDBA (Finance) and a CFA.

Experience: Prior to joining UTI he has worked with TATA Asset Management Ltd., Tramp Value Pvt. Ltd. and CARE Ratings.

Interviews:

Funds Managed:


1.08%

Change from previous, NAV as on 27-Mar-2020

Growth: ₹ 4,435.7667

Flexi Dividend: ₹ 1,019.6992

More

Dividend Yearly: ₹ 2,383.4271

Dividend Quarterly: ₹ 1,645.1797

Dividend Periodic: ₹ 983.3923

Dividend Monthly: ₹ 1,008.2333

Bonus: ₹ 2,956.8498


Investment Strategy

The scheme seeks to generate reasonable income for its investors consistent with high liquidity by investing in a portfolio of debt & money market instruments.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) --
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load 3% for redemption within 79 days
2% for redemption between 80 - 179 days
1% for redemption between 180 - 364 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 12-Jul-1999
Return Since Launch: 7.45%
Benchmark: CRISIL Low Duration Debt
Riskometer: Moderately Low
Type: Open-ended
Assets: ₹ 2,141 Cr (As on 29-Feb-2020)
Expense: -- (As on )
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Periodic03-Jun-20192.5582

 02-May-20192.2670
 02-Apr-20197.7620
 01-Mar-20193.9902
 01-Feb-20194.0046
 01-Jan-20195.3218
 03-Dec-20186.0441
 01-Nov-20184.0406
 01-Oct-20182.0972
 03-Sep-20184.6115
 01-Aug-20185.0701
 02-Jul-20185.3093
 01-Jun-20182.1857
 02-May-20181.7670
 03-Apr-20186.6067
 01-Mar-20183.2773
 01-Feb-20182.9579
 01-Jan-20182.6311
 04-Dec-20173.6030
 01-Nov-20173.4405
 03-Oct-20173.5267
 01-Sep-20174.2800
 01-Aug-20174.5891
 03-Jul-20174.3956
 01-Jun-20174.2718
Flexi Dividend03-Jun-20192.6527

 02-May-20192.3507
 02-Apr-20198.0485
 01-Mar-20194.1376
 01-Feb-20194.1525
 01-Jan-20195.5182
 03-Dec-20186.2673
 01-Nov-20184.1898
 01-Oct-20182.1746
 03-Sep-20184.7819
 01-Aug-20185.2571
 02-Jul-20185.5054
 01-Jun-20182.2664
 02-May-20181.8323
 03-Apr-20186.8506
 01-Mar-20183.3983
 01-Feb-20183.0670
 01-Jan-20182.7283
 04-Dec-20173.7360
 01-Nov-20173.5676
 03-Oct-20173.6568
 01-Sep-20174.4380
 01-Aug-20174.7586
 03-Jul-20174.5579
 01-Jun-20174.4295
Dividend Monthly03-Jun-20194.6821

 02-May-20194.6821
 02-Apr-20194.6821
 01-Mar-20194.6821
 01-Feb-20194.6821
 01-Jan-20194.6821
 03-Dec-20184.6821
 01-Nov-20184.6821
 01-Oct-20184.6821
 03-Sep-20184.6821
 01-Aug-20184.6821
 02-Jul-20184.6821
 01-Jun-20184.6821
 02-May-20184.6821
 03-Apr-20184.6821
 01-Mar-20184.6947
 01-Feb-20184.6947
 01-Jan-20184.6947
 04-Dec-20174.6947
 01-Nov-20174.6947
 03-Oct-20174.6947
 01-Sep-20174.6947
 01-Aug-20174.6947
 03-Jul-20174.6947
 01-Jun-20174.6947
Dividend Quarterly25-Mar-201914.4064

 26-Dec-20187.2032
 25-Sep-20187.2032
 26-Jun-20187.2032
 26-Mar-201810.8340
 26-Dec-201710.8340
 25-Sep-201710.8340
 28-Jun-201710.8340
 22-Mar-201718.0566
 26-Dec-201610.8340
 26-Sep-201610.8340
 27-Jun-201610.8340
 28-Mar-201621.6679
 28-Dec-201510.8340
 28-Sep-201510.8340
 25-Jun-201510.8340
 26-Mar-201518.1466
 29-Dec-201414.5173
 25-Sep-201419.4818
 26-Jun-201411.6891
 26-Mar-20147.7927
 30-Dec-20137.7927
 26-Sep-20137.7927
 30-May-20138.7594
 25-Mar-201313.2137
Dividend Yearly30-Jun-200956.9364

 01-Jul-200878.8350
 29-Sep-20031.7500
 22-Mar-20023.5000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Last Session

Investors' Hangout

5 ways to deal with market panic

dateFriday, 20-Mar-2020
time12:30 PM - 01:00 PM

Registration Over