VR Logo

Unrated

UTI Treasury Advantage Fund Discontinued


1 Lakh

Investment Grown to
₹ 1.06 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

Low Duration debt funds invest in bonds maturing in six months to a year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital.

Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to a year in a Liquid fund.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -0.01 -0.01 0.02 0.10 0.67 1.82 6.35 2.69 4.55 5.65 6.67
CCIL T Bill Liquidity Weight 0.09 0.03 0.04 0.15 0.50 1.08 3.01 3.80 4.01 4.43 4.70
Debt: Low Duration 0.06 0.00 0.01 0.17 0.99 2.31 5.96 5.00 5.96 6.54 7.39

As on 22-Jan-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Treasury Advantage Fund Discontinued
Unrated
Jul-99 6.35 2.69 4.55 -- 3,091
ICICI Prudential Savings Fund  | Invest Now
5 star
Sep-02 8.19 8.12 8.09 0.55 29,895
Aditya Birla Sun Life Low Duration Fund  | Invest Online
4 star
May-98 7.21 7.56 7.49 1.22 19,972
SBI Magnum Low Duration Fund  | Invest Online
4 star
Jul-07 6.36 7.39 7.41 1.01 16,320
Kotak Low Duration Fund - Standard Plan  | Invest Online
4 star
Mar-08 7.40 7.72 7.84 1.15 11,678

Best & Worst Performance

Best (Period) Worst (Period)
Week 2.72 (21-Feb-2003 - 28-Feb-2003) -12.11 (03-Jun-2019 - 10-Jun-2019)
Month 3.26 (17-Mar-2003 - 17-Apr-2003) -11.83 (10-May-2019 - 10-Jun-2019)
Quarter 6.86 (03-Oct-2002 - 02-Jan-2003) -10.84 (11-Mar-2019 - 10-Jun-2019)
Year 18.19 (04-Dec-2000 - 04-Dec-2001) -6.12 (25-Mar-2019 - 24-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 2.99 6.53 -0.27 -0.11 0.19 -1.59
CCIL T Bill Liquidity Weight 3.78 0.34 -2.89 -5.80 -- --
Debt: Low Duration 5.18 4.37 1.30 2.57 -0.67 -0.25

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 53 55 35 60
Modified Duration (yrs) 0.86 0.94 0.70 0.76
Average Maturity (yrs) 0.96 1.06 0.82 0.89
Yield to Maturity (%) 3.95 6.22 3.95 4.11
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 364-D 29/04/2021 Treasury Bills SOV 0.00 - 6.60 6.41
new 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 4.07 4.07
equal 7.17% Nat. Highways Authority 23/12/2021 Non Convertible Debenture AAA 0.00 - 6.38 3.68
equal Sun Pharmaceutical Inds. 293-D 15/06/2021 Commercial Paper A1+ 0.00 - 4.65 3.50
equal Reserve Bank of India 182-D 11/03/2021 Treasury Bills SOV 0.00 - 3.58 3.22
equal Reserve Bank of India 182-D 25/03/2021 Treasury Bills SOV 0.00 - 3.57 3.21
equal Reliance Industries 283-D 11/06/2021 Commercial Paper A1+ 0.00 - 3.54 3.19
equal HDFC 28/10/2021 Commercial Paper A1+ 0.00 - 3.23 3.13
equal 7.56% Andhra Pradesh State 14/02/2021 State Development Loan SOV 0.00 - 3.67 2.60
equal 7.24% REC 31/12/2022 Non Convertible Debenture AAA 0.00 - 2.84 2.55
equal 7.06% HDFC 13/12/2021 Non Convertible Debenture AAA 0.00 - 2.58 2.49
equal Export-Import Bank 218-D 04/03/2021 Commercial Paper A1+ 0.00 - 3.31 2.41
equal National Bank Agr. Rur. Devp 27/07/2021 Certificate of Deposit A1+ 0.00 - 3.25 2.38
equal 10.25% Sikka Ports and Terminals 22/08/2021 Debenture AAA 0.00 - 5.33 2.19
equal 6.56% M&M Financial Services 29/09/2022 Debenture AAA 0.00 - 2.95 1.82
down 5.77% GOI 2030 GOI Securities SOV 0.00 - 3.47 1.76
equal 8.18% Power Finance Corp. 19/03/2022 Debenture AAA 0.00 - 1.91 1.69
equal 6.98% National Bank Agr. Rur. Devp 19/09/2022 Debenture AAA 0.00 - 2.28 1.69
equal 10.40% Sikka Ports and Terminals 18/07/2021 Bonds/NCDs AAA 0.00 - 2.29 1.67
equal 9.15% Aditya Birla Finance 13/01/2022 Zero Coupon Bonds AAA 0.00 - 1.87 1.67
equal 7.40% Power Finance Corp. 30/09/2021 Bonds AAA 0.00 - 2.33 1.66
equal 6.22% HDFC 2021 Debenture AAA 0.00 - 2.72 1.65
equal 8.70% Reliance Industries 15/06/2021 Debenture AAA 0.95 - 2.88 1.65
equal 5.05% Indian Oil Corp. 25/11/2022 Debenture AAA 0.00 - 2.19 1.64
equal 8.51% Maharashtra State 17/02/2021 State Development Loan SOV 0.00 - 2.31 1.63

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2020

Fund Manager

— Sudhir Agrawal since 09-Jul-2012

Education: Mr.Sudhir Agrawal is a M.Com, PGDBA (Finance) and a CFA.

Experience: Prior to joining UTI he has worked with TATA Asset Management Ltd., Tramp Value Pvt. Ltd. and CARE Ratings.

Interviews:

Funds Managed:


-0.01%

Change from previous, NAV as on 22-Jan-2021

Growth: ₹ 4,668.6567

Flexi Dividend: ₹ 1,073.2364

More

Dividend Yearly: ₹ 2,508.5637

Dividend Quarterly: ₹ 1,701.1694

Dividend Periodic: ₹ 1,035.0231

Dividend Monthly: ₹ 1,054.3331

Bonus: ₹ 3,112.0924


Investment Strategy

The scheme seeks to generate reasonable income for its investors consistent with high liquidity by investing in a portfolio of debt & money market instruments.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) --
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load 0

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 12-Jul-1999
Return Since Launch: 7.41%
Benchmark: CRISIL Low Duration Debt
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 3,091 Cr (As on 31-Dec-2020)
Expense: -- (As on )
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Quarterly21-Dec-202010.0000

 23-Sep-202010.0000
 24-Jun-202010.0000
 25-Mar-201914.4064
 26-Dec-20187.2032
 25-Sep-20187.2032
 26-Jun-20187.2032
 26-Mar-201810.8340
 26-Dec-201710.8340
 25-Sep-201710.8340
 28-Jun-201710.8340
 22-Mar-201718.0566
 26-Dec-201610.8340
 26-Sep-201610.8340
 27-Jun-201610.8340
 28-Mar-201621.6679
 28-Dec-201510.8340
 28-Sep-201510.8340
 25-Jun-201510.8340
 26-Mar-201518.1466
 29-Dec-201414.5173
 25-Sep-201419.4818
 26-Jun-201411.6891
 26-Mar-20147.7927
 30-Dec-20137.7927
Dividend Monthly03-Apr-20206.5000

 03-Jun-20194.6821
 02-May-20194.6821
 02-Apr-20194.6821
 01-Mar-20194.6821
 01-Feb-20194.6821
 01-Jan-20194.6821
 03-Dec-20184.6821
 01-Nov-20184.6821
 01-Oct-20184.6821
 03-Sep-20184.6821
 01-Aug-20184.6821
 02-Jul-20184.6821
 01-Jun-20184.6821
 02-May-20184.6821
 03-Apr-20184.6821
 01-Mar-20184.6947
 01-Feb-20184.6947
 01-Jan-20184.6947
 04-Dec-20174.6947
 01-Nov-20174.6947
 03-Oct-20174.6947
 01-Sep-20174.6947
 01-Aug-20174.6947
 03-Jul-20174.6947
Dividend Periodic03-Jun-20192.5582

 02-May-20192.2670
 02-Apr-20197.7620
 01-Mar-20193.9902
 01-Feb-20194.0046
 01-Jan-20195.3218
 03-Dec-20186.0441
 01-Nov-20184.0406
 01-Oct-20182.0972
 03-Sep-20184.6115
 01-Aug-20185.0701
 02-Jul-20185.3093
 01-Jun-20182.1857
 02-May-20181.7670
 03-Apr-20186.6067
 01-Mar-20183.2773
 01-Feb-20182.9579
 01-Jan-20182.6311
 04-Dec-20173.6030
 01-Nov-20173.4405
 03-Oct-20173.5267
 01-Sep-20174.2800
 01-Aug-20174.5891
 03-Jul-20174.3956
 01-Jun-20174.2718
Flexi Dividend03-Jun-20192.6527

 02-May-20192.3507
 02-Apr-20198.0485
 01-Mar-20194.1376
 01-Feb-20194.1525
 01-Jan-20195.5182
 03-Dec-20186.2673
 01-Nov-20184.1898
 01-Oct-20182.1746
 03-Sep-20184.7819
 01-Aug-20185.2571
 02-Jul-20185.5054
 01-Jun-20182.2664
 02-May-20181.8323
 03-Apr-20186.8506
 01-Mar-20183.3983
 01-Feb-20183.0670
 01-Jan-20182.7283
 04-Dec-20173.7360
 01-Nov-20173.5676
 03-Oct-20173.6568
 01-Sep-20174.4380
 01-Aug-20174.7586
 03-Jul-20174.5579
 01-Jun-20174.4295
Dividend Yearly30-Jun-200956.9364

 01-Jul-200878.8350
 29-Sep-20031.7500
 22-Mar-20023.5000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

Understanding the new risk-o-meter

dateFriday, 29-Jan-2021
time12:30 PM - 01:00 PM