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Unrated

UTI Treasury Advantage Fund Discontinued


1 Lakh

Investment Grown to
₹ 1.09 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.26 Lakh

Suitability:

"Low Duration debt funds invest in bonds maturing in six months to a year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to a year in a Liquid fund."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.15 0.02 0.11 0.27 0.70 6.66 8.65 3.28 4.61 5.65 6.66
CCIL T Bill Liquidity Weight* 0.09 0.02 0.03 0.21 0.49 1.07 2.12 3.13 3.51 3.93 4.43
Debt: Low Duration* 0.16 0.01 0.10 0.27 0.74 1.90 3.82 4.23 5.23 6.05 7.05

As on 14-Jan-2022

* As on 16-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Treasury Advantage Fund Discontinued
Unrated
Jul-99 8.65 3.28 4.61 -- 3,875
ICICI Prudential Savings Fund  | Invest Now
5 star
Sep-02 3.76 6.91 6.98 0.52% 26,625
HDFC Low Duration Fund  | Invest Online
4 star
Nov-99 3.69 6.48 6.44 1.04% 19,527
Aditya Birla Sun Life Low Duration Fund  | Invest Online
4 star
May-98 3.70 6.38 6.52 1.23% 15,125
Kotak Low Duration Fund - Standard Plan  | Invest Online
4 star
Mar-08 3.58 6.44 6.74 1.18% 10,161

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 2.72 21-Feb-2003 - 28-Feb-2003 -12.11 03-Jun-2019 - 10-Jun-2019
Month 5.08 20-Sep-2021 - 20-Oct-2021 -11.83 10-May-2019 - 10-Jun-2019
Quarter 6.86 03-Oct-2002 - 02-Jan-2003 -10.84 11-Mar-2019 - 10-Jun-2019
Year 18.19 04-Dec-2000 - 04-Dec-2001 -6.12 25-Mar-2019 - 24-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 3.54 7.00 -0.03 -0.02 -2.06 -1.43
CCIL T Bill Liquidity Weight 3.13 0.39 -1.53 -4.65 -- --
Debt: Low Duration 4.46 4.36 1.22 2.76 -0.84 0.22

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 38 59 38 56
Modified Duration (yrs) 0.66 2.12 0.55 0.67
Average Maturity (yrs) 0.78 2.53 0.70 0.90
Yield to Maturity (%) 4.34 4.43 4.04 4.67
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 182-D 03/02/2022 Treasury Bills SOV 0.00 - 6.43 6.43
new 5.63% GOI 2026 GOI Securities SOV 0.00 - 4.23 4.23
equal Axis Finance 24/05/2024 Debenture AAA 0.00 - 3.76 2.97
up 8.20% GOI 15/02/2022 Central Government Loan SOV 0.00 - 2.83 2.83
new 6.79% GOI 15/05/2027 GOI Securities SOV 0.00 - 2.66 2.66
new 5.15% GOI 2025 GOI Securities SOV 0.00 - 2.66 2.66
equal HDFC 19/05/2022 Non Convertible Debenture AAA 0.00 - 4.20 2.60
equal 8.30% Reliance Industries 2022 Debenture AAA 0.00 - 2.60 2.60
equal National Bank Agr. Rur. Devp 89-D 25/01/2022 Commercial Paper A1+ 0.00 - 2.57 2.57
equal IDFC First Bank 24/03/2022 Certificate of Deposit A1+ 0.00 - 3.17 2.56
equal 7.05% Mahindra Rural Housing Finance 26/09/2024 Non Convertible Debenture AA+ 0.00 - 2.25 2.05
equal 7.24% REC 31/12/2022 Non Convertible Debenture AAA 1.52 - 2.56 1.98
equal 8.15% GOI 2022 Central Government Loan SOV 0.00 - 2.56 1.97
equal 7.15% Tata Motors Finance 25/06/2024 Non Convertible Debenture AA- 0.00 - 1.82 1.67
equal 6.56% M&M Financial Services 29/09/2022 Debenture AAA 1.10 - 1.84 1.43
new 8.24% GOI 15/02/2027 Central Government Loan SOV 0.00 - 1.41 1.41
equal 7.17% Reliance Industries 2022 Non Convertible Debenture AAA 0.00 - 1.42 1.32
equal 7.35% Power Finance Corporation 15/10/2022 Debenture AAA 0.00 - 1.32 1.32
equal 6.98% National Bank Agr. Rur. Devp 19/09/2022 Debenture AAA 1.01 - 1.69 1.31
equal 8.18% Power Finance Corporation 19/03/2022 Debenture AAA 1.00 - 1.69 1.30
equal Shriram Transport Finance Company 16/06/2023 Non Convertible Debenture AA+ 0.00 - 1.41 1.30
new 5.11% HDB Financial Services 26/07/2022 Zero Coupon Bonds AAA 0.00 - 1.29 1.29
equal 4.23% HDFC 18/02/2022 Debenture AAA 0.99 - 1.64 1.29
equal JM Financial Products 365-D 04/03/2022 Commercial Paper A1+ 0.00 - 1.56 1.28
new Motilal Oswal Financial 166-D 14/06/2022 Commercial Paper A1+ 0.00 - 1.26 1.26

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Anurag Mittal since 01-Dec-2021

Education: Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science.

Experience: Prior to joining IDFC AMC, he worked with HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).

Funds Managed:


0.02%

Change from previous, NAV as on 14-Jan-2022

Growth: ₹ 5,071.6910

IDCW Yearly: ₹ 2,725.1210

More

IDCW Quarterly: ₹ 1,800.7253

IDCW Periodic: ₹ 1,047.0846

IDCW Monthly: ₹ 1,066.5740

Flexi IDCW: ₹ 1,085.7432

Bonus: ₹ 3,380.7420


Investment Strategy

The scheme seeks to generate reasonable income for its investors consistent with high liquidity by investing in a portfolio of debt & money market instruments.

Investment Details

Min. Investment (₹) 10,000
Min. Addl Investment (₹) --
Min. SIP Investment (₹) 500
Min. No of Cheques 6
Min. Withdrawal (₹) --
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 12-Jul-1999
Return Since Launch: 7.47%
Benchmark: CRISIL Low Duration Debt
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 3,875 Cr (As on 31-Dec-2021)
Expense: -- (As on )
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Flexi IDCW03-Jan-20222.9520

 01-Dec-20212.2358
 01-Nov-20215.0570
 01-Oct-202151.2908
 01-Sep-20215.6211
 02-Aug-20214.7973
 01-Jul-20213.2097
 01-Jun-20212.5196
 03-May-20210.7902
 03-Jun-20192.6527
 02-May-20192.3507
 02-Apr-20198.0485
 01-Mar-20194.1376
 01-Feb-20194.1525
 01-Jan-20195.5182
 03-Dec-20186.2673
 01-Nov-20184.1898
 01-Oct-20182.1746
 03-Sep-20184.7819
 01-Aug-20185.2571
 02-Jul-20185.5054
 01-Jun-20182.2664
 02-May-20181.8323
 03-Apr-20186.8506
 01-Mar-20183.3983
IDCW Periodic03-Jan-20222.8469

 01-Dec-20212.1562
 01-Nov-20214.8770
 01-Oct-202149.4644
 01-Sep-20215.4210
 02-Aug-20214.6265
 01-Jul-20213.0954
 01-Jun-20212.4300
 03-May-20210.7621
 03-Jun-20192.5582
 02-May-20192.2670
 02-Apr-20197.7620
 01-Mar-20193.9902
 01-Feb-20194.0046
 01-Jan-20195.3218
 03-Dec-20186.0441
 01-Nov-20184.0406
 01-Oct-20182.0972
 03-Sep-20184.6115
 01-Aug-20185.0701
 02-Jul-20185.3093
 01-Jun-20182.1857
 02-May-20181.7670
 03-Apr-20186.6067
 01-Mar-20183.2773
IDCW Monthly03-Jan-20226.2500

 01-Dec-20216.2500
 01-Nov-20216.2500
 01-Oct-20216.2500
 01-Sep-20216.2500
 02-Aug-20216.2500
 01-Jul-20216.2500
 01-Jun-20216.2500
 03-May-20216.2500
 05-Apr-20216.2500
 01-Mar-20216.2500
 01-Feb-20216.2500
 03-Apr-20206.5000
 03-Jun-20194.6821
 02-May-20194.6821
 02-Apr-20194.6821
 01-Mar-20194.6821
 01-Feb-20194.6821
 01-Jan-20194.6821
 03-Dec-20184.6821
 01-Nov-20184.6821
 01-Oct-20184.6821
 03-Sep-20184.6821
 01-Aug-20184.6821
 02-Jul-20184.6821
IDCW Quarterly23-Dec-202110.0000

 22-Sep-202110.0000
 23-Jun-20215.0000
 22-Mar-202120.0000
 21-Dec-202010.0000
 23-Sep-202010.0000
 24-Jun-202010.0000
 25-Mar-201914.4064
 26-Dec-20187.2032
 25-Sep-20187.2032
 26-Jun-20187.2032
 26-Mar-201810.8340
 26-Dec-201710.8340
 25-Sep-201710.8340
 28-Jun-201710.8340
 22-Mar-201718.0566
 26-Dec-201610.8340
 26-Sep-201610.8340
 27-Jun-201610.8340
 28-Mar-201621.6679
 28-Dec-201510.8340
 28-Sep-201510.8340
 25-Jun-201510.8340
 26-Mar-201518.1466
 29-Dec-201414.5173
IDCW Yearly30-Jun-200956.9364

 01-Jul-200878.8350
 29-Sep-20031.7500
 22-Mar-20023.5000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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