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3 star

PGIM India Liquid Fund download report


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
PGIM India Liquid-G 1.79 0.01 0.10 0.39 0.98 1.86 3.54 4.11 5.36 5.98 6.88
CCIL T Bill Liquidity Weight 0.85 0.04 0.07 0.25 0.38 0.89 1.99 2.71 3.30 3.69 4.25
Debt: Liquid 1.75 0.01 0.10 0.38 0.96 1.82 3.46 3.95 5.21 5.82 6.77
Rank within category 16 10 21 9 20 20 20 10 7 4 10
Number of funds in category 40 40 40 40 40 40 40 39 33 32 31

As on 24-Jun-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
PGIM India Liquid Fund  | Invest Online
3 star
Sep-07 3.54 4.11 5.36 0.25% 662
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
Dec-03 3.56 4.10 5.34 0.24% 32,789
Axis Liquid Fund
4 star
Oct-09 3.58 4.15 5.37 0.20% 25,219
Baroda BNP Paribas Liquid Fund
4 star
Feb-09 3.61 4.12 5.35 0.26% 7,120
Mirae Asset Cash Management Fund  | Invest Online
4 star
Jan-09 3.56 4.11 5.32 0.27% 3,623

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.40 24-Mar-2020 - 31-Mar-2020 -0.15 17-Mar-2020 - 24-Mar-2020
Month 0.93 08-Aug-2013 - 09-Sep-2013 0.15 23-Feb-2020 - 24-Mar-2020
Quarter 2.66 24-Jul-2013 - 23-Oct-2013 0.72 23-Oct-2020 - 22-Jan-2021
Year 9.92 12-Aug-2011 - 13-Aug-2012 3.18 29-Oct-2020 - 29-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
PGIM India Liquid-G 4.09 0.35 1.67 7.26 0.75 1.20
CCIL T Bill Liquidity Weight 2.69 0.37 -2.20 -4.41 -- --
Debt: Liquid 3.92 0.34 1.19 5.52 0.69 0.98
Rank within category 8 25 8 14 22 13
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 18 18 6 48
Modified Duration (yrs) 0.06 0.11 0.04 --
Average Maturity (yrs) 0.06 0.12 0.05 --
Yield to Maturity (%) 4.61 4.61 3.33 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 91-D 07/07/2022 Treasury Bills SOV 0.00 - 9.44 9.02
new 7.27% Nat. Highways Authority 2022 Debenture AAA 0.00 - 7.55 7.55
equal National Bank Agr. Rur. Devp 90-D 06/06/2022 Commercial Paper A1+ 0.00 - 7.89 7.54
new Bank of Baroda 13/06/2022 Certificate of Deposit A1+ 0.00 - 7.54 7.54
equal Reliance Jio Infocomm 240-D 17/06/2022 Commercial Paper A1+ 0.00 - 7.88 7.53
new Reserve Bank of India 182-D 14/07/2022 Treasury Bills SOV 0.00 - 7.51 7.51
new HDFC 59-D 24/06/2022 Commercial Paper A1+ 0.00 - 6.62 6.62
new 8.55% HDB Financial Services 17/06/2022 Non Convertible Debenture AAA 0.00 - 5.29 5.29
equal 8.07% Bajaj Housing Finance 2022 Non Convertible Debenture AAA 0.00 - 3.99 3.78
new 8.50% LIC Housing Fin. 20/06/2022 Non Convertible Debenture AAA 0.00 - 3.78 3.78
equal Jamnagar Utilities and Power 163-D 10/06/2022 Commercial Paper A1+ 0.00 - 3.94 3.77
equal Sikka Ports and Terminals 161-D 10/06/2022 Commercial Paper A1+ 0.00 - 3.94 3.77
new Indian Bank 29/06/2022 Certificate of Deposit A1+ 0.00 - 3.76 3.76
new Reserve Bank of India 91-D 13/07/2022 Treasury Bills SOV 0.00 - 3.75 3.75
new Aditya Birla Money Commercial Paper A1+ 0.00 - 3.73 3.73
equal 9.35% REC 15/06/2022 Bonds AAA 0.00 - 3.19 3.02
equal Aditya Birla Money 91-D 25/07/2022 Commercial Paper A1+ 0.00 - 1.41 1.35
equal 8.26% Uttar Pradesh State 2022 State Development Loan SOV 0.00 - 0.79 0.75
equal Others CBLO -- - 8.08

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2022

Fund Manager

— Kunal Jain since 05-Jan-2018

Education: Mr. Jain is a B.Com and MBA (Marketing).

Experience: Prior to joining PGIM India Mutual Fund, he has worked with Indiabulls AMC Ltd. as Fund Manager, LIC Nomura AMC Ltd. as Fund manager and Kotak Mahindra AMC Ltd. as Fixed Income Dealer.

Funds Managed:


0.01%

Change from previous, NAV as on 24-Jun-2022

Growth: ₹ 277.7483

IDCW Weekly: ₹ 100.5044

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IDCW Monthly: ₹ 108.8818

IDCW Daily: ₹ 100.3040

Bonus: ₹ 186.8975


Investment Strategy

The scheme aims to generate steady returns with high liquidity by investing in a portfolio of short-term , high quality money market and debt instruments. The fund would invest atleast 80% of the corpus in instruments with average maturity upto one year upto 20% of the corpus in instruments with average maturity greater than an year.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 1,000
Min. No of Cheques 5
Min. Withdrawal (₹) 1,000
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: PGIM India Mutual Fund
Launch Date: 05-Sep-2007
Return Since Launch: 7.14%
Benchmark: CRISIL Liquid Fund BI Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 662 Cr (As on 31-May-2022)
Expense: 0.25% (As on 31-May-2022)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily24-Jun-20220.0140

 23-Jun-20220.0159
 22-Jun-20220.0166
 21-Jun-20220.0122
 20-Jun-20220.0132
 19-Jun-20220.0133
 18-Jun-20220.0132
 17-Jun-20220.0064
 16-Jun-20220.0128
 15-Jun-20220.0115
 14-Jun-20220.0158
 13-Jun-20220.0097
 12-Jun-20220.0126
 11-Jun-20220.0126
 10-Jun-20220.0133
 09-Jun-20220.0129
 08-Jun-20220.0220
 07-Jun-20220.0057
 06-Jun-20220.0124
 05-Jun-20220.0121
 04-Jun-20220.0122
 03-Jun-20220.0122
 02-Jun-20220.0121
 01-Jun-20220.0123
 31-May-20220.0117
IDCW Monthly24-Jun-20220.2600

 27-May-20220.2600
 29-Apr-20220.2600
 25-Mar-20220.2600
 25-Feb-20220.2600
 28-Jan-20220.2630
 31-Dec-20210.2850
 26-Nov-20210.2850
 29-Oct-20210.2850
 24-Sep-20210.2850
 27-Aug-20210.2850
 30-Jul-20210.2850
 25-Jun-20210.2800
 28-May-20210.2800
 30-Apr-20210.2800
 26-Mar-20210.2800
 26-Feb-20210.2800
 29-Jan-20210.2800
 24-Dec-20200.2800
 27-Nov-20200.2800
 29-Oct-20200.2800
 25-Sep-20200.3500
 28-Aug-20200.3500
 31-Jul-20200.4200
 30-Jun-20200.4700
IDCW Weekly24-Jun-20220.0986

 17-Jun-20220.0816
 10-Jun-20220.0908
 03-Jun-20220.0877
 27-May-20220.0810
 20-May-20220.0874
 13-May-20220.0788
 06-May-20220.0220
 29-Apr-20220.0597
 22-Apr-20220.0923
 13-Apr-20220.0516
 08-Apr-20220.0749
 31-Mar-20220.0670
 25-Mar-20220.0788
 17-Mar-20220.0662
 11-Mar-20220.0665
 04-Mar-20220.0623
 25-Feb-20220.0668
 18-Feb-20220.0732
 11-Feb-20220.0812
 04-Feb-20220.0612
 28-Jan-20220.0750
 20-Jan-20220.0459
 14-Jan-20220.0656
 07-Jan-20220.0679
IDCW Quarterly28-Jun-20191.5847

 25-Mar-20191.5847
 28-Dec-20181.5847
 28-Sep-20181.5847
 28-Jun-20181.5847
 23-Mar-20181.5890
 29-Dec-20171.5890
 28-Sep-20171.5890
 29-Jun-20171.6251
 24-Mar-20171.4445
 29-Dec-20161.4445
IDCW Yearly23-Mar-20187.2227

 24-Mar-20171.4445
 28-Mar-20146.5459

Contact Information

AMC: PGIM India Asset Management Pvt. Ltd.

Address: 4th Floor, C Wing, Laxmi Towers, Bandra Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022-61593000 / 1800-266-2667

Website: https://www.pgimindiamf.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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