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3 star

Sundaram Medium Term Bond Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.06 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.24 Lakh

Suitability:

Medium Duration debt funds invest mainly in bonds maturing in about three to four years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital.

Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.

We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 6.11 -0.07 0.10 0.47 1.96 3.60 6.24 6.29 7.17 7.70 7.52
VR Bond 6.95 0.04 0.01 0.50 1.85 2.40 7.41 7.13 7.21 7.79 7.57
Debt: Medium Duration 6.74 -0.03 0.34 0.98 2.92 5.26 6.65 6.20 7.00 7.99 7.80
Rank within category 15 18 20 21 19 15 14 9 8 6 5
Number of funds in category 17 22 22 21 20 18 16 14 13 9 7

As on 27-Nov-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Medium Term Bond Fund - Regular Plan
3 star
Dec-97 6.24 6.29 7.17 2.18 73
ICICI Prudential Medium Term Bond Fund  | Invest Now
4 star
Sep-04 10.57 8.07 8.26 1.61 5,465
SBI Magnum Medium Duration Fund  | Invest Online
5 star
Nov-03 12.37 9.62 10.08 1.24 5,321
IDFC Bond Fund Medium Term Plan - Regular Plan
4 star
Jul-03 10.13 8.44 8.27 1.44 3,916
HDFC Medium Term Debt Fund  | Invest Online
4 star
Feb-02 9.68 8.03 8.32 1.29 1,715

Best & Worst Performance

Best (Period) Worst (Period)
Week 4.49 (19-Aug-2013 - 26-Aug-2013) -3.80 (12-Aug-2013 - 19-Aug-2013)
Month 8.15 (18-Nov-2008 - 18-Dec-2008) -5.53 (19-Jul-2013 - 19-Aug-2013)
Quarter 9.61 (06-Oct-2008 - 05-Jan-2009) -8.23 (20-May-2013 - 19-Aug-2013)
Year 18.94 (28-Nov-2000 - 28-Nov-2001) -2.26 (16-Oct-2003 - 15-Oct-2004)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.97 2.61 0.38 0.63 0.84 -0.50
VR Bond 6.75 2.09 0.85 1.51 -- --
Debt: Medium Duration 4.89 4.58 0.37 0.84 0.59 -1.12
Rank within category 9 6 7 7 13 9
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 14 18 14 34
Modified Duration (yrs) 3.08 4.25 2.98 3.48
Average Maturity (yrs) 4.80 6.47 4.80 4.33
Yield to Maturity (%) 5.00 7.83 5.00 6.58
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 5.77% GOI 2030 GOI Securities SOV 0.00 - 13.53 13.53
equal 7.99% State Bank of India 28/06/2029 Non Convertible Debenture AAA 6.30 - 7.41 7.41
new 7.27% GOI 2026 GOI Securities SOV 0.00 - 7.40 7.40
equal 8.55% Bank of Baroda 14/02/2029 Non Convertible Debenture AAA 6.29 - 7.39 7.39
new 7.32% GOI 28/01/2024 GOI Securities SOV 0.00 - 7.37 7.37
equal 7.55% IRFC 2029 Debenture AAA 6.11 - 7.32 7.32
equal 7.99% Power Finance Corp. 20/12/2022 Debenture AAA 0.00 - 7.27 7.27
equal 8.58% HDFC 18/03/2022 Debenture AAA 6.26 - 8.43 7.20
equal 7.60% LIC Housing Fin. 22/11/2022 Debenture AAA 0.00 - 7.18 7.18
equal Reserve Bank of India 182-D 25/03/2021 Treasury Bills SOV 0.00 - 6.73 6.73
new 6.22% GOI 16/03/2035 GOI Securities SOV 0.00 - 5.47 5.47
equal Reliance Retail Ltd. 28/06/2021 Securitised Debt AAA 2.50 - 2.89 2.81
equal Reliance Retail Ltd. 28/12/2020 Securitised Debt AAA 1.24 - 1.44 1.37
equal 10.50% Sunny View Estates 2021 Debenture BBB 0.00 - 0.91 0.91

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2020

Fund Manager

— Dwijendra Srivastava since 20-Jul-2010

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

— Sandeep Agarwal since 01-Jun-2012

Education: Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.

Experience: Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Funds Managed:


-0.07%

Change from previous, NAV as on 27-Nov-2020

Growth: ₹ 57.8917

Dividend Yearly: ₹ 12.6623

More

Dividend Quarterly: ₹ 12.6311

Dividend Half Yearly: ₹ 12.7332

Bonus: ₹ 19.7726


Investment Strategy

The scheme seeks to generate income and capital appreciation by investing in Fixed Income Securities and Money Market Instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 100
Minimum No of Cheques 20
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Exit Load For units in excess of 25% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 18-Dec-1997
Return Since Launch: 7.95%
Benchmark: CRISIL Medium Term Debt TRI
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 73 Cr (As on 31-Oct-2020)
Expense: 2.18% (As on 31-Oct-2020)
Risk Grade: Average
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Half Yearly24-Sep-20200.3000

 26-Mar-20200.2161
 26-Sep-20190.2161
 26-Mar-20190.2161
 26-Sep-20180.2161
 27-Mar-20180.2167
 21-Sep-20170.2167
 27-Mar-20170.2167
 23-Sep-20160.2167
 22-Jan-20160.1806
 17-Sep-20140.5824
 27-May-20131.9887
 18-Mar-20120.4405
 31-Mar-20100.1402
 09-Oct-20090.2190
 30-Mar-20090.4380
 28-Mar-20080.3504
 24-Dec-20070.3504
 20-Jul-20070.3066
 24-Jul-20060.1754
 09-Nov-20050.1754
 08-Apr-20050.2653
 08-Oct-20041.3266
 26-Dec-20038.2500
Dividend Quarterly24-Sep-20200.1500

 22-Jul-20200.1500
 26-Mar-20200.1080
 30-Dec-20190.1080
 26-Sep-20190.1080
 26-Jun-20190.1080
 26-Mar-20190.1080
 20-Dec-20180.1080
 26-Sep-20180.1080
 26-Jun-20180.1080
 27-Mar-20180.1083
 19-Dec-20170.1083
 21-Sep-20170.1083
 27-Jun-20170.1083
 27-Mar-20170.1083
 21-Dec-20160.1083
 23-Sep-20160.1083
 21-Jun-20160.1083
 22-Apr-20160.1083
 22-Jan-20160.0903
 17-Sep-20140.5456
 27-May-20131.8012
 18-Mar-20120.4405
 07-Jul-20100.1318
 31-Mar-20100.0613
Dividend Yearly26-Mar-20200.4322

 26-Mar-20190.4322
 27-Mar-20180.4334
 27-Mar-20170.4334
 22-Jan-20160.3611
 17-Sep-20140.5036
 27-May-20131.9375
 18-Mar-20120.4405
 31-Mar-20100.2628
 30-Mar-20090.6132
 28-Mar-20080.5694
 20-Jul-20070.4380
 24-Jul-20060.2631
 08-Apr-20050.1326
 10-Dec-20040.7960
 07-Nov-20039.0000

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]mmutual.com

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Last Session

VR Helpline

Critical Investment Decisions

dateSaturday, 28-Nov-2020
time04:00 PM - 04:30 PM

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