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Mutual Fund Publication

UTI Bond Fund - Regular Plan

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Debt: Medium to Long Duration

1 Lakh

Investment declined to
₹ 0.90 Lakh

₹ 10000

Monthly SIP Declined to
₹ 1.11 Lakh

Analyst's Choice?

Suitability:

Medium to Long Duration debt funds invest in bonds maturing in 4 to 7 years' time. They aim to earn slightly better returns than inflation and bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital.

We believe that Aggressive Hybrid funds or Large Cap Equity funds, which invest predominantly in shares, are more suitable alternatives for an investment horizon of 5 years or more because of their ability to earn much higher returns. They witness more severe ups and downs than Medium to Long Duration funds but the possibility of incurring a loss is substantially reduced if you invest for 5 years and above.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -6.27 0.08 0.20 -1.96 -6.05 -7.35 -9.93 -1.46 2.37 4.33 5.97
VR Bond 2.05 0.15 0.36 1.66 2.61 3.31 9.27 7.09 7.21 7.57 7.45
Debt: Medium to Long Duration 2.04 0.11 0.26 1.86 2.31 3.13 9.70 6.24 6.75 7.40 7.66
Rank within category 14 11 11 14 14 14 14 14 14 13 13
Number of funds in category 14 14 14 14 14 14 14 14 14 14 14

As on 26-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 5.55 (11-Dec-2008 - 18-Dec-2008) -7.98 (02-Jan-2009 - 09-Jan-2009)
Month 11.95 (18-Nov-2008 - 18-Dec-2008) -7.86 (02-Jan-2009 - 03-Feb-2009)
Quarter 19.22 (03-Oct-2008 - 02-Jan-2009) -9.95 (05-Jan-2009 - 06-Apr-2009)
Year 20.19 (03-Jan-2008 - 02-Jan-2009) -10.22 (20-Feb-2019 - 20-Feb-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -1.23 5.73 -1.20 -1.21 1.08 -7.29
VR Bond 6.03 2.13 0.17 0.31 -- --
Debt: Medium to Long Duration 4.91 3.55 -0.06 0.05 1.27 -1.22
Rank within category 14 13 14 14 4 14
Number of funds in category 14 14 14 14 14 14

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 21 22 17 21
Modified Duration (yrs) 5.45 5.62 2.77 5.09
Average Maturity (yrs) 8.04 8.04 3.68 7.31
Yield to Maturity (%) 7.30 10.25 7.30 7.19

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new 7.57% GOI 17/06/2033 GOI Securities SOV 0.00 - 16.88 16.88
up 6.45% GOI 2029 GOI Securities SOV 0.00 - 10.63 10.63
equal 8.12% NHPC 22/03/2029 Debenture AAA 0.00 - 10.22 9.13
equal 8.30% Jorabat Shillong Expressway 28/02/2025 Non Convertible Debenture D 0.00 - 5.31 5.31
down 8.15% National Bank Agr. Rur. Devp 28/03/2029 Non Convertible Debenture AAA 0.00 - 7.09 4.50
equal 8.36% Nat. Highways Authority 20/05/2029 Debenture AAA 0.00 - 10.25 4.49
down 8.23% IRFC 29/03/2029 Debenture AAA 0.00 - 10.11 4.48
down 7.70% Nat. Highways Authority 13/09/2029 Non Convertible Debenture AAA 0.00 - 6.29 4.31
new National Bank Agr. Rur. Devp Non Convertible Debenture AAA 0.00 - 4.30 4.30
equal 7.32% NTPC 17/07/2029 Non Convertible Debenture AAA 0.00 - 4.29 4.29
equal 7.48% IRFC 29/08/2034 Non Convertible Debenture AAA 0.00 - 4.42 4.26
equal 8.04% Vodafone Idea 27/01/2022 Debenture BBB+ 0.00 - 8.32 3.94
equal 8.30% Jorabat Shillong Expressway 2022 Non Convertible Debenture D 0.00 - 2.74 2.74
equal 8.97% Uttar Pradesh Power Corporation 15/02/2023 Bonds AA 1.35 - 2.16 2.16
equal 8.97% Uttar Pradesh Power Corporation 15/02/2024 Bonds AA 1.34 - 2.16 2.16
equal 8.97% Uttar Pradesh Power Corporation 13/02/2026 Bonds AA 1.31 - 2.14 2.14
equal 8.97% Uttar Pradesh Power Corporation 15/02/2027 Bonds AA 1.31 - 2.12 2.12
equal HDFC Bank 366-D Short Term Deposit -- 0.00 - 1.29 1.29
equal 8.97% Uttar Pradesh Power Corporation 15/02/2022 Bonds AA 0.56 - 1.36 0.86
equal HDFC Bank 367-D Short Term Deposit -- 0.00 - 0.43 0.43
equal Dewan Housing Fin. Corpn. 2021 Non Convertible Debenture D 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Amandeep Singh Chopra since 16-Feb-2012

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with associated with UTI AMC for over two decades.

Interviews:

Funds Managed:

Invest Online
0.08%

Change from previous, NAV as on 26-Feb-2020

Growth: ₹ 47.0096

Flexi Dividend: ₹ 9.9481

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Dividend Yearly: ₹ 9.9456

Dividend Quarterly: ₹ 12.9305

Dividend Half Yearly: ₹ 9.7596

Investment Strategy

The scheme seeks to generate optimal returns with adequate liquidity by investing in debt and money market instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load 3% for redemption within 89 days
2% for redemption between 90 - 179 days
1% for redemption between 180 - 364 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 17-May-1998
Return Since Launch: 7.36%
Benchmark: CRISIL Medium to Long Term Debt
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 465 Cr (As on 31-Jan-2020)
Expense: 1.58% (As on 31-Jan-2020)
Risk Grade: High
Return Grade: Low

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Half Yearly25-Mar-20190.0360

 25-Sep-20180.0360
 25-Sep-20170.2167
 22-Mar-20170.2889
 26-Sep-20160.2167
Dividend Quarterly25-Mar-20190.0180

 26-Dec-20180.0720
 25-Sep-20180.0180
 26-Jun-20180.0216
 26-Dec-20170.0722
 25-Sep-20170.1083
 28-Jun-20170.1083
 22-Mar-20170.1806
 26-Dec-20160.1083
 26-Sep-20160.1083
 27-Jun-20160.1083
 28-Mar-20160.1445
 28-Dec-20150.0722
 28-Sep-20150.0722
 25-Jun-20150.0722
 26-Mar-20150.1815
 29-Dec-20140.0726
 25-Sep-20140.2727
 26-Jun-20140.2338
 26-Mar-20140.0779
 30-Dec-20130.0779
 26-Sep-20130.0779
 30-May-20130.1752
 25-Mar-20130.2202
 27-Dec-20120.1762
Dividend Yearly25-Mar-20190.0540

 26-Mar-20180.2167
 22-Mar-20170.5056
 28-Mar-20160.2167
Flexi Dividend25-Mar-20190.0540

 26-Mar-20180.2167
 22-Mar-20170.5056
 28-Mar-20160.2167

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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