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UTI Bond Fund - Regular Plan

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Debt: Medium to Long Duration

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1 Lakh

Investment Grown to
₹ 1.10 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.29 Lakh

Suitability:

"Medium to Long Duration debt funds invest mainly in bonds maturing in four to seven years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they may experience some degree of volatility in response to changes in interest rates.

Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.

We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 9.67 0.09 0.06 0.05 8.10 9.04 10.00 1.67 2.26 4.62 6.17
VR Bond 2.68 0.01 0.10 0.60 1.14 2.12 2.88 6.14 5.55 6.65 7.32
Debt: Medium to Long Duration 3.09 0.12 0.10 0.47 1.20 2.58 3.49 7.09 5.60 6.80 7.60
Rank within category 1 16 18 20 1 1 1 13 14 13 13
Number of funds in category 14 21 21 21 17 17 14 14 14 14 14

As on 08-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Bond Fund - Regular Plan  | Invest Online
1 star
 May-98 10.00 1.67 2.26 1.62% 292
Aditya Birla Sun Life Income Fund  | Invest Online
4 star
 Oct-95 4.62 9.03 6.44 0.80% 3,524
ICICI Prudential Bond Fund  | Invest Now
4 star
 Aug-08 3.48 8.75 7.04 1.20% 3,512
Kotak Bond Fund - Regular Plan  | Invest Online
4 star
 Nov-99 3.30 8.58 5.94 1.62% 2,950
SBI Magnum Income Fund  | Invest Online
4 star
 Nov-98 4.04 9.14 7.47 1.46% 1,713

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 5.55 11-Dec-2008 - 18-Dec-2008 -7.98 02-Jan-2009 - 09-Jan-2009
Month 11.95 18-Nov-2008 - 18-Dec-2008 -7.86 02-Jan-2009 - 03-Feb-2009
Quarter 19.22 03-Oct-2008 - 02-Jan-2009 -9.95 05-Jan-2009 - 06-Apr-2009
Year 20.19 03-Jan-2008 - 02-Jan-2009 -13.10 25-Mar-2019 - 24-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 2.04 7.26 -0.24 -0.29 0.79 -3.65
VR Bond 6.20 2.04 1.18 1.59 -- --
Debt: Medium to Long Duration 7.09 3.60 1.18 1.95 1.22 0.37
Rank within category 13 14 13 14 3 14
Number of funds in category 14 14 14 14 14 14

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 14 17 10 32
Modified Duration (yrs) 2.69 5.77 2.01 --
Average Maturity (yrs) 5.54 8.74 4.05 --
Yield to Maturity (%) 4.57 6.17 3.92 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style*

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal GOI 22/09/2033 GOI Securities Floating Rate Bond SOV 0.00 - 17.96 15.54
new Reserve Bank of India 182-D 09/12/2021 Treasury Bills SOV 0.00 - 13.67 13.67
equal 6.10% GOI 2031 GOI Securities SOV 0.00 - 11.77 11.77
equal 8.30% Jorabat Shillong Expressway 28/02/2025 Non Convertible Debenture D 8.20 - 8.98 8.45
equal 6.79% GOI 26/12/2029 GOI Securities SOV 0.00 - 5.62 5.28
equal 7.25% Punjab National Bank Additional Tier 2 Bond AA+ 5.06 - 5.43 5.19
equal 7.09% Food Corporation of India 13/08/2031 Non Convertible Debenture AAA 0.00 - 5.47 5.18
equal 6.75% Piramal Capital & Housing Finance 26/09/2031 Debenture AA 0.00 - 3.51 3.48
new Reserve Bank of India 182-D 02/12/2021 Treasury Bills SOV 0.00 - 3.42 3.42
equal 8.30% Jorabat Shillong Expressway 2022 Non Convertible Debenture D 2.22 - 4.63 2.23
equal Arunachal Pradesh State 2030 State Development Loan SOV 1.81 - 1.95 1.84
equal 7.75% Power Finance Corporation 2030 Non Convertible Debenture AAA 1.78 - 7.74 1.80
equal 7.68% Power Finance Corporation 15/07/2030 Non Convertible Debenture AAA 1.75 - 1.90 1.79
equal Clearing Corporation 91-D Short Term Deposit -- 0.00 - 0.36 0.36

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Nov-2021

*As on 31-Oct-2021

Fund Manager

— Amandeep Singh Chopra since 16-Feb-2012

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with UTI AMC since 1994 beginning with Investment Research and then moving into the area of Fund Management. Prior to this, he had an experience of 2 years of working with Aaina Exports Ltd and Stenay Ltd. He serves on the Executive Investment Committee (EIC), Valuation Committee and the Management Committee of UTI AMC Ltd. He is also a member of the Valuation Committee of the Association of Mutual Funds in India (AMFI).

Interviews:

Funds Managed:

Invest Online
0.09%

Change from previous, NAV as on 08-Dec-2021

Growth: ₹ 55.5857

IDCW Yearly: ₹ 11.2081

More

IDCW Quarterly: ₹ 14.5750

IDCW Half Yearly: ₹ 11.3844

Flexi IDCW: ₹ 11.2109

Investment Strategy

The scheme seeks to generate optimal returns with adequate liquidity by investing in debt and money market instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load 3% for redemption within 89 days
2% for redemption between 90 - 179 days
1% for redemption between 180 - 364 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 17-May-1998
Return Since Launch: 7.55%
Benchmark: NIFTY Medium to Long Duration Debt
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 292 Cr (As on 30-Nov-2021)
Expense: 1.62% (As on 31-Oct-2021)
Risk Grade: High
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Half Yearly22-Sep-20210.1500

 25-Mar-20190.0360
 25-Sep-20180.0360
 25-Sep-20170.2167
 22-Mar-20170.2889
 26-Sep-20160.2167
IDCW Quarterly22-Sep-20210.0750

 23-Jun-20210.0750
 22-Mar-20210.2000
 21-Dec-20200.1000
 23-Sep-20200.1000
 24-Jun-20200.1000
 25-Mar-20190.0180
 26-Dec-20180.0720
 25-Sep-20180.0180
 26-Jun-20180.0216
 26-Dec-20170.0722
 25-Sep-20170.1083
 28-Jun-20170.1083
 22-Mar-20170.1806
 26-Dec-20160.1083
 26-Sep-20160.1083
 27-Jun-20160.1083
 28-Mar-20160.1445
 28-Dec-20150.0722
 28-Sep-20150.0722
 25-Jun-20150.0722
 26-Mar-20150.1815
 29-Dec-20140.0726
 25-Sep-20140.2727
 26-Jun-20140.2338
Flexi IDCW22-Mar-20210.5000

 25-Mar-20190.0540
 26-Mar-20180.2167
 22-Mar-20170.5056
 28-Mar-20160.2167
IDCW Yearly22-Mar-20210.5000

 25-Mar-20190.0540
 26-Mar-20180.2167
 22-Mar-20170.5056
 28-Mar-20160.2167

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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