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UTI Bond Fund - Regular Plan

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Debt: Medium to Long Duration

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1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.24 Lakh

Suitability:

Medium to Long Duration debt funds invest mainly in bonds maturing in four to seven years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they may experience some degree of volatility in response to changes in interest rates.

Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.

We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -0.17 0.00 0.01 0.08 0.47 1.09 5.49 -0.40 3.07 5.13 6.23
VR Bond 0.09 -0.03 0.06 0.30 1.29 1.73 7.27 7.27 7.17 7.64 7.57
Debt: Medium to Long Duration -0.18 0.01 0.06 0.08 0.87 1.99 9.62 7.44 7.55 8.10 8.01
Rank within category 7 7 14 6 12 12 14 14 14 13 13
Number of funds in category 14 14 14 14 14 14 14 14 14 14 14

As on 25-Jan-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Bond Fund - Regular Plan  | Invest Online
1 star
 May-98 5.49 -0.40 3.07 1.59 301
ICICI Prudential Bond Fund  | Invest Now
4 star
 Aug-08 10.51 8.75 8.53 1.20 4,081
SBI Magnum Income Fund  | Invest Online
5 star
 Nov-98 10.73 9.22 9.27 1.46 1,766
IDFC Bond Fund Income Plan - Regular Plan
4 star
 Jul-00 10.65 9.36 8.67 1.97 705
Nippon India Income Fund  | Invest Online
4 star
 Jan-98 9.85 9.34 8.72 1.73 422

Best & Worst Performance

Best (Period) Worst (Period)
Week 5.55 (11-Dec-2008 - 18-Dec-2008) -7.98 (02-Jan-2009 - 09-Jan-2009)
Month 11.95 (18-Nov-2008 - 18-Dec-2008) -7.86 (02-Jan-2009 - 03-Feb-2009)
Quarter 19.22 (03-Oct-2008 - 02-Jan-2009) -9.95 (05-Jan-2009 - 06-Apr-2009)
Year 20.19 (03-Jan-2008 - 02-Jan-2009) -13.10 (25-Mar-2019 - 24-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -0.16 5.98 -0.82 -0.85 0.93 -7.11
VR Bond 7.10 2.02 1.15 1.94 -- --
Debt: Medium to Long Duration 7.30 3.56 0.93 1.79 1.25 -0.38
Rank within category 14 13 14 14 3 14
Number of funds in category 14 14 14 14 14 14

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 13 21 11 29
Modified Duration (yrs) 5.66 7.20 5.20 5.34
Average Maturity (yrs) 7.97 10.44 7.56 7.21
Yield to Maturity (%) 6.17 7.30 6.14 5.78
Avg Credit Rating AA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 5.77% GOI 2030 GOI Securities SOV 0.00 - 27.07 16.77
new 5.15% GOI 2025 GOI Securities SOV 0.00 - 13.30 13.30
down 6.19% GOI 16/09/2034 GOI Securities SOV 0.00 - 35.86 13.21
down 5.79% GOI 2030 GOI Securities SOV 0.00 - 19.36 9.88
equal 8.30% Jorabat Shillong Expressway 28/02/2025 Non Convertible Debenture D 5.31 - 8.20 8.20
equal 7.75% Power Finance Corp. 2030 Non Convertible Debenture AAA 0.00 - 7.74 7.74
equal 6.85% IRFC 29/10/2040 Debenture AAA 0.00 - 6.66 6.66
equal 7.25% Punjab National Bank 29/07/2030 Debenture AA+ 0.00 - 5.07 5.06
equal 8.30% Jorabat Shillong Expressway 2022 Non Convertible Debenture D 2.74 - 4.23 4.23
equal Arunachal Pradesh State 2030 State Development Loan SOV 0.00 - 6.49 1.83
equal 7.68% Power Finance Corp. 15/07/2030 Non Convertible Debenture AAA 0.00 - 9.54 1.75
equal Allahabad Bank 365-D Short Term Deposit -- 0.00 - 0.66 0.66
equal Dewan Housing Fin. Corpn. 2021 Non Convertible Debenture D 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2020

Fund Manager

— Amandeep Singh Chopra since 16-Feb-2012

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with associated with UTI AMC for over two decades.

Interviews:

Funds Managed:

Invest Online
0.00%

Change from previous, NAV as on 25-Jan-2021

Growth: ₹ 50.5953

Flexi Dividend: ₹ 10.7068

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Dividend Yearly: ₹ 10.7043

Dividend Quarterly: ₹ 13.6127

Dividend Half Yearly: ₹ 10.5040

Investment Strategy

The scheme seeks to generate optimal returns with adequate liquidity by investing in debt and money market instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load 3% for redemption within 89 days
2% for redemption between 90 - 179 days
1% for redemption between 180 - 364 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 17-May-1998
Return Since Launch: 7.40%
Benchmark: CRISIL Medium to Long Term Debt
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 301 Cr (As on 31-Dec-2020)
Expense: 1.59% (As on 31-Dec-2020)
Risk Grade: High
Return Grade: Low

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Quarterly21-Dec-20200.1000

 23-Sep-20200.1000
 24-Jun-20200.1000
 25-Mar-20190.0180
 26-Dec-20180.0720
 25-Sep-20180.0180
 26-Jun-20180.0216
 26-Dec-20170.0722
 25-Sep-20170.1083
 28-Jun-20170.1083
 22-Mar-20170.1806
 26-Dec-20160.1083
 26-Sep-20160.1083
 27-Jun-20160.1083
 28-Mar-20160.1445
 28-Dec-20150.0722
 28-Sep-20150.0722
 25-Jun-20150.0722
 26-Mar-20150.1815
 29-Dec-20140.0726
 25-Sep-20140.2727
 26-Jun-20140.2338
 26-Mar-20140.0779
 30-Dec-20130.0779
 26-Sep-20130.0779
Dividend Half Yearly25-Mar-20190.0360

 25-Sep-20180.0360
 25-Sep-20170.2167
 22-Mar-20170.2889
 26-Sep-20160.2167
Dividend Yearly25-Mar-20190.0540

 26-Mar-20180.2167
 22-Mar-20170.5056
 28-Mar-20160.2167
Flexi Dividend25-Mar-20190.0540

 26-Mar-20180.2167
 22-Mar-20170.5056
 28-Mar-20160.2167

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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