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Nippon India Q Interval Series III Retail download report


Debt: Fixed Maturity

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

"Fixed Maturity Plans, as the name suggests, are funds that have a fixed tenure which can vary from three months to five years or even more. Upon the completion of the stated tenure, the fund is wound up and investors' money is returned to them along with accumulated gains. Therefore, they are similar to bank fixed deposits except that they do not offer guaranteed returns even though they aim to better what an FD can fetch.

However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Nippon India Q Interval Series III Retail-G 2.72 0.01 0.11 0.41 1.25 2.26 3.95 3.51 4.94 5.61 6.63
CCIL T Bill Liquidity Weight 1.28 0.06 0.07 0.30 0.76 1.05 2.05 2.60 3.27 3.64 4.21
Debt: Fixed Maturity 1.31 0.05 0.25 0.93 1.85 0.88 3.41 3.82 4.98 5.63 6.63
Rank within category 3 36 36 41 39 3 5 8 6 4 5
Number of funds in category 32 48 48 48 48 35 26 12 12 12 12

As on 12-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Q Interval Series III Retail
Unrated
Jun-07 3.95 3.51 4.94 0.20 144
BHARAT Bond FOF - April 2023 - Regular Plan  | Invest Online
4 star
Dec-19 3.72 -- -- 0.06 2,648
BHARAT Bond ETF - April 2030  | Invest Online
Unrated
Dec-19 3.62 -- -- 0.00 13,615
BHARAT Bond ETF - April 2031  | Invest Online
Unrated
Jul-20 3.04 -- -- 0.00 11,023
BHARAT Bond ETF - April 2025  | Invest Online
Unrated
Jul-20 2.46 -- -- 0.00 10,034

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.40 21-Feb-2011 - 28-Feb-2011 -0.18 09-Jul-2013 - 16-Jul-2013
Month 1.17 30-Aug-2013 - 01-Oct-2013 0.08 23-Mar-2020 - 22-Apr-2020
Quarter 2.90 24-Jul-2013 - 23-Oct-2013 0.41 20-Mar-2020 - 19-Jun-2020
Year 10.16 14-Dec-2007 - 15-Dec-2008 2.55 02-Nov-2020 - 02-Nov-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Nippon India Q Interval Series III Retail-G 3.45 0.34 -0.12 -0.29 0.13 0.08
CCIL T Bill Liquidity Weight 2.60 0.34 -2.61 -4.87 -- --
Debt: Fixed Maturity 3.76 0.50 0.27 1.90 0.27 0.51
Rank within category 8 7 8 8 4 8
Number of funds in category 12 12 12 12 12 12

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 10 10 1 29
Modified Duration (yrs) 0.17 0.17 0.01 --
Average Maturity (yrs) 0.18 0.18 0.00 --
Yield to Maturity (%) 5.33 5.33 3.09 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style*

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Kotak Mahindra Bank 2022 Certificate of Deposit A1+ 0.00 - 11.74 11.74
equal Canara Bank 2022 Certificate of Deposit A1+ 0.00 - 11.73 11.73
equal 9.15% Export-Import Bank 2022 Bonds AAA 0.00 - 10.87 10.79
equal 7.00% Reliance Industries 31/08/2022 Non Convertible Debenture AAA 0.00 - 10.48 10.41
equal Tata Steel 88-D 30/08/2022 Commercial Paper A1+ 0.00 - 9.67 9.67
equal Axis Securities 88-D 06/09/2022 Commercial Paper A1+ 0.00 - 9.66 9.66
equal Aditya Birla Money 90-D 06/09/2022 Commercial Paper A1+ 0.00 - 9.66 9.66
equal CESC 85-D 06/09/2022 Commercial Paper A1+ 0.00 - 9.66 9.66
equal ICICI Home Finance Company 81-D 06/09/2022 Commercial Paper A1+ 0.00 - 9.66 9.66
equal Reserve Bank of India 182-D 01/09/2022 Treasury Bills SOV 0.00 - 5.18 5.18
equal Others Margin Money -- - 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

*As on 30-Jun-2022

Fund Manager

— Anju Chhajer since 31-Mar-2021

Education: Ms. Chhajer is a B.Com (H) and a Chartered Accountant.

Experience: Prior to joining Nippon India Mutual Fund Ltd. as a fund manager, she has worked with National Insurance Company as a Money Maker Instruments and D.C Dharewa & Co.

Funds Managed:


0.01%

Change from previous, NAV as on 12-Aug-2022

Growth: ₹ 28.6111

IDCW: ₹ 10.3861


Investment Strategy

The scheme aims to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 100
Min. No of Cheques 60
Min. Withdrawal (₹) 100
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 0.3%

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 06-Jun-2007
Return Since Launch: 7.16%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 144 Cr (As on 31-Jul-2022)
Expense Ratio: 0.20% (As on 31-Mar-2022)
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW07-Sep-20210.0006

 06-Sep-20210.0528
 08-Jun-20210.0081
 07-Jun-20210.0687
 09-Mar-20210.0008
 08-Mar-20210.0711
 08-Dec-20200.0008
 07-Dec-20200.0689
 08-Sep-20200.0008
 07-Sep-20200.0723
 09-Jun-20200.0005
 08-Jun-20200.0456
 09-Mar-20200.0027
 06-Mar-20200.0779
 09-Dec-20190.0028
 06-Dec-20190.0898
 09-Sep-20190.0030
 06-Sep-20190.1145
 07-Jun-20190.0011
 06-Jun-20190.1309
 07-Mar-20190.0012
 06-Mar-20190.1231
 07-Dec-20180.0012
 06-Dec-20180.1305
 07-Sep-20180.0014

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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