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Aditya Birla Sun Life Equity Hybrid '95 Fund


1 Lakh

Investment Grown to
₹ 1.19 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.78 Lakh

Analyst's Choice?

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80% of your money in equity shares and the rest in bonds and commodities. Their returns are slightly lower than pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to its sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.12 -0.61 -0.06 0.19 2.92 5.23 7.30 5.97 6.10 11.80 11.46
VR Balanced TRI -0.25 -0.88 -0.68 -0.79 4.14 6.93 12.82 12.16 7.60 11.08 10.25
Hybrid: Aggressive Hybrid 1.52 -0.49 0.22 1.24 4.72 8.16 11.12 8.17 6.91 11.86 10.81
Rank within category 42 30 32 37 38 35 31 28 17 14 9
Number of funds in category 44 44 44 44 43 43 39 32 25 23 21

As on 27-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 15.46 (15-May-2009 - 22-May-2009) -14.94 (29-Mar-2000 - 05-Apr-2000)
Month 32.37 (03-Dec-1999 - 04-Jan-2000) -26.18 (07-Mar-2000 - 06-Apr-2000)
Quarter 78.28 (22-Nov-1999 - 22-Feb-2000) -34.69 (25-Feb-2000 - 26-May-2000)
Year 218.82 (22-Feb-1999 - 22-Feb-2000) -45.00 (12-Apr-2000 - 12-Apr-2001)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.97 9.33 0.24 0.33 0.80 -4.08
VR Balanced TRI 13.65 10.24 0.77 1.18 -- --
Hybrid: Aggressive Hybrid 9.64 9.97 0.40 0.62 0.85 -2.86
Rank within category 26 10 25 28 11 23
Number of funds in category 32 32 32 32 32 32

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2019

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 70
Top 10 Holdings (%) 37.11
Top 5 Holdings (%) 25.10
Top 3 Sectors (%) 45.19
Portfolio P/B Ratio 2.97
Portfolio P/E Ratio 24.14

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.03% Vodafone Idea 14/02/2022 Debenture BBB- 0.00 - 2.20 2.20
new Reserve Bank of India 76-D 17/03/2020 Cash Management Bill SOV 0.00 - 1.60 1.60
equal Shriram City Union Finance 21/09/2021 Debenture AA+ 1.13 - 1.46 1.46
equal 8.03% Vodafone Idea 31/01/2022 Debenture BBB- 0.00 - 1.09 1.09
equal 9.75% Uttar Pradesh Power Corporation 20/10/2025 Debenture AA- 0.65 - 0.85 0.85
equal 9.75% Uttar Pradesh Power Corporation 20/10/2027 Debenture AA- 0.59 - 0.76 0.76
new Birla Group Holdings 91-D 28/02/2020 Commercial Paper A1+ 0.00 - 0.66 0.66
equal 1.50% HDFC 29/06/2020 Debenture AAA 0.49 - 0.63 0.63
new 7.20% Power Grid Corporation 2027 Debenture AAA 0.00 - 0.57 0.57
equal 7.70% HDB Financial Services 2020 Debenture AAA 0.43 - 0.56 0.56
equal 8.45% LIC Housing Fin. 2020 Non Convertible Debenture AAA 0.00 - 0.48 0.48
equal 9.08% Union Bank of India 31/12/2099 Bonds AA 0.35 - 0.48 0.48
new 7.50% HDB Financial Services 23/12/2022 Debenture AAA 0.00 - 0.47 0.47
equal 8.30% REC 25/03/2029 Non Convertible Debenture AAA 0.00 - 0.45 0.45
equal 10.15% Uttar Pradesh Power Corporation 20/01/2021 Debenture A+ 0.26 - 0.33 0.33
equal 10.15% Uttar Pradesh Power Corporation 20/01/2022 Debenture A+ 0.26 - 0.33 0.33
equal 10.15% Uttar Pradesh Power Corporation 20/01/2025 Debenture A+ 0.25 - 0.33 0.33
equal 7.90% Sikka Ports and Terminals 18/11/2026 Debenture AAA 0.24 - 0.32 0.32
equal 10.15% Uttar Pradesh Power Corporation 20/01/2026 Debenture A+ 0.25 - 0.32 0.32
equal 10.15% Uttar Pradesh Power Corporation 20/01/2028 Debenture A+ 0.25 - 0.32 0.32
equal 9.75% Jamnagar Utilities and Power 2024 Debenture AAA 0.19 - 0.25 0.25
equal 7.17% Nat. Highways Authority 23/12/2021 Non Convertible Debenture AAA 0.00 - 0.24 0.24
equal 6.98% National Bank Agr. Rur. Devp 19/09/2022 Debenture AAA 0.00 - 0.24 0.24
equal 6.83% Power Finance Corp. 15/04/2020 Bonds AAA 0.00 - 0.24 0.24
equal 7.40% Sundaram Bnp Paribas Home Finance 2020 Non Convertible Debenture AA+ 0.18 - 0.24 0.24

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down HDFC Bank Financial 25.48 8.33 3.06 8.07
down ICICI Bank Financial 36.08 6.80 2.05 6.80
equal Infosys Technology 20.25 4.49 1.92 4.49
equal Reliance Industries Energy 21.53 3.00 0.00 3.00
equal Larsen & Toubro Construction 19.32 2.82 0.46 2.75
equal HDFC Financial 19.27 2.60 0.00 2.60
equal Axis Bank Financial 43.52 2.46 0.00 2.46
down Whirlpool Cons Durable 64.24 2.44 0.29 2.44
down State Bank of India Financial 27.59 3.11 0.28 2.30
equal Kotak Mahindra Bank Financial 35.72 1.73 0.81 1.73
equal ITC FMCG 20.43 2.63 1.20 1.67
equal Pfizer Healthcare 39.03 1.60 0.51 1.60
up Sun TV Network Services 14.02 1.48 0.44 1.39
equal Marico FMCG 36.08 1.84 0.00 1.31
equal IRB InvIT Fund Construction -- 1.65 0.00 1.24
equal Eris Lifesciences Healthcare 22.33 1.82 0.00 1.23
up HCL Technologies Technology 15.59 1.69 0.44 1.20
up Alkem Laboratories Healthcare 30.56 1.18 0.00 1.18
equal Kansai Nerolac Paints Chemicals 50.67 1.16 0.00 1.16
equal NMDC Metals 7.74 1.11 0.00 1.09
equal Bata India FMCG 65.05 1.34 0.00 1.09
equal Crompton Greaves Consumer Electricals Cons Durable 35.83 1.12 0.36 1.07
equal NTPC Energy 9.46 1.02 0.34 1.02
equal Ultratech Cement Construction 37.63 0.99 0.00 0.97
up Thyrocare Technologies Healthcare 30.51 0.92 0.00 0.92

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Dhaval Shah since 23-Nov-2016

Education: Mr.Shah has done B.Com. from University of Mumbai & MBA from Somaiya Institute of Management Studies & Research. He also holds CFA designation.

Experience: Prior to joining Aditya Birla Sunlife Mutual Fund he has worked with HDFC Mutual Fund, Reliance Mutual Fund, Morgan Stanley.

Funds Managed:

— Mahesh Patil since 15-Jan-2014

Education: Mr. Patil is B.E (Electrical), MMS in Finance and Chartered Financial Accountant from ICFAI Hyderabad.

Experience: Prior to joining Birla Sun Life AMC he has worked with Reliance Infocom Ltd., Motilal Oswal Securities and Parag Parikh Financial Advisory Services Ltd.

Interviews:

Funds Managed:

— Pranay Sinha since 17-Aug-2015

Education: Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.

Experience: Prior to joining BSLAMC , he has worked with BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).

Funds Managed:


-0.61%

Change from previous, NAV as on 27-Jan-2020

Growth: ₹ 770.0900

Dividend: ₹ 128.2700


Investment Strategy

The scheme seeks to generate long term growth of capital and current income, through a portfolio investing in equity, debt and money market securities. The secondary objective is income generation and distribution of dividend.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Exit Load For units in excess of 15% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 24-Apr-1998
Return Since Launch: 19.20%
Benchmark: CRISIL Hybrid 35+65 Aggressive
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 10,512 Cr (As on 31-Dec-2019)
Expense: 1.80% (As on 31-Dec-2019)
Risk Grade: Average
Return Grade: Below Average
Turnover: 79.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend31-Dec-20192.0187

 30-Sep-20192.0187
 28-Jun-20192.0541
 29-Mar-20192.0896
 31-Dec-20182.0541
 28-Sep-20182.1692
 29-Jun-20182.5234
 23-Mar-20185.1000
 22-Dec-20174.6000
 22-Sep-20173.9000
 23-Jun-20174.6000
 17-Mar-20174.3500
 26-Dec-20163.5000
 30-Sep-20163.8000
 30-Jun-20162.4600
 18-Mar-20162.6500
 23-Dec-20152.8500
 22-Sep-20157.5000
 26-Jun-20157.5000
 09-Mar-20154.5000
 01-Oct-20147.0000
 21-Mar-20146.0000
 18-Feb-20135.0000
 13-Feb-20125.0000
 29-Apr-20116.5000

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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