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2 star

Aditya Birla Sun Life Equity Hybrid '95 Fund


1 Lakh

Investment Grown to
₹ 1.32 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.81 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 16.90 -0.36 0.84 1.79 9.25 16.82 45.16 9.78 10.00 11.51 12.35
VR Balanced TRI 12.10 -0.16 0.45 -0.08 8.51 10.32 35.72 12.64 13.08 11.24 11.53
Hybrid: Aggressive Hybrid 17.14 -0.29 0.97 1.84 10.12 16.98 41.26 11.96 11.95 11.73 12.22
Rank within category 22 31 30 19 29 19 11 32 24 15 13
Number of funds in category 49 50 50 50 50 49 47 38 31 27 24

As on 27-Jul-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Equity Hybrid '95 Fund  | Invest Online
2 star
Feb-95 45.16 9.78 10.00 1.88 7,876
SBI Equity Hybrid Fund  | Invest Online
4 star
Dec-95 36.15 13.41 12.71 1.63 40,924
ICICI Prudential Equity & Debt Fund  | Invest Now
4 star
Nov-99 51.40 14.47 13.60 1.81 17,130
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 43.74 14.75 13.61 1.89 6,966
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
5 star
Feb-93 36.81 14.50 13.95 1.95 5,636

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 15.46 15-May-2009 - 22-May-2009 -14.94 29-Mar-2000 - 05-Apr-2000
Month 32.37 03-Dec-1999 - 04-Jan-2000 -29.37 20-Feb-2020 - 23-Mar-2020
Quarter 78.28 22-Nov-1999 - 22-Feb-2000 -34.69 25-Feb-2000 - 26-May-2000
Year 218.82 22-Feb-1999 - 22-Feb-2000 -45.00 12-Apr-2000 - 12-Apr-2001

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 11.40 18.41 0.39 0.40 0.99 -3.15
VR Balanced TRI 14.68 18.21 0.57 0.66 -- --
Hybrid: Aggressive Hybrid 13.40 17.69 0.52 0.57 0.93 -0.51
Rank within category 29 28 35 33 34 35
Number of funds in category 38 38 38 38 38 38

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 60
Top 10 Holdings (%) 33.81
Top 5 Holdings (%) 23.15
Top 3 Sectors (%) 47.49
Portfolio P/B Ratio 4.62
Portfolio P/E Ratio 36.52
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 9.75% Uttar Pradesh Power Corporation 20/10/2025 Debenture AA- 1.12 - 1.26 1.22
equal 9.75% Uttar Pradesh Power Corporation 20/10/2027 Debenture AA- 1.00 - 1.12 1.08
equal First Business Receivable Trust Securitised Debt AAA 0.14 - 0.18 0.82
equal 7.20% Power Grid Corporation 2027 Debenture AAA 0.79 - 0.84 0.79
equal GOI 22/09/2033 GOI Securities Floating Rate Bond SOV 0.00 - 0.76 0.76
equal 6.88% REC 20/03/2025 Debenture AAA 0.72 - 0.75 0.72
equal 7.50% HDB Financial Services 23/12/2022 Debenture AAA 0.65 - 0.69 0.66
equal 9.08% Union Bank of India Additional Tier 1 Bond AA 0.63 - 0.68 0.65
equal 8.30% REC 25/03/2029 Non Convertible Debenture AAA 0.62 - 0.67 0.62
equal 7.90% Sikka Ports and Terminals 18/11/2026 Debenture AAA 0.47 - 0.50 0.47
equal 10.15% Uttar Pradesh Power Corporation 20/01/2026 Debenture A+ 0.43 - 0.48 0.46
equal 10.15% Uttar Pradesh Power Corporation 20/01/2025 Debenture A+ 0.43 - 0.47 0.46
equal 9.75% Jamnagar Utilities and Power 2024 Debenture AAA 0.35 - 0.37 0.35
equal 8.25% Gujarat State 24/12/2024 State Development Loan SOV 0.35 - 0.37 0.35
equal 10.15% Uttar Pradesh Power Corporation 20/01/2022 Debenture A+ 0.34 - 0.47 0.34
equal 7.70% REC 2027 Non Convertible Debenture AAA 0.33 - 0.35 0.33
equal 7.55% REC 26/09/2023 Debenture AAA 0.33 - 0.35 0.33
equal 8.70% REC 28/09/2028 Zero Coupon Bonds AAA 0.28 - 0.30 0.28
equal 7.22% LIC Housing Fin. 19/11/2021 Non Convertible Debenture AAA 0.26 - 0.27 0.26
equal 10.99% Union Bank of India Additional Tier 1 Bond AA- 0.25 - 0.27 0.25
down 6.39% National Bank Agr. Rur. Devp 2030 Debenture AAA 0.00 - 0.53 0.25
equal 10.15% Uttar Pradesh Power Corporation 20/01/2028 Debenture A+ 0.21 - 0.44 0.24
equal 8.37% REC 2028 Debenture AAA 0.21 - 0.22 0.21
equal 8.73% Union Bank of India Additional Tier 1 Bond AA 0.00 - 0.21 0.20
equal REC 13/12/2022 Debenture AAA 0.20 - 0.21 0.20

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Infosys Technology 33.53 7.01 2.82 7.01
equal HDFC Bank Financial 23.89 8.33 5.68 5.83
equal ICICI Bank Financial 23.72 6.80 3.04 4.21
equal Reliance Industries Energy 28.59 6.88 0.00 3.42
equal Ultratech Cement Construction 35.17 2.80 0.00 2.68
equal HDFC Financial 23.39 2.99 0.00 2.63
equal Kotak Mahindra Bank Financial 32.96 3.08 0.86 2.29
equal Axis Bank Financial 26.21 2.46 0.00 2.23
up Bajaj Finance Financial 84.63 1.80 0.29 1.80
equal Tata Consultancy Services Technology 34.38 1.78 0.00 1.70
equal MindTree Technology 36.19 1.70 0.00 1.70
equal IRB InvIT Fund Construction -- 1.72 0.89 1.69
equal Whirlpool Consumer Durable 78.29 2.44 1.24 1.69
down Atul Chemicals 38.03 1.69 0.33 1.68
down Crompton Greaves Consumer Electricals Consumer Durable 46.31 2.03 0.43 1.64
down Eris Lifesciences Healthcare 28.58 1.88 0.91 1.60
up Aarti Industries Chemicals 60.99 1.59 0.00 1.59
up State Bank of India Financial 16.95 3.11 0.00 1.54
down Pfizer Healthcare 55.35 2.40 0.82 1.50
equal Voltas Consumer Durable 64.05 1.41 0.19 1.40
equal Coforge Technology 94.97 1.37 0.00 1.37
equal Dr. Reddy's Lab Healthcare 45.29 1.34 0.00 1.34
equal Cholamandalam Investment & Finance Company Financial 25.95 1.83 0.73 1.31
equal Jubilant FoodWorks Services 128.79 1.33 0.00 1.31
up Gland Pharma Healthcare 64.23 1.38 0.00 1.12

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2021

Fund Manager

— Satyabrata Mohanty since 27-Apr-2020

Education: Mr. Mohanty is a B.Com (H), Chartered Accountant and CFA.

Experience: Prior to joining ABSLAMC, he worked with Aditya Birla Management Corporation Ltd.

Funds Managed:

— Dhaval Shah since 23-Nov-2016

Education: Mr.Shah has done B.Com. from University of Mumbai & MBA from Somaiya Institute of Management Studies & Research. He also holds CFA designation.

Experience: Prior to joining Aditya Birla Sunlife Mutual Fund he has worked with HDFC Mutual Fund, Reliance Mutual Fund, Morgan Stanley.

Funds Managed:


-0.36%

Change from previous, NAV as on 27-Jul-2021

Growth: ₹ 1,004.0700

IDCW: ₹ 153.3000


Investment Strategy

The scheme seeks to generate long term growth of capital and current income, through a portfolio investing in equity, debt and money market securities. The secondary objective is income generation and distribution of dividend.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 15% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 10-Feb-1995
Return Since Launch: 19.22%
Benchmark: CRISIL Hybrid 35+65 Aggressive TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 7,876 Cr (As on 30-Jun-2021)
Expense: 1.88% (As on 30-Jun-2021)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: 29.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW30-Jun-20212.0800

 30-Mar-20211.9700
 24-Dec-20201.5900
 30-Sep-20201.7300
 25-Jun-20201.5600
 30-Mar-20201.5318
 31-Dec-20192.0187
 30-Sep-20192.0187
 28-Jun-20192.0541
 29-Mar-20192.0896
 31-Dec-20182.0541
 28-Sep-20182.1692
 29-Jun-20182.5234
 23-Mar-20185.1000
 22-Dec-20174.6000
 22-Sep-20173.9000
 23-Jun-20174.6000
 17-Mar-20174.3500
 26-Dec-20163.5000
 30-Sep-20163.8000
 30-Jun-20162.4600
 18-Mar-20162.6500
 23-Dec-20152.8500
 22-Sep-20157.5000
 26-Jun-20157.5000

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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