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Unrated

Nippon India Q Interval Series I Retail


Debt: FMP

1 Lakh

Investment Grown to
₹ 1.02 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.21 Lakh

Suitability:

"Fixed Maturity Plans, as the name suggests, are funds that have a fixed tenure which can vary from three months to five years or even more. Upon the completion of the stated tenure, the fund is wound up and investors' money is returned to them along with accumulated gains. Therefore, they are similar to bank fixed deposits except that they do not offer guaranteed returns even though they aim to better what an FD can fetch.

However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.29 0.02 0.06 0.30 0.68 1.28 2.43 3.92 5.10 5.84 6.80
CCIL T Bill Liquidity Weight 1.87 -0.01 0.04 0.16 0.43 1.05 2.00 3.20 3.53 3.98 4.47
Debt: FMP 2.84 0.02 0.05 0.27 0.88 1.60 3.02 4.02 5.15 5.94 6.92
Rank within category 17 14 10 5 15 16 17 12 13 15 15
Number of funds in category 21 21 21 21 21 21 21 21 21 21 21

As on 06-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Q Interval Series I Retail
Unrated
Apr-07 2.43 3.92 5.10 0.89% 3

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.55 24-Dec-2008 - 01-Jan-2009 -0.03 26-Jul-2010 - 02-Aug-2010
Month 1.24 05-Dec-2008 - 06-Jan-2009 0.08 23-Mar-2020 - 22-Apr-2020
Quarter 3.03 01-Oct-2008 - 01-Jan-2009 0.40 20-Mar-2020 - 19-Jun-2020
Year 10.50 04-Jan-2008 - 05-Jan-2009 1.97 19-Mar-2020 - 19-Mar-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 3.88 0.64 0.15 0.82 1.07 0.75
CCIL T Bill Liquidity Weight 3.18 0.40 -1.54 -4.30 -- --
Debt: FMP 3.98 0.68 0.34 1.25 0.72 0.64
Rank within category 12 19 12 12 19 12
Number of funds in category 21 21 21 21 21 21

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 1 1 1 2
Modified Duration (yrs) -- 0.15 0.00 --
Average Maturity (yrs) 0.00 0.16 0.00 --
Yield to Maturity (%) 3.29 3.39 2.69 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style*

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Nippon India Liquid Direct-G Mutual Fund -- 0.00 - 87.63 87.63

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Nov-2021

*As on 31-Oct-2021

Fund Manager

— Anju Chhajer since 31-Mar-2021

Education: Ms. Chhajer is a B.Com (H) and a Chartered Accountant.

Experience: Prior to joining Nippon India Mutual Fund Ltd. as a fund manager, she has worked with National Insurance Company as a Money Maker Instruments and D.C Dharewa & Co.

Funds Managed:


0.02%

Change from previous, NAV as on 06-Dec-2021

Growth: ₹ 27.6621

IDCW: ₹ 10.1101


Investment Strategy

The scheme aims to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) --
Minimum No of Cheques --
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 0.3%

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 03-Apr-2007
Return Since Launch: 7.17%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low
Type: Open-ended
Assets: ₹ 3 Cr (As on 30-Nov-2021)
Expense: 0.89% (As on 31-Mar-2021)
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW06-Jul-20210.0006

 05-Jul-20210.0586
 06-Apr-20210.0006
 05-Apr-20210.0754
 05-Jan-20210.0005
 04-Jan-20210.0477
 06-Oct-20200.0006
 05-Oct-20200.0535
 06-Jul-20200.0026
 03-Jul-20200.0445
 07-Apr-20200.0016
 03-Apr-20200.0889
 06-Jan-20200.0019
 03-Jan-20200.0844
 04-Oct-20190.0009
 03-Oct-20190.2318
 04-Apr-20190.0011
 03-Apr-20190.1418
 04-Jan-20190.0019
 03-Jan-20190.1365
 04-Oct-20180.0194
 03-Oct-20180.1241
 04-Jul-20180.0018
 03-Jul-20180.1174
 04-Apr-20180.0011

Contact Information

AMC: Nippon Life India Asset Management Ltd.

Address: 4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai - 400013

Phone: 022-68334800 / 18602660111

Fax: 022-33037662

Email: [email protected]

Website: http://www.nipponindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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