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4 star

Nippon India Low Duration Fund download report


Debt: Low Duration

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Low Duration debt funds invest in bonds maturing in six months to a year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to a year in a Liquid fund."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Nippon India Low Duration-G 2.26 0.02 0.14 0.44 1.34 1.64 3.46 5.59 5.98 6.56 7.32
CCIL T Bill Liquidity Weight 1.26 0.01 0.04 0.24 0.72 0.96 1.99 2.58 3.26 3.62 4.20
Debt: Low Duration 2.11 0.01 0.14 0.46 1.26 1.60 3.76 5.33 5.32 6.08 6.95
Rank within category 4 2 8 13 4 11 4 5 9 8 4
Number of funds in category 22 22 22 22 22 22 22 22 22 21 18

As on 18-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Low Duration Fund  | Invest Online
4 star
Mar-07 3.46 5.59 5.98 1.04 7,657
Aditya Birla Sun Life Low Duration Fund  | Invest Online
4 star
May-98 3.38 5.40 6.11 1.22 11,978
Axis Treasury Advantage Fund
4 star
Oct-09 3.53 5.39 6.30 0.61 5,352
DSP Low Duration Fund - Regular Plan
4 star
Mar-15 3.33 5.44 6.05 0.62 3,146
UTI Treasury Advantage Fund - Regular Plan  | Invest Online
5 star
Mar-03 8.74 7.12 4.68 0.43 2,697

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 1.68 24-Mar-2020 - 31-Mar-2020 -1.92 03-Jun-2019 - 10-Jun-2019
Month 2.11 24-Mar-2020 - 23-Apr-2020 -1.40 31-May-2019 - 01-Jul-2019
Quarter 3.54 24-Mar-2020 - 24-Jun-2020 -0.19 02-Apr-2019 - 02-Jul-2019
Year 10.11 24-Jul-2013 - 24-Jul-2014 3.17 14-Jun-2021 - 14-Jun-2022

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Nippon India Low Duration-G 5.50 1.07 1.87 3.03 0.96 2.87
CCIL T Bill Liquidity Weight 2.60 0.34 -2.61 -4.87 -- --
Debt: Low Duration 5.22 2.12 1.27 2.91 0.72 2.37
Rank within category 5 11 3 11 10 10
Number of funds in category 22 22 22 22 22 22

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 84 105 77 53
Modified Duration (yrs) 0.64 0.85 0.61 0.59
Average Maturity (yrs) 0.70 0.96 0.68 0.87
Yield to Maturity (%) 6.57 6.68 4.34 6.30
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.50% National Bank Agr. Rur. Devp Debenture AAA 3.02 - 7.24 6.40
equal 6.35% Aseem Infrastructure Finance 29/12/2023 Non Convertible Debenture AA+ 0.00 - 3.63 3.22
equal IndInfravit Trust 2038 Non Convertible Debenture AAA 0.45 - 2.90 3.20
equal HDFC Bank 13/12/2022 Certificate of Deposit A1+ 0.00 - 3.87 3.19
new Canara Bank 2023 Certificate of Deposit A1+ 0.00 - 3.18 3.18
equal IndInfravit Trust 2038 Debenture AAA 2.14 - 3.45 3.06
equal 6.40% Embassy Office Parks REIT 15/02/2024 Debenture AAA 0.00 - 3.27 2.90
new Reserve Bank of India 91-D 29/09/2022 Treasury Bills SOV 0.00 - 2.78 2.78
equal Kotak Mahindra Bank 25/11/2022 Certificate of Deposit A1+ 0.00 - 2.88 2.56
equal Vedanta 364-D 21/03/2023 Commercial Paper A1+ 0.00 - 2.45 2.18
new Reserve Bank of India 182-D 20/10/2022 Treasury Bills SOV 0.00 - 1.94 1.94
equal HDFC Bank 2022 Certificate of Deposit A1+ 0.00 - 2.17 1.93
down Reserve Bank of India 182-D 24/11/2022 Treasury Bills SOV 0.00 - 4.33 1.92
equal Tata Capital Financial Services 365-D 08/12/2022 Commercial Paper A1+ 0.00 - 2.15 1.92
equal SIDBI 333-D 16/12/2022 Commercial Paper A1+ 0.00 - 2.15 1.92
equal 5.20% Export-Import Bank 2025 Debenture AAA 0.00 - 2.15 1.91
new 7.28% HDFC 2024 Debenture AAA 0.00 - 1.90 1.90
equal SIDBI 18/01/2023 Commercial Paper A1+ 0.00 - 2.14 1.90
new HDFC Bank 13/04/2023 Certificate of Deposit A1+ 0.00 - 1.87 1.87
equal India Grid Trust 14/02/2029 Non Convertible Debenture AAA 1.14 - 1.82 1.62
equal 5.40% Nabha Power 15/05/2023 Debenture AAA 0.77 - 2.12 1.61
new Reliance Industries 21/09/2023 Debenture AAA 0.00 - 1.34 1.34
equal Shriram Transport Finance Company 16/06/2023 Non Convertible Debenture AA+ 0.91 - 1.51 1.34
equal 8.57% Haryana State 23/01/2023 State Development Loan SOV 0.93 - 1.49 1.32
equal 8.21% Haryana State 31/03/2023 State Development Loan SOV 0.00 - 1.49 1.32

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Anju Chhajer since 09-Oct-2009

Education: Ms. Chhajer is a B.Com (H) and a Chartered Accountant.

Experience: Prior to joining Nippon India Mutual Fund Ltd. as a fund manager, she has worked with National Insurance Company as a Money Maker Instruments and D.C Dharewa & Co.

Funds Managed:

— Vivek Sharma since 01-Feb-2020

Education: Mr. Vivek Sharma is a B.E (Electronics) and PGDM (Finance).

Experience: He has been associated with Nippon India Mutual Fund since 2006.

Funds Managed:


0.02%

Change from previous, NAV as on 18-Aug-2022

Growth: ₹ 3,083.5616

IDCW Weekly: ₹ 1,008.9977

More

IDCW Quarterly: ₹ 1,022.3878

IDCW Monthly: ₹ 1,024.8918

IDCW Daily: ₹ 1,008.9708

IDCW: ₹ 1,691.3686

Bonus: ₹ 1,790.3316


Investment Strategy

The scheme aims to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities.

Investment Details

Min. Investment (₹) 500
Min. Addl Investment (₹) 100
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 100
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 20-Mar-2007
Return Since Launch: 7.57%
Benchmark: CRISIL Low Duration Fund BI Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 7,657 Cr (As on 31-Jul-2022)
Expense Ratio: 1.04% (As on 31-Jul-2022)
Risk Grade: Below Average
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily17-Aug-20221.0507

 12-Aug-20220.1983
 11-Aug-20220.1788
 10-Aug-20220.5576
 08-Aug-20220.1071
 04-Aug-20220.0986
 02-Aug-20220.4379
 01-Aug-20220.6994
 29-Jul-20220.1851
 28-Jul-20220.0143
 25-Jul-20220.4990
 22-Jul-20220.0742
 21-Jul-20220.0184
 20-Jul-20220.0766
 19-Jul-20220.1068
 18-Jul-20220.3829
 15-Jul-20220.1028
 14-Jul-20220.1759
 13-Jul-20220.3044
 12-Jul-20220.1146
 11-Jul-20220.2283
 08-Jul-20220.0797
 07-Jul-20220.1860
 06-Jul-20220.6054
 05-Jul-20220.4162
IDCW Weekly17-Aug-20221.4273

 10-Aug-20220.7623
 02-Aug-20221.4107
 26-Jul-20220.5925
 19-Jul-20221.0723
 12-Jul-20221.2123
 05-Jul-20222.0076
 28-Jun-20221.1866
 21-Jun-20220.7686
 14-Jun-20220.1177
 26-Apr-20220.9133
 05-Apr-20221.0749
 29-Mar-20221.0184
 22-Mar-20220.8052
 15-Mar-20221.3292
 02-Mar-20220.2974
 22-Feb-20220.8461
 15-Feb-20222.2402
 08-Feb-20220.3805
 25-Jan-20220.7255
 18-Jan-20220.8006
 11-Jan-20221.0323
 04-Jan-20220.8854
 28-Dec-20210.5210
 14-Dec-20210.6814
IDCW Monthly19-Jul-20225.5517

 20-Jun-20221.6427
 19-Apr-20222.0468
 21-Mar-20222.5400
 21-Feb-20224.0901
 19-Jan-20223.4205
 20-Dec-20212.1862
 22-Nov-20212.7950
 20-Oct-20212.4684
 20-Sep-20212.6901
 20-Aug-20214.2209
 19-Jul-20213.7789
 21-Jun-20214.0889
 19-May-20214.4099
 19-Apr-20215.7754
 19-Mar-20212.9369
 22-Feb-20211.2217
 19-Jan-20211.7491
 21-Dec-20202.6629
 19-Nov-20204.7157
 19-Oct-20205.5319
 21-Sep-20202.6689
 19-Aug-20203.2417
 20-Jul-20209.2547
 19-Jun-20208.2268
IDCW Quarterly20-Jun-20223.1366

 21-Mar-20229.0830
 20-Dec-20218.1040
 20-Sep-202112.0983
 21-Jun-202116.3413
 19-Mar-20216.8237
 21-Dec-202012.7462
 21-Sep-202018.7683
 19-Jun-202026.2556
 19-Mar-20205.1690
 19-Dec-201915.0700
 19-Sep-201918.6673
 19-Jun-20193.7097
 19-Mar-201915.4006
 19-Dec-201815.2320
 19-Sep-201812.9532
 19-Jun-20189.3816
 19-Mar-201810.7298
 19-Dec-201710.3844
 19-Sep-201713.2586
 19-Jun-201713.8045
 20-Mar-201712.2348
 19-Dec-201614.8104
 19-Sep-201614.3459
 20-Jun-201614.8818
IDCW19-Sep-201457.8673

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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