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ITI Conservative Hybrid Fund - Regular Plan download report


Suitability:

"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
ITI Conservative Hybrid Fund Reg-G -- 0.27 0.45 1.94 2.54 -- -- -- -- -- --
VR MIP TRI -- 0.86 1.33 5.45 5.48 -- -- -- -- -- --
Hybrid: Conservative Hybrid -- 0.56 0.91 3.18 3.81 -- -- -- -- -- --
Rank within category -- 35 34 35 32 -- -- -- -- -- --
Number of funds in category 34 35 35 35 35 34 34 30 28 27 26

As on 17-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
ITI Conservative Hybrid Fund - Regular Plan
Unrated
Mar-22 -- -- -- 1.01 18
SBI Conservative Hybrid Fund  | Invest Online
4 star
Mar-01 7.97 11.37 7.58 1.10 6,286
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
Mar-04 7.03 9.85 8.21 1.74 3,267
HDFC Hybrid Debt Fund  | Invest Online
4 star
Dec-03 6.17 10.07 7.11 1.86 2,689
Aditya Birla Sun Life Regular Savings Fund  | Invest Online
4 star
May-04 7.11 9.91 6.27 1.88 1,657

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.89 26-Jul-2022 - 02-Aug-2022 -0.69 09-Jun-2022 - 16-Jun-2022
Month 1.74 05-Jul-2022 - 04-Aug-2022 -1.18 12-Apr-2022 - 12-May-2022
Quarter 2.61 13-May-2022 - 12-Aug-2022 -1.08 17-Mar-2022 - 17-Jun-2022
Year -- - -- -

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
ITI Conservative Hybrid Fund Reg-G -- -- -- -- -- --
VR MIP TRI* 8.41 7.21 0.68 0.88 -- --
Hybrid: Conservative Hybrid* 7.33 6.38 0.63 0.77 0.66 0.59
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Jul-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 49
Number of Bonds 7
Average Maturity (yrs) 1.88
Top 10 Holdings (%) 71.32
Portfolio P/B Ratio 3.16
Portfolio P/E Ratio 21.08

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 6.69% GOI 27/06/2024 GOI Securities SOV 0.00 - 22.86 22.86
new 7.38% GOI 20/06/2027 GOI Securities SOV 0.00 - 11.57 11.57
new Reserve Bank of India 182-D 01/12/2022 Treasury Bills SOV 0.00 - 11.20 11.20
new 7.25% SIDBI 31/07/2025 Debenture -- 0.00 - 6.85 6.85
new 5.70% National Bank Agr. Rur. Devp 22-D 31/07/2025 Debenture -- 0.00 - 6.59 6.59
new 7.10% GOI 18/04/2029 GOI Securities SOV 0.00 - 6.15 6.15
equal Reserve Bank of India 91-D 15/09/2022 Treasury Bills SOV 0.00 - 2.83 2.83

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Reliance Industries Energy 27.12 1.38 1.24 1.37
equal HDFC Bank Financial 21.15 1.00 0.87 1.00
equal ICICI Bank Financial 22.21 0.90 0.69 0.90
equal Infosys Technology 29.90 0.97 0.81 0.90
equal HDFC Financial 19.82 0.68 0.58 0.68
equal Tata Consultancy Services Technology 31.89 0.54 0.51 0.54
equal ITC Consumer Staples 23.89 0.42 0.30 0.42
equal Kotak Mahindra Bank Financial 29.00 0.42 0.35 0.42
equal Hindustan Unilever Consumer Staples 68.75 0.37 0.25 0.37
equal Larsen & Toubro Construction 28.94 0.35 0.29 0.35
equal State Bank of India Financial 13.45 0.32 0.26 0.32
equal Axis Bank Financial 14.56 0.30 0.26 0.30
equal Bajaj Finance Financial 52.60 0.30 0.22 0.30
equal Bharti Airtel Communication 78.28 0.25 0.24 0.25
equal Asian Paints Materials 97.46 0.24 0.19 0.24
equal Maruti Suzuki India Automobile 60.77 0.19 0.14 0.19
equal Mahindra & Mahindra Automobile 18.78 0.18 0.11 0.18
equal Titan Company Consumer Discretionary 74.94 0.16 0.13 0.16
equal HCL Technologies Technology 19.46 0.17 0.16 0.16
equal Sun Pharmaceutical Industries Healthcare 56.51 0.16 0.14 0.16
equal Bajaj Finserv Financial 53.30 0.15 0.10 0.15
up Tata Steel Metals & Mining 3.53 0.15 0.11 0.14
equal Tata Motors Automobile -- 0.13 0.11 0.13
equal NTPC Energy 9.47 0.12 0.09 0.12
equal Ultratech Cement Materials 26.81 0.12 0.10 0.12

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Pradeep Gokhale since 21-Feb-2022

Education: Mr Pradeep is a qualified Chartered Accountant from Institute of Chartered Accountants of India, New Delhi and a Chartered Financial Analyst from CFA Institute – USA.

Experience: Prior to joining ITI Asset Management Ltd., he has worked with Tata Asset Management Ltd., CARE Ratings Ltd., Bombay Dyeing, Tata International and Lubrizol India Ltd. He has over 23 years of extensive experience in Fund Management, Equity Research, Credit Evaluation and Ratings. During his 15-year stint at Tata Asset Management Ltd., he managed a broad spectrum of schemes across large cap (Tata Large Cap Fund), multi cap (Tata Large and Midcap Fund, Tata India Tax Savings Fund and the equity portion of Tata Hybrid Equity Fund), offshore fund (Tata India Offshore Opportunities Fund) and thematic funds (Tata Ethical Fund) with assets under management exceeding Rs. 5,000 crores. He was responsible for heading the equity research function and also for tracking various sectors and a wide variety of stocks. On the other hand, at CARE, he took care of multiple ratings and advisory assignments of companies across manufacturing, financial services and other services sectors.

Funds Managed:

— Rohan Korde since 29-Apr-2022

Education: Mr. Korde is a Masters in Management Studies (Finance), Bachelor of Commerce

Experience: Prior to joining Asset Management Limited, he has worked with BOB Capital Markets as Vice President Research, Prabhudas Lilladher as Vice President Research and Anand Rathi Share & Stock Brokers as Vice President Research.

Funds Managed:

— Vikrant Mehta since 21-Feb-2022

Education: Mr. Mehta is CFA and M.S.

Experience: Prior to joining ITI Mutual Fund, he has worked with Indiabulls AMC, Kotak Mahindra Mutual Fund, AIG India Liaison Office, NVS Brokerage Pvt. Ltd., JM Morgan Stanley Fixed Income Securities Pvt. Ltd. and Mata Securities India Pvt. Ltd.

Funds Managed:


0.27%

Change from previous, NAV as on 17-Aug-2022

Growth: ₹ 10.1838

IDCW Yearly: ₹ 10.1838

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IDCW Quarterly: ₹ 10.1838

IDCW Half Yearly: ₹ 10.1838


Investment Strategy

The sheme seeks to generate regular income through investments in debt & money market instruments, along with capital appreciation through limited exposure to equity and equity related instruments.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 1,000
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: ITI Mutual Fund
Launch Date: 07-Mar-2022
Return Since Launch: 1.84%
Benchmark: NIFTY 50 Hybrid Composite Debt 15:85
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 18 Cr (As on 31-Jul-2022)
Expense Ratio: 1.01% (As on 31-Jul-2022)
Risk Grade: --
Return Grade: --
Turnover: --

Contact Information

AMC: ITI Asset Management Ltd.

Address: ITI Asset Mangement Limited, ITI House, Building no. 36, Dr. R. K. Shirodkar Marg, Parel, Mumbai - 400012

Phone: 022-66214999

Email: [email protected]

Website: http://www.itiamc.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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