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Unrated

Baroda Business Cycle Fund - Regular Plan


Equity: Thematic

Suitability:

This is a fund that invests mainly in companies that adhere to the narrow investment mandate mentioned in its investment objective.

We believe that investors should avoid funds that have a narrowly defined investment focus such as this one. Instead, they should invest in flexi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other thematic fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -- -0.72 1.04 -4.06 -- -- -- -- -- -- --
S&P BSE 500 TRI -- -0.80 1.01 -2.82 -- -- -- -- -- -- --

As on 03-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Baroda Business Cycle Fund - Regular Plan
Unrated
Sep-21 -- -- -- 2.13% 1,128
ICICI Prudential Business Cycle Fund  | Invest Now
Unrated
Jan-21 -- -- -- 1.83% 6,125
ICICI Prudential India Opportunities Fund  | Invest Now
Unrated
Jan-19 55.28 -- -- 2.08% 4,183
Axis Special Situations Fund - Regular Plan
Unrated
Dec-20 -- -- -- 1.96% 2,626
Sundaram Services Fund - Regular Plan
Unrated
Sep-18 56.51 27.50 -- 2.38% 1,923

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 2.97 11-Oct-2021 - 18-Oct-2021 -4.10 18-Nov-2021 - 26-Nov-2021
Month 1.99 08-Oct-2021 - 09-Nov-2021 -5.61 27-Oct-2021 - 26-Nov-2021
Quarter -- - -- -
Year -- - -- -

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
S&P BSE 500 TRI* 19.76 21.92 0.73 0.84 -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 40
Top 10 Stocks (%) 43.04
Top 5 Stocks (%) 28.29
Top 3 Sectors (%) 48.69
Portfolio P/B Ratio 3.82
Portfolio P/E Ratio 26.32

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,62,088 1,18,638
Giant (%) 61.94 44.61
Large (%) 15.96 23.69
Mid (%) 16.21 23.21
Small (%) 5.89 11.21
Tiny (%) -- 0.53

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up ICICI Bank Financial 23.44 6.90 4.10 6.90
up Infosys Technology 34.93 5.93 4.42 5.93
up HDFC Bank Financial 24.50 5.88 3.26 5.88
up HDFC Financial 24.08 5.17 2.83 5.17
up HCL Technologies Technology 27.55 4.41 4.34 4.41
up Tata Steel Metals 4.38 3.05 2.44 3.05
up Ultratech Cement Construction 33.27 3.05 0.93 3.05
up Hindalco Inds. Metals 9.54 2.94 1.74 2.94
up Reliance Industries Energy 31.17 2.86 1.89 2.86
up Sun Pharmaceutical Industries Healthcare 29.00 2.85 1.39 2.85
up Axis Bank Financial 20.63 2.76 1.92 2.76
up Tata Consultancy Services Technology 36.81 2.65 1.35 2.65
up Larsen & Toubro Construction 28.92 2.58 1.29 2.58
up Aditya Birla Fashion and Retail Services -- 2.46 1.01 2.46
equal Asian Paints Chemicals 91.67 2.46 2.34 2.34
up Mphasis Technology 43.70 2.11 1.80 2.11
up Jindal Steel & Power Metals 5.35 2.02 1.48 2.02
up VIP Industries Chemicals 731.49 1.96 0.59 1.96
up Radico Khaitan FMCG 49.41 1.96 1.37 1.96
new Indusind Bank Financial 18.79 1.95 0.00 1.95
up Nestle India FMCG 82.12 1.90 0.87 1.90
up Jubilant FoodWorks Services 119.64 1.80 0.87 1.80
up Bharat Electronics Engineering 21.93 1.51 0.92 1.51
up INOX Leisure Services -- 1.47 0.25 1.47
equal Dalmia Bharat Construction 28.10 1.54 1.46 1.46

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Abdul Fateh since 24-Aug-2021

Education: Mr. Fateh is a M.Sc. (Mathematics), Post Graduate Diploma in Securities Markets

Experience: Prior to joining Baroda Mutual Fund he has worked with Geecee Investments, L&T Mutual Fund and Parag Parikh Financial Services.

— Sanjay Chawla since 24-Aug-2021

Education: Mr. Sanjay Chawla holds a Masters degree in Management Studies from BITS, Pilani.

Experience: Prior to joining Baroda Mutual Fund, he worked as Senior Fund Manager with BSL AMC. Before joining Birla, he worked as Head of Research with SBI Capital Markets and has worked in various capacities in equity research space in Motilal Oswal Securities, IDBI Capital Markets, SMIFS Securities, IIT Invest Trust & Lloyds Securities.

Interviews:

Funds Managed:


-0.72%

Change from previous, NAV as on 03-Dec-2021

Growth: ₹ 9.6900

IDCW: ₹ 9.6900


Investment Strategy

The scheme seeks to generate long term capital appreciation for investors by investing predominantly in equity and equity related securities with a focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Baroda Mutual Fund
Launch Date: 15-Sep-2021
Return Since Launch: -3.10%
Benchmark: S&P BSE 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 1,128 Cr (As on 31-Oct-2021)
Expense: 2.13% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: --
Turnover: --

Contact Information

AMC: Baroda Asset Management India Ltd

Address: 501, Raheja Titanium, Western Express Highway, Goregoan, (E) Mumbai - 400063

Phone: +91 22-3074 1000

Fax: +91 22-3074 1001

Email: [email protected]

Website: http://www.barodapioneer.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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