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Value Research Rating
Analyst’s Choice
Riskometer
Very High
₹19.3984 1.07%
As on 15-May-2025
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
|
Fund name
|
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan
|
|
|
Very High
|
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1.08 |
|
 |
|
Very High
|
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0.98 |
||
|
|
Very High
|
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0.90 |
||
 |
|
Very High
|
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0.49 |
||
|
|
Very High
|
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1.21 |
₹1,507 Cr
--
5,000
500
500
12
Investment Strategy
The scheme seeks to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.
Suitability
When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.
Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.
Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.
Capital Gains Taxation
The following tax treatment is based upon last 12-months asset allocation and may vary from other funds in the category.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan can be bought from the SBI Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan, is ₹19.3984 as of 16-May-2025.
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 04/10/2028 |
8.70
|
|
NHIT |
2.32
|
|
Cube Highways Trust |
2.17
|
|
Embassy Office |
2.09
|
|
Nexus Select Trust |
1.86
|
Over the past five years, SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan has delivered an annualised return of --% as of 16-May-2025.
The minimum investment required to start investing in SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan is ₹5,000 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.
