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Baroda BNP Paribas Banking & PSU Bond Fund - Regular Plan download report


Debt: Banking and PSU

1 Lakh

Investment Grown to
₹ 1.01 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.20 Lakh

Suitability:

"Banking and PSU funds invest mainly in bonds issued by banks, public sector undertakings (PSUs) and public financial institutions. They are suitable for a short investment horizon of two to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.

The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit.

Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Baroda BNP Paribas Banking & PSU Bond Fund Reg-G 0.03 0.02 0.20 0.48 1.13 -0.35 1.34 -- -- -- --
CCIL T Bill Liquidity Weight 1.28 0.06 0.07 0.30 0.76 1.05 2.05 -- -- -- --
Debt: Banking and PSU 1.43 0.02 0.22 0.62 1.37 1.09 2.85 -- -- -- --
Rank within category 21 8 11 18 20 20 20 -- -- -- --
Number of funds in category 22 22 22 22 22 22 22 17 16 14 4

As on 12-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Baroda BNP Paribas Banking & PSU Bond Fund - Regular Plan
2 star
Dec-20 1.34 -- -- 0.80 93
IDFC Banking & PSU Debt Fund - Regular Plan  | Invest Online
5 star
Mar-13 2.69 6.33 7.08 0.62 16,162
Axis Banking & PSU Debt Fund
5 star
Jun-12 3.16 6.02 7.02 0.62 14,171
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan  | Invest Online
4 star
Apr-08 3.07 6.25 6.71 0.69 10,061
ICICI Prudential Banking & PSU Debt Fund  | Invest Now
4 star
Jan-10 3.53 6.07 6.24 0.80 8,487

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.78 04-Feb-2022 - 11-Feb-2022 -1.48 02-May-2022 - 09-May-2022
Month 1.36 16-Mar-2021 - 15-Apr-2021 -2.05 06-Apr-2022 - 06-May-2022
Quarter 2.61 16-Mar-2021 - 15-Jun-2021 -1.86 17-Mar-2022 - 16-Jun-2022
Year 5.33 17-Mar-2021 - 17-Mar-2022 0.66 14-Jun-2021 - 14-Jun-2022

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Baroda BNP Paribas Banking & PSU Bond Fund Reg-G -- -- -- -- -- --
CCIL T Bill Liquidity Weight* 2.60 0.34 -2.61 -4.87 -- --
Debt: Banking and PSU* 5.87 2.25 1.11 2.23 2.14 4.29
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Jul-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 16 17 9 64
Modified Duration (yrs) 1.30 3.28 1.30 1.67
Average Maturity (yrs) 1.55 4.05 1.55 2.27
Yield to Maturity (%) 6.60 6.60 4.72 6.60
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 8.25% Indian Railway Finance Corporation 28/02/2024 Debenture AAA 0.00 - 8.77 8.77
new 5.44% National Bank Agr. Rur. Devp 2024 Debenture AAA 0.00 - 8.40 8.40
new 5.24% SIDBI 26/03/2024 Debenture AAA 0.00 - 8.38 8.38
equal 4.50% Oil & Natural Gas Corporation 2024 Debenture AAA 0.00 - 9.50 8.31
equal Canara Bank 14/03/2023 Certificate of Deposit A1+ 0.00 - 8.25 8.25
equal 5.35% National Housing Bank 2024 Debenture AAA 0.00 - 7.88 7.88
new HDFC Bank 15/05/2023 Certificate of Deposit A1+ 0.00 - 7.13 7.13
equal 9.65% Export-Import Bank 2024 Bonds AAA 0.00 - 5.58 5.58
equal 8.85% Axis Bank 2024 Debenture AAA 5.04 - 11.17 5.52
new 6.69% GOI 27/06/2024 GOI Securities SOV 0.00 - 5.37 5.37
equal 7.25% Larsen & Toubro 2024 Debenture AAA 0.00 - 5.37 5.37
new GOI 22/09/2033 GOI Securities Floating Rate Bond SOV 0.00 - 5.92 5.26
equal 5.84% Indian Oil Corporation 19/04/2024 Debenture AAA 0.00 - 4.75 4.75
equal 6.70% Torrent Power 2025 Debenture AA+ 0.00 - 2.62 2.62
equal 6.70% Can Fin Homes 25/02/2025 Non Convertible Debenture AA+ 0.00 - 5.02 2.09
equal 5.60% Tata Capital Housing Finance 2023 Non Convertible Debenture AAA 0.00 - 1.05 1.05

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Alok Sahoo since 27-Nov-2020

Education: Mr. Sahoo is a B.E and PGDM from XIM Bhubaneshwar.

Experience: Prior to joining Baroda BNP Paribas AMC, he has worked with UTI Mutual Fund and HSBC Mutual Fund.

Funds Managed:

— Mayank Prakash since 14-Mar-2022

Education: Mr. Prakash is a Chartered Accountant and MBA (Finance).

Experience: Prior to joining Baroda BNP Paribas Mutual Fund he has worked with Kotak AMC.

Funds Managed:


0.02%

Change from previous, NAV as on 12-Aug-2022

Growth: ₹ 10.3667

IDCW Quarterly: ₹ 10.0538

IDCW Monthly: ₹ 10.1166


Investment Strategy

The Scheme seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs), Public Financial Institutions and Municipal Bonds.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) --
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Baroda BNP Paribas Mutual Fund
Launch Date: 17-Dec-2020
Return Since Launch: 2.20%
Benchmark: CRISIL Banking and PSU Debt
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 93 Cr (As on 31-Jul-2022)
Expense Ratio: 0.80% (As on 31-Jul-2022)
Risk Grade: Above Average
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly27-Jul-20220.0400

 27-May-20220.0400
 27-Apr-20220.0400
 28-Mar-20220.0400
 25-Feb-20220.0300
 27-Jan-20220.0300
 27-Dec-20210.0300
IDCW Quarterly28-Dec-20210.1000

 27-Sep-20210.1100
 25-Jun-20210.1000

Contact Information

AMC: Baroda BNP Paribas Asset Management (India) Private Ltd.

Address: BNP Paribas House, 7th Floor, G-Block, Bandra Kurla Complex, Bandra Mumbai - 400051

Phone: 022-33704000

Fax: 022-33704294

Website: https://www.barodabnpparibasmf.in/

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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