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Unrated

Nippon India Multi Asset Fund - Regular Plan


Suitability:

Multi Asset Allocation funds invest your money in a mix of equity shares, bonds and commodities (usually gold) such that each has at least 10 per cent allocation at all times.

We don’t think highly of gold or other commodities as an investment. Read this article to know why. Therefore, we believe that investors can avoid these funds altogether. Instead, they might consider other varieties of hybrid funds — aggressive hybrid, balanced hybrid and conservative hybrid — which invest your money in equity shares and bonds in different proportions. You can choose from these depending upon your investment horizon, return expectations and ability to withstand volatility in the value of your investments.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.83 -0.85 -0.06 4.04 11.98 -- -- -- -- -- --
VR Balanced TRI 2.41 -1.29 -0.35 5.78 17.80 -- -- -- -- -- --
Hybrid: Multi Asset Allocation 0.93 -0.67 -0.57 3.25 11.14 -- -- -- -- -- --
Rank within category 2 13 2 5 8 -- -- -- -- -- --
Number of funds in category 18 18 18 18 18 16 15 10 10 7 2

As on 22-Jan-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Multi Asset Fund - Regular Plan
Unrated
Aug-20 -- -- -- 2.08 837
Axis Triple Advantage Fund
4 star
Aug-10 17.87 10.80 12.02 2.28 692
ICICI Prudential Multi Asset Fund  | Invest Now
Unrated
Oct-02 11.53 4.87 12.77 1.81 11,058
UTI Multi Asset Fund - Regular Plan  | Invest Online
2 star
Nov-08 12.96 5.19 9.22 1.98 689
Tata Multi Asset Opportunities Fund - Regular Plan  | Invest Online
Unrated
Mar-20 -- -- -- 2.53 502

Best & Worst Performance

Best (Period) Worst (Period)
Week 4.67 (30-Oct-2020 - 06-Nov-2020) -4.06 (17-Sep-2020 - 24-Sep-2020)
Month 7.57 (30-Oct-2020 - 01-Dec-2020) -2.23 (31-Aug-2020 - 30-Sep-2020)
Quarter 15.27 (24-Sep-2020 - 24-Dec-2020) 5.93 (02-Sep-2020 - 02-Dec-2020)
Year -- ( - ) -- ( - )

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR Balanced TRI* 11.89 18.30 0.39 0.46 -- --
Hybrid: Multi Asset Allocation* 8.03 13.76 0.24 0.30 0.65 -1.37
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Dec-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 34
Top 10 Holdings (%) 34.47
Top 5 Holdings (%) 19.76
Top 3 Sectors (%) 39.55
Portfolio P/B Ratio 3.54
Portfolio P/E Ratio 28.95
Avg Credit Rating

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.24% State Bank of India 21/09/2030 Non Convertible Debenture AAA 0.00 - 4.05 3.67
equal 7.32% GOI 28/01/2024 GOI Securities SOV 3.24 - 16.09 3.24
equal 6.50% Power Finance Corp. 17/09/2025 Non Convertible Debenture AAA 0.00 - 3.41 3.08
equal 6.43% HDFC 29/09/2025 Debenture AAA 0.00 - 3.41 3.07
equal 2.50% GOI 2028 GOI Securities SOV 0.00 - 1.11 1.09
equal 2.50% GOI 2027 GOI Securities SOV 0.00 - 0.06 0.06
equal 2.50% GOI 31/10/2025 GOI Securities SOV 0.00 - 0.03 0.03
equal 2.50% GOI 31/12/2026 GOI Securities SOV 0.00 - 0.01 0.01
equal Others Margin Money -- - 0.01
equal Others Crude Oil Future -- - -0.01
new Others Silver Future -- - -0.79
equal Others Gold Future -- - -8.78

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 26.26 4.84 3.73 4.56
equal Infosys Technology 30.35 3.91 3.63 3.91
equal ICICI Bank Financial 26.69 3.91 3.22 3.91
equal Reliance Industries Energy 31.07 4.40 3.22 3.22
equal HDFC Financial 28.41 2.11 1.47 2.11
equal L&T Technology Services Engineering 36.62 1.97 0.97 1.97
equal Kotak Mahindra Bank Financial 39.26 1.86 1.17 1.84
equal Hindustan Unilever FMCG 80.38 1.73 1.43 1.73
equal Axis Bank Financial 56.79 1.74 1.21 1.70
equal Cholamandalam Financial Holdings Financial 13.25 1.80 0.00 1.69
down Apple Inc. (USA) Cons Durable -- 1.57
down Emami FMCG 66.16 1.68 0.98 1.40
down AU Small Finance Bank Financial 32.46 1.66 1.12 1.39
equal Sanofi India Healthcare 42.42 1.42 1.15 1.35
equal Bharti Airtel Communication -- 1.35 0.97 1.35
equal ITC FMCG 18.65 1.43 1.12 1.31
down Varun Beverages FMCG 89.05 1.98 0.94 1.25
down Microsoft Corportion (US) Technology -- 1.22
equal Sun Pharmaceutical Inds. Healthcare 95.68 1.21 0.96 1.21
equal Ashok Leyland Automobile -- 1.32 0.96 1.20
equal Cipla Healthcare 36.67 1.21 0.93 1.19
equal Maruti Suzuki India Automobile 59.36 1.17 0.95 1.15
down Amazon. com Inc. (USA) Cons Durable -- 1.12
equal Bharat Forge Automobile -- 1.14 0.97 1.11
equal State Bank of India Financial 10.69 1.11 0.78 1.11

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2020

Fund Manager

— Vikram Dhawan since 07-Aug-2020

Education: Mr Dhawan has done B.E (Mechanical) and PGD Material Management.

— Manish Gunwani since 07-Aug-2020

Education: Mr. Gunwani is a B.Tech. and PGDM.

Experience: Prior to joining Reliance Mutual Fund, he has worked with ICICI Prudential Mutual Fund as Fund Manager and as Analyst in various organisations: Vicisoft Technologies, Lehman Brothers, Brics Securities , Lucky Securities, SSKI Securities and Prime Securities

Funds Managed:

— Amit Tripathi since 07-Aug-2020

Education: Mr. Tripathi is a B.Com (H) and PGDM.

Experience: Prior to joining Reliance Mutual Fund he has worked with New India Assurance Co. Ltd, Sun Invest Associates Ltd and CFS Financial Services Pvt. Ltd.

Interviews:

Funds Managed:

  • Intervals - since Mar 2007
  • FMPs - since Oct 2017

— Ashutosh Bhargava since 07-Aug-2020

Education: Mr. Bhargava is B.Com & MBA (Finance)

Experience: He had worked with Reliance AMC as deputy investment strategist, investment strategist & Fund Manager. He had also worked with Reliance Capital Ltd and JP Morgan India Service Pvt. Ltd as Economist.

Funds Managed:

— Tejas Sheth since 20-Oct-2020

Education: Mr. Sheth has done PG Diploma in Managemaent.

Experience: Prior to joining Reliance Mutual Fund he has worked with Emkay Global Financial Services Ltd., Fortune Financial Pvt. Ltd. and Darashaw & Co. Pvt. Ltd.

Funds Managed:


-0.85%

Change from previous, NAV as on 22-Jan-2021

Growth: ₹ 11.2268

Dividend: ₹ 11.2268


Investment Strategy

The scheme seeks long term capital growth by investing in equity and equity related securities, debt & money market instruments and Exchange Traded Commodity Derivatives and Gold ETF as permitted by SEBI from time to time.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 60
Minimum Withdrawal (₹) 100
Minimum Balance (₹) --
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 27-Aug-2020
Return Since Launch: 12.27%
Benchmark: S&P BSE 500 TRI (50), MCX I-COMDEX Composite Index (30), CRISIL Short-Term Bond TRI (20)
Riskometer: Very High
Type: Open-ended
Assets: ₹ 837 Cr (As on 31-Dec-2020)
Expense: 2.08% (As on 31-Dec-2020)
Risk Grade: --
Return Grade: --
Turnover: --

Contact Information

AMC: Nippon India Life Asset Management Ltd.

Address: Reliance Centre, 7th Floor, South Wing Off Western Express Highway Santacruz (East) Mumbai - 400055

Phone: 022-68334800 / 18602660111

Fax: 022-33037662

Email: [email protected]

Website: http://www.nipponindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

Understanding the new risk-o-meter

dateFriday, 29-Jan-2021
time12:30 PM - 01:00 PM