Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.
Taxability of earnings:
The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.
|VR MIP TRI||1.06||-0.57||-0.11||2.55||7.69||10.38||--||--||--||--||--|
|Hybrid: Conservative Hybrid||0.49||-0.23||-0.25||1.29||4.24||6.55||--||--||--||--||--|
|Rank within category||1||43||36||1||1||1||--||--||--||--||--|
|Number of funds in category||43||43||43||43||43||43||40||22||4||0||0|
As on 22-Jan-2021
|Fund name||Rating||Launch Date||1-Year Return||3-Year Return||5-Year Return||Expense Ratio||Assets (Cr)|
|Nippon India Capital Protection Oriented Fund II - Plan A - Regular Plan||Mar-20||--||--||--||0.75||33|
|SBI Dual Advantage Fund Series XXV - Regular Plan||Dec-17||5.68||4.82||--||1.08||2,743|
|SBI Dual Advantage Fund Series XXVI - Regular Plan||Feb-18||6.49||--||--||1.08||2,212|
|SBI Dual Advantage Fund Series XXVII - Regular Plan||Mar-18||6.41||--||--||1.08||1,191|
|SBI Dual Advantage Fund Series XXIX - Regular Plan||Jul-18||9.26||--||--||1.08||1,024|
|Best (Period)||Worst (Period)|
|Week||5.28 (04-Nov-2020 - 11-Nov-2020)||-4.23 (17-Sep-2020 - 24-Sep-2020)|
|Month||9.20 (29-Oct-2020 - 01-Dec-2020)||-8.36 (30-Apr-2020 - 01-Jun-2020)|
|Quarter||19.45 (24-Sep-2020 - 24-Dec-2020)||-0.74 (30-Apr-2020 - 31-Jul-2020)|
|Year||-- ( - )||-- ( - )|
|VR MIP TRI*||8.59||6.92||0.55||0.65||--||--|
|Hybrid: Conservative Hybrid*||5.39||4.88||0.24||0.32||0.60||-1.67|
|Rank within category||--||--||--||--||--||--|
|Number of funds in category||--||--||--||--||--||--|
The Risk Measures have been calculated using calendar month returns for the last three years.
* As on 31-Dec-2020
|Number of Stocks||0|
|Number of Bonds||8|
|Average Maturity (yrs)||2.10|
|Top 10 Holdings (%)||96.12|
|Portfolio P/B Ratio *||--|
|Portfolio P/E Ratio *||--|
|Company||Instrument||Credit Rating||1Y Range||% Assets|
|8.65% Kerala State 2023||State Development Loan||SOV||0.00 - 16.40||13.08|
|7.12% REC 31/03/2023||Non Convertible Debenture||AAA||7.91 - 11.03||7.91|
|6.59% IRFC 14/04/2023||Debenture||AAA||7.89 - 11.14||7.89|
|6.99% HDFC 13/02/2023||Debenture||AAA||7.88 - 10.90||7.88|
|8.50% National Bank Agr. Rur. Devp||Debenture||AAA||7.82 - 11.14||7.82|
|8.80% Power Grid Corporation 13/03/2023||Bonds||AAA||6.58 - 9.43||6.58|
|7.45% LIC Housing Fin. 2023||Non Convertible Debenture||AAA||5.71 - 7.92||5.71|
|Export-Import Bank 2023||Bonds||AAA||1.31 - 10.81||1.31|
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 31-Dec-2020
Education: Ms. Chhajer is a B.Com (H) and a Chartered Accountant.
Experience: Prior to joining Reliance Mutual Fund Ltd. as a fund manager, she has worked with National Insurance Company as a Money Maker Instruments and D.C Dharewa & Co.
Education: Mr. Parekh is a B.Com (H) and Chartered Accountant.
Experience: Prior to joining Reliance Mutual Fund he has worked with ICICI Prudential MF, Ask Investments Managers, Prabhudas Lilladher, Sunidhi Consultancy Services, Insight Asset Management and Capital Market Magazine.
Personal finance advice and mutual fund ideas delivered to your inbox every Monday
The scheme seeks to protect the capital by investing in high quality fixed income securities as the primary objective and generate capital appreciation by investing in equity and equity related instruments as a secondary objective.
|Fund House:||Nippon India Mutual Fund|
|Return Since Launch:||48.43%|
|Benchmark:||CRISIL Composite Bond TRI (80), NIFTY 50 TRI (20)|
AMC: Nippon India Life Asset Management Ltd.
Address: Reliance Centre, 7th Floor, South Wing Off Western Express Highway Santacruz (East) Mumbai - 400055
Phone: 022-68334800 / 18602660111
Email: [email protected]
Registrar & Transfer Agent: KFin Technologies Pvt Ltd.
Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016
Email: [email protected]