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Unrated

UTI Regular Saving Fund Segregated Portfolio - Direct Plan


1 Lakh

Investment declined to
₹ 0.84 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.24 Lakh

Suitability:

"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -16.24 0.03 0.21 0.87 2.68 5.53 -15.71 -- -- -- --
VR MIP TRI 10.44 -0.46 0.39 -1.10 0.55 5.28 13.12 -- -- -- --
Hybrid: Conservative Hybrid 10.94 -0.15 0.27 -0.02 1.64 5.64 12.90 -- -- -- --

As on 03-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Regular Saving Fund Segregated Portfolio - Direct Plan
Unrated
Feb-20 -15.71 -- -- -- 45
SBI Debt Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 16.58 12.85 9.16 0.58% 4,369
ICICI Prudential Regular Savings Fund - Direct Plan  | Invest Now
5 star
Jan-13 12.00 11.19 10.24 0.84% 3,384
Kotak Debt Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 16.83 14.46 10.74 0.48% 1,160
Canara Robeco Conservative Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 12.83 12.79 10.06 0.61% 959

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.28 31-Mar-2021 - 09-Apr-2021 -24.04 20-Jan-2021 - 27-Jan-2021
Month 1.01 29-Jan-2021 - 02-Mar-2021 -23.64 28-Dec-2020 - 27-Jan-2021
Quarter 2.89 26-Mar-2021 - 28-Jun-2021 -22.57 28-Oct-2020 - 27-Jan-2021
Year -15.70 27-Nov-2020 - 29-Nov-2021 -17.26 17-Feb-2020 - 16-Feb-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR MIP TRI* 10.03 6.79 0.92 1.13 -- --
Hybrid: Conservative Hybrid* 9.20 6.30 0.99 1.15 0.68 1.19

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 0
Number of Bonds 1
Average Maturity (yrs) 0.22
Top 10 Holdings (%) 91.96
Portfolio P/B Ratio * --
Portfolio P/E Ratio * --

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.04% Vodafone Idea 27/01/2022 Debenture B- 0.00 - 93.61 91.96

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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As on 31-Oct-2021

Fund Manager

— Ajay Tyagi since 17-Feb-2020

Education: Mr Tyagi has done CFA Charterholder from The CFA Institute, USA and Masters in Finance from Delhi University.

Experience: He has been working in equity research in UTI since 2000. He has also worked as Assistant Fund Manager in the Offshore Funds division.

Interviews:

Funds Managed:

— Amandeep Singh Chopra since 17-Feb-2020

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with UTI AMC since 1994 beginning with Investment Research and then moving into the area of Fund Management. Prior to this, he had an experience of 2 years of working with Aaina Exports Ltd and Stenay Ltd. He serves on the Executive Investment Committee (EIC), Valuation Committee and the Management Committee of UTI AMC Ltd. He is also a member of the Valuation Committee of the Association of Mutual Funds in India (AMFI).

Interviews:

Funds Managed:


0.03%

Change from previous, NAV as on 03-Dec-2021

Growth: ₹ 1.0201

Monthly Payment: ₹ 1.0033

More

IDCW Monthly: ₹ 0.3632

Flexi IDCW: ₹ 0.8534


Investment Strategy

The scheme seeks to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) --
Minimum No of Cheques --
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1,000
Lock-in Period Not Applicable
Exit Load

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 17-Feb-2020
Return Since Launch: -71.97%
Benchmark: CRISIL Short Term Debt Hybrid 75+25 Index
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 45 Cr (As on 31-Oct-2021)
Expense: -- (As on )
Risk Grade: --
Return Grade: --
Turnover: --

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

Stocks or Equity Funds for the long term?

DateFriday, 10-Dec-2021
Time12:30 PM - 01:00 PM

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