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Unrated

Tata Multi Asset Opportunities Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.35 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.41 Lakh

Suitability:

Multi Asset Allocation funds invest your money in a mix of equity shares, bonds and commodities (usually gold) such that each has at least 10 per cent allocation at all times.

We don’t think highly of gold or other commodities as an investment. Read this article to know why. Therefore, we believe that investors can avoid these funds altogether. Instead, they might consider other varieties of hybrid funds — aggressive hybrid, balanced hybrid and conservative hybrid — which invest your money in equity shares and bonds in different proportions. You can choose from these depending upon your investment horizon, return expectations and ability to withstand volatility in the value of your investments.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 14.96 -0.36 0.72 1.25 7.73 14.62 35.36 -- -- -- --
VR Balanced TRI 12.10 -0.16 0.45 -0.08 8.51 10.32 35.72 -- -- -- --
Hybrid: Multi Asset Allocation 13.14 -0.26 0.63 1.42 7.20 13.53 31.39 -- -- -- --
Rank within category 5 17 8 12 11 5 5 -- -- -- --
Number of funds in category 18 22 22 22 21 18 16 13 10 9 6

As on 27-Jul-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata Multi Asset Opportunities Fund - Regular Plan  | Invest Online
Unrated
Mar-20 35.36 -- -- 2.41 793
Axis Triple Advantage Fund
5 star
Aug-10 35.02 13.61 11.33 2.30 1,020
ICICI Prudential Multi Asset Fund  | Invest Now
3 star
Oct-02 41.31 13.18 13.00 1.81 11,677
HDFC Asset Allocator FoF - Regular Plan  | Invest Online
Unrated
May-21 -- -- -- 1.30 1,436
Nippon India Multi Asset Fund - Regular Plan
Unrated
Aug-20 -- -- -- 2.04 1,096

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 5.70 24-Mar-2020 - 31-Mar-2020 -10.35 16-Mar-2020 - 23-Mar-2020
Month 11.81 23-Mar-2020 - 22-Apr-2020 -5.13 13-Mar-2020 - 13-Apr-2020
Quarter 20.72 23-Mar-2020 - 22-Jun-2020 1.28 12-Feb-2021 - 14-May-2021
Year 57.75 23-Mar-2020 - 23-Mar-2021 35.37 23-Jul-2020 - 23-Jul-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR Balanced TRI* 14.68 18.21 0.57 0.66 -- --
Hybrid: Multi Asset Allocation* 12.35 14.08 0.57 0.67 0.68 1.06
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Jun-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 57
Top 10 Holdings (%) 30.19
Top 5 Holdings (%) 19.06
Top 3 Sectors (%) 30.31
Portfolio P/B Ratio 3.21
Portfolio P/E Ratio 25.24
Avg Credit Rating GOI/Cash

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 7.27% GOI 2026 GOI Securities SOV 2.40 - 4.93 2.40
equal 7.32% GOI 28/01/2024 GOI Securities SOV 0.00 - 4.09 2.00
equal Axis Bank 2021 Certificate of Deposit A1+ 0.00 - 2.19 1.89
equal 8.50% National Bank Agr. Rur. Devp Debenture AAA 0.00 - 1.27 0.67
new 6.45% ICICI Bank 15/06/2028 Debenture AAA 0.00 - 0.62 0.62
equal Powergrid Infrastructure Investment Trust Infrastructure Investment Trust -- 0.00 - 0.47 0.43
equal 6.40% National Bank Agr. Rur. Devp 31/07/2023 Non Convertible Debenture AAA 0.00 - 0.76 0.39
equal 5.77% GOI 2030 GOI Securities SOV 0.00 - 4.56 0.10
new Others Castor Seed Deesa Future -- - -0.03
equal Others Jeera Unjha Future -- - -0.04
new Others Soy Oil Indore Future -- - -0.04
equal Others Guar Seed Future -- - -0.06
equal Others Cotton Seed Oil Cake Akola Future -- - -0.07
equal Others Rape Mustard Seed Future -- - -0.09
equal Others Guar Gum Future -- - -0.16
new Others Lead Future -- - -1.40
equal Others Silver Future -- - -2.20
equal Others Silver Commodity -- - -2.21
new Others Nickel Future -- - -2.43
new Others Nickel Commodity -- - -2.43
down Others Gold -- - -2.85

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Reliance Industries Energy 28.56 7.16 3.29 5.10
equal Infosys Technology 33.45 4.48 3.40 4.27
equal ICICI Bank Financial 23.54 4.61 3.46 3.98
up Bharti Airtel Communication -- 4.18 2.55 2.98
up State Bank of India Financial 16.95 2.75 0.96 2.73
equal HDFC Financial 23.35 3.56 2.19 2.63
equal HDFC Bank Financial 23.87 4.56 2.22 2.22
equal Ultratech Cement Construction 34.98 2.17 1.68 1.73
equal Tata Consultancy Services Technology 34.15 1.79 0.00 1.54
equal HCL Technologies Technology 23.38 2.21 0.00 1.53
equal Larsen & Toubro Construction 17.96 2.06 1.02 1.39
equal Tata Power Company Energy 34.14 1.58 0.00 1.27
equal National Aluminium Company Metals 12.04 1.40 0.00 1.22
equal Dr. Reddy's Lab Healthcare 45.06 1.75 1.14 1.20
up Apollo Hospitals Healthcare 384.37 1.76 0.75 1.17
equal Power Grid Corporation Energy 10.23 1.87 1.01 1.16
up Cummins India Engineering 36.60 1.24 0.00 1.12
equal Mahindra & Mahindra Automobile 50.02 1.50 0.00 1.08
equal Axis Bank Financial 26.17 1.37 0.00 1.02
equal ACC Construction 22.82 1.05 0.00 0.96
equal Mastek Technology 27.35 0.96 0.00 0.96
equal PI Industries Chemicals 60.26 1.32 0.00 0.96
equal ABB India Ltd. Engineering 113.55 1.11 0.00 0.96
equal KEC International Engineering 19.65 1.21 0.00 0.95
up Marico FMCG 58.40 0.93 0.00 0.93

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2021

Fund Manager

— Sailesh Jain since 14-Feb-2020

Education: Mr. Jain is a Commerce Graduate and an MBA.

Experience: Prior to joining TATA Mutual Fund, he has worked with Invesco Mutual Fund, IDFC Securities Ltd. as Head Derivatives, Quant Broking Pvt Ltd. as Vice President and IIFL(India Infoline) as Vice President.

Funds Managed:

— Rahul Singh since 14-Feb-2020

Education: Mr. Singh is B.Tech & PGDBM

Experience: Prior to Tata AMC, he has worked with Ampersand Capital Investment Advisors LLP, Standard Chartered Securities and Citigroup Global Markets India.

Funds Managed:

— Murthy Nagarajan since 14-Feb-2020

Education: Mr. Nagarajan is a M.Com, ICWA and PGPMS.

Experience: Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..

Funds Managed:

— Aurobinda Prasad Gayan since 14-Feb-2020

Education: MBA (Finance)

Experience: Prior to joining Tata Asset Management Ltd. as Head Commodity Strategies. He has work with Kotak Commodities Services Pvt. Ltd. as Research Head and Karvy Comtrade Ltd. as Research Head.


-0.36%

Change from previous, NAV as on 27-Jul-2021

Growth: ₹ 14.4312

IDCW: ₹ 14.4312


Investment Strategy

The scheme seeks to generate long term capital appreciation.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Lock-in Period Not Applicable
Exit Load For units in excess of 12% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 04-Mar-2020
Return Since Launch: 30.02%
Benchmark: S&P BSE 200 TRI (65), MCX I-COMDEX Composite Index (20), CRISIL Short-Term Bond TRI (15)
Riskometer: High
Type: Open-ended
Assets: ₹ 793 Cr (As on 30-Jun-2021)
Expense: 2.41% (As on 30-Jun-2021)
Risk Grade: --
Return Grade: --
Turnover: 33.68%

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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