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Unrated

SBI Capital Protection Oriented Fund - Series A (Plan 7) - Regular Plan


Hybrid: Conservative Hybrid

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -- -0.03 0.43 2.23 6.25 -- -- -- -- -- --
VR MIP TRI -- -0.04 0.75 2.53 7.50 -- -- -- -- -- --
Hybrid: Conservative Hybrid -- -0.06 0.28 1.38 3.98 -- -- -- -- -- --
Rank within category -- 33 12 13 10 -- -- -- -- -- --
Number of funds in category 66 69 69 69 69 66 64 37 3 0 0

As on 10-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
SBI Capital Protection Oriented Fund - Series A (Plan 7) - Regular Plan
Unrated
Feb-20 -- -- -- -- 38
SBI Dual Advantage Fund Series XXV - Regular Plan
Unrated
Dec-17 4.59 -- -- 1.08 2,614
SBI Dual Advantage Fund Series XXIII - Regular Plan
Unrated
Jul-17 4.13 -- -- 0.84 2,548
SBI Dual Advantage Fund Series XXIV - Regular Plan
Unrated
Oct-17 5.07 -- -- 1.08 2,487
SBI Dual Advantage Fund Series XXVI - Regular Plan
Unrated
Feb-18 6.41 -- -- 1.08 2,108

Best & Worst Performance

Best (Period) Worst (Period)
Week 2.89 (24-Mar-2020 - 31-Mar-2020) -3.09 (16-Mar-2020 - 23-Mar-2020)
Month 5.46 (24-Mar-2020 - 23-Apr-2020) -5.66 (22-Feb-2020 - 23-Mar-2020)
Quarter 8.92 (24-Mar-2020 - 23-Jun-2020) -0.19 (18-Feb-2020 - 19-May-2020)
Year -- ( - ) -- ( - )

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR MIP TRI* 6.06 6.50 0.12 0.13 -- --
Hybrid: Conservative Hybrid* 4.21 4.41 -0.20 -0.24 0.58 -1.54
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.18% Haryana State 15/06/2023 State Development Loan SOV 42.07 - 43.36 42.07
new 15.12% GOI 15/12/2022 GOI Securities SOV 0.00 - 9.37 9.37
equal 6.72% National Bank Agr. Rur. Devp 14/04/2023 Bonds/NCDs AAA 8.09 - 8.36 8.10
equal 7.12% REC 31/03/2023 Non Convertible Debenture AAA 8.00 - 8.30 8.03
new 8.10% Kerala State 2023 State Development Loan SOV 0.00 - 5.63 5.63
equal 6.99% HDFC 13/02/2023 Debenture AAA 5.30 - 5.47 5.36
down 7.04% Power Finance Corp. 14/04/2023 Non Convertible Debenture AAA 2.68 - 8.30 2.68

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up HDFC Life Insurance Financial -- 0.74 0.00 0.74
down Avenue Supermarts Services 115.61 0.73 0.00 0.64
down SBI Life Insurance Company Financial 60.46 0.59 0.00 0.59
down Divi's Laboratories Healthcare 42.49 0.62 0.00 0.54
down Dabur India FMCG 58.00 0.57 0.00 0.49
down Godrej Consumer Products FMCG 47.63 0.49 0.00 0.49
down ICICI Lombard General Insurance Company Financial 47.94 0.53 0.00 0.47
down Lupin Healthcare -- 0.42 0.00 0.41
down Aurobindo Pharma Healthcare 16.99 0.43 0.00 0.40
down Pidilite Industries Chemicals 62.94 0.48 0.00 0.39
new Info Edge (India) Services -- 0.36 0.00 0.36
down Petronet LNG Energy 14.52 0.38 0.00 0.36
down Colgate-Palmolive FMCG 46.36 0.40 0.00 0.35
down Marico FMCG 43.45 0.36 0.00 0.34
down United Spirits FMCG 70.14 0.36 0.00 0.33
down Biocon Healthcare 66.45 0.32 0.00 0.32
down HPCL Energy 12.14 0.34 0.00 0.30
down Piramal Enterprises Healthcare -- 0.29 0.00 0.29
new Indraprastha Gas Energy 22.84 0.29 0.00 0.29
down ICICI Prudential Life Insurance Co. Ltd. Financial 56.16 0.30 0.00 0.28
down Havells India Engineering 49.39 0.29 0.00 0.27
down Ambuja Cements Construction 18.18 0.29 0.00 0.26
down Bandhan Bank Financial 19.91 0.24 0.00 0.24
down Bajaj Holdings & Inv Financial 10.18 0.24 0.00 0.24
new Muthoot Finance Financial 13.85 0.22 0.00 0.22

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Ruchit Mehta since 27-Jan-2020

— Rajeev Radhakrishnan since 27-Jan-2020

Education: Mr. Radhakrishnan is B.E (Production), MMS (Finance) and CFA.

Experience: Prior to joining SBI AMC he has worked with UTI Asset Management Company Ltd.

Funds Managed:


-0.03%

Change from previous, NAV as on 10-Jul-2020

Growth: ₹ 10.4130


Investment Strategy

The scheme seeks to protect the capital by investing in high quality fixed income securities that are maturing on or before the maturity of the Scheme as the primary objective and generate capital appreciation by investing in equity and equity related instruments as a secondary objective.

Tenure (Days) 1255
Maturity date

Basic Details

Fund House: SBI Mutual Fund
Launch Date: 11-Feb-2020
Return Since Launch: 4.13%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderately Low
Type: Closed-end

Contact Information

AMC: SBI Funds Management Ltd

Address: 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai - 400051

Phone: 022-61793000 / 1800-425-5425

Fax: 022-22189663

Email: [email protected]

Website: http://www.sbimf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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dateSaturday, 11-Jul-2020
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