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Unrated

Sundaram Balanced Advantage Fund - Regular Plan


Suitability:

When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.

These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 4.33 0.37 -0.04 3.42 9.17 15.52 -- -- -- -- --
VR Balanced TRI 6.85 0.66 -0.09 5.16 14.84 27.00 -- -- -- -- --
Hybrid: Dynamic Asset Allocation 3.85 0.30 -0.23 2.88 8.34 14.33 -- -- -- -- --
Rank within category 8 7 5 9 9 11 -- -- -- -- --
Number of funds in category 25 26 26 25 25 25 24 15 12 7 6

As on 25-Feb-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Balanced Advantage Fund - Regular Plan
Unrated
Mar-20 -- -- -- 2.54 777
ICICI Prudential Balanced Advantage Fund  | Invest Now
4 star
Dec-06 17.83 10.46 13.63 1.76 28,257
Aditya Birla Sun Life Balanced Advantage Fund  | Invest Online
4 star
Apr-00 19.10 9.61 14.15 2.04 2,618
Edelweiss Balanced Advantage Fund - Regular Plan  | Invest Online
5 star
Aug-09 27.85 12.55 13.20 2.01 2,464
Union Balanced Advantage Fund - Regular Plan
5 star
Dec-17 25.43 12.27 -- 2.50 634

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.76 29-Jan-2021 - 05-Feb-2021 -3.52 16-Mar-2020 - 23-Mar-2020
Month 6.66 30-Oct-2020 - 01-Dec-2020 -3.32 25-Aug-2020 - 24-Sep-2020
Quarter 14.00 18-May-2020 - 17-Aug-2020 2.63 31-Jul-2020 - 30-Oct-2020
Year -- - -- -

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR Balanced TRI* 9.86 18.29 0.28 0.34 -- --
Hybrid: Dynamic Asset Allocation* 6.50 12.44 0.14 0.18 0.63 -1.41
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Jan-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 57
Top 10 Holdings (%) 32.36
Top 5 Holdings (%) 18.53
Top 3 Sectors (%) 25.25
Portfolio P/B Ratio 3.74
Portfolio P/E Ratio 32.24
Avg Credit Rating GOI/Cash

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.40% National Bank Agr. Rur. Devp 31/07/2023 Non Convertible Debenture AAA 0.00 - 2.59 1.99
equal 7.32% GOI 28/01/2024 GOI Securities SOV 0.00 - 2.55 1.38
equal 7.60% LIC Housing Fin. 22/11/2022 Debenture AAA 0.00 - 1.66 1.34
equal 6.80% REC 30/06/2023 Non Convertible Debenture AAA 1.34 - 2.05 1.34
equal 6.99% HDFC 13/02/2023 Debenture AAA 1.33 - 2.04 1.33
equal 6.72% National Bank Agr. Rur. Devp 14/04/2023 Bonds/NCDs AAA 0.00 - 1.66 1.33
new 5.09% GOI 13/04/2022 GOI Securities SOV 0.00 - 1.30 1.30
equal 5.69% REC 30/09/2023 Non Convertible Debenture AAA 0.00 - 1.59 1.30
equal 4.95% HDFC 2022 Non Convertible Debenture AAA 0.00 - 1.59 1.29
new 5.15% GOI 2025 GOI Securities SOV 0.00 - 1.28 1.28
equal 9.30% LIC Housing Fin. 14/09/2022 Debenture AAA 0.00 - 0.84 0.69
equal 7.04% Power Finance Corp. 14/04/2023 Non Convertible Debenture AAA 0.67 - 1.03 0.67
equal REC 13/12/2022 Debenture AAA 0.67 - 1.03 0.67
equal 6.59% IRFC 14/04/2023 Debenture AAA 0.67 - 1.46 0.67
equal 7.27% Power Finance Corp. 22/12/2021 Debenture AAA 0.00 - 0.82 0.66
equal 8.39% National Bank Agr. Rur. Devp 19-D 19/07/2021 Debenture AAA 0.66 - 1.05 0.66

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up ICICI Bank Financial 27.85 4.99 2.65 4.99
up HDFC Bank Financial 27.47 4.17 0.92 3.81
down Reliance Industries Energy 33.48 5.14 2.05 3.25
down Infosys Technology 28.70 4.60 1.98 3.25
equal Pidilite Industries Chemicals 87.84 4.16 3.22 3.22
up HDFC Financial 26.28 7.51 2.49 3.20
equal Embassy Office Parks REIT Construction -- 2.98 0.00 2.92
up Bharti Airtel Communication -- 4.56 2.00 2.79
equal Marico FMCG 45.30 2.97 2.50 2.51
up Axis Bank Financial 74.78 2.44 0.26 2.42
equal United Spirits FMCG 167.38 3.44 2.23 2.23
up Hindustan Unilever FMCG 68.72 4.34 1.20 1.85
equal Tata Consumer Products FMCG 78.08 2.33 1.56 1.56
down Tata Consultancy Services Technology 35.04 1.46 1.03 1.39
up State Bank of India Financial 15.12 1.38 0.00 1.38
down Ultratech Cement Construction 26.24 2.19 1.09 1.34
equal HDFC Life Insurance Financial 107.05 1.35 0.76 1.29
down Voltas Cons Durable 75.55 1.67 0.19 1.29
equal Bajaj Auto Automobile 24.07 1.28 1.01 1.28
equal Larsen & Toubro Construction 17.69 1.27 0.00 1.26
equal ICICI Prudential Life Insurance Co. Ltd. Financial 62.11 3.95 1.23 1.23
up Kotak Mahindra Bank Financial 38.23 1.74 0.15 1.06
up Dr. Reddy's Lab Healthcare 34.20 2.20 1.05 1.05
equal Crompton Greaves Consumer Electricals Cons Durable 51.24 1.02 0.37 1.02
equal Mahindra & Mahindra Automobile -- 1.50 0.10 0.98

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2021

Fund Manager

— S Krishnakumar since 14-Feb-2020

Education: Mr. Kumar is a B. Tech from National Institute of Technology Trichy, and MBA from LIBA Chennai.

Experience: Prior to joining Sundaram BNP Paribas Mutual Fund he has worked with Anush Shares & Securities.

Interviews:

Funds Managed:

— Dwijendra Srivastava since 14-Feb-2020

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:


0.37%

Change from previous, NAV as on 25-Feb-2021

Growth: ₹ 13.2834

Dividend: ₹ 13.2831


Investment Strategy

The Scheme seeks to provide accrual income and capital apprection by investing in a mix of equity, debt, REITs/InvITs and equity derivatives that are managed dynamically.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 100
Minimum No of Cheques 20
Minimum Withdrawal (₹) 100
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 06-Mar-2020
Return Since Launch: 32.83%
Benchmark: CRISIL Hybrid 50+50 Moderate TRI
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 777 Cr (As on 31-Jan-2021)
Expense: 2.54% (As on 31-Jan-2021)
Risk Grade: --
Return Grade: --
Turnover: 357.00%

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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