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Unrated

Sundaram Balanced Advantage Fund - Regular Plan

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Hybrid: Dynamic Asset Allocation

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1 Lakh

Investment Grown to
₹ 1.18 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.29 Lakh

Suitability:

"When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.

These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 13.73 -0.19 -0.96 -0.73 1.84 7.28 18.04 -- -- -- --
VR Balanced TRI 20.37 0.15 -1.80 -2.91 2.26 10.17 28.25 -- -- -- --
Hybrid: Dynamic Asset Allocation 14.03 -0.15 -0.89 -1.19 2.15 7.15 18.18 -- -- -- --
Rank within category 13 19 21 5 11 10 11 -- -- -- --
Number of funds in category 25 29 29 27 26 26 25 18 12 10 6

As on 29-Nov-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Balanced Advantage Fund - Regular Plan
Unrated
 Mar-20 18.04 -- -- 2.22% 1,225
ICICI Prudential Balanced Advantage Fund  | Invest Now
4 star
 Dec-06 18.41 12.71 11.42 1.69% 36,816
Kotak Balanced Advantage Fund - Regular Plan  | Invest Online
4 star
 Aug-18 15.71 12.88 -- 1.78% 11,813
Edelweiss Balanced Advantage Fund - Regular Plan  | Invest Online
5 star
 Aug-09 23.18 15.95 14.11 1.82% 6,331
Aditya Birla Sun Life Balanced Advantage Fund  | Invest Online
4 star
 Apr-00 16.64 12.26 10.45 1.84% 6,124

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.76 29-Jan-2021 - 05-Feb-2021 -3.52 16-Mar-2020 - 23-Mar-2020
Month 6.66 30-Oct-2020 - 01-Dec-2020 -3.32 25-Aug-2020 - 24-Sep-2020
Quarter 14.00 18-May-2020 - 17-Aug-2020 -0.63 12-Feb-2021 - 14-May-2021
Year 36.65 23-Mar-2020 - 23-Mar-2021 18.59 26-Nov-2020 - 26-Nov-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR Balanced TRI* 18.85 17.75 0.84 0.97 -- --
Hybrid: Dynamic Asset Allocation* 12.21 12.26 0.68 0.73 0.63 -1.07
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Oct-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 66
Top 10 Holdings (%) 35.12
Top 5 Holdings (%) 21.61
Top 3 Sectors (%) 23.98
Portfolio P/B Ratio 3.58
Portfolio P/E Ratio 28.97
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.05% HDFC 20/06/2022 Debenture AAA 0.00 - 2.44 2.08
equal 4.79% Hindustan Petroleum Corporation 23/10/2023 Debenture AAA 0.00 - 2.37 2.04
equal Powergrid Infrastructure Investment Trust Infrastructure Investment Trust -- 0.00 - 1.70 1.44
equal 6.40% National Bank Agr. Rur. Devp 31/07/2023 Non Convertible Debenture AAA 1.25 - 2.27 1.25
equal LIC Housing Fin. 361-D 14/02/2022 Commercial Paper A1+ 0.00 - 1.67 1.21
equal 7.32% GOI 28/01/2024 GOI Securities SOV 0.86 - 2.47 0.86
equal 6.80% REC 30/06/2023 Non Convertible Debenture AAA 0.84 - 1.52 0.84
equal 7.60% LIC Housing Fin. 22/11/2022 Debenture AAA 0.84 - 1.53 0.84
equal 6.72% National Bank Agr. Rur. Devp 14/04/2023 Bonds/NCDs AAA 0.84 - 1.52 0.84
equal 6.99% HDFC 13/02/2023 Debenture AAA 0.84 - 1.52 0.84
equal 5.69% REC 30/09/2023 Non Convertible Debenture AAA 0.83 - 1.48 0.83
equal 4.95% HDFC 2022 Non Convertible Debenture AAA 0.82 - 1.46 0.82
equal 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 0.86 0.81
equal 9.30% LIC Housing Fin. 14/09/2022 Debenture AAA 0.42 - 0.78 0.42
equal 7.04% Power Finance Corporation 14/04/2023 Non Convertible Debenture AAA 0.42 - 0.76 0.42
equal REC 13/12/2022 Debenture AAA 0.42 - 0.76 0.42
equal 6.59% Indian Railway Finance Corporation 14/04/2023 Debenture AAA 0.42 - 0.76 0.42

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up ICICI Bank Financial 23.49 6.76 2.65 6.44
up Reliance Industries Energy 31.61 5.25 2.05 5.25
up State Bank of India Financial 14.47 3.71 0.00 3.69
up HDFC Bank Financial 24.31 4.17 0.92 3.16
down HDFC Financial 23.58 7.51 2.49 3.08
equal Embassy Office Parks REIT Construction -- 3.06 0.00 3.00
up Infosys Technology 34.16 4.60 1.98 2.89
up United Spirits FMCG 76.73 3.44 1.70 2.57
up Bharti Airtel Communication 143.64 4.56 2.00 2.56
equal Tech Mahindra Technology 29.28 2.71 0.25 2.50
up Tata Consultancy Services Technology 35.40 2.54 1.03 2.33
equal Axis Bank Financial 19.96 2.44 0.26 2.12
down Sona BLW Precision Forgings Automobile 201.87 1.81 0.00 1.81
equal Grindwell Norton Metals 62.35 1.65 0.00 1.65
equal Larsen & Toubro Construction 28.37 1.36 0.00 1.15
equal Chemplast Sanmar Chemicals 21.88 1.07 0.00 1.07
up SBI Life Insurance Company Insurance 92.10 1.03 0.00 1.03
equal Schaeffler India Engineering 41.07 1.10 0.00 1.03
equal Pidilite Industries Chemicals 83.84 4.16 1.01 1.01
down Hindustan Unilever FMCG 65.14 4.34 0.96 0.96
equal Ultratech Cement Construction 33.47 2.19 0.93 0.93
equal Page Industries Textiles 96.21 0.92 0.00 0.92
equal Bajaj Finserv Financial 63.63 0.89 0.00 0.84
down Navin Fluorine International Chemicals 69.79 1.18 0.00 0.82
equal HDFC Life Insurance Insurance 122.67 1.35 0.68 0.79

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— S Bharath since 14-Feb-2020

— Rahul Baijal since 24-Feb-2021

Education: Mr. Baijal has done PGDM(MBA) from IIM Calcutta and is an engineering graduate of Delhi college of Engineering

Experience: Prior to joining Sundaram Mutual Fund, he has worked with Bharti AXA Life Insurance, TVF Capital, HSBC Securities, Credit Suisse Securities & Standard Chartered Bank.

Interviews:

Funds Managed:

— Dwijendra Srivastava since 14-Feb-2020

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

-0.19%

Change from previous, NAV as on 29-Nov-2021

Growth: ₹ 14.4793

IDCW: ₹ 13.4745

Investment Strategy

The Scheme seeks to provide accrual income and capital apprection by investing in a mix of equity, debt, REITs/InvITs and equity derivatives that are managed dynamically.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 100
Minimum No of Cheques 20
Minimum Withdrawal (₹) 100
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 25% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 06-Mar-2020
Return Since Launch: 23.79%
Benchmark: CRISIL Hybrid 50+50 Moderate Index
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,225 Cr (As on 31-Oct-2021)
Expense: 2.22% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: --
Turnover: 391.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW30-Jun-20210.9550

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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