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Axis Retirement Savings Fund - Aggressive Plan - Regular Plan download report


1 Lakh

Investment Grown to
₹ 1.00 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.21 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Axis Retirement Savings Fund - Aggressive Plan Reg-G -3.54 0.54 2.43 9.64 10.19 1.55 0.38 -- -- -- --
VR Balanced TRI 4.13 1.28 2.16 10.65 9.98 4.19 8.67 -- -- -- --
Hybrid: Aggressive Hybrid 1.09 0.50 2.01 8.33 8.58 2.90 6.18 -- -- -- --
Rank within category 43 17 5 3 3 37 45 -- -- -- --
Number of funds in category 46 46 46 46 46 46 46 42 30 24 22

As on 17-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Axis Retirement Savings Fund - Aggressive Plan - Regular Plan
Unrated
Dec-19 0.38 -- -- 2.29 648
SBI Equity Hybrid Fund  | Invest Online
4 star
Dec-95 6.92 15.58 12.05 1.51 53,018
ICICI Prudential Equity & Debt Fund  | Invest Now
5 star
Nov-99 18.22 22.01 14.12 1.80 19,614
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
4 star
Feb-93 4.77 17.45 11.97 1.81 8,033
Mirae Asset Hybrid Equity Fund - Regular Plan  | Invest Online
4 star
Jul-15 4.96 15.74 11.54 1.79 6,886

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 7.46 23-Mar-2020 - 30-Mar-2020 -13.56 16-Mar-2020 - 23-Mar-2020
Month 12.72 23-Mar-2020 - 22-Apr-2020 -25.55 20-Feb-2020 - 23-Mar-2020
Quarter 21.62 12-Oct-2020 - 11-Jan-2021 -18.68 03-Jan-2020 - 03-Apr-2020
Year 55.91 23-Mar-2020 - 23-Mar-2021 -11.03 17-Jun-2021 - 17-Jun-2022

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Axis Retirement Savings Fund - Aggressive Plan Reg-G -- -- -- -- -- --
VR Balanced TRI* 15.74 18.34 0.67 0.80 -- --
Hybrid: Aggressive Hybrid* 14.92 17.06 0.67 0.73 0.88 0.59
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Jul-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 18
Top 10 Holdings (%) 59.48
Top 5 Holdings (%) 36.09
Top 3 Sectors (%) 48.98
Portfolio P/B Ratio 5.62
Portfolio P/E Ratio 23.86
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal GOI 22/09/2033 GOI Securities Floating Rate Bond SOV 5.27 - 5.79 5.31
up 6.54% GOI 17/01/2032 GOI Securities SOV 0.00 - 3.66 3.66
equal 8.49% Nat. Highways Authority 2029 Non Convertible Debenture AAA 1.62 - 1.77 1.62
equal 8.85% REC 16/04/2029 Non Convertible Debenture AAA 1.56 - 2.18 1.56
equal 7.17% GOI 2028 GOI Securities SOV 0.00 - 2.46 1.55
equal 7.57% GOI 17/06/2033 GOI Securities SOV 1.41 - 1.53 1.41
equal 7.84% Bank of Baroda Additional Tier 2 Bond AAA 1.14 - 1.29 1.14
equal 7.75% Bank of Baroda Additional Tier 2 Bond AAA 0.77 - 0.84 0.78
equal Others CBLO -- - 8.14

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Pidilite Industries Chemicals 102.69 8.45 0.00 8.35
equal Avenue Supermarts Services 140.92 8.34 0.00 7.62
equal Sundaram Finance Financial 20.48 9.09 0.00 7.25
equal Bajaj Finance Financial 52.65 6.70 0.00 6.49
equal Info Edge (India) Services 4.51 9.09 0.00 6.38
equal Tata Consultancy Services Technology 31.85 7.31 0.00 5.75
equal Kotak Mahindra Bank Financial 28.47 6.64 0.00 4.92
equal Symphony Consumer Discretionary 44.47 5.78 0.00 3.75
equal PI Industries Chemicals 56.58 3.79 0.00 3.49
equal HDFC Bank Financial 21.06 4.40 0.00 3.42
equal Astral Materials 81.19 3.88 0.00 3.17
equal Torrent Power Energy 37.61 2.82 0.00 2.72
equal Maruti Suzuki India Automobile 60.83 3.98 0.00 2.42
equal Gland Pharma Healthcare 36.17 4.10 0.00 2.26
equal Endurance Technologies Automobile 42.93 2.56 0.00 2.06
equal Nestle India Consumer Staples 89.06 5.66 0.00 1.89
equal V-Guard Industries Consumer Discretionary 41.90 2.15 0.00 1.57
equal Cholamandalam Investment & Finance Company Financial 27.09 1.12 0.00 1.06

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Jinesh Gopani since 29-Nov-2019

Education: Mr. Gopani is a B. Com (H) and MMS from Bharati Vidyapeeth Institute of Management Studies and Research.

Experience: Prior to joining Axis AMC he has worked with Birla Sun Life AMC, Voyager India Capital Pvt. Ltd., Emkay Shares & Stock Brokers Limited and Net worth Stock Broking Limited.

Interviews:

Funds Managed:

— R Sivakumar since 29-Nov-2019

Education: Mr. Sivakumar is a B.Tech from IIT Madras and MBA from IIM Ahmedabad.

Experience: Prior to joining Axis AMC he has worked with BNP Paribas Mutual Fund, Sundaram Mutual Fund (2001-2004), HDFC Mutual Fund and ITC Threadneedle.

Funds Managed:


0.54%

Change from previous, NAV as on 17-Aug-2022

Growth: ₹ 13.0800

IDCW: ₹ 13.0800


Investment Strategy

The schemes seeks to generate capital appreciation by predominantly investing in equity and equity related instruments.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 100
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) --
Min. Balance (₹) 500
Lock-in Period 5 Years
Exit Load 0

Basic Details

Fund House: Axis Mutual Fund
Launch Date: 20-Dec-2019
Return Since Launch: 10.62%
Benchmark: NIFTY 50 Hybrid Composite Debt 70:30 Index
Riskometer: Very High
Type: Open-ended
Assets: ₹ 648 Cr (As on 31-Jul-2022)
Expense Ratio: 2.29% (As on 30-Jun-2022)
Risk Grade: --
Return Grade: --
Turnover: --

Contact Information

AMC: Axis Asset Management Company Ltd.

Address: "Axis House" - 1st Floor, C-2 - Wadia International Centre, Pandurang Budhkar Marg , Worli, Mumbai - 400025

Phone: 022-24255161

Fax: 022-43255199

Website: http://www.axismf.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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