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Unrated

Baroda Equity Savings Fund - Direct Plan


Hybrid: Equity Savings

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 5.29 0.46 1.20 3.50 7.14 4.99 -- -- -- -- --
VR MIP TRI -0.05 0.30 0.95 2.79 7.54 -0.34 -- -- -- -- --
Hybrid: Equity Savings -1.63 0.34 1.10 3.29 7.89 -2.02 -- -- -- -- --
Rank within category 1 4 7 8 17 1 -- -- -- -- --
Number of funds in category 23 23 23 23 23 23 21 14 7 0 0

As on 09-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Baroda Equity Savings Fund - Direct Plan
Unrated
Jul-19 -- -- -- 1.05 427
Kotak Equity Savings Fund - Direct Plan  | Invest Online
4 star
Oct-14 5.03 6.55 7.47 1.21 1,395
ICICI Prudential Equity Savings Fund - Direct Plan  | Invest Now
4 star
Dec-14 1.00 5.27 -- 0.70 1,157
Axis Equity Saver Fund - Direct Plan  | Invest Online
4 star
Aug-15 2.89 6.38 -- 1.02 688
HDFC Equity Savings Fund - Direct Plan  | Invest Online
3 star
Jan-13 -1.78 3.70 7.88 1.27 3,141

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.19 (24-Mar-2020 - 31-Mar-2020) -3.69 (16-Mar-2020 - 23-Mar-2020)
Month 6.31 (23-Mar-2020 - 22-Apr-2020) -8.34 (20-Feb-2020 - 23-Mar-2020)
Quarter 10.91 (24-Mar-2020 - 23-Jun-2020) -7.11 (23-Dec-2019 - 23-Mar-2020)
Year -- ( - ) -- ( - )

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR MIP TRI* 6.06 6.50 0.12 0.13 -- --
Hybrid: Equity Savings* 4.08 9.00 -0.11 -0.10 1.29 -2.21
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 54
Number of Bonds 17
Average Maturity (yrs) * --
Top 10 Holdings (%) 43.63
Portfolio P/B Ratio 1.89
Portfolio P/E Ratio 15.91

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 4.75% HDFC Bank 173-D Term Deposits -- 0.00 - 3.81 3.69
up 6.78% Reliance Industries 16/09/2020 Non Convertible Debenture AAA 0.00 - 3.06 3.06
equal 8.50% Bank of Baroda Bonds AA 0.00 - 2.39 2.34
equal Indusind Bank 27/11/2020 Certificate of Deposit A1+ 0.00 - 2.30 2.27
new 5.05% Indian Oil Corp. 25/11/2022 Debenture AAA 0.00 - 1.64 1.64
equal 9.18% Vedanta 2021 Debenture AA 0.00 - 1.46 1.35
equal HDFC Bank 28/12/2028 Debenture AAA 0.00 - 1.29 1.29
equal 4.74% HDFC Bank 179-D Term Deposits -- 0.00 - 1.27 1.23
equal 5.00% HDFC Bank 181-D Term Deposits -- 0.00 - 1.21 1.17
equal 5.00% HDFC Bank 180-D Term Deposits -- 0.00 - 1.21 1.17
equal 5.00% HDFC Bank 174-D Term Deposits -- 0.00 - 1.21 1.17
equal 4.99% HDFC Bank 174-D Term Deposits -- 0.00 - 1.17 1.17
equal 4.49% HDFC Bank 179-D Term Deposits -- 0.00 - 1.17 1.17
equal 4.49% HDFC Bank 178-D Term Deposits -- 0.00 - 1.17 1.17
equal 4.24% HDFC Bank 179-D Term Deposits -- 0.00 - 1.17 1.17
equal 9.20% ICICI Bank 31/12/2050 Bonds AA+ 0.00 - 3.26 0.71
equal Yes Bank Bonds/NCDs D 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Financial 15.72 7.26 3.85 6.29
up Reliance Industries Energy 31.35 8.89 5.57 6.05
up Bharti Airtel Communication -- 5.90 0.51 5.90
up Hindustan Unilever FMCG 75.69 4.78 0.18 4.78
up HDFC Bank Financial 22.68 5.56 2.19 3.63
down Axis Bank Financial 69.10 4.61 2.76 3.55
equal Vedanta Metals -- 3.50 0.00 3.50
up ICICI Bank Financial 25.08 4.08 1.09 3.18
equal State Bank of India Financial 8.99 4.84 2.16 2.16
equal Dr. Reddy's Lab Healthcare 31.97 2.07 0.23 2.07
equal Nestle India FMCG 79.53 2.57 0.26 1.92
equal Infosys Technology 20.06 2.73 0.00 1.83
up Britannia Inds. FMCG 63.05 1.76 0.00 1.76
equal Grasim Industries Construction 9.17 2.06 1.13 1.70
equal Maruti Suzuki India Automobile 31.95 1.78 0.00 1.51
equal Larsen & Toubro Construction 13.89 1.31 0.23 1.31
equal Sun Pharmaceutical Inds. Healthcare 30.72 2.06 0.00 1.29
equal Shree Cement Construction 53.56 0.83 0.00 0.83
equal Ultratech Cement Construction 19.07 0.99 0.00 0.83
up SBI Life Insurance Company Financial 59.09 0.81 0.00 0.81
down Federal Bank Financial 7.00 1.61 0.00 0.77
equal ITC FMCG 15.70 3.44 0.57 0.74
equal HCL Technologies Technology 14.44 1.13 0.00 0.71
equal Asian Paints Chemicals 60.87 2.31 0.00 0.70
equal Power Finance Corp. Financial 3.14 0.89 0.00 0.63

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Pratish Krishnan since 05-Sep-2019

Education: Mr. Krishnan has done MMS in Finance

Experience: Prior to joining Baroda Mutual Fund he has worked with Antique Stock Broking as Sr Analyst- IT, Telecom & Media, DSP Merrill Lynch as Vice President- Research, SBI Capital Markets as Sr. research Analyst, Cholamandalam DBS Finance LTD as Research Analyst.

— Dipak Acharya since 04-Jul-2019

Education: Mr.Acharya is M.Com., AICWA, CAIIB & PGPMS

Experience: Prior to joining Baroda AMC in 2008 he has worked with BOB.

Funds Managed:

— Alok Sahoo since 04-Jul-2019

Education: Mr. Sahoo is a B.E and PGDM from XIM Bhubaneshwar.

Experience: Prior to joining Baroda AMC he has worked with UTI Mutual Fund and HSBC Mutual Fund.

Funds Managed:


0.46%

Change from previous, NAV as on 09-Jul-2020

Growth: ₹ 10.9500

Dividend: ₹ 10.9500


Investment Strategy

The Scheme seeks to generate capital appreciation and income by using arbitrage opportunities, investment in equity / equity related instruments and debt/ money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Baroda Mutual Fund
Launch Date: 25-Jul-2019
Return Since Launch: 9.50%
Benchmark: NIFTY 50 Arbitrage (40), NIFTY Short Duration TRI (35), NIFTY 100 TRI (25)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 427 Cr (As on 31-May-2020)
Expense: 1.05% (As on 31-May-2020)
Risk Grade: --
Return Grade: --
Turnover: --

Contact Information

AMC: Baroda Asset Management India Ltd

Address: 501, Raheja Titanium, Western Express Highway, Goregoan, (E) Mumbai - 400063

Phone: +91 22-3074 1000

Fax: +91 22-3074 1001

Email: [email protected]

Website: http://www.barodapioneer.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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