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Unrated

Baroda Equity Savings Fund - Regular Plan


Analyst's Choice?

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.48 -0.48 -0.86 0.00 0.87 3.69 -- -- -- -- --
VR MIP TRI -1.42 -1.27 -2.33 -1.15 -0.83 2.74 -- -- -- -- --
Hybrid: Equity Savings -1.29 -1.18 -2.46 -1.77 -1.00 2.97 -- -- -- -- --
Rank within category 4 1 1 1 3 12 -- -- -- -- --
Number of funds in category 23 23 23 23 23 23 21 14 6 0 0

As on 28-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 2.30 (19-Sep-2019 - 26-Sep-2019) -0.86 (20-Feb-2020 - 28-Feb-2020)
Month 2.40 (23-Aug-2019 - 23-Sep-2019) -0.40 (20-Aug-2019 - 19-Sep-2019)
Quarter 3.71 (19-Sep-2019 - 19-Dec-2019) 0.78 (04-Nov-2019 - 03-Feb-2020)
Year -- ( - ) -- ( - )

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR MIP TRI* 8.13 4.10 0.60 0.95 -- --
Hybrid: Equity Savings* 6.10 4.57 0.12 0.18 0.90 -1.80
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Jan-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 45
Number of Bonds 18
Average Maturity (yrs) * --
Top 10 Holdings (%) 38.10
Portfolio P/B Ratio 2.41
Portfolio P/E Ratio 24.34

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 5.45% HDFC Bank 173-D Term Deposits -- 0.00 - 3.42 3.38
equal 9.20% ICICI Bank 31/12/2050 Bonds AA+ 0.00 - 3.07 3.07
equal HDFC 352-D 27/02/2020 Commercial Paper A1+ 0.00 - 2.57 2.57
equal 5.45% HDFC Bank 179-D Term Deposits -- 0.00 - 2.28 2.26
equal 8.75% State Bank of India Non Convertible Debenture AA+ 0.00 - 2.20 2.19
equal 8.50% Bank of Baroda Bonds AA 0.00 - 2.18 2.17
equal Indusind Bank 27/11/2020 Certificate of Deposit A1+ 0.00 - 2.04 2.04
equal 9.18% Vedanta 2021 Debenture AA 0.00 - 1.30 1.30
equal 5.45% HDFC Bank 177-D Term Deposits -- 0.00 - 1.14 1.13
equal 8.99% Bank of Baroda Non Convertible Debenture AA+ 0.00 - 1.09 1.09
equal 7.41% Indian Oil Corp. 22/10/2029 Debenture AAA 0.00 - 1.08 1.07
new 5.00% HDFC Bank 181-D Term Deposits -- 0.00 - 1.07 1.07
new 5.00% HDFC Bank 180-D Term Deposits -- 0.00 - 1.07 1.07
new 5.00% HDFC Bank 174-D Term Deposits -- 0.00 - 1.07 1.07
equal SIDBI 24/07/2020 Debenture A1+ 0.83 - 5.16 0.84
equal Yes Bank Bonds/NCDs BBB 0.00 - 0.78 0.77
equal 8.85% HDFC Bank 31/12/2099 Bonds AA+ 0.00 - 0.66 0.66
equal 6.45% GOI 2029 GOI Securities SOV 0.00 - 0.43 0.42

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down HDFC Financial 17.28 7.24 3.85 6.71
down Reliance Industries Energy 19.42 8.89 5.59 5.59
down HDFC Bank Financial 24.57 5.56 2.19 4.55
down Bajaj Finance Financial 49.25 3.83 0.09 3.72
equal Axis Bank Financial 41.06 4.61 2.80 2.95
down State Bank of India Financial 23.02 4.84 2.68 2.77
equal ITC FMCG 16.21 3.44 0.57 2.75
up Bharti Airtel Communication -- 2.61 0.51 2.61
equal Ambuja Cements Construction 19.43 2.46 2.33 2.43
up Grasim Industries Construction 11.14 2.06 1.13 2.06
equal Jindal Steel & Power Metals -- 1.91 0.72 1.91
up UPL Chemicals 33.84 1.83 0.84 1.83
up Tata Consultancy Services Technology 23.16 1.70 0.24 1.70
equal Titan Company Cons Durable 74.40 1.62 0.60 1.61
equal Maruti Suzuki India Automobile 30.70 1.78 0.00 1.42
up Nestle India FMCG 77.20 1.74 0.26 1.33
equal Sun Pharmaceutical Inds. Healthcare 22.37 1.39 0.00 1.33
up Dabur India FMCG 57.13 1.32 0.19 1.32
down ICICI Bank Financial 33.85 4.08 1.09 1.22
equal Adani Enterprises Services 17.66 1.14 0.00 1.14
equal Hindalco Inds. Metals 8.21 1.27 0.00 1.11
equal Max Financial Services Financial 49.87 1.17 0.00 1.10
up Indusind Bank Financial 17.01 1.97 0.87 1.06
equal BPCL Energy 11.83 1.04 0.70 0.90
down Interglobe Aviation Services 40.59 1.53 0.00 0.89

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Pratish Krishnan since 05-Sep-2019

Education: Mr. Krishnan has done MMS in Finance

Experience: Prior to joining Baroda Mutual Fund he has worked with Antique Stock Broking as Sr Analyst- IT, Telecom & Media, DSP Merrill Lynch as Vice President- Research, SBI Capital Markets as Sr. research Analyst, Cholamandalam DBS Finance LTD as Research Analyst.

— Dipak Acharya since 04-Jul-2019

Education: Mr.Acharya is M.Com., AICWA, CAIIB & PGPMS

Experience: Prior to joining Baroda AMC in 2008 he has worked with BOB.

Funds Managed:

— Alok Sahoo since 04-Jul-2019

Education: Mr. Sahoo is a B.E and PGDM from XIM Bhubaneshwar.

Experience: Prior to joining Baroda AMC he has worked with UTI Mutual Fund and HSBC Mutual Fund.

Funds Managed:


-0.48%

Change from previous, NAV as on 28-Feb-2020

Growth: ₹ 10.4000

Dividend: ₹ 10.4000


Investment Strategy

The Scheme seeks to generate capital appreciation and income by using arbitrage opportunities, investment in equity / equity related instruments and debt/ money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Baroda Mutual Fund
Launch Date: 25-Jul-2019
Return Since Launch: 4.00%
Benchmark: NIFTY 50 Arbitrage (40), NIFTY Short Duration TRI (35), NIFTY 100 TRI (25)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 466 Cr (As on 31-Jan-2020)
Expense: 2.04% (As on 31-Jan-2020)
Risk Grade: --
Return Grade: --
Turnover: --

Contact Information

AMC: Baroda Asset Management India Ltd

Address: 501, Raheja Titanium, Western Express Highway, Goregoan, (E) Mumbai - 400063

Phone: +91 22-3074 1000

Fax: +91 22-3074 1001

Email: [email protected]

Website: www.barodapioneer.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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