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Unrated

Baroda Equity Savings Fund - Regular Plan


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Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.48 0.10 0.00 0.29 1.56 -- -- -- -- -- --
VR MIP TRI 0.25 0.24 -0.35 0.04 2.59 -- -- -- -- -- --
Hybrid: Equity Savings 0.88 0.36 -0.19 0.82 2.83 -- -- -- -- -- --
Rank within category 19 23 5 19 22 -- -- -- -- -- --
Number of funds in category 23 23 23 23 23 22 21 13 6 0 0

As on 23-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 2.30 (19-Sep-2019 - 26-Sep-2019) -0.78 (30-Sep-2019 - 07-Oct-2019)
Month 2.40 (23-Aug-2019 - 23-Sep-2019) -0.40 (20-Aug-2019 - 19-Sep-2019)
Quarter 3.71 (19-Sep-2019 - 19-Dec-2019) 1.27 (26-Sep-2019 - 26-Dec-2019)
Year -- ( - ) -- ( - )

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR MIP TRI* 8.83 4.11 0.76 1.17 -- --
Hybrid: Equity Savings* 6.67 4.69 0.22 0.34 0.94 -1.98
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Dec-2019

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 43
Number of Bonds 17
Average Maturity (yrs) * --
Top 10 Holdings (%) 41.04
Portfolio P/B Ratio 2.44
Portfolio P/E Ratio 25.38

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 5.45% HDFC Bank 173-D Term Deposits -- 0.00 - 3.42 3.39
up 9.20% ICICI Bank 31/12/2050 Bonds AA+ 0.00 - 3.06 3.06
equal HDFC 352-D 27/02/2020 Commercial Paper A1+ 0.00 - 2.57 2.56
equal 5.45% HDFC Bank 179-D Term Deposits -- 0.00 - 2.28 2.26
equal 8.75% State Bank of India Non Convertible Debenture AA+ 0.00 - 2.20 2.18
equal 6.30% HDFC Bank 180-D Term Deposits -- 2.16 - 2.20 2.16
equal 8.50% Bank of Baroda Bonds AA 0.00 - 2.18 2.16
equal Indusind Bank 27/11/2020 Certificate of Deposit A1+ 0.00 - 2.04 2.04
equal 9.18% Vedanta 2021 Debenture AA 0.00 - 1.30 1.30
equal 5.45% HDFC Bank 177-D Term Deposits -- 0.00 - 1.14 1.13
equal 7.41% Indian Oil Corp. 22/10/2029 Debenture AAA 0.00 - 1.08 1.08
new 8.99% Bank of Baroda Non Convertible Debenture AA+ 0.00 - 1.08 1.08
equal 6.30% HDFC Bank 174-D Term Deposits -- 1.08 - 1.10 1.08
equal SIDBI 24/07/2020 Debenture A1+ 0.83 - 5.16 0.83
equal Yes Bank Bonds/NCDs BBB 0.00 - 0.78 0.78
equal 8.85% HDFC Bank 31/12/2099 Bonds AA+ 0.00 - 0.66 0.66
equal 6.45% GOI 2029 GOI Securities SOV 0.00 - 0.43 0.43

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down HDFC Financial 34.91 7.24 3.85 7.14
down Reliance Industries Energy 22.24 8.89 6.52 6.52
up HDFC Bank Financial 25.94 5.56 2.19 5.56
up Bajaj Finance Financial 51.46 3.83 0.09 3.83
up State Bank of India Financial 28.59 4.84 2.68 3.13
equal Axis Bank Financial 43.43 4.61 2.80 3.06
up ITC FMCG 21.07 3.44 0.57 2.79
equal Ambuja Cements Construction 17.30 2.46 2.33 2.33
equal Bharti Airtel Communication -- 1.98 0.51 1.98
up Grasim Industries Construction 12.48 1.85 1.13 1.85
down Jindal Steel & Power Metals -- 1.82 0.72 1.82
up Titan Company Cons Durable 75.87 1.62 0.60 1.62
down ICICI Bank Financial 67.25 4.08 1.09 1.57
up Maruti Suzuki India Automobile 35.42 1.78 0.00 1.52
equal HPCL Energy 7.34 1.78 1.13 1.45
equal Interglobe Aviation Services 63.10 1.53 0.00 1.40
down Sun Pharmaceutical Inds. Healthcare 24.81 1.39 0.00 1.33
equal UPL Chemicals 44.44 1.59 0.84 1.31
new Hindalco Inds. Metals 79.00 1.27 0.00 1.27
down Tata Consultancy Services Technology 25.29 1.53 0.24 1.26
new Max Financial Services Financial 81.26 1.17 0.00 1.17
equal Adani Enterprises Services 24.62 1.08 0.00 1.04
equal BPCL Energy 15.80 1.04 0.70 0.97
down JSW Steel Metals 9.76 1.37 0.64 0.95
down Infosys Technology 20.40 2.73 0.00 0.89

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Alok Sahoo since 04-Jul-2019

Education: Mr. Sahoo is a B.E and PGDM from XIM Bhubaneshwar.

Experience: Prior to joining Baroda AMC he has worked with UTI Mutual Fund and HSBC Mutual Fund.

Funds Managed:

— Dipak Acharya since 04-Jul-2019

Education: Mr.Acharya is M.Com., AICWA, CAIIB & PGPMS

Experience: Prior to joining Baroda AMC in 2008 he has worked with BOB.

Funds Managed:

— Pratish Krishnan since 05-Sep-2019

Education: Mr. Krishnan has done MMS in Finance

Experience: Prior to joining Baroda Mutual Fund he has worked with Antique Stock Broking as Sr Analyst- IT, Telecom & Media, DSP Merrill Lynch as Vice President- Research, SBI Capital Markets as Sr. research Analyst, Cholamandalam DBS Finance LTD as Research Analyst.


0.19%

Change from previous, NAV as on 24-Jan-2020

Growth: ₹ 10.4200

Dividend: ₹ 10.4200


Investment Strategy

The Scheme seeks to generate capital appreciation and income by using arbitrage opportunities, investment in equity / equity related instruments and debt/ money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Baroda Mutual Fund
Launch Date: 25-Jul-2019
Return Since Launch: 4.00%
Benchmark: NIFTY 50 Arbitrage (40), NIFTY Short Duration TRI (35), NIFTY 100 TRI (25)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 465 Cr (As on 31-Dec-2019)
Expense: 2.15% (As on 31-Dec-2019)
Risk Grade: --
Return Grade: --
Turnover: --

Contact Information

AMC: Baroda Asset Management India Ltd

Address: 501, Raheja Titanium, Western Express Highway, Goregoan, (E) Mumbai - 400063

Phone: +91 22-3074 1000

Fax: +91 22-3074 1001

Email: [email protected]

Website: www.barodapioneer.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills, Hyderabad - 500034

Phone: 040-23312454

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Value Investing

Evaluating a company's financial health from the Cash Flow Statement

dateSaturday, 25-Jan-2020
time12:30 PM - 01:00 PM