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Unrated

Union Focused Fund - Regular Plan


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.41 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.36 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 32.55 -0.88 0.84 -3.23 0.90 16.93 40.86 -- -- -- --
S&P BSE 500 TRI 30.36 -0.80 1.01 -2.82 0.68 11.49 37.96 -- -- -- --
Equity: Flexi Cap 30.44 -0.64 0.89 -2.77 1.12 13.16 37.61 -- -- -- --
Rank within category 22 60 38 41 30 9 20 -- -- -- --
Number of funds in category 56 65 64 64 64 60 56 43 35 31 26

As on 03-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Union Focused Fund - Regular Plan
Unrated
Aug-19 40.86 -- -- 2.57% 273
UTI Flexi Cap Fund - Regular Plan  | Invest Online
5 star
May-92 42.44 25.28 21.05 1.81% 24,212
SBI Focused Equity Fund  | Invest Online
4 star
Oct-04 48.84 25.18 20.83 1.93% 21,677
Axis Focused 25 Fund
4 star
Jun-12 32.79 20.58 20.38 1.78% 20,404
Parag Parikh Flexi Cap Fund - Regular Plan  | Invest Online
5 star
May-13 47.57 29.00 22.88 1.85% 17,220

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 10.69 01-Apr-2020 - 09-Apr-2020 -17.43 11-Mar-2020 - 18-Mar-2020
Month 19.25 23-Mar-2020 - 22-Apr-2020 -33.88 20-Feb-2020 - 23-Mar-2020
Quarter 32.51 23-Mar-2020 - 22-Jun-2020 -32.13 23-Dec-2019 - 23-Mar-2020
Year 90.90 23-Mar-2020 - 23-Mar-2021 2.86 25-Sep-2019 - 24-Sep-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
S&P BSE 500 TRI* 19.76 21.92 0.73 0.84 -- --
Equity: Flexi Cap* 19.01 21.00 0.73 0.79 0.93 0.40
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 23
Top 10 Stocks (%) 55.35
Top 5 Stocks (%) 31.93
Top 3 Sectors (%) 47.21
Portfolio P/B Ratio 5.19
Portfolio P/E Ratio 37.14

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 2,07,554 1,51,972
Giant (%) 61.81 52.99
Large (%) 21.96 17.99
Mid (%) 14.61 22.49
Small (%) 1.63 6.95
Tiny (%) -- 0.08

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 24.50 9.86 7.66 8.39
up Ultratech Cement Construction 33.27 6.78 0.00 6.78
down Reliance Industries Ltd - Partly Paid Equity Energy -- 6.21
up Tata Consultancy Services Technology 36.81 9.43 0.00 5.74
equal HDFC Financial 24.08 9.66 4.88 5.65
equal Avenue Supermarts Services 226.32 5.37 0.00 5.37
equal Infosys Technology 34.93 8.38 5.02 5.11
equal Muthoot Finance Financial 14.85 5.29 0.00 4.75
equal Maruti Suzuki India Automobile 51.80 4.87 2.26 4.67
equal ICICI Bank Financial 23.44 7.99 4.10 4.51
equal Bharti Airtel Communication 139.49 7.41 1.30 4.38
new Divi's Laboratories Healthcare 59.12 3.93 0.00 3.93
equal Interglobe Aviation Services -- 3.11 0.00 3.11
equal Tube Investments Of India Automobile 57.91 2.83 0.00 2.57
up Gland Pharma Healthcare 53.66 3.86 0.00 2.56
equal ABB India Ltd. Engineering 109.85 2.40 0.00 2.21
down L&T Infotech Technology 56.77 6.58 0.00 2.20
equal Piramal Enterprises Healthcare 51.68 2.38 0.00 2.20
up State Bank of India Financial 14.74 3.36 0.00 2.17
equal Honeywell Automation Engineering 79.32 2.65 0.00 2.07
equal 3M India Diversified 129.83 2.20 0.00 2.00
equal Polycab India Engineering 43.12 2.13 0.00 1.92
equal PI Industries Chemicals 55.38 5.17 1.70 1.70
equal Greaves Cotton Engineering -- 1.96 0.00 1.39
new Bharti Airtel Ltd. Rights Communication -- 0.12

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Vinay Paharia since 15-Jul-2019

Education: Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.

Experience: Prior to joining Union Mutual Fund he was associated with Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).

Interviews:

Funds Managed:

— Hardick Bora since 06-Jan-2021

Education: Mr. Bora is a CFA charterholder with the CFA Institute, USA and Bachelors in Banking and Insurance from University of Mumbai.

Experience: He has been with Union KBC Mutual Fund since Sep10, 2014 to Oct 24, 2016 as Research Analyst. Nov 2012 to Sep 2014 with Motilal Oswal Securities Ltd. as Sr. Manager - Institutional Research, Oct 2011 to Nov 2012 with Dolat Capital Markets Pvt Ltd. as Research Associate, Feb 2011 to Oct with Khandwala Securities Ltd. as Research Associate, Jul 2010 to Nov 2010 with Yen Management Consultants Pvt. Ltd. as Consultant, Jan 2008 to Jan 2010 with Yen Management Consultants Pvt. Ltd. as Assistant Manager and Apr 2006 to Jul 2006 with 3 Global Services Pvt. Ltd. as Customer Care Advisor.

Funds Managed:


-0.88%

Change from previous, NAV as on 03-Dec-2021

Growth: ₹ 17.9600

IDCW: ₹ 17.9600


Investment Strategy

The scheme seek to seek to generate capital appreciation by investing in a portfolio of select equity and equity linked securities across market caps.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 2,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load 1% for redemption within 15 days

Basic Details

Fund House: Union Mutual Fund
Launch Date: 05-Aug-2019
Return Since Launch: 28.55%
Benchmark: S&P BSE 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 273 Cr (As on 31-Oct-2021)
Expense: 2.57% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: --
Turnover: 78.00%

Contact Information

AMC: Union Asset Management Company Pvt.Ltd.

Address: Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai - 400059

Phone: 022-67483300 / 1800-200-2268

Fax: 022-67483400/3401/3402

Email: [email protected]

Website: http://www.unionmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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