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Unrated

Mahindra Manulife Hybrid Equity Nivesh Yojana - Regular Plan


1 Lakh

Investment Grown to
₹ 1.36 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.34 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 28.79 -0.71 0.62 -2.74 -0.19 10.68 35.74 -- -- -- --
VR Balanced TRI 21.24 -1.03 0.87 -3.01 -0.30 9.26 27.94 -- -- -- --
Hybrid: Aggressive Hybrid 24.84 -0.55 0.67 -2.00 1.00 10.86 30.78 -- -- -- --
Rank within category 7 44 28 39 31 18 6 -- -- -- --
Number of funds in category 47 48 48 48 48 48 46 39 30 25 24

As on 03-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Mahindra Manulife Hybrid Equity Nivesh Yojana - Regular Plan
Unrated
Jul-19 35.74 -- -- 2.67% 315
SBI Equity Hybrid Fund  | Invest Online
4 star
Dec-95 27.28 16.80 14.41 1.66% 48,043
ICICI Prudential Equity & Debt Fund  | Invest Now
4 star
Nov-99 47.54 19.16 15.54 1.80% 18,740
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 28.32 18.29 14.49 1.86% 7,559
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
5 star
Feb-93 25.78 17.42 15.16 1.93% 6,901

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 6.59 29-Jan-2021 - 05-Feb-2021 -12.92 16-Mar-2020 - 23-Mar-2020
Month 12.08 23-Mar-2020 - 22-Apr-2020 -25.54 20-Feb-2020 - 23-Mar-2020
Quarter 21.09 23-Mar-2020 - 22-Jun-2020 -22.70 23-Dec-2019 - 23-Mar-2020
Year 65.92 23-Mar-2020 - 23-Mar-2021 1.86 25-Sep-2019 - 24-Sep-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR Balanced TRI* 16.35 17.90 0.70 0.83 -- --
Hybrid: Aggressive Hybrid* 15.63 16.75 0.71 0.76 0.89 0.69
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 50
Top 10 Holdings (%) 40.36
Top 5 Holdings (%) 27.00
Top 3 Sectors (%) 39.58
Portfolio P/B Ratio 3.67
Portfolio P/E Ratio 29.42
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new 8.00% Aditya Birla Housing Finance 2022 Debenture AAA 0.00 - 2.41 2.41
equal 8.23% REC 23/01/2025 Debenture AAA 0.00 - 3.97 1.70
equal 8.54% Bajaj Finance 2022 Debenture AAA 0.00 - 3.84 1.62
equal 6.85% National Bank Agr. Rur. Devp 21/03/2031 Debenture AAA 0.00 - 2.35 1.60
new 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 1.58 1.58
equal 5.63% GOI 2026 GOI Securities SOV 0.00 - 2.57 1.58
equal 6.10% GOI 2031 GOI Securities SOV 0.00 - 1.82 1.55
equal 6.64% GOI 16/06/2035 GOI Securities SOV 0.00 - 1.16 0.78

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down ICICI Bank Financial 23.44 7.54 0.00 6.91
down Reliance Industries Energy 31.17 7.07 0.00 5.58
equal HDFC Bank Financial 24.50 7.06 1.21 5.21
up Tata Consultancy Services Technology 36.81 6.06 1.25 5.06
down Infosys Technology 34.93 7.14 0.00 4.24
up State Bank of India Financial 14.74 3.42 0.00 3.42
up Kotak Mahindra Bank Financial 38.01 3.97 0.00 2.84
new Bharti Airtel Communication 139.49 3.27 0.00 2.46
equal Hindustan Unilever FMCG 65.71 5.17 0.00 2.23
equal Axis Bank Financial 20.63 5.06 0.00 2.19
equal Larsen & Toubro Construction 28.92 2.37 0.78 2.03
equal Grasim Industries Construction 18.36 1.99 0.00 1.91
equal HDFC Financial 24.08 4.66 1.15 1.81
up ABB India Ltd. Engineering 109.85 1.45 0.00 1.45
up Ambuja Cements Construction 23.22 1.41 0.00 1.41
up Timken India Engineering 67.12 1.47 0.49 1.36
up Sun Pharmaceutical Industries Healthcare 29.00 1.35 0.00 1.35
up SBI Life Insurance Company Insurance 94.36 1.37 0.00 1.35
equal Gland Pharma Healthcare 53.66 1.29 0.00 1.20
equal Divi's Laboratories Healthcare 59.12 2.06 0.00 1.15
equal Astral Chemicals 87.43 1.24 0.00 1.13
new Oil & Natural Gas Corporation Energy 5.08 1.09 0.00 1.09
up Atul Chemicals 38.81 1.40 0.00 1.07
new National Aluminium Company Metals 7.41 0.98 0.00 0.98
equal ICICI Lombard General Insurance Company Insurance 56.55 1.76 0.00 0.94

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Fatema Pacha since 16-Oct-2020

Education: Ms. Pacha has done PGDBM (Finance) and BE (Computers)

Experience: Prior to joining MMIMPL, she was associated with ICICI Prudential Life Insurance and UTI Mutual Fund.

Funds Managed:

— Manish Lodha since 21-Dec-2020

Education: Mr. Lodha is a Chartered Accountant and Company Secretary

Experience: Prior to joining MMIMPL, he was associated with Canara HSBC OBC Life Insurance Co Ltd, Kotak Mahindra Mutual Fund. In these roles, he was responsible for Portfolio Management, Equity Research. He has also held various positions in Finance function during his association with BOC India Ltd (Now Linde India Ltd.).

Funds Managed:

— Rahul Pal since 28-Jun-2019

Education: Mr. Pal is a B.Com (H) and Chartered Accountant.

Experience: Prior to joining Mahindra Manulife Mutual Fund, he has worked with Taurus AMC, Sundaram Mutual Fund and IDBI Mutual Fund.

Funds Managed:


-0.71%

Change from previous, NAV as on 03-Dec-2021

Growth: ₹ 16.5641

IDCW: ₹ 15.4157


Investment Strategy

The Scheme seeks to generate long term capital appreciation and also income through investments in equity and equity related instruments and investments in debt and money market instruments.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Mahindra Manulife Mutual Fund
Launch Date: 19-Jul-2019
Return Since Launch: 23.64%
Benchmark: CRISIL Hybrid 25+75 Aggressive Index
Riskometer: Very High
Type: Open-ended
Assets: ₹ 315 Cr (As on 31-Oct-2021)
Expense: 2.67% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: --
Turnover: 114.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW17-Sep-20210.4000

 22-Jan-20210.6000

Contact Information

AMC: Mahindra Manulife Investment Management Private Limited

Address: 1st Floor - Sadhana House, Behind Mahindra Towers, 570 - P.B. Marg, Worli, Mumbai - 400018

Phone: 022-66327900

Email: [email protected]

Website: http://www.mahindramanulife.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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