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Unrated

Mahindra Manulife Hybrid Equity Nivesh Yojana - Regular Plan


Hybrid: Aggressive Hybrid

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80% of your money in equity shares and the rest in bonds and commodities. Their returns are slightly lower than pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to its sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -3.91 0.57 1.89 5.47 12.65 -4.71 -- -- -- -- --
VR Balanced TRI -8.10 0.88 2.15 6.47 15.84 -8.44 -- -- -- -- --
Hybrid: Aggressive Hybrid -6.77 0.59 2.22 5.78 12.84 -7.28 -- -- -- -- --
Rank within category 9 28 17 20 16 10 -- -- -- -- --
Number of funds in category 43 43 43 43 43 43 40 32 24 23 21

As on 09-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Mahindra Manulife Hybrid Equity Nivesh Yojana - Regular Plan
Unrated
Jul-19 -- -- -- 2.46 124
SBI Equity Hybrid Fund  | Invest Online
5 star
Dec-95 -0.04 5.88 7.39 1.74 28,583
ICICI Prudential Equity & Debt Fund  | Invest Now
4 star
Nov-99 -6.22 2.03 6.55 1.75 17,423
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 3.38 4.35 7.40 1.89 5,406
Mirae Asset Hybrid Equity Fund - Regular Plan  | Invest Online
4 star
Jul-15 -0.67 5.47 -- 1.91 3,274

Best & Worst Performance

Best (Period) Worst (Period)
Week 5.91 (26-May-2020 - 02-Jun-2020) -12.92 (16-Mar-2020 - 23-Mar-2020)
Month 12.08 (23-Mar-2020 - 22-Apr-2020) -25.54 (20-Feb-2020 - 23-Mar-2020)
Quarter 21.09 (23-Mar-2020 - 22-Jun-2020) -22.70 (23-Dec-2019 - 23-Mar-2020)
Year -- ( - ) -- ( - )

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR Balanced TRI* 5.91 17.27 0.04 0.04 -- --
Hybrid: Aggressive Hybrid* 2.29 16.30 -0.18 -0.19 0.90 -3.56
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 48
Top 10 Holdings (%) 36.59
Top 5 Holdings (%) 22.19
Top 3 Sectors (%) 36.24
Portfolio P/B Ratio 3.13
Portfolio P/E Ratio 22.42

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.23% REC 23/01/2025 Debenture -- 0.00 - 6.00 4.16
equal 8.54% Bajaj Finance 2022 Debenture -- 0.00 - 6.48 4.15
equal 7.57% GOI 17/06/2033 GOI Securities SOV 0.00 - 2.38 2.24
equal 7.26% GOI 14/01/2029 GOI Securities SOV 1.99 - 6.80 2.16

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
new Hindustan Unilever FMCG 75.69 5.13 0.00 5.13
equal HDFC Bank Financial 22.68 4.75 1.21 4.53
equal ICICI Bank Financial 25.08 5.95 0.00 4.22
down Reliance Industries Energy 31.35 4.10 0.00 3.32
up Bharti Airtel Communication -- 3.27 0.00 3.27
equal Tata Consultancy Services Technology 25.58 6.06 1.25 2.92
equal HDFC Financial 15.72 4.66 1.15 2.53
equal Kotak Mahindra Bank Financial 31.51 3.50 0.00 2.36
equal Axis Bank Financial 69.10 5.06 1.45 1.89
equal Infosys Technology 20.06 1.72 0.00 1.67
equal Divi's Laboratories Healthcare 41.96 1.66 0.00 1.66
equal Maruti Suzuki India Automobile 31.95 5.77 0.77 1.65
equal Britannia Inds. FMCG 63.05 1.55 0.00 1.55
up Larsen & Toubro Construction 13.89 2.37 1.01 1.51
equal Coromandel International Chemicals 20.80 1.46 0.00 1.46
down State Bank of India Financial 8.99 3.08 0.00 1.44
equal Dabur India FMCG 57.88 2.60 0.00 1.44
equal Deepak Nitrite Chemicals 11.87 1.43 0.77 1.42
equal Cipla Healthcare 33.30 1.36 0.00 1.36
down Ipca Laboratories Healthcare 34.29 1.71 0.38 1.31
equal JK Cement Construction 22.74 1.55 0.00 1.30
down HPCL Energy 11.86 1.57 0.00 1.30
equal Gujarat State Petronet Energy 6.78 1.57 0.69 1.21
equal Eicher Motors Automobile 29.11 1.75 0.00 1.19
equal AIA Engineering Metals 25.99 1.51 0.00 1.19

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Srinivasan Ramamurthy since 28-Jun-2019

Education: Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta.

Experience: Prior to joining Mahindra Mutual Fund, he has worked with IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.

Funds Managed:

— Rahul Pal since 28-Jun-2019

Education: Mr. Pal is a B.Com (H) and Chartered Accountant.

Experience: Prior to joining Mahindra Mutual Fund, he has worked with Taurus AMC, Sundaram Mutual Fund and IDBI Mutual Fund.

Funds Managed:


0.57%

Change from previous, NAV as on 09-Jul-2020

Growth: ₹ 10.5441

Dividend: ₹ 10.5441


Investment Strategy

The Scheme seeks to generate long term capital appreciation and also income through investments in equity and equity related instruments and investments in debt and money market instruments.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Mahindra Manulife Mutual Fund
Launch Date: 19-Jul-2019
Return Since Launch: 5.44%
Benchmark: CRISIL Hybrid 25+75 Aggressive Index
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 124 Cr (As on 31-May-2020)
Expense: 2.46% (As on 31-May-2020)
Risk Grade: --
Return Grade: --
Turnover: --

Contact Information

AMC: Mahindra Manulife Investment Management Private Limited

Address: 1st Floor - Sadhana House, Behind Mahindra Towers, 570 - P.B. Marg, Worli, Mumbai - 400018

Phone: 022-66327900

Email: [email protected]

Website: http://www.mahindramanulife.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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