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Unrated

Mahindra Manulife Hybrid Equity Nivesh Yojana - Regular Plan


1 Lakh

Investment Grown to
₹ 1.26 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.52 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 6.59 -2.12 -1.47 7.18 13.59 24.67 25.60 -- -- -- --
VR Balanced TRI 3.36 -3.27 -3.36 5.55 10.28 23.59 26.73 -- -- -- --
Hybrid: Aggressive Hybrid 4.66 -2.17 -1.54 5.97 10.96 22.81 23.34 -- -- -- --
Rank within category 9 13 22 9 10 14 15 -- -- -- --
Number of funds in category 49 50 50 49 48 47 47 35 29 26 24

As on 26-Feb-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Mahindra Manulife Hybrid Equity Nivesh Yojana - Regular Plan
Unrated
Jul-19 25.60 -- -- 2.57 149
SBI Equity Hybrid Fund  | Invest Online
4 star
Dec-95 18.96 11.13 14.28 1.71 34,653
DSP Equity & Bond Fund  | Invest Online
5 star
May-99 20.58 11.25 15.46 1.87 6,079
Mirae Asset Hybrid Equity Fund - Regular Plan  | Invest Online
5 star
Jul-15 25.61 11.37 15.79 1.88 4,384
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
5 star
Feb-93 22.84 12.36 16.15 1.99 4,208

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 6.59 29-Jan-2021 - 05-Feb-2021 -12.92 16-Mar-2020 - 23-Mar-2020
Month 12.08 23-Mar-2020 - 22-Apr-2020 -25.54 20-Feb-2020 - 23-Mar-2020
Quarter 21.09 23-Mar-2020 - 22-Jun-2020 -22.70 23-Dec-2019 - 23-Mar-2020
Year 25.48 26-Feb-2020 - 25-Feb-2021 1.86 25-Sep-2019 - 24-Sep-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR Balanced TRI* 9.86 18.29 0.28 0.34 -- --
Hybrid: Aggressive Hybrid* 6.83 17.52 0.13 0.15 0.91 -2.58
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Jan-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 51
Top 10 Holdings (%) 41.76
Top 5 Holdings (%) 27.06
Top 3 Sectors (%) 38.29
Portfolio P/B Ratio 3.25
Portfolio P/E Ratio 28.67
Avg Credit Rating

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.23% REC 23/01/2025 Debenture AAA 0.00 - 4.62 3.61
equal 8.54% Bajaj Finance 2022 Debenture AAA 0.00 - 4.52 3.50
equal 5.15% GOI 2025 GOI Securities SOV 0.00 - 3.44 3.33
equal 7.57% GOI 17/06/2033 GOI Securities SOV 1.85 - 2.38 1.85
down 5.77% GOI 2030 GOI Securities SOV 0.00 - 1.86 1.32

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up HDFC Bank Financial 27.56 7.06 1.21 7.06
up ICICI Bank Financial 28.01 6.37 0.00 6.37
down Infosys Technology 28.69 6.55 0.00 5.58
down Reliance Industries Energy 33.35 5.18 0.00 4.44
down Hindustan Unilever FMCG 68.40 5.17 0.00 2.89
down Bharti Airtel Communication -- 3.27 0.00 2.54
up State Bank of India Financial 15.02 3.08 0.00 2.44
up Larsen & Toubro Construction 17.63 2.37 0.78 2.35
down Tata Consultancy Services Technology 34.79 6.06 1.25 2.29
equal Maruti Suzuki India Automobile 46.43 5.77 0.77 2.05
up Kotak Mahindra Bank Financial 37.95 3.97 0.00 1.90
up ICICI Lombard General Insurance Company Financial 45.79 1.76 0.00 1.76
equal Max Financial Services Financial 91.45 1.64 0.00 1.62
equal HDFC Financial 26.15 4.66 1.15 1.54
up Astral Poly Technik Chemicals 114.02 1.24 0.00 1.24
down Bosch Automobile 549.27 1.36 0.00 1.22
down Cipla Healthcare 28.35 1.82 0.00 1.16
down Deepak Nitrite Chemicals 28.38 2.20 0.77 1.14
down Dixon Technologies Engineering 162.47 1.15 0.00 1.04
down Kajaria Ceramics Construction 65.35 1.46 0.00 1.02
equal Alkem Laboratories Healthcare 21.19 1.03 0.00 1.01
new Ambuja Cements Construction 22.97 0.99 0.00 0.99
equal Dabur India FMCG 55.72 2.60 0.00 0.96
new PI Industries Chemicals 49.47 0.95 0.00 0.95
equal Dr. Reddy's Lab Healthcare 33.82 1.09 0.00 0.94

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2021

Fund Manager

— Fatema Pacha since 16-Oct-2020

Education: Ms. Pacha has done PGDBM (Finance) and BE (Computers)

Experience: Prior to joining MMIMPL, she was associated with ICICI Prudential Life Insurance and UTI Mutual Fund.

Funds Managed:

— Manish Lodha since 21-Dec-2020

Education: Mr. Lodha is a Chartered Accountant and Company Secretary

Experience: Prior to joining MMIMPL, he was associated with Canara HSBC OBC Life Insurance Co Ltd, Kotak Mahindra Mutual Fund. In these roles, he was responsible for Portfolio Management, Equity Research. He has also held various positions in Finance function during his association with BOC India Ltd (Now Linde India Ltd.).

Funds Managed:

— Rahul Pal since 28-Jun-2019

Education: Mr. Pal is a B.Com (H) and Chartered Accountant.

Experience: Prior to joining Mahindra Mutual Fund, he has worked with Taurus AMC, Sundaram Mutual Fund and IDBI Mutual Fund.

Funds Managed:


-2.12%

Change from previous, NAV as on 26-Feb-2021

Growth: ₹ 13.7085

Dividend: ₹ 13.0860


Investment Strategy

The Scheme seeks to generate long term capital appreciation and also income through investments in equity and equity related instruments and investments in debt and money market instruments.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Mahindra Manulife Mutual Fund
Launch Date: 19-Jul-2019
Return Since Launch: 21.63%
Benchmark: CRISIL Hybrid 25+75 Aggressive Index
Riskometer: Very High
Type: Open-ended
Assets: ₹ 149 Cr (As on 31-Jan-2021)
Expense: 2.57% (As on 31-Jan-2021)
Risk Grade: --
Return Grade: --
Turnover: 155.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend22-Jan-20210.6000

Contact Information

AMC: Mahindra Manulife Investment Management Private Limited

Address: 1st Floor - Sadhana House, Behind Mahindra Towers, 570 - P.B. Marg, Worli, Mumbai - 400018

Phone: 022-66327900

Email: [email protected]

Website: http://www.mahindramanulife.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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