VR Logo

Unrated

Principal Small Cap Fund - Regular Plan


Analyst's Choice?

Suitability:

When you invest for seven years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options.

This is a fund that invests in smaller companies. Compared to those that invest in larger companies, such funds tend to fall more when stock prices fall. Therefore, you can expect higher returns in the long-term, but more severe ups and downs along the way.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other small cap fund, if you need to redeem your investment in less than seven years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 7.90 0.18 1.28 8.54 11.83 15.09 -- -- -- -- --
S&P BSE 250 SmallCap TRI 8.93 -0.22 1.07 10.19 11.24 10.93 -- -- -- -- --
Equity: Small Cap 7.92 0.09 1.37 8.73 11.04 13.87 -- -- -- -- --
Rank within category 12 8 10 13 9 10 -- -- -- -- --
Number of funds in category 22 22 22 22 22 21 18 13 13 8 7

As on 28-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 6.49 (19-Sep-2019 - 26-Sep-2019) -3.70 (30-Sep-2019 - 07-Oct-2019)
Month 9.69 (23-Aug-2019 - 24-Sep-2019) -9.15 (05-Jul-2019 - 05-Aug-2019)
Quarter 13.91 (16-Oct-2019 - 15-Jan-2020) -11.07 (24-May-2019 - 23-Aug-2019)
Year -- ( - ) -- ( - )

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
S&P BSE 250 SmallCap TRI* 5.07 19.96 -0.03 -0.05 -- --
Equity: Small Cap* 7.26 17.09 0.08 0.14 0.80 2.06
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Dec-2019

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 63
Top 10 Stocks (%) 23.22
Top 5 Stocks (%) 13.33
Top 3 Sectors (%) 51.52
Portfolio P/B Ratio 2.35
Portfolio P/E Ratio 15.55

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 7,891 5,620
Giant (%) 12.62 6.64
Large (%) 2.10 2.87
Mid (%) 17.49 25.48
Small (%) 67.79 69.23
Tiny (%) -- 1.86

Value Research Fund Style

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 36.03 3.67 0.00 3.63
equal Navin Fluorine International Chemicals 34.87 3.05 2.29 3.05
equal Galaxy Surfactants FMCG 25.54 2.59 0.00 2.45
equal Fine Organic Industries Chemicals 45.52 2.43 0.00 2.15
equal Alkyl Amines Chemicals Chemicals 20.74 2.05 0.00 2.05
up Timken India Engineering 40.48 2.02 0.00 2.02
equal Cosmo Films Chemicals 5.51 2.13 0.00 1.98
equal Birla Corporation Construction 14.63 2.09 1.53 1.96
equal Equitas Holdings Financial 439.60 1.96 0.00 1.96
up Transport Corporation Services 15.73 1.96 0.00 1.96
equal TCI Express Ltd. Services 34.74 1.96 0.00 1.92
up VIP Industries Chemicals 56.54 1.90 0.00 1.90
equal HDFC Bank Financial 25.50 1.98 0.00 1.90
up Orient Electric Engineering 59.99 1.90 0.00 1.90
up Mold-Tek Packaging Chemicals 20.33 1.89 0.00 1.89
equal Kotak Mahindra Bank Financial 35.63 1.98 0.00 1.88
equal Siyaram Silk Mills Textiles 18.99 2.05 0.00 1.86
equal Finolex Cables Engineering 17.34 2.29 1.82 1.85
equal Max Financial Services Financial 79.03 1.82 0.00 1.82
equal Rites Construction 13.73 1.78 0.00 1.78
equal Coromandel International Chemicals 21.65 1.68 0.00 1.68
up NIIT Technologies Technology 30.40 2.81 0.17 1.61
down Mastek Technology 9.97 2.04 1.53 1.56
up KPIT Technologies Technology 13.77 2.45 0.00 1.55
up Cera Sanitaryware Construction 30.19 1.48 0.00 1.48

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Ravi Gopalakrishnan since 29-Jul-2019

Education: Mr. Gopalakrishnan is an MBA from Bradley University, USA and Masters in Finance (Investments) from Drexel University, USA.

Experience: Prior to joining Principal Mutual Fund, he has worked with Canara Robeco AMC, PGIM India Mutual Fund, Hudson Fairfax Group,USA, and Sun F & C Asset Management Ltd.

Funds Managed:


0.18%

Change from previous, NAV as on 28-Jan-2020

Growth: ₹ 11.0600

Dividend: ₹ 11.0600


Investment Strategy

The scheme seeks to generate long term capital appreciation by predominantly investing in equity and equity related instruments of small cap companies.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) --
Minimum No of Cheques --
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Exit Load For units in excess of 25% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Principal Mutual Fund
Launch Date: 13-May-2019
Return Since Launch: 10.60%
Benchmark: NIFTY Smallcap 100 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 159 Cr (As on 31-Dec-2019)
Expense: 2.40% (As on 31-Dec-2019)
Risk Grade: --
Return Grade: --
Turnover: --

Contact Information

AMC: Principal Asset Management Pvt. Ltd.

Address: Exchange Plaza - 2rd Floor - NSE Building, "B" Wing-Bandra Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022-67720555 / 1800-425-5600

Fax: 022-67720512

Email: [email protected]

Website: www.principalindia.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills, Hyderabad - 500034

Phone: 040-23312454

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

How worrisome is the slowdown

dateFriday, 31-Jan-2020
time12:30 PM - 01:00 PM