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Unrated

Principal Small Cap Fund - Regular Plan


Equity: Small Cap

1 Lakh

Investment Grown to
₹ 1.02 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.27 Lakh

Suitability:

When you invest for seven years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options.

This is a fund that invests in smaller companies. Compared to those that invest in larger companies, such funds tend to fall more when stock prices fall. Therefore, you can expect higher returns in the long-term, but more severe ups and downs along the way.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other small cap fund, if you need to redeem your investment in less than seven years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -0.78 0.69 2.11 9.59 21.80 -3.24 1.80 -- -- -- --
S&P BSE 250 SmallCap TRI -11.29 0.76 2.92 8.82 23.88 -14.11 -14.78 -- -- -- --
Equity: Small Cap -7.99 0.75 2.44 7.67 19.36 -10.21 -7.44 -- -- -- --
Rank within category 4 15 18 3 9 4 2 -- -- -- --
Number of funds in category 22 24 24 24 24 22 21 14 13 8 7

As on 09-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Principal Small Cap Fund - Regular Plan
Unrated
May-19 1.80 -- -- 2.40 167
Nippon India Small Cap Fund  | Invest Online
4 star
Sep-10 -6.97 -2.64 7.80 2.17 6,944
SBI Small Cap Fund  | Invest Online
5 star
Sep-09 0.40 3.62 9.57 2.24 3,374
Axis Small Cap Fund - Regular Plan  | Invest Online
4 star
Nov-13 0.80 4.10 8.49 2.13 2,310
HDFC Small Cap Fund - Regular Plan  | Invest Online
3 star
Apr-08 -19.41 -4.22 5.34 2.00 7,511

Best & Worst Performance

Best (Period) Worst (Period)
Week 8.10 (24-Mar-2020 - 31-Mar-2020) -20.42 (16-Mar-2020 - 23-Mar-2020)
Month 18.72 (23-Mar-2020 - 22-Apr-2020) -36.53 (20-Feb-2020 - 23-Mar-2020)
Quarter 35.58 (24-Mar-2020 - 23-Jun-2020) -28.90 (23-Dec-2019 - 23-Mar-2020)
Year -2.15 (04-Jul-2019 - 03-Jul-2020) -17.74 (20-May-2019 - 19-May-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
S&P BSE 250 SmallCap TRI* -6.12 29.60 -0.39 -0.43 -- --
Equity: Small Cap* -2.58 26.22 -0.30 -0.32 0.86 1.90
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 62
Top 10 Stocks (%) 27.45
Top 5 Stocks (%) 14.92
Top 3 Sectors (%) 48.88
Portfolio P/B Ratio 1.86
Portfolio P/E Ratio 12.71

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 7,563 5,104
Giant (%) 7.15 3.98
Large (%) 6.42 3.43
Mid (%) 25.32 24.08
Small (%) 61.10 71.58
Tiny (%) -- 1.21

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Navin Fluorine International Chemicals 20.88 3.55 2.29 3.32
equal Escorts Automobile 29.32 3.11 0.00 3.11
up Coromandel International Chemicals 20.80 2.95 0.00 2.95
equal Rallis India Chemicals 27.87 2.95 0.00 2.95
equal Galaxy Surfactants FMCG 30.79 2.69 0.00 2.59
equal Cosmo Films Chemicals 5.52 2.54 0.00 2.54
equal Rites Construction 10.49 3.16 0.00 2.54
equal Alkyl Amines Chemicals Chemicals 24.31 2.68 0.00 2.53
down Neogen Chemicals Chemicals 45.95 3.36 1.22 2.49
equal Orient Electric Engineering 48.13 2.91 0.00 2.43
equal Timken India Engineering 30.45 2.39 0.00 2.29
equal JK Lakshmi Cement Construction 13.25 2.40 1.38 2.27
equal Bharti Airtel Communication -- 2.42 0.00 2.21
equal JK Cement Construction 22.74 2.19 1.42 2.19
equal Fine Organic Industries Chemicals 36.41 2.71 0.00 2.14
equal TCI Express Ltd. Services 29.40 2.44 0.00 2.10
equal Birla Corporation Construction 9.10 2.09 1.53 2.04
down Can Fin Homes Financial 12.99 3.22 1.39 2.02
equal Bayer CropScience Healthcare 54.87 1.89 0.00 1.89
equal Chambal Fertilisers & Chem. Chemicals 5.18 3.09 1.13 1.88
equal Tata Elxsi Technology 22.52 1.83 0.00 1.83
equal Persistent Systems Technology 16.67 1.72 0.00 1.72
equal Finolex Cables Engineering 11.59 2.29 1.39 1.69
up Blue Star Cons Durable 32.76 2.00 0.00 1.64
equal Dixon Technologies Engineering 59.81 1.63 0.00 1.63

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Ravi Gopalakrishnan since 29-Jul-2019

Education: Mr. Gopalakrishnan is an MBA from Bradley University, USA and Masters in Finance (Investments) from Drexel University, USA.

Experience: Prior to joining Principal Mutual Fund, he has worked with Canara Robeco AMC, PGIM India Mutual Fund, Hudson Fairfax Group,USA, and Sun F & C Asset Management Ltd.

Funds Managed:


0.69%

Change from previous, NAV as on 09-Jul-2020

Growth: ₹ 10.1700

Dividend: ₹ 10.1700


Investment Strategy

The scheme seeks to generate long term capital appreciation by predominantly investing in equity and equity related instruments of small cap companies.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) --
Minimum No of Cheques --
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Exit Load For units in excess of 24% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Principal Mutual Fund
Launch Date: 13-May-2019
Return Since Launch: 1.47%
Benchmark: NIFTY Smallcap 100 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 167 Cr (As on 30-Jun-2020)
Expense: 2.40% (As on 31-May-2020)
Risk Grade: --
Return Grade: --
Turnover: 96.00%

Contact Information

AMC: Principal Asset Management Pvt. Ltd.

Address: Exchange Plaza - 2rd Floor - NSE Building, "B" Wing-Bandra Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022-67720555 / 1800-425-5600

Fax: 022-67720512

Email: [email protected]

Website: http://www.principalindia.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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