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Unrated

SBI Capital Protection Oriented Fund - Series A (Plan 2) - Regular Plan


1 Lakh

Investment Grown to
₹ 1.10 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 5.22 -0.12 0.31 0.84 2.99 4.55 10.25 -- -- -- --
VR MIP TRI 6.28 0.62 1.09 1.33 4.20 4.50 16.72 -- -- -- --
Hybrid: Conservative Hybrid 6.36 0.05 0.69 1.35 3.96 5.08 13.39 -- -- -- --
Rank within category 14 15 18 15 13 13 16 -- -- -- --
Number of funds in category 18 18 18 18 18 18 18 5 1 0 0

As on 04-Aug-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
SBI Capital Protection Oriented Fund - Series A (Plan 2) - Regular Plan
Unrated
Mar-19 10.25 -- -- 1.06 59
ICICI Prudential Capital Protection Oriented Fund Series XIV Plan A 1275 Days
Unrated
Nov-18 11.68 -- -- 1.11 518
SBI Dual Advantage Fund Series XXX - Regular Plan
Unrated
Oct-18 12.37 -- -- 0.98 492

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.19 24-Mar-2020 - 31-Mar-2020 -3.27 16-Mar-2020 - 23-Mar-2020
Month 5.41 24-Mar-2020 - 23-Apr-2020 -7.18 22-Feb-2020 - 23-Mar-2020
Quarter 9.38 24-Mar-2020 - 23-Jun-2020 -5.66 23-Dec-2019 - 23-Mar-2020
Year 17.92 23-Mar-2020 - 23-Mar-2021 2.86 04-Apr-2019 - 03-Apr-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR MIP TRI* 8.80 6.81 0.69 0.81 -- --
Hybrid: Conservative Hybrid* 8.49 4.72 1.11 1.49 0.58 1.66
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Jul-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 50
Number of Bonds 9
Average Maturity (yrs) * --
Top 10 Holdings (%) 75.98
Portfolio P/B Ratio 4.12
Portfolio P/E Ratio 28.65

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.27% Rajasthan State 23/06/2022 State Development Loan SOV 17.69 - 19.77 17.69
equal Bajaj Finance 2022 Zero Coupon Bonds AAA 8.86 - 9.25 8.86
equal HDB Financial Services 2022 Debenture AAA 8.85 - 9.25 8.85
equal LIC Housing Fin. 2022 Bonds/NCDs AAA 8.60 - 8.99 8.60
equal 8.58% HDFC 18/03/2022 Debenture AAA 7.03 - 7.89 7.03
equal 8.30% Reliance Industries 2022 Debenture AAA 7.02 - 7.89 7.02
equal 8.35% REC 13/03/2022 Debenture AAA 7.02 - 7.86 7.02
equal 8.81% SIDBI 25/01/2022 Debenture AAA 7.01 - 7.93 7.01
equal 17.06% GOI 17/06/2022 GOI Securities SOV 3.28 - 3.46 3.28

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
new Adani Enterprises Services 134.99 0.62 0.00 0.62
down Avenue Supermarts Services 201.51 0.84 0.00 0.59
down Info Edge (India) Services 49.04 0.65 0.00 0.57
new Apollo Hospitals Healthcare 388.94 0.55 0.00 0.55
new Adani Green Energy Engineering 665.19 0.52 0.00 0.52
down ICICI Lombard General Insurance Company Insurance 53.57 0.58 0.00 0.51
new Vedanta Metals 7.82 0.50 0.00 0.50
down Godrej Consumer Products FMCG 58.75 0.63 0.00 0.49
down Pidilite Industries Chemicals 101.71 0.59 0.00 0.49
down Dabur India FMCG 58.11 0.61 0.00 0.48
down Motherson Sumi Systems Automobile 71.89 0.53 0.00 0.44
down Piramal Enterprises Healthcare 43.46 0.48 0.00 0.43
down Lupin Healthcare 43.00 0.54 0.00 0.41
down Marico FMCG 60.41 0.48 0.00 0.41
new GAIL Energy 10.31 0.41 0.00 0.41
down Aurobindo Pharma Healthcare 9.95 0.52 0.00 0.41
down Ambuja Cements Construction 26.18 0.44 0.00 0.38
down Havells India Engineering 63.56 0.52 0.00 0.37
down ICICI Prudential Life Insurance Co. Ltd. Insurance 198.63 0.40 0.00 0.36
down Adani Transmission Energy 83.74 0.74 0.00 0.35
new Jubilant FoodWorks Services 131.33 0.35 0.00 0.35
down Colgate-Palmolive FMCG 42.36 0.45 0.00 0.34
up Bandhan Bank Financial 23.95 0.34 0.00 0.34
down Hindustan Petroleum Corporation Energy 3.62 0.58 0.00 0.31
down United Spirits FMCG 68.68 0.44 0.00 0.30

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2021

Fund Manager

— Ranjana Gupta since 30-Jun-2021

Education: She is a Commerce graduate from Mumbai University

Experience: Prior to joining SBI Mutaul Fund, She was heading the broking activities at Twentyfirst Century Shares and Securities Ltd from May 1995 to February 2008. She started her career as a dealer in 1995 with OTCEI.

Funds Managed:


-0.12%

Change from previous, NAV as on 04-Aug-2021

Growth: ₹ 12.2934


Investment Strategy

The scheme seeks to protect the capital by investing in high quality fixed income securities that are maturing on or before the maturity of the Scheme as the primary objective and generate capital appreciation by investing in equity and equity related instruments as a secondary objective.

Investment Details

Tenure (Days) 1265
Maturity date 12-Sep-2022

Basic Details

Fund House: SBI Mutual Fund
Launch Date: 25-Mar-2019
Return Since Launch: 9.13%
Benchmark: CRISIL Hybrid 85+15 Conservative TRI
Riskometer: Moderate
Type: Closed-end

Contact Information

AMC: SBI Funds Management Ltd

Address: 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai - 400051

Phone: 022-61793000 / 1800-425-5425

Fax: 022-22189663

Email: [email protected]

Website: http://www.sbimf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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