Bandhan Fixed Term Plan Series 179 - Regular Plan

  • Debt
  • FMP

Value Research Rating

Unrated

Our Opinion

premium-user

Riskometer

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Moderate

₹16.7750 0.19%

As on 21-May-2025

Returns

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Calculate SIP Returns of Bandhan Fixed Term Plan Series 179 - Regular Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk

info

This fund has Moderate risk.

Low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of Bandhan Fixed Term Plan Series 179 - Regular Plan

Asset Allocation

Split between different types of investments

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Credit Rating Weightage

Split between categories of Equity investments

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Peer Comparison

Fund name
Rating
Our Opinion
Risk info
Return (%)
Expense Ratio (%) info
Bandhan Fixed Term Plan Series 179 - Regular Plan
Unrated
unlock fund advisor
Moderate
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0.30
Unrated
unlock fund advisor
Low to Moderate
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0.20
Unrated
unlock fund advisor
Low to Moderate
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0.32
Unrated
unlock fund advisor
Low to Moderate
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0.32
Unrated
unlock fund advisor
Low to Moderate
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0.32

Other details of Bandhan Fixed Term Plan Series 179 - Regular Plan

Assets

info

₹349 Cr

Exit Load (Days)

info

--

Min. Investment (₹)

5,000

Min. Withdrawal (₹)

--

Min. SIP Investment (₹)

--

Min. No of Cheques

--

Investment Strategy

The scheme seeks to generate income by investing in a portfolio of debt and money market instruments maturing on or before the maturity of the scheme.

Suitability

"Fixed Maturity Plans, as the name suggests, are funds that have a fixed tenure which can vary from three months to five years or even more. Upon the completion of the stated tenure, the fund is wound up and investors' money is returned to them along with accumulated gains. Therefore, they are similar to bank fixed deposits except that they do not offer guaranteed returns even though they aim to better what an FD can fetch.

However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."

Capital Gains Taxation

  • If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • If investment is made before 1 April 2023:
    • Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
    • Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
  • No tax is to be paid as long as you continue to hold the units.

Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
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FAQ for Bandhan Fixed Term Plan Series 179 - Regular Plan

Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Bandhan Fixed Term Plan Series 179 - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Bandhan Fixed Term Plan Series 179 - Regular Plan can be bought from the Bandhan Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.

The latest declared NAV of Bandhan Fixed Term Plan Series 179 - Regular Plan, is ₹16.7750 as of 22-May-2025.

Company Percentage of Portfolio

Uttar Pradesh State SDL 8.43 06/03/2029

23.02

Tamilnadu State SDL 8.37 06/03/2029

18.76

Gujarat State SDL 8.35 06/03/2029

18.72

Gujarat State SDL 8.28 20/02/2029

13.99

Uttar Pradesh State SDL 8.32 13/02/2029

4.05
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Over the past five years, Bandhan Fixed Term Plan Series 179 - Regular Plan has delivered an annualised return of 6.81% as of 22-May-2025.

The minimum investment required to start investing in Bandhan Fixed Term Plan Series 179 - Regular Plan is ₹5,000 for the lump sum option and ₹-- for the SIP (Systematic Investment Plan) option.