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4 star

DSP Equity Fund


Equity: Multi Cap

1 Lakh

Investment Grown to
₹ 1.13 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.72 Lakh

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending upon where it expects maximum gains. This versatility makes multi cap funds most suitable for equity fund investors as the job of stock selection is completely left to the fund manager, which is the very idea of investing in a mutual fund.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -8.34 -0.56 0.90 5.34 13.51 -9.50 1.15 4.05 7.24 13.57 9.50
S&P BSE 500 TRI -10.03 -0.42 1.44 6.45 18.81 -10.99 -4.74 2.35 6.32 11.43 8.38
Equity: Multi Cap -9.95 -0.33 1.26 5.45 15.34 -10.79 -4.30 1.19 5.24 12.35 8.92
Rank within category 20 49 45 31 43 21 10 9 8 12 11
Number of funds in category 60 62 62 61 61 60 55 42 40 34 30

As on 10-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
DSP Equity Fund  | Invest Online
4 star
Apr-97 1.15 4.05 7.24 2.08 3,414
Kotak Standard Multicap Fund Regular Plan  | Invest Online
4 star
Sep-09 -5.81 2.38 7.58 1.64 27,976
Axis Focused 25 Fund  | Invest Online
5 star
Jun-12 1.66 6.25 9.13 1.92 10,399
UTI Equity Fund - Regular Plan  | Invest Online
4 star
May-92 3.57 5.61 6.78 1.85 9,750
SBI Focused Equity Fund  | Invest Online
5 star
Oct-04 -0.64 6.46 9.16 1.99 8,962

Best & Worst Performance

Best (Period) Worst (Period)
Week 18.42 (14-May-2009 - 21-May-2009) -22.03 (15-Jan-2008 - 22-Jan-2008)
Month 33.51 (03-Dec-1999 - 04-Jan-2000) -35.77 (20-Feb-2020 - 23-Mar-2020)
Quarter 67.83 (22-Nov-1999 - 22-Feb-2000) -46.03 (22-Feb-2000 - 23-May-2000)
Year 154.66 (24-Apr-2003 - 23-Apr-2004) -53.97 (13-Mar-2000 - 13-Mar-2001)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.63 22.23 0.06 0.06 0.99 2.34
S&P BSE 500 TRI 4.28 21.61 -0.05 -0.05 -- --
Equity: Multi Cap 3.15 21.19 -0.10 -0.11 0.95 -1.19
Rank within category 8 32 8 8 33 8
Number of funds in category 43 43 43 43 43 43

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 55
Top 10 Stocks (%) 41.34
Top 5 Stocks (%) 26.39
Top 3 Sectors (%) 55.63
Portfolio P/B Ratio 4.00
Portfolio P/E Ratio 26.16

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 72,370 1,00,427
Giant (%) 47.76 54.71
Large (%) 20.32 16.80
Mid (%) 26.63 21.24
Small (%) 5.29 8.16
Tiny (%) -- 0.37

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down HDFC Bank Financial 22.27 8.05 5.31 6.73
up Bharti Airtel Communication -- 6.10 0.00 6.10
down ICICI Bank Financial 24.39 8.33 2.65 5.50
down Bajaj Finance Financial 37.93 9.60 3.52 4.07
up Ultratech Cement Construction 18.86 4.08 0.00 3.99
equal Coromandel International Chemicals 20.60 3.31 0.00 3.31
up Tata Consultancy Services Technology 26.71 3.79 0.00 3.11
up Muthoot Finance Financial 13.85 3.11 0.00 3.11
up Kotak Mahindra Bank Financial 31.08 5.04 0.00 2.96
up Avenue Supermarts Services 147.75 3.68 0.00 2.46
up Britannia Inds. FMCG 63.92 2.34 0.00 2.34
down Bajaj Finserv Financial 30.66 3.34 0.00 2.26
equal Godrej Properties Construction 84.13 2.48 0.00 2.13
up Indraprastha Gas Energy 22.84 2.05 0.00 2.05
down Shree Cement Construction 52.34 3.50 1.97 2.03
equal V-Mart Retail Services 69.80 2.12 0.00 1.98
equal Dr. Reddy's Lab Healthcare 32.05 3.11 0.00 1.83
equal Divi's Laboratories Healthcare 42.49 2.09 0.00 1.81
up Atul Chemicals 20.60 1.72 0.00 1.72
equal Alkem Laboratories Healthcare 25.68 3.49 0.00 1.70
up ICICI Lombard General Insurance Company Financial 47.94 2.62 0.00 1.70
new Infosys Technology 20.07 3.43 0.00 1.67
equal Asian Paints Chemicals 60.39 3.86 1.07 1.55
equal HDFC Life Insurance Financial -- 1.69 0.00 1.53
down Axis Bank Financial 66.93 5.04 0.00 1.43

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Atul Bhole since 01-Jun-2016

Education: Mr. Bhole is a B.Com (H), Chartered Accountant and MMS.

Experience: Prior to joining DSP Mutual Fund he has worked with Tata Mutual Fund, JP Morgan Services Pvt. Ltd. and SBI Treasury.

Interviews:

Funds Managed:


-0.56%

Change from previous, NAV as on 10-Jul-2020

Dividend: ₹ 38.4500

Growth: ₹ 39.2000


Investment Strategy

The scheme seeks to generate long-term capital appreciation, from a portfolio which is substantially constituted of equity and equity related securities and may also invest a certain portion of its corpus in debt and money market securities, in order to meet liquidity requirements from time to time. In Picking out individual investment opportunities for the portfolio, the investment manager will seek both value & growth.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Exit Load 1% for redemption within 364 days

Basic Details

Fund House: DSP Mutual Fund
Launch Date: 29-Apr-1997
Return Since Launch: 18.39%
Benchmark: NIFTY 500 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 3,414 Cr (As on 30-Jun-2020)
Expense: 2.08% (As on 31-May-2020)
Risk Grade: Average
Return Grade: Above Average
Turnover: 60.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend12-Mar-20204.8600

 11-Apr-20195.0000
 08-Mar-201816.0000
 10-Mar-20175.3000
 11-Mar-20165.6000
 13-Mar-20156.8000
 21-Feb-20144.2500
 26-Apr-20134.2500
 21-Dec-20120.5000
 16-Mar-20121.1000
 04-Feb-20113.5000
 19-Mar-20106.5000
 20-Nov-20093.0000
 25-Jan-20087.0000
 25-Jan-20077.0000
 19-Dec-20056.0000
 14-Jun-20054.0000
 26-Mar-20044.0000
 19-Dec-20034.0000
 30-Jun-20030.8000
 17-Mar-20003.5000
 18-Jun-19992.0000

Contact Information

AMC: DSP Investment Managers Pvt. Ltd.

Address: NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai - 400069

Phone: 022-66178000

Fax: 022-56578181

Website: https://www.dspim.com/

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Value Investing

Evaluating Covid-affected financials of India Inc

dateFriday, 17-Jul-2020
time12:30 PM - 01:00 PM