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4 star

DSP Equity Fund


Equity: Multi Cap

1 Lakh

Investment Grown to
₹ 1.15 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.96 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes multi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -1.03 0.24 2.24 6.15 5.52 21.16 1.34 4.91 8.98 14.18 8.83
S&P BSE 500 TRI 0.39 0.39 1.71 6.40 7.73 29.31 4.79 4.35 8.63 12.32 8.16
Equity: Multi Cap -1.07 0.44 1.76 5.59 6.48 24.08 2.67 2.78 7.30 12.97 8.50
Rank within category 28 55 18 23 40 46 35 11 11 10 15
Number of funds in category 60 64 64 63 62 61 59 43 40 34 30

As on 23-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
DSP Equity Fund  | Invest Online
4 star
Apr-97 1.34 4.91 8.98 2.04 3,668
Kotak Standard Multicap Fund Regular Plan  | Invest Online
4 star
Sep-09 1.21 3.91 9.05 1.69 29,551
Axis Focused 25 Fund
5 star
Jun-12 1.85 6.65 11.28 2.02 11,455
UTI Equity Fund - Regular Plan  | Invest Online
4 star
May-92 13.92 9.45 9.57 2.09 11,386
Aditya Birla Sun Life Equity Fund  | Invest Online
4 star
Aug-98 4.18 2.11 8.85 1.83 10,832

Best & Worst Performance

Best (Period) Worst (Period)
Week 18.42 (14-May-2009 - 21-May-2009) -22.03 (15-Jan-2008 - 22-Jan-2008)
Month 33.51 (03-Dec-1999 - 04-Jan-2000) -35.77 (20-Feb-2020 - 23-Mar-2020)
Quarter 67.83 (22-Nov-1999 - 22-Feb-2000) -46.03 (22-Feb-2000 - 23-May-2000)
Year 154.66 (24-Apr-2003 - 23-Apr-2004) -53.97 (13-Mar-2000 - 13-Mar-2001)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.13 22.18 0.09 0.10 0.98 0.56
S&P BSE 500 TRI 6.61 21.81 0.07 0.08 -- --
Equity: Multi Cap 4.83 21.40 -0.01 -0.01 0.95 -1.69
Rank within category 10 30 11 11 31 11
Number of funds in category 43 43 43 43 43 43

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 57
Top 10 Stocks (%) 41.21
Top 5 Stocks (%) 25.30
Top 3 Sectors (%) 57.34
Portfolio P/B Ratio 3.76
Portfolio P/E Ratio 27.87

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 69,471 99,119
Giant (%) 48.51 50.92
Large (%) 14.10 16.66
Mid (%) 28.45 23.89
Small (%) 8.93 9.05
Tiny (%) -- 0.29

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 23.00 8.05 5.41 7.14
equal ICICI Bank Financial 28.27 8.33 2.65 6.47
equal Bajaj Finance Financial 44.53 9.60 3.52 4.29
equal Bharti Airtel Communication -- 6.10 0.00 3.79
down Ultratech Cement Construction 21.71 4.24 0.00 3.61
down Tata Consultancy Services Technology 32.89 3.79 0.00 3.54
up Muthoot Finance Financial 13.88 3.38 0.00 3.38
equal Kotak Mahindra Bank Financial 32.16 5.04 0.00 3.22
equal Dr. Reddy's Lab Healthcare 42.90 3.11 0.00 3.02
up Infosys Technology 26.76 3.43 0.00 2.75
down Britannia Inds. FMCG 46.63 2.48 0.00 2.29
down Avenue Supermarts Services 153.04 3.68 0.00 2.24
down Atul Chemicals 30.13 2.14 0.00 2.14
equal Axis Bank Financial 91.77 5.04 0.00 2.12
equal V-Mart Retail Services -- 2.12 0.00 2.09
equal Indraprastha Gas Energy 26.42 2.05 0.00 1.95
down Coromandel International Chemicals 17.31 3.31 0.00 1.94
equal Godrej Properties Construction 168.08 2.48 0.00 1.80
down Alkem Laboratories Healthcare 22.78 3.49 0.00 1.70
equal PI Industries Chemicals 65.37 1.68 0.00 1.68
up Gujarat Gas Chemicals 19.49 1.67 0.00 1.67
down Bajaj Finserv Financial 26.35 3.34 0.00 1.58
down HDFC Financial 16.86 2.10 0.00 1.56
equal Aarti Industries Chemicals 36.13 1.57 0.00 1.54
new EPL Chemicals 39.64 1.47 0.00 1.47

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020

Fund Manager

— Atul Bhole since 01-Jun-2016

Education: Mr. Bhole is a B.Com (H), Chartered Accountant and MMS.

Experience: Prior to joining DSP Mutual Fund he has worked with Tata Mutual Fund, JP Morgan Services Pvt. Ltd. and SBI Treasury.

Interviews:

Funds Managed:


0.24%

Change from previous, NAV as on 23-Oct-2020

Dividend: ₹ 41.5130

Growth: ₹ 42.3240


Investment Strategy

The scheme seeks to generate long-term capital appreciation, from a portfolio which is substantially constituted of equity and equity related securities and may also invest a certain portion of its corpus in debt and money market securities, in order to meet liquidity requirements from time to time. In Picking out individual investment opportunities for the portfolio, the investment manager will seek both value & growth.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Exit Load 1% for redemption within 364 days

Basic Details

Fund House: DSP Mutual Fund
Launch Date: 29-Apr-1997
Return Since Launch: 18.53%
Benchmark: NIFTY 500 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 3,668 Cr (As on 30-Sep-2020)
Expense: 2.04% (As on 30-Sep-2020)
Risk Grade: Average
Return Grade: Above Average
Turnover: 57.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend12-Mar-20204.8600

 11-Apr-20195.0000
 08-Mar-201816.0000
 10-Mar-20175.3000
 11-Mar-20165.6000
 13-Mar-20156.8000
 21-Feb-20144.2500
 26-Apr-20134.2500
 21-Dec-20120.5000
 16-Mar-20121.1000
 04-Feb-20113.5000
 19-Mar-20106.5000
 20-Nov-20093.0000
 25-Jan-20087.0000
 25-Jan-20077.0000
 19-Dec-20056.0000
 14-Jun-20054.0000
 26-Mar-20044.0000
 19-Dec-20034.0000
 30-Jun-20030.8000
 17-Mar-20003.5000
 18-Jun-19992.0000

Contact Information

AMC: DSP Investment Managers Pvt. Ltd.

Address: NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai - 400069

Phone: 022-66178000

Fax: 022-56578181

Website: https://www.dspim.com/

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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