Widely used:
Our Opinion
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Our Opinion
Riskometer
Moderate
₹13.1841 0.01%
As on 17-Jun-2025
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan - Regular Plan
|
|
|
Moderate
|
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2.07 |
|
 |
|
Moderate
|
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1.04 |
||
|
|
Moderate
|
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0.73 |
||
 |
|
Moderate
|
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0.85 |
||
|
|
Moderate
|
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0.88 |
₹18 Cr
--
1,000
1
500
6
Investment Strategy
The Scheme seeks to invests in various debt securities and money market instruments issued by corporates and/or state and central government.
Suitability
"Short Duration debt funds invest mainly in bonds maturing in a period of one to three years. They are suitable for investment horizons of one to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.
The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit. There have been instances when short duration funds have incurred losses.
Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run."
Capital Gains Taxation
The following tax treatment is based upon last 12-months asset allocation and may vary from other funds in the category.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan - Regular Plan can be bought from the Aditya Birla Sun Life Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan - Regular Plan, is ₹13.1841 as of 18-Jun-2025.
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 7.27 08/04/2026 |
42.47
|
|
GOI Sec 6.57 05/12/2033 |
17.25
|
|
GOI Sec 7.34 22/04/2064 |
9.01
|
|
HDFC Bank Ltd SR V004 Debenture 8.55 27/03/2029 |
5.93
|
|
GOI Sec 06/05/2030 |
5.69
|
Over the past five years, Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan - Regular Plan has delivered an annualised return of 4.05% as of 18-Jun-2025.
The minimum investment required to start investing in Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan - Regular Plan is ₹1,000 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.
