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Unrated

Invesco India Equity Savings Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.08 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.31 Lakh

Suitability:

Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.90 0.10 -0.26 1.47 4.35 7.22 8.38 -- -- -- --
VR MIP TRI 2.38 0.27 -0.16 1.61 5.78 11.24 12.78 -- -- -- --
Hybrid: Equity Savings 3.55 0.23 -0.15 2.64 7.21 12.03 12.86 -- -- -- --
Rank within category 22 20 15 20 22 22 22 -- -- -- --
Number of funds in category 23 23 23 23 23 23 23 14 11 0 0

As on 25-Feb-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Invesco India Equity Savings Fund - Regular Plan  | Invest Online
Unrated
Mar-19 8.38 -- -- 2.40 118
Kotak Equity Savings Fund - Regular Plan  | Invest Online
4 star
Oct-14 12.03 8.22 9.55 2.23 1,350
ICICI Prudential Equity Savings Fund  | Invest Now
4 star
Dec-14 8.47 7.53 10.22 1.51 1,051
Axis Equity Saver Fund - Regular Plan
4 star
Aug-15 12.24 9.20 10.17 2.39 690
HDFC Equity Savings Fund  | Invest Online
2 star
Sep-04 16.27 7.53 11.79 2.20 2,416

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.88 01-Apr-2020 - 09-Apr-2020 -7.40 16-Mar-2020 - 23-Mar-2020
Month 7.19 23-Mar-2020 - 22-Apr-2020 -13.73 20-Feb-2020 - 23-Mar-2020
Quarter 11.94 23-Mar-2020 - 22-Jun-2020 -11.84 23-Dec-2019 - 23-Mar-2020
Year 9.03 06-Jan-2020 - 05-Jan-2021 -7.28 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR MIP TRI* 7.78 6.95 0.45 0.55 -- --
Hybrid: Equity Savings* 5.52 9.61 0.12 0.14 1.30 -3.17
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Jan-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 50
Number of Bonds 5
Average Maturity (yrs) 0.42
Top 10 Holdings (%) 53.99
Portfolio P/B Ratio 3.12
Portfolio P/E Ratio 30.23

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Invesco Inida Liquid Fund - Direct Plan Mutual Fund -- 0.00 - 8.77 8.53
equal 8.50% National Bank Agr. Rur. Devp Debenture AAA 0.00 - 11.14 4.54
equal 4.75% HDFC Bank 368-D 2021 Fixed Deposits -- 0.00 - 4.38 4.17
equal 4.75% HDFC Bank 367-D 2021 Fixed Deposits -- 0.00 - 4.38 4.17
equal 8.70% Reliance Industries 18/07/2021 Debenture AAA 0.00 - 3.53 2.52
equal Indusind Bank 15/06/2021 Certificate of Deposit A1+ 0.00 - 0.44 0.42

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Financial 26.28 7.00 1.69 6.19
equal Maruti Suzuki India Automobile 46.46 7.69 0.00 6.01
equal United Spirits FMCG 167.38 6.14 1.82 5.97
up Reliance Industries Energy 33.48 8.43 1.86 5.26
equal State Bank of India Financial 15.12 4.91 0.00 4.89
equal Sun Pharmaceutical Inds. Healthcare 60.93 4.43 0.00 4.26
down Bharti Airtel Communication -- 4.09 0.00 3.91
equal Infosys Technology 28.70 7.19 0.00 3.21
up ICICI Bank Financial 27.85 4.67 1.56 2.74
equal HDFC Bank Financial 27.47 3.75 2.22 2.22
up Marico FMCG 45.30 2.90 0.00 1.70
equal HDFC Life Insurance Financial 107.05 1.69 0.00 1.65
equal Grasim Industries Construction 19.99 1.28 0.00 1.28
equal Larsen & Toubro Construction 17.69 3.29 0.00 1.24
equal Lupin Healthcare 41.05 4.24 0.00 1.02
equal Hindustan Unilever FMCG 68.72 2.71 0.00 0.96
equal Kotak Mahindra Bank Financial 38.23 4.05 0.00 0.91
new ITC FMCG 19.02 7.23 0.00 0.83
up Divi's Laboratories Healthcare 48.61 1.08 0.00 0.81
up Axis Bank Financial 74.78 3.23 0.00 0.76
equal Bajaj Auto Automobile 24.07 1.31 0.00 0.75
down L&T Technology Services Engineering 40.53 0.74 0.00 0.70
equal Whirlpool Cons Durable 97.07 0.67 0.00 0.64
equal Tech Mahindra Technology 21.58 0.61 0.00 0.59
equal SBI Cards & Payments Services Financial 114.70 0.80 0.00 0.59

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2021

Fund Manager

— Amit Nigam since 03-Sep-2020

Education: Mr. Nigam is BE from IIT, Roorkee and PGDBM from IIM, Indore.

Experience: Prior to joining Invesco Mutual Fund, he has worked with Essel Finance AMC Ltd., BNP Paribas Asset Management India Pvt. Ltd.

Funds Managed:

— Dhimant Kothari since 19-May-2020

Education: Mr. Kothari is a Chartered Accountant and holds a Commerce degree.

Experience: In his last assignment, he was working as Senior Manager – Research with Credit Analysis and Research Ltd., His other assignments include Lotus India Asset Management and CRISIL Ltd.

Funds Managed:

— Krishna Venkat Cheemalapati since 14-Feb-2019

Education: Mr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad.

Experience: Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.

Funds Managed:


0.10%

Change from previous, NAV as on 25-Feb-2021

Growth: ₹ 11.6863

Dividend: ₹ 11.6863


Investment Strategy

The scheme seeks to generate capital appreciation and income by investing in equity and equity related instruments, arbitrage opportunities and fixed income instruments (including debt, government securities and money market instruments).

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 0.25% for redemption within 30 days

Basic Details

Fund House: Invesco Mutual Fund
Launch Date: 07-Mar-2019
Return Since Launch: 8.21%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 118 Cr (As on 31-Jan-2021)
Expense: 2.40% (As on 31-Jan-2021)
Risk Grade: --
Return Grade: --
Turnover: --

Contact Information

AMC: Invesco Asset Management (India) Pvt. Ltd

Address: 2101 - A-A Wing - 21st Floor, Marathon Futurex, N.M. Joshi Marg, Lower Parel, Mumbai - 400013

Phone: 022-67310000 / 1800-209-0007

Fax: 022-23019422

Email: [email protected]

Website: http://www.invescomutualfund.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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