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Unrated

Invesco India Equity Savings Fund - Regular Plan


Hybrid: Equity Savings

1 Lakh

Investment Grown to
₹ 1.06 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.24 Lakh

Suitability:

Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.73 -0.39 -0.45 1.35 4.06 0.28 6.03 -- -- -- --
VR MIP TRI* 0.99 -0.09 -0.35 2.81 5.30 1.26 5.12 -- -- -- --
Hybrid: Equity Savings* -1.16 0.67 -0.25 2.13 8.32 -1.60 3.31 -- -- -- --

As on 03-Aug-2020

* As on 04-Aug-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Invesco India Equity Savings Fund - Regular Plan  | Invest Online
Unrated
Mar-19 6.03 -- -- 2.36 152
Kotak Equity Savings Fund - Regular Plan  | Invest Online
4 star
Oct-14 6.91 5.68 6.79 2.20 1,395
ICICI Prudential Equity Savings Fund  | Invest Now
4 star
Dec-14 1.93 4.33 6.55 1.35 1,159
Axis Equity Saver Fund - Regular Plan  | Invest Online
4 star
Aug-15 3.81 4.95 -- 2.33 688
HDFC Equity Savings Fund  | Invest Online
3 star
Sep-04 0.36 2.19 6.52 2.03 3,141

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.88 (01-Apr-2020 - 09-Apr-2020) -7.40 (16-Mar-2020 - 23-Mar-2020)
Month 7.19 (23-Mar-2020 - 22-Apr-2020) -13.73 (20-Feb-2020 - 23-Mar-2020)
Quarter 11.94 (23-Mar-2020 - 22-Jun-2020) -11.84 (23-Dec-2019 - 23-Mar-2020)
Year 6.73 (24-Jul-2019 - 23-Jul-2020) -7.28 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR MIP TRI* 6.24 6.56 0.16 0.18 -- --
Hybrid: Equity Savings* 3.21 9.07 -0.19 -0.19 1.29 -3.32

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Jul-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 46
Number of Bonds 7
Average Maturity (yrs) 1.02
Top 10 Holdings (%) 50.04
Portfolio P/B Ratio 2.99
Portfolio P/E Ratio 22.64

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new 8.50% National Bank Agr. Rur. Devp Debenture AAA 0.00 - 5.31 5.31
new 6.40% National Bank Agr. Rur. Devp 31/07/2023 Non Convertible Debenture AAA 0.00 - 3.39 3.39
equal 8.15% REC 18/01/2021 Bonds/Debentures AAA 0.00 - 3.38 3.38
equal 4.25% HDFC Bank 92-D 2020 Fixed Deposits -- 0.00 - 3.21 3.21
new 4.75% HDFC Bank 368-D 2021 Fixed Deposits -- 0.00 - 3.21 3.21
new 4.75% HDFC Bank 367-D 2021 Fixed Deposits -- 0.00 - 3.21 3.21
equal 4.25% HDFC Bank 94-D 2020 Fixed Deposits -- 0.00 - 3.21 3.21

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Maruti Suzuki India Automobile 47.65 7.20 0.00 7.20
down Infosys Technology 23.76 7.19 0.00 7.19
up Reliance Industries Energy 34.24 7.95 1.86 7.07
down HDFC Financial 14.06 7.00 1.69 5.16
down Bharti Airtel Communication -- 4.09 0.00 4.00
down HDFC Bank Financial 20.09 3.75 2.31 3.75
down United Spirits FMCG 194.15 3.65 1.82 3.59
equal State Bank of India Financial 7.92 2.77 0.00 2.77
down ICICI Bank Financial 22.35 4.67 1.56 2.33
equal Larsen & Toubro Construction 15.48 2.48 0.00 2.04
down Kotak Mahindra Bank Financial 30.77 4.05 0.00 2.03
down Hindustan Unilever FMCG 75.34 1.84 0.00 1.82
down Apollo Hospitals Healthcare 50.59 1.07 0.45 0.97
down Bajaj Auto Automobile 18.70 0.94 0.00 0.86
down Coromandel International Chemicals 18.26 0.85 0.34 0.85
down Gujarat Gas Chemicals 17.78 0.82 0.00 0.82
up SBI Life Insurance Company Financial 60.75 0.78 0.00 0.78
up ICICI Lombard General Insurance Company Financial 47.85 0.77 0.00 0.77
down Lupin Healthcare -- 4.24 0.00 0.71
down Hexaware Technologies Technology 17.19 0.70 0.45 0.67
down TCI Express Ltd. Services 37.79 0.69 0.23 0.65
down Divi's Laboratories Healthcare 51.89 0.77 0.00 0.63
down United Breweries FMCG 58.19 0.79 0.40 0.62
up Aditya Birla Fashion and Retail Services -- 0.61 0.40 0.61
down Vinati Organics Chemicals 31.21 0.70 0.00 0.59

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Dhimant Kothari since 19-May-2020

Education: Mr. Kothari is a Chartered Accountant and holds a Commerce degree.

Experience: In his last assignment, he was working as Senior Manager – Research with Credit Analysis and Research Ltd., His other assignments include Lotus India Asset Management and CRISIL Ltd.

Funds Managed:

— Krishna Venkat Cheemalapati since 14-Feb-2019

Education: Mr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad.

Experience: Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.

Funds Managed:


0.59%

Change from previous, NAV as on 04-Aug-2020

Growth: ₹ 10.7544

Dividend: ₹ 10.7543


Investment Strategy

The scheme seeks to generate capital appreciation and income by investing in equity and equity related instruments, arbitrage opportunities and fixed income instruments (including debt, government securities and money market instruments).

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Exit Load 0.25% for redemption within 30 days

Basic Details

Fund House: Invesco Mutual Fund
Launch Date: 07-Mar-2019
Return Since Launch: 4.85%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 152 Cr (As on 30-Jun-2020)
Expense: 2.36% (As on 30-Jun-2020)
Risk Grade: --
Return Grade: --
Turnover: --

Contact Information

AMC: Invesco Asset Management (India) Pvt. Ltd

Address: 2101 - A-A Wing - 21st Floor, Marathon Futurex, N.M. Joshi Marg, Lower Parel, Mumbai - 400013

Phone: 022-67310000 / 1800-209-0007

Fax: 022-23019422

Email: [email protected]

Website: http://www.invescomutualfund.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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