Widely used:
Our Opinion
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Our Opinion
Riskometer
Moderately High
₹17.1402 0.48%
As on 20-Jun-2025
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
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Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
ICICI Prudential Retirement Fund - Hybrid Conservative Plan
|
|
|
Moderately High
|
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2.10 |
|
 |
|
High
|
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1.54 |
||
 |
|
Moderately High
|
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1.72 |
||
|
|
High
|
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1.72 |
||
|
|
Moderately High
|
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1.66 |
₹82 Cr
--
5,000
1
100
6
Investment Strategy
The scheme seeks to generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.
Suitability
"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."
Capital Gains Taxation
The following tax treatment is based upon last 12-months asset allocation and may vary from other funds in the category.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of ICICI Prudential Retirement Fund - Hybrid Conservative Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, ICICI Prudential Retirement Fund - Hybrid Conservative Plan can be bought from the ICICI Prudential Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of ICICI Prudential Retirement Fund - Hybrid Conservative Plan, is ₹17.1402 as of 23-Jun-2025.
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 6.79 07/10/2034 |
13.25
|
|
GOI Sec 4.45 30/10/2034 |
8.24
|
|
GOI Sec 7.34 22/04/2064 |
7.78
|
|
GOI Sec 7.10 08/04/2034 |
6.42
|
|
National Bank For Agriculture & Rural Development SR 23I Debenture 7.62 31/01/2028 |
6.23
|
Over the past five years, ICICI Prudential Retirement Fund - Hybrid Conservative Plan has delivered an annualised return of 9.61% as of 23-Jun-2025.
The minimum investment required to start investing in ICICI Prudential Retirement Fund - Hybrid Conservative Plan is ₹5,000 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.
