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Aditya Birla Sun Life Bal Bhavishya Yojna - Wealth Plan - Regular Plan


Equity: Multi Cap

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.28 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes multi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -0.47 0.38 0.66 2.79 5.01 19.20 3.09 -- -- -- --
S&P BSE 500 TRI 0.39 0.39 1.71 6.40 7.73 29.31 4.79 -- -- -- --
Equity: Multi Cap -1.07 0.44 1.76 5.59 6.48 24.08 2.67 -- -- -- --
Rank within category 25 36 60 61 48 50 26 -- -- -- --
Number of funds in category 60 64 64 63 62 61 59 43 40 34 30

As on 23-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Bal Bhavishya Yojna - Wealth Plan - Regular Plan  | Invest Online
Unrated
Feb-19 3.09 -- -- 2.63 291
Kotak Standard Multicap Fund Regular Plan  | Invest Online
4 star
Sep-09 1.21 3.91 9.05 1.69 29,551
Axis Focused 25 Fund
5 star
Jun-12 1.85 6.65 11.28 2.02 11,455
UTI Equity Fund - Regular Plan  | Invest Online
4 star
May-92 13.92 9.45 9.57 2.09 11,386
Aditya Birla Sun Life Equity Fund  | Invest Online
4 star
Aug-98 4.18 2.11 8.85 1.83 10,832

Best & Worst Performance

Best (Period) Worst (Period)
Week 11.04 (24-Mar-2020 - 31-Mar-2020) -18.63 (16-Mar-2020 - 23-Mar-2020)
Month 20.19 (23-Mar-2020 - 22-Apr-2020) -32.73 (20-Feb-2020 - 23-Mar-2020)
Quarter 32.66 (23-Mar-2020 - 22-Jun-2020) -31.48 (23-Dec-2019 - 23-Mar-2020)
Year 12.47 (29-Aug-2019 - 28-Aug-2020) -29.24 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
S&P BSE 500 TRI* 6.61 21.81 0.07 0.08 -- --
Equity: Multi Cap* 4.83 21.40 -0.01 -0.01 0.95 -1.69
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Sep-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 39
Top 10 Stocks (%) 54.77
Top 5 Stocks (%) 35.90
Top 3 Sectors (%) 56.58
Portfolio P/B Ratio 3.70
Portfolio P/E Ratio 34.44

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 54,609 99,119
Giant (%) 35.92 50.92
Large (%) 6.89 16.66
Mid (%) 47.78 23.89
Small (%) 8.74 9.05
Tiny (%) 0.67 0.29

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Honeywell Automation Engineering 55.59 9.67 6.49 8.54
equal Pfizer Healthcare 44.91 9.42 4.69 7.80
up HDFC Financial 16.86 8.18 5.01 7.72
equal Bayer CropScience Healthcare 40.98 8.03 4.12 6.85
up Reliance Industries Ltd - Partly Paid Equity Energy -- 5.16
equal Kotak Mahindra Bank Financial 32.16 5.98 3.46 4.98
equal Glaxosmithkline Pharma Healthcare 281.83 5.66 3.62 4.95
equal Gillette FMCG 74.80 7.27 3.97 4.10
up Reliance Industries Energy 33.63 9.67 3.30 3.71
equal Larsen & Toubro Construction 15.77 4.37 2.66 3.19
equal Biocon Healthcare 77.63 2.93 1.41 2.93
equal Kansai Nerolac Paints Chemicals 68.13 2.90 1.37 2.90
equal ICICI Bank Financial 28.27 3.19 1.27 2.78
equal HDFC Bank Financial 23.00 2.96 1.77 2.74
equal Johnson Controls - Hitachi Air Conditioning India Cons Durable -- 3.53 2.15 2.44
equal Shree Cement Construction 49.87 2.99 1.37 2.32
up Tata Consultancy Services Technology 32.89 2.04 0.89 1.94
equal IDFC First Bank Financial -- 2.99 1.31 1.68
equal Fortis Healthcare (India) Healthcare -- 1.70 0.00 1.55
equal Hindustan Unilever FMCG 71.87 1.80 0.78 1.45
equal MRF Automobile 23.20 1.89 1.02 1.33
equal P&G Hygiene & Health Care FMCG 77.18 1.47 0.77 1.31
equal Sundaram-Clayton Automobile 36.22 3.08 1.25 1.27
equal Quess Corp Financial -- 2.19 0.00 1.24
equal ICRA Financial 28.17 1.55 0.77 1.17

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020

Fund Manager

— Pranay Sinha since 22-Jan-2019

Education: Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.

Experience: Prior to joining BSLAMC , he has worked with BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).

Funds Managed:


0.38%

Change from previous, NAV as on 23-Oct-2020

Growth: ₹ 10.6800

Dividend: ₹ 10.6800


Investment Strategy

The scheme seeks generation of capital appreciation by creating a portfolio that is predominantly investing in equity & equity related securities and debt and money market instruments.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load 0

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 11-Feb-2019
Return Since Launch: 3.95%
Benchmark: S&P BSE 200 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 291 Cr (As on 30-Sep-2020)
Expense: 2.63% (As on 30-Sep-2020)
Risk Grade: --
Return Grade: --
Turnover: 11.00%

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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