VR Logo

Unrated

YES Liquid Fund - Direct Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to 3 months. They are suitable to park the amount that you have set aside to meet any emergency needs or any surplus money that you don't need for the next few months to an year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these are suitable only to invest for a short time frame of up to one year. Do not invest in this, or any other Liquid fund, if your aim is to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.24 0.01 0.05 0.27 0.90 2.11 5.13 -- -- -- --
CCIL T Bill Liquidity Weight 2.04 0.00 0.04 0.24 0.86 1.94 3.94 -- -- -- --
Debt: Liquid 2.55 0.01 0.06 0.31 1.05 2.42 5.34 -- -- -- --
Rank within category 33 3 36 34 31 33 30 -- -- -- --
Number of funds in category 39 39 39 39 39 39 39 35 34 33 1

As on 09-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
YES Liquid Fund - Direct Plan
Unrated
Jan-19 5.13 -- -- 0.18 45
Aditya Birla Sun Life Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 5.69 6.76 7.09 0.21 43,090
Nippon India Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 5.65 6.76 7.08 0.18 31,728
Axis Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 5.60 6.72 7.05 0.15 27,032
Tata Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 5.66 6.73 7.05 0.21 19,378

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.22 (28-Mar-2019 - 04-Apr-2019) 0.04 (31-Mar-2020 - 07-Apr-2020)
Month 0.70 (08-Mar-2019 - 08-Apr-2019) 0.25 (22-May-2020 - 21-Jun-2020)
Quarter 1.93 (01-Mar-2019 - 02-Jun-2019) 0.88 (23-Mar-2020 - 22-Jun-2020)
Year 6.68 (18-Jan-2019 - 19-Jan-2020) 5.18 (04-Jul-2019 - 03-Jul-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
CCIL T Bill Liquidity Weight* 4.07 0.28 -4.34 -7.86 -- --
Debt: Liquid* 6.33 0.50 3.67 4.95 0.58 1.73
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Jun-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 3 20 2 28
Modified Duration (yrs) 0.03 0.13 0.03 --
Average Maturity (yrs) 0.03 0.13 0.03 --
Yield to Maturity (%) 3.27 6.83 1.81 --

Value Research Fund Style*

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 27/08/2020 Treasury Bills SOV 0.00 - 44.05 44.05
new Reserve Bank of India 91-D 10/09/2020 Treasury Bills SOV 0.00 - 33.00 33.00
new Reserve Bank of India 84-D 20/08/2020 Treasury Bills SOV 0.00 - 9.92 9.92

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

*As on 31-May-2020

Fund Manager

— Piyush Baranwal since 02-Jan-2019

Education: Mr.Piyush Baranwal is a B. Tech. in Electronics and communication from Manipal Institute of Technology,Manipal.He completed PGDBM in Finance from S.P.Jain Institute of Management and Reserch and CFA.

Experience: Prior to joining YES Mutual Fund he has worked with BOI AXA, Morgan Stanley Investment Management (Jan, 2011-June, 2014) and Principal Pnb AMC as a Dealer- Fixed Income (May, 2008-Jan, 2011).

Funds Managed:


0.01%

Change from previous, NAV as on 09-Jul-2020

Growth: ₹ 1,088.4319

Dividend Weekly: ₹ 1,001.5109

More

Dividend Monthly: ₹ 1,002.9545

Dividend Fortnightly: ₹ 1,000.9611

Dividend Daily: ₹ 1,000.9357


Investment Strategy

The Scheme seeks to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in high quality debt and money market instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) --
Minimum No of Cheques --
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: YES Mutual Fund
Launch Date: 16-Jan-2019
Return Since Launch: 5.89%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 45 Cr (As on 30-Jun-2020)
Expense: 0.18% (As on 31-May-2020)
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily09-Jul-20200.1453

 08-Jul-20200.0922
 07-Jul-20200.0464
 06-Jul-20200.0645
 05-Jul-20200.1612
 03-Jul-20200.0252
 02-Jul-20200.0686
 01-Jul-20200.0989
 30-Jun-20200.1713
 29-Jun-20200.0458
 28-Jun-20200.1551
 26-Jun-20200.0436
 25-Jun-20200.1545
 24-Jun-20200.1756
 23-Jun-20200.1129
 22-Jun-20200.0789
 21-Jun-20200.2309
 19-Jun-20200.0013
 18-Jun-20200.0927
 17-Jun-20200.1058
 16-Jun-20200.0719
 15-Jun-20200.0974
 14-Jun-20200.1878
 12-Jun-20200.0648
 11-Jun-20200.1103
Dividend Fortnightly07-Jul-20201.1422

 23-Jun-20201.3187
 09-Jun-20201.0816
 26-May-20201.3009
 12-May-20201.4791
 28-Apr-20201.7998
 14-Apr-20201.0658
 31-Mar-20201.0651
 17-Mar-20201.5343
 03-Mar-20201.4065
 18-Feb-20201.4844
 04-Feb-20201.4488
 21-Jan-20201.3484
 07-Jan-20201.4711
 24-Dec-20191.4392
 10-Dec-20191.4749
 26-Nov-20191.4728
 12-Nov-20191.2474
 30-Oct-20191.6879
 15-Oct-20191.6896
 01-Oct-20191.6847
 17-Sep-20191.5466
 04-Sep-20191.7485
 20-Aug-20191.7155
 06-Aug-20191.7911
Dividend Weekly07-Jul-20200.4326

 30-Jun-20200.7383
 23-Jun-20200.6209
 16-Jun-20200.6202
 09-Jun-20200.4974
 02-Jun-20200.5036
 26-May-20200.7343
 19-May-20200.6379
 12-May-20200.7463
 05-May-20200.7823
 28-Apr-20200.7676
 21-Apr-20201.1898
 14-Apr-20200.7016
 07-Apr-20200.4542
 31-Mar-20200.4611
 24-Mar-20200.6429
 17-Mar-20200.7103
 10-Mar-20200.8185
 03-Mar-20200.7337
 25-Feb-20200.6985
 18-Feb-20200.7284
 11-Feb-20200.7314
 04-Feb-20200.7274
 28-Jan-20200.7208
 21-Jan-20200.7342
Dividend Monthly16-Jun-20202.5985

 17-May-20203.5461
 16-Apr-20202.9476
 17-Mar-20202.9594
 18-Feb-20203.4088
 16-Jan-20203.0249
 17-Dec-20193.1076
 17-Nov-20193.3644
 16-Oct-20193.5588
 17-Sep-20193.3236
 18-Aug-20194.1669
 16-Jul-20193.9587
 18-Jun-20194.6392
 16-May-20194.2377
 16-Apr-20194.8249
 17-Mar-20193.8913
 17-Feb-20194.1017

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

VR Helpline

Investing rationally when markets are irrational.

dateSaturday, 11-Jul-2020
time04:00 PM - 04:30 PM