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1 star

YES Liquid Fund - Direct Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.36 0.01 0.08 0.25 0.73 1.48 3.01 -- -- -- --
CCIL T Bill Liquidity Weight 1.64 0.03 0.06 0.17 0.57 1.12 2.12 -- -- -- --
Debt: Liquid 2.59 0.01 0.07 0.27 0.83 1.66 3.28 -- -- -- --
Rank within category 37 1 4 37 39 38 37 -- -- -- --
Number of funds in category 38 39 39 39 39 38 38 35 34 33 1

As on 14-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
YES Liquid Fund - Direct Plan
1 star
Jan-19 3.01 -- -- 0.18 35
ICICI Prudential Liquid Fund - Direct Plan  | Invest Now
4 star
Jan-13 3.29 5.10 5.84 0.20 34,592
Aditya Birla Sun Life Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.30 5.15 5.89 0.21 28,554
Nippon India Liquid Fund - Direct Plan  | Invest Online
4 star
Jan-13 3.28 5.14 5.89 0.18 21,655
LIC MF Liquid Fund - Direct Plan  | Invest Online
5 star
Jan-13 3.33 5.11 5.87 0.11 9,609

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.22 28-Mar-2019 - 04-Apr-2019 0.04 26-Nov-2020 - 03-Dec-2020
Month 0.70 08-Mar-2019 - 08-Apr-2019 0.21 20-Nov-2020 - 20-Dec-2020
Quarter 1.93 01-Mar-2019 - 02-Jun-2019 0.70 01-Jul-2021 - 30-Sep-2021
Year 6.68 18-Jan-2019 - 19-Jan-2020 2.99 30-Sep-2020 - 30-Sep-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
CCIL T Bill Liquidity Weight* 3.34 0.40 -1.54 -3.94 -- --
Debt: Liquid* 4.95 0.49 2.04 7.95 1.04 1.64
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Sep-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 1 1 1 34
Modified Duration (yrs) 0.15 0.15 0.00 0.09
Average Maturity (yrs) 0.15 0.15 0.00 0.09
Yield to Maturity (%) 3.39 3.39 2.81 3.44
Avg Credit Rating GOI/Cash -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 16/12/2021 Treasury Bills SOV 0.00 - 71.49 71.49

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Piyush Baranwal since 02-Jan-2019

Education: Mr.Piyush Baranwal is a B. Tech. in Electronics and communication from Manipal Institute of Technology,Manipal.He completed PGDBM in Finance from S.P.Jain Institute of Management and Reserch and CFA.

Experience: Prior to joining YES Mutual Fund he has worked with BOI AXA, Morgan Stanley Investment Management (Jan, 2011-June, 2014) and Principal Pnb AMC as a Dealer- Fixed Income (May, 2008-Jan, 2011).

Funds Managed:


--

Change from previous, NAV as on 17-Oct-2021

Growth: ₹ 1,130.1416

IDCW Weekly: ₹ 1,001.7750

More

IDCW Monthly: ₹ 1,003.4761

IDCW Fortnightly: ₹ 1,001.2090

IDCW Daily: ₹ 1,000.9517


Investment Strategy

The Scheme seeks to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in high quality debt and money market instruments.

Investment Details

Minimum Investment (₹) 2,000
Minimum Addl Investment (₹) 2,000
Minimum SIP Investment (₹) 2,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: YES Mutual Fund
Launch Date: 16-Jan-2019
Return Since Launch: 4.55%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low
Type: Open-ended
Assets: ₹ 35 Cr (As on 30-Sep-2021)
Expense: 0.18% (As on 31-Aug-2021)
Risk Grade: --
Return Grade: Low

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily14-Oct-20210.1650

 13-Oct-20210.0831
 12-Oct-20210.1149
 11-Oct-20210.1388
 10-Oct-20210.1825
 08-Oct-20210.1444
 07-Oct-20210.1014
 06-Oct-20210.0658
 05-Oct-20210.0374
 04-Oct-20210.1062
 03-Oct-20210.1644
 01-Oct-20210.1177
 30-Sep-20210.0602
 28-Sep-20210.0373
 27-Sep-20210.1058
 26-Sep-20210.1523
 24-Sep-20210.0452
 23-Sep-20210.1095
 22-Sep-20210.0902
 21-Sep-20210.0681
 20-Sep-20210.0827
 19-Sep-20210.1591
 17-Sep-20210.1181
 16-Sep-20210.0966
 15-Sep-20210.0507
IDCW Fortnightly12-Oct-20211.2773

 28-Sep-20211.0192
 14-Sep-20211.0620
 31-Aug-20211.0030
 18-Aug-20211.1480
 03-Aug-20211.1138
 20-Jul-20211.1575
 06-Jul-20211.1356
 22-Jun-20211.1385
 08-Jun-20211.1350
 25-May-20211.1576
 11-May-20211.1399
 27-Apr-20211.0532
 14-Apr-20211.1159
 31-Mar-20211.3605
 16-Mar-20211.0633
 02-Mar-20211.1256
 16-Feb-20211.1996
 02-Feb-20211.1200
 19-Jan-20211.1284
 05-Jan-20211.0862
 22-Dec-20201.0844
 08-Dec-20200.9267
 24-Nov-20201.2293
 10-Nov-20201.1336
IDCW Weekly12-Oct-20210.7401

 05-Oct-20210.5496
 28-Sep-20210.5129
 21-Sep-20210.5422
 14-Sep-20210.5379
 07-Sep-20210.5185
 31-Aug-20210.5358
 24-Aug-20210.4617
 18-Aug-20210.6149
 10-Aug-20210.5276
 03-Aug-20210.5554
 27-Jul-20210.5663
 20-Jul-20210.5789
 13-Jul-20210.5715
 06-Jul-20210.5622
 29-Jun-20210.5596
 22-Jun-20210.5655
 15-Jun-20210.5561
 08-Jun-20210.5585
 01-Jun-20210.5609
 25-May-20210.5737
 18-May-20210.5726
 11-May-20210.5603
 04-May-20210.5863
 27-Apr-20210.8146
IDCW Monthly16-Sep-20212.2181

 18-Aug-20212.5897
 16-Jul-20212.4336
 16-Jun-20212.3554
 18-May-20212.6803
 16-Apr-20212.6516
 16-Mar-20212.2225
 16-Feb-20212.5095
 17-Jan-20212.5489
 16-Dec-20201.9833
 18-Nov-20202.9507
 16-Oct-20202.5554
 16-Sep-20202.2488
 18-Aug-20202.6785
 16-Jul-20202.5304
 16-Jun-20202.5985
 17-May-20203.5461
 16-Apr-20202.9476
 17-Mar-20202.9594
 18-Feb-20203.4088
 16-Jan-20203.0249
 17-Dec-20193.1076
 17-Nov-20193.3644
 16-Oct-20193.5588
 17-Sep-20193.3236

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Last Session

Investors' Hangout

Webinar: All about MF Central

DateThursday, 14-Oct-2021
Time12:30 PM - 01:00 PM

Registration Over