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Unrated

YES Liquid Fund - Regular Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to 3 months. They are suitable to park the amount that you have set aside to meet any emergency needs or any surplus money that you don't need for the next few months to an year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these are suitable only to invest for a short time frame of up to one year. Do not invest in this, or any other Liquid fund, if your aim is to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.20 0.01 0.05 0.26 0.88 2.07 5.05 -- -- -- --
CCIL T Bill Liquidity Weight 2.04 0.00 0.04 0.24 0.86 1.94 3.94 -- -- -- --
Debt: Liquid 2.47 0.01 0.06 0.30 1.02 2.34 5.18 -- -- -- --
Rank within category 32 4 35 35 31 33 30 -- -- -- --
Number of funds in category 40 40 40 40 40 40 40 36 35 34 31

As on 09-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
YES Liquid Fund - Regular Plan
Unrated
Jan-19 5.05 -- -- 0.26 45
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 5.53 6.61 6.95 0.32 57,566
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 5.59 6.67 7.00 0.30 43,090
Nippon India Liquid Fund  | Invest Online
5 star
Dec-03 5.55 6.67 6.99 0.27 31,728
Axis Liquid Fund  | Invest Online
4 star
Oct-09 5.54 6.66 6.99 0.22 27,032

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.22 (28-Mar-2019 - 04-Apr-2019) 0.04 (31-Mar-2020 - 07-Apr-2020)
Month 0.69 (08-Mar-2019 - 08-Apr-2019) 0.24 (22-May-2020 - 21-Jun-2020)
Quarter 1.90 (01-Mar-2019 - 02-Jun-2019) 0.86 (23-Mar-2020 - 22-Jun-2020)
Year 6.60 (18-Jan-2019 - 19-Jan-2020) 5.10 (04-Jul-2019 - 03-Jul-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
CCIL T Bill Liquidity Weight* 4.07 0.28 -4.34 -7.86 -- --
Debt: Liquid* 6.19 0.50 3.21 4.32 0.56 1.58
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Jun-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 3 20 2 28
Modified Duration (yrs) 0.03 0.13 0.03 --
Average Maturity (yrs) 0.03 0.13 0.03 --
Yield to Maturity (%) 3.27 6.83 1.81 --

Value Research Fund Style*

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 27/08/2020 Treasury Bills SOV 0.00 - 44.05 44.05
new Reserve Bank of India 91-D 10/09/2020 Treasury Bills SOV 0.00 - 33.00 33.00
new Reserve Bank of India 84-D 20/08/2020 Treasury Bills SOV 0.00 - 9.92 9.92

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

*As on 31-May-2020

Fund Manager

— Piyush Baranwal since 02-Jan-2019

Education: Mr.Piyush Baranwal is a B. Tech. in Electronics and communication from Manipal Institute of Technology,Manipal.He completed PGDBM in Finance from S.P.Jain Institute of Management and Reserch and CFA.

Experience: Prior to joining YES Mutual Fund he has worked with BOI AXA, Morgan Stanley Investment Management (Jan, 2011-June, 2014) and Principal Pnb AMC as a Dealer- Fixed Income (May, 2008-Jan, 2011).

Funds Managed:


0.01%

Change from previous, NAV as on 09-Jul-2020

Growth: ₹ 1,087.1623

Dividend Weekly: ₹ 1,001.5228

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Dividend Monthly: ₹ 1,003.4211

Dividend Fortnightly: ₹ 1,002.9904

Dividend Daily: ₹ 1,000.9374


Investment Strategy

The Scheme seeks to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in high quality debt and money market instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) --
Minimum No of Cheques --
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: YES Mutual Fund
Launch Date: 16-Jan-2019
Return Since Launch: 5.81%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 45 Cr (As on 30-Jun-2020)
Expense: 0.26% (As on 31-May-2020)
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily09-Jul-20200.1594

 08-Jul-20200.0911
 07-Jul-20200.0510
 06-Jul-20200.0689
 05-Jul-20200.1560
 03-Jul-20200.0241
 02-Jul-20200.0757
 01-Jul-20200.0840
 30-Jun-20200.1737
 29-Jun-20200.0423
 28-Jun-20200.1607
 26-Jun-20200.0475
 25-Jun-20200.1557
 24-Jun-20200.1899
 23-Jun-20200.1166
 22-Jun-20200.0807
 21-Jun-20200.2286
 19-Jun-20200.0020
 18-Jun-20200.1028
 17-Jun-20200.1120
 16-Jun-20200.0831
 15-Jun-20200.0884
 14-Jun-20200.1803
 12-Jun-20200.0717
 11-Jun-20200.1093
Dividend Fortnightly07-Jul-20201.1850

 23-Jun-20201.2139
 09-Jun-20201.0651
 26-May-20201.3693
 12-May-20201.4316
 28-Apr-20201.8894
 14-Apr-20201.0276
 31-Mar-20201.0075
 17-Mar-20201.5058
 03-Mar-20201.4667
 18-Feb-20201.4621
 04-Feb-20201.4247
 21-Jan-20201.3358
 07-Jan-20201.4318
 24-Dec-20191.3501
 26-Nov-20191.4257
 12-Nov-20191.2491
 30-Oct-20191.6635
 15-Oct-20191.7020
 01-Oct-20191.6802
 17-Sep-20191.5413
 04-Sep-20191.7425
 20-Aug-20191.7047
 06-Aug-20191.7582
 23-Jul-20191.8597
Dividend Weekly07-Jul-20200.4404

 30-Jun-20200.7250
 23-Jun-20200.6063
 16-Jun-20200.6052
 09-Jun-20200.5435
 02-Jun-20200.6088
 26-May-20200.7174
 19-May-20200.6095
 12-May-20200.7092
 05-May-20200.7650
 28-Apr-20200.7781
 21-Apr-20201.1701
 14-Apr-20200.5864
 07-Apr-20200.3066
 31-Mar-20200.4794
 24-Mar-20200.6520
 17-Mar-20200.6168
 10-Mar-20200.8626
 03-Mar-20200.7294
 25-Feb-20200.6045
 18-Feb-20200.8105
 11-Feb-20200.7437
 04-Feb-20200.6341
 28-Jan-20200.8168
 21-Jan-20200.7771
Dividend Monthly16-Jun-20202.5429

 17-May-20203.4623
 16-Apr-20202.8808
 17-Mar-20202.9161
 18-Feb-20203.3604
 16-Jan-20202.9777
 17-Dec-20193.0699
 17-Nov-20193.3144
 16-Oct-20193.5145
 17-Sep-20193.2824
 18-Aug-20194.1147
 16-Jul-20193.9152
 18-Jun-20194.5877
 16-May-20194.0009
 16-Apr-20194.5873
 17-Mar-20193.8456
 17-Feb-20194.0540

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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