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2 star

YES Liquid Fund - Regular Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.31 -0.01 0.05 0.24 0.70 1.43 2.91 -- -- -- --
CCIL T Bill Liquidity Weight 1.62 -0.02 0.03 0.12 0.52 1.08 2.06 -- -- -- --
Debt: Liquid 2.50 0.00 0.05 0.26 0.79 1.58 3.12 -- -- -- --
Rank within category 37 42 40 39 39 38 36 -- -- -- --
Number of funds in category 41 42 42 42 42 41 41 38 35 34 32

As on 18-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
YES Liquid Fund - Regular Plan
2 star
Jan-19 2.91 -- -- 0.26% 35
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.15 4.98 5.75 0.32% 34,592
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.17 5.02 5.78 0.32% 28,554
Axis Liquid Fund
4 star
Oct-09 3.19 5.01 5.79 0.26% 24,318
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 3.13 5.01 5.78 0.32% 21,655

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.22 28-Mar-2019 - 04-Apr-2019 0.03 26-Nov-2020 - 03-Dec-2020
Month 0.69 08-Mar-2019 - 08-Apr-2019 0.21 20-Nov-2020 - 20-Dec-2020
Quarter 1.90 01-Mar-2019 - 02-Jun-2019 0.68 01-Jul-2021 - 30-Sep-2021
Year 6.60 18-Jan-2019 - 19-Jan-2020 2.91 30-Sep-2020 - 30-Sep-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
CCIL T Bill Liquidity Weight* 3.34 0.40 -1.54 -3.94 -- --
Debt: Liquid* 4.76 0.49 1.63 6.49 1.02 1.44
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Sep-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 1 1 1 34
Modified Duration (yrs) 0.15 0.15 0.00 0.09
Average Maturity (yrs) 0.15 0.15 0.00 0.08
Yield to Maturity (%) 3.39 3.39 2.81 3.47
Avg Credit Rating GOI/Cash -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 16/12/2021 Treasury Bills SOV 0.00 - 71.49 71.49

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Piyush Baranwal since 02-Jan-2019

Education: Mr.Piyush Baranwal is a B. Tech. in Electronics and communication from Manipal Institute of Technology,Manipal.He completed PGDBM in Finance from S.P.Jain Institute of Management and Reserch and CFA.

Experience: Prior to joining YES Mutual Fund he has worked with BOI AXA, Morgan Stanley Investment Management (Jan, 2011-June, 2014) and Principal Pnb AMC as a Dealer- Fixed Income (May, 2008-Jan, 2011).

Funds Managed:


0.01%

Change from previous, NAV as on 19-Oct-2021

Growth: ₹ 1,127.7071

IDCW Weekly: ₹ 1,001.7980

More

IDCW Monthly: ₹ 1,001.4031

IDCW Fortnightly: ₹ 1,003.2359

IDCW Daily: ₹ 1,000.9409


Investment Strategy

The Scheme seeks to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in high quality debt and money market instruments.

Investment Details

Minimum Investment (₹) 2,000
Minimum Addl Investment (₹) 2,000
Minimum SIP Investment (₹) 2,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: YES Mutual Fund
Launch Date: 16-Jan-2019
Return Since Launch: 4.45%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low
Type: Open-ended
Assets: ₹ 35 Cr (As on 30-Sep-2021)
Expense: 0.26% (As on 31-Aug-2021)
Risk Grade: --
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily17-Oct-20210.2339

 14-Oct-20210.1138
 13-Oct-20210.0951
 12-Oct-20210.1048
 11-Oct-20210.1327
 10-Oct-20210.1505
 08-Oct-20210.1706
 07-Oct-20210.0798
 06-Oct-20210.0762
 05-Oct-20210.0591
 04-Oct-20210.1124
 03-Oct-20210.1728
 01-Oct-20210.1251
 30-Sep-20210.0846
 29-Sep-20210.0125
 28-Sep-20210.0393
 27-Sep-20210.0684
 26-Sep-20210.1538
 24-Sep-20210.0467
 23-Sep-20210.0708
 22-Sep-20210.0724
 21-Sep-20210.0485
 20-Sep-20210.0387
 19-Sep-20210.1546
 17-Sep-20210.0741
IDCW Fortnightly12-Oct-20211.2458

 28-Sep-20210.9866
 14-Sep-20211.0219
 31-Aug-20210.9682
 18-Aug-20211.1078
 03-Aug-20211.0889
 20-Jul-20211.1121
 06-Jul-20211.1020
 22-Jun-20211.1343
 08-Jun-20211.1045
 25-May-20211.1368
 11-May-20211.1296
 27-Apr-20211.0455
 14-Apr-20211.0905
 31-Mar-20211.3535
 16-Mar-20211.0540
 02-Mar-20211.1073
 16-Feb-20211.1854
 02-Feb-20211.1104
 19-Jan-20211.1197
 05-Jan-20211.0406
 22-Dec-20201.0752
 08-Dec-20200.9212
 24-Nov-20201.2322
 10-Nov-20201.1454
IDCW Weekly12-Oct-20210.7181

 05-Oct-20210.5272
 28-Sep-20210.4950
 21-Sep-20210.4792
 14-Sep-20210.5103
 07-Sep-20210.4964
 31-Aug-20210.5161
 24-Aug-20210.4363
 18-Aug-20210.5852
 10-Aug-20210.5047
 03-Aug-20210.5315
 27-Jul-20210.5416
 20-Jul-20210.5592
 13-Jul-20210.5483
 06-Jul-20210.5508
 29-Jun-20210.5459
 22-Jun-20210.5454
 15-Jun-20210.5435
 08-Jun-20210.5401
 01-Jun-20210.5472
 25-May-20210.5589
 18-May-20210.5660
 11-May-20210.5561
 04-May-20210.5814
 27-Apr-20210.7426
IDCW Monthly16-Sep-20212.1535

 18-Aug-20212.5195
 16-Jul-20212.3738
 16-Jun-20212.2926
 18-May-20212.6042
 16-Apr-20212.5830
 16-Mar-20212.1602
 16-Feb-20212.4506
 17-Jan-20212.4816
 16-Dec-20201.9210
 18-Nov-20202.8843
 16-Oct-20202.4997
 16-Sep-20202.1803
 18-Aug-20202.6084
 16-Jul-20202.4655
 16-Jun-20202.5429
 17-May-20203.4623
 16-Apr-20202.8808
 17-Mar-20202.9161
 18-Feb-20203.3604
 16-Jan-20202.9777
 17-Dec-20193.0699
 17-Nov-20193.3144
 16-Oct-20193.5145
 17-Sep-20193.2824

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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