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1 star

Motilal Oswal Liquid Fund - Regular Plan


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.97 0.01 0.05 0.23 0.70 1.37 2.84 -- -- -- --
CCIL T Bill Liquidity Weight 0.67 0.03 0.04 0.18 0.52 0.98 2.24 -- -- -- --
Debt: Liquid 1.07 0.01 0.06 0.25 0.76 1.51 3.22 -- -- -- --
Rank within category 37 20 36 37 36 37 38 -- -- -- --
Number of funds in category 41 42 42 41 41 41 41 36 34 34 30

As on 07-May-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Motilal Oswal Liquid Fund - Regular Plan  | Invest Online
1 star
Dec-18 2.84 -- -- 0.36 758
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.38 5.60 6.13 0.32 40,714
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.42 5.64 6.17 0.33 30,938
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 3.36 5.64 6.17 0.32 22,828
Axis Liquid Fund
4 star
Oct-09 3.35 5.63 6.17 0.25 21,568

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.14 01-Mar-2019 - 10-Mar-2019 0.02 23-Mar-2020 - 30-Mar-2020
Month 0.53 11-Jan-2019 - 11-Feb-2019 0.19 27-Nov-2020 - 27-Dec-2020
Quarter 1.51 07-Jan-2019 - 08-Apr-2019 0.65 04-Nov-2020 - 03-Feb-2021
Year 5.54 20-Dec-2018 - 22-Dec-2019 2.84 07-May-2020 - 07-May-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
CCIL T Bill Liquidity Weight* 3.56 0.38 -2.17 -5.20 -- --
Debt: Liquid* 5.24 0.66 1.82 3.48 1.03 1.70
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Apr-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 5 7 3 37
Modified Duration (yrs) 0.16 0.16 0.02 0.09
Average Maturity (yrs) 0.17 0.17 0.06 0.09
Yield to Maturity (%) 3.32 3.74 2.90 3.34
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 08/07/2021 Treasury Bills SOV 0.00 - 39.32 39.32
new Reserve Bank of India 91-D 15/07/2021 Treasury Bills SOV 0.00 - 39.30 39.30
new Axis Bank 28/05/2021 Certificate of Deposit A1+ 0.00 - 3.29 3.29
equal Bank of Baroda 28/05/2021 Certificate of Deposit A1+ 0.00 - 3.31 3.29
new National Bank Agr. Rur. Devp 27/07/2021 Certificate of Deposit A1+ 0.00 - 3.27 3.27
equal Others CBLO -- - 10.03

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2021

Fund Manager

— Abhiroop Mukherjee since 11-Dec-2018

Education: Mr. Abhiroop Mukherjee holds B.Com from Calcutta University & PGPBF (Finance) from National Institute of Bank Management.

Experience: Prior to joining Motilal Oswal AMC, he has worked with PNB Gilts Ltd. Mumbai.

Funds Managed:


--

Change from previous, NAV as on 09-May-2021

Growth: ₹ 11.0316

IDCW Weekly: ₹ 10.0146

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IDCW Quarterly: ₹ 10.0376

IDCW Monthly: ₹ 10.0369

IDCW Fortnightly: ₹ 10.0165

IDCW Daily: ₹ 10.0055


Investment Strategy

The Scheme seeks to generate optimal returns with high liquidity to the investors through a portfolio of money market securities.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Motilal Oswal Mutual Fund
Launch Date: 20-Dec-2018
Return Since Launch: 4.20%
Benchmark: CRISIL Liquid TRI
Riskometer: Low
Type: Open-ended
Assets: ₹ 758 Cr (As on 30-Apr-2021)
Expense: 0.36% (As on 31-Mar-2021)
Risk Grade: --
Return Grade: Low

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily07-May-20210.0009

 06-May-20210.0004
 05-May-20210.0011
 04-May-20210.0008
 03-May-20210.0005
 02-May-20210.0016
 30-Apr-20210.0008
 29-Apr-20210.0008
 28-Apr-20210.0006
 27-Apr-20210.0004
 26-Apr-20210.0012
 25-Apr-20210.0016
 23-Apr-20210.0009
 21-Apr-20210.0008
 20-Apr-20210.0012
 19-Apr-20210.0007
 18-Apr-20210.0016
 16-Apr-20210.0006
 15-Apr-20210.0008
 14-Apr-20210.0023
 12-Apr-20210.0003
 11-Apr-20210.0021
 08-Apr-20210.0006
 07-Apr-20210.0007
 06-Apr-20210.0007
IDCW Weekly07-May-20210.0053

 30-Apr-20210.0054
 23-Apr-20210.0051
 16-Apr-20210.0062
 09-Apr-20210.0018
 05-Apr-20210.0084
 26-Mar-20210.0062
 19-Mar-20210.0049
 12-Mar-20210.0055
 05-Mar-20210.0039
 26-Feb-20210.0036
 22-Feb-20210.0092
 12-Feb-20210.0062
 05-Feb-20210.0054
 29-Jan-20210.0054
 22-Jan-20210.0058
 15-Jan-20210.0032
 08-Jan-20210.0044
 01-Jan-20210.0039
 28-Dec-20200.0077
 18-Dec-20200.0047
 11-Dec-20200.0041
 04-Dec-20200.0037
 27-Nov-20200.0054
 20-Nov-20200.0056
IDCW Monthly30-Apr-20210.0270

 26-Mar-20210.0206
 26-Feb-20210.0245
 29-Jan-20210.0227
 28-Dec-20200.0203
 27-Nov-20200.0206
 02-Nov-20200.0315
 25-Sep-20200.0207
 28-Aug-20200.0221
 31-Jul-20200.0327
 26-Jun-20200.0197
 29-May-20200.0276
 26-Apr-20200.0326
 24-Apr-20200.0326
 27-Mar-20200.0224
 28-Feb-20200.0255
 31-Jan-20200.0306
 27-Dec-20190.0242
 29-Nov-20190.0319
 25-Oct-20190.0279
 27-Sep-20190.0268
 30-Aug-20190.0380
 26-Jul-20190.0287
 28-Jun-20190.0294
 31-May-20190.0394
IDCW Fortnightly23-Apr-20210.0113

 09-Apr-20210.0102
 26-Mar-20210.0111
 12-Mar-20210.0094
 26-Feb-20210.0128
 12-Feb-20210.0170
 22-Jan-20210.0089
 08-Jan-20210.0083
 28-Dec-20200.0124
 11-Dec-20200.0078
 27-Nov-20200.0110
 13-Nov-20200.0167
 23-Oct-20200.0117
 09-Oct-20200.0125
 25-Sep-20200.0106
 11-Sep-20200.0100
 28-Aug-20200.0105
 14-Aug-20200.0164
 24-Jul-20200.0102
 10-Jul-20200.0179
 26-Jun-20200.0094
 12-Jun-20200.0162
 22-May-20200.0116
 08-May-20200.0135
 24-Apr-20200.0119
IDCW Quarterly26-Mar-20210.0683

 28-Dec-20200.0730
 25-Sep-20200.0675
 25-Jun-20200.4392

Contact Information

AMC: Motilal Oswal Asset Management Company Ltd.

Address: Motilal Oswal Towers - 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025

Phone: 022-39804238 / 1800-200-6626

Email: [email protected]

Website: http://www.motilaloswalmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Last Session

Investors' Hangout

With the resurgence of COVID-19, what should investors do?

DateFriday, 07-May-2021
Time12:30 PM - 01:00 PM

Registration Over