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Unrated

UTI Fixed Term Income Fund - Series XXX - XIV (1209 Days) - Direct Plan


Debt: FMP

1 Lakh

Investment Grown to
₹ 1.08 Lakh

Suitability:

"Fixed Maturity Plans, as the name suggests, are funds that have a fixed tenure which can vary from three months to five years or even more. Upon the completion of the stated tenure, the fund is wound up and investors' money is returned to them along with accumulated gains. Therefore, they are similar to bank fixed deposits except that they do not offer guaranteed returns even though they aim to better what an FD can fetch.

However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 6.22 0.02 0.12 0.45 1.63 3.46 7.57 -- -- -- --
CCIL T Bill Liquidity Weight 1.64 0.03 0.00 0.11 0.53 1.08 2.06 -- -- -- --
Debt: FMP 3.92 0.01 0.06 0.25 1.11 2.39 5.13 -- -- -- --
Rank within category 17 26 17 5 17 15 23 -- -- -- --
Number of funds in category 277 294 294 292 285 279 277 60 3 3 0

As on 22-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Fixed Term Income Fund - Series XXX - XIV (1209 Days) - Direct Plan
Unrated
Dec-18 7.57 -- -- -- 119
Kotak FMP Series 252 - 1261 Days - Direct Plan
Unrated
Nov-18 4.51 -- -- -- 1,353
HDFC Fixed Maturity Plan - 1487 Days - August 2018 (1) - Direct Plan
Unrated
Sep-18 9.75 10.23 -- 0.25% 793
Kotak FMP Series 239 - 1330 Days - Direct Plan
Unrated
Aug-18 8.12 9.61 -- -- 783
SBI Fixed Maturity Plan - Series 41 (1498 Days) - Direct Plan
Unrated
Mar-21 -- -- -- 0.15% 756

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 2.26 24-Mar-2020 - 31-Mar-2020 -1.50 12-Mar-2020 - 19-Mar-2020
Month 3.06 24-Mar-2020 - 23-Apr-2020 -1.93 25-Feb-2020 - 26-Mar-2020
Quarter 5.04 26-Mar-2020 - 25-Jun-2020 0.17 24-Dec-2019 - 24-Mar-2020
Year 11.28 24-Mar-2020 - 25-Mar-2021 7.00 25-Mar-2019 - 24-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
CCIL T Bill Liquidity Weight* 3.34 0.40 -1.54 -3.94 -- --
Debt: FMP* 8.47 1.91 2.75 6.51 1.56 5.47
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Sep-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 19 19 17 15
Modified Duration (yrs) -- -- -- 0.50
Average Maturity (yrs) 0.43 1.27 0.43 0.52
Yield to Maturity (%) -- -- -- 4.15
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal KKR India Financial Services 16/01/2022 Debenture AA 9.39 - 9.80 9.80
equal Aditya Birla Housing Finance 13/04/2022 Debenture AAA 9.14 - 9.24 9.14
equal 8.45% REC 22/03/2022 Debenture AAA 7.70 - 8.55 7.70
equal 7.85% The Indian Hotels Company 15/04/2022 Bonds/Debentures AA 0.00 - 7.95 7.68
equal 7.60% Nat. Highways Authority 18/03/2022 Bonds AAA 7.67 - 8.46 7.67
equal 7.85% Bhopal Dhule Transmission 2022 Debenture AAA 7.61 - 8.25 7.61
equal 8.75% Amba River Coke 2022 Non Convertible Debenture AA- 7.56 - 8.13 7.56
equal 11.10% Hinduja Leyland Finance 2022 Debenture AA- 7.33 - 7.76 7.33
equal 8.65% Afcons Infrastructure 23/02/2022 Debenture A+ 5.93 - 7.17 6.05
equal 8.49% Punjab State 31/03/2022 State Development Loan SOV 6.00 - 6.64 6.00
up 8.39% Rajasthan State 24/02/2026 State Development Loan SOV 0.00 - 5.56 5.56
equal 8.48% Uttar Pradesh Power Corporation 15/03/2022 Structured Obligation AA 3.80 - 8.15 3.80
equal 9.23% Gujarat State 30/03/2022 State Development Loan SOV 0.00 - 2.38 2.33
equal 8.75% Tamilnadu State 22/02/2022 State Development Loan SOV 0.00 - 1.89 1.71
equal Fullerton India Credit 19/04/2022 Debenture AAA 1.67 - 1.69 1.67
equal 8.21% Haryana State 31/03/2022 State Development Loan SOV 1.41 - 1.56 1.41
equal 9.95% Food Corporation of India 2022 Bonds AAA 1.37 - 1.54 1.37
equal 5.62% Orissa State 15/10/2021 State Development Loan SOV 0.21 - 0.23 0.21
equal 8.30% Reliance Industries 2022 Debenture AAA 0.09 - 0.09 0.09

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Sunil Patil since 12-Dec-2018

Education: Mr. Sunil Patil is an M.Com, MFM and CA LLB-I.

Experience: He joined UTI AMC in October 1989. He has overall 31 years of experience in Primary Market Investment / Dealing and Fund Management.

Funds Managed:


0.02%

Change from previous, NAV as on 22-Oct-2021

Growth: ₹ 12.7857

IDCW Yearly: ₹ 10.5891

More

IDCW Quarterly: ₹ 10.2264

IDCW: ₹ 12.7857


Investment Strategy

The scheme aims to generate returns by investing in a portfolio of fixed income securities maturing on or before the date of maturity of the scheme.

Investment Details

Tenure (Days) 1209
Maturity date 19-Apr-2022

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 27-Dec-2018
Return Since Launch: 9.10%
Benchmark: CRISIL Composite Bond Index
Riskometer: Moderately High
Type: Closed-end

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Quarterly13-Sep-20210.2099

 14-Jun-20210.1598
 18-Mar-20210.2144
 14-Dec-20200.2100
 14-Sep-20200.2059
 17-Jun-20200.3092
 19-Mar-20200.0833
 16-Dec-20190.1573
 24-Sep-20190.1653
 19-Jun-20190.1601
 18-Mar-20190.1341
IDCW Yearly18-Mar-20210.9826

 19-Mar-20200.5798
 18-Mar-20190.1341

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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