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Unrated

IDBI Dividend Yield Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.26 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.33 Lakh

Suitability:

This is a fund that invests mainly in companies which have a high dividend yield, which is basically a financial ratio that indicates how much a company pays out in dividends each year relative to its share price.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in flexi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other dividend yield fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -2.28 0.71 -5.10 0.18 -0.70 9.46 25.61 -- -- -- --
S&P BSE 500 TRI -1.00 0.83 -4.72 1.24 -3.17 8.69 27.73 -- -- -- --
Equity: Thematic-Dividend Yield -1.72 0.91 -4.26 0.49 -1.24 8.53 34.11 -- -- -- --
Rank within category 5 6 6 5 4 4 7 -- -- -- --
Number of funds in category 8 8 8 8 8 8 7 5 5 5 4

As on 25-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDBI Dividend Yield Fund - Regular Plan
Unrated
Dec-18 25.61 -- -- 2.51% 100
UTI Dividend Yield Fund - Regular Plan  | Invest Online
Unrated
May-05 30.06 18.54 14.91 2.09% 3,137
HDFC Dividend Yield Fund - Regular Plan  | Invest Online
Unrated
Dec-20 38.53 -- -- 2.05% 2,833
Templeton India Equity Income Fund  | Invest Online Now
Unrated
May-06 40.81 23.12 16.89 2.29% 1,230
Aditya Birla Sun Life Dividend Yield Fund  | Invest Online
Unrated
Feb-03 31.14 17.76 10.54 2.41% 870

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 9.34 24-Mar-2020 - 31-Mar-2020 -16.45 11-Mar-2020 - 18-Mar-2020
Month 20.62 23-Mar-2020 - 22-Apr-2020 -32.66 20-Feb-2020 - 23-Mar-2020
Quarter 31.91 23-Mar-2020 - 22-Jun-2020 -28.48 23-Dec-2019 - 23-Mar-2020
Year 81.58 23-Mar-2020 - 23-Mar-2021 -23.89 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 20.18 16.65 0.99 1.07 0.73 4.45
S&P BSE 500 TRI 20.28 21.92 0.75 0.85 -- --
Equity: Thematic-Dividend Yield 19.78 19.10 0.85 0.96 0.83 2.28
Rank within category 2 1 1 2 1 2
Number of funds in category 6 6 6 6 6 6

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 41
Top 10 Stocks (%) 45.04
Top 5 Stocks (%) 28.97
Top 3 Sectors (%) 51.55
Portfolio P/B Ratio 3.44
Portfolio P/E Ratio 19.82

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,14,713 1,11,237
Giant (%) 47.94 47.04
Large (%) 12.67 21.39
Mid (%) 33.59 23.40
Small (%) 5.80 8.18
Tiny (%) -- --

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Infosys Technology 33.68 11.52 2.26 10.80
equal Tata Consultancy Services Technology 37.04 5.69 0.00 5.63
equal Carborundum Universal Metals 44.96 5.17 0.00 5.17
equal ICICI Bank Financial 25.00 4.02 0.00 3.71
equal Power Grid Corporation Energy 9.47 3.79 0.00 3.66
equal Atul Chemicals 41.98 3.55 0.00 3.40
equal Divi's Laboratories Healthcare 50.42 4.59 0.00 3.28
equal Tech Mahindra Technology 28.65 3.20 0.00 3.20
equal Relaxo Footwears FMCG 108.08 3.20 0.00 3.16
equal Titan Company Consumer Durable 120.85 3.03 0.00 3.03
equal Escorts Automobile 25.17 4.08 0.00 2.87
equal Bajaj Finance Financial 70.55 3.04 0.00 2.80
equal Tube Investments Of India Automobile 60.46 2.64 0.00 2.64
equal Hindustan Petroleum Corporation Energy 4.70 2.72 0.00 2.56
equal Larsen & Toubro Construction 30.89 2.47 0.00 2.47
equal Maruti Suzuki India Automobile 80.07 2.82 1.24 2.46
equal Reliance Industries Energy 27.82 2.67 0.00 2.37
equal NTPC Energy 9.79 2.60 0.00 2.30
equal Mahanagar Gas Energy 9.48 3.48 0.00 2.23
equal Tata Power Company Energy 52.50 2.23 0.00 2.22
equal Dr. Lal Pathlabs Healthcare 61.27 2.66 0.73 2.14
equal Bharat Electronics Engineering 21.69 2.11 0.00 2.11
equal Multi Commodity Exchange Of India Services 42.67 3.53 0.00 1.87
equal NHPC Energy 9.08 3.21 0.00 1.82
equal Honeywell Automation Engineering 85.92 2.14 0.00 1.69

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Alok Ranjan since 06-Aug-2021

Education: Mr. Ranjan has done MBA (Finance), BSc Physics (Honors)

Experience: Prior to joining IDBI Asset Management Limited he was associated with Shriram Asset Management Ltd. as Fund Manager (Equity), Way2wealth Securities Ltd. as Head of Research and Advisory and First Global Ltd. as Vice President- Research.

Funds Managed:


0.71%

Change from previous, NAV as on 25-Jan-2022

Growth: ₹ 17.1200

IDCW: ₹ 17.1200


Investment Strategy

The scheme seeks to provide long term capital appreciation and dividend distribution by investing predominantly in dividend yielding equity and equity related instruments.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 1,000
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: IDBI Mutual Fund
Launch Date: 21-Dec-2018
Return Since Launch: 20.47%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 100 Cr (As on 31-Dec-2021)
Expense: 2.51% (As on 31-Dec-2021)
Risk Grade: --
Return Grade: --
Turnover: 14.00%

Contact Information

AMC: IDBI Asset Management Ltd.

Address: 4th Floor, IDBI Tower, WTC Complex, Cuffe Parade, Colaba, Mumbai - 400005

Phone: 022-66442800 / 1800-419-4324

Fax: 022-66442801

Email: [email protected]

Website: http://www.idbimutual.co.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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