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Unrated

Sundaram Equity Savings Fund - Regular Plan


1 Lakh

Investment declined to
₹ 0.97 Lakh

₹ 10000

Monthly SIP Declined to
₹ 1.18 Lakh

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Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -4.95 0.30 2.12 0.81 -3.43 -4.67 -2.71 -- -- -- --
VR MIP TRI -2.83 0.30 2.25 1.32 -1.80 -2.13 0.14 -- -- -- --
Hybrid: Equity Savings -5.35 0.31 3.03 0.99 -4.34 -4.81 -3.87 -- -- -- --
Rank within category 11 12 23 18 10 11 11 -- -- -- --
Number of funds in category 23 23 23 23 23 23 22 14 7 0 0

As on 03-Jun-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 4.85 (24-Mar-2020 - 31-Mar-2020) -7.73 (11-Mar-2020 - 18-Mar-2020)
Month 9.32 (23-Mar-2020 - 22-Apr-2020) -16.16 (20-Feb-2020 - 23-Mar-2020)
Quarter 5.19 (19-Sep-2019 - 19-Dec-2019) -15.64 (23-Dec-2019 - 23-Mar-2020)
Year 9.02 (19-Feb-2019 - 19-Feb-2020) -10.98 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR MIP TRI* 5.43 6.39 0.01 0.01 -- --
Hybrid: Equity Savings* 1.92 8.80 -0.37 -0.35 1.28 -3.53
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-May-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 40
Number of Bonds 6
Average Maturity (yrs) 2.34
Top 10 Holdings (%) 50.88
Portfolio P/B Ratio 2.50
Portfolio P/E Ratio 20.36

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 9.30% LIC Housing Fin. 14/09/2022 Debenture AAA 0.00 - 5.11 4.80
equal 8.45% REC 22/03/2022 Debenture AAA 0.00 - 5.06 4.76
new 4.25% HDFC Bank 23/07/2020 Fixed Deposits -- 0.00 - 4.64 4.64
up 8.58% HDFC 18/03/2022 Debenture AAA 0.00 - 2.84 2.84
up 7.99% State Bank of India 28/06/2029 Non Convertible Debenture AAA 0.00 - 2.39 2.39
equal 7.99% REC 23/02/2023 Debenture AAA 0.00 - 2.01 1.89

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Reliance Industries Energy 26.56 10.96 2.88 10.96
up HDFC Financial 14.49 10.23 3.83 10.23
up Ultratech Cement Construction 19.13 3.45 0.00 3.45
up Bharti Airtel Communication -- 3.24 0.00 3.24
down HDFC Bank Financial 20.63 6.20 2.09 3.03
equal ICICI Bank Financial 24.18 3.70 0.96 2.93
equal Tech Mahindra Technology 13.62 3.14 0.00 2.64
equal Indraprastha Gas Energy 29.83 2.56 0.00 2.56
equal Infosys Technology 17.94 4.28 0.23 2.13
down Hindustan Unilever FMCG 73.79 6.96 0.13 1.95
equal Dr. Reddy's Lab Healthcare 32.89 1.85 0.00 1.85
equal Dabur India FMCG 56.57 2.98 1.17 1.75
equal Tata Consumer Products FMCG 73.73 1.61 0.00 1.61
down ITC FMCG 16.09 3.97 1.53 1.57
down Bajaj Auto Automobile 15.63 1.22 0.00 1.22
equal State Bank of India Financial 10.99 5.45 1.19 1.19
equal Torrent Pharmaceuticals Healthcare 38.84 1.09 0.00 1.09
new RBL Bank Financial 12.99 1.01 0.00 1.01
new Bharti Infratel Communication 12.06 0.97 0.00 0.97
equal SBI Life Insurance Company Financial 56.70 1.37 0.00 0.88
equal Larsen & Toubro Construction 13.64 1.92 0.65 0.88
equal United Spirits FMCG 63.88 0.86 0.20 0.86
equal Axis Bank Financial 61.74 3.43 0.74 0.83
down Kotak Mahindra Bank Financial 31.28 1.73 0.00 0.82
equal HDFC Life Insurance Financial 80.14 0.88 0.00 0.81

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2020

Fund Manager

— Dwijendra Srivastava since 16-Nov-2018

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

— S Krishnakumar since 16-Nov-2018

Education: Mr. Kumar is a B. Tech from National Institute of Technology Trichy, and MBA from LIBA Chennai.

Experience: Prior to joining Sundaram BNP Paribas Mutual Fund he has worked with Anush Shares & Securities.

Interviews:

Funds Managed:


0.30%

Change from previous, NAV as on 03-Jun-2020

Growth: ₹ 10.2366

Dividend: ₹ 10.2364


Investment Strategy

The scheme seeks to generate income by investing in debt and arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 250
Minimum No of Cheques 20
Minimum Withdrawal (₹) 100
Minimum Balance (₹) --
Exit Load For units in excess of 25% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 07-Dec-2018
Return Since Launch: 1.58%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 108 Cr (As on 30-Apr-2020)
Expense: 2.42% (As on 30-Apr-2020)
Risk Grade: --
Return Grade: --
Turnover: 478.00%

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Value Investing

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dateFriday, 12-Jun-2020
time12:30 PM - 01:00 PM