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Unrated

Sundaram Equity Savings Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.08 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.25 Lakh

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Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.01 0.08 0.52 0.86 3.02 3.55 8.00 -- -- -- --
Hybrid: Equity Savings 1.13 0.06 0.58 1.32 3.41 3.85 7.87 -- -- -- --
Rank within category 13 9 14 18 15 15 13 -- -- -- --
Number of funds in category 23 23 23 23 23 22 20 13 6 0 0

As on 17-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week -- ( - ) -- ( - )
Month 3.12 (07-Oct-2019 - 07-Nov-2019) -2.37 (05-Jul-2019 - 05-Aug-2019)
Quarter 5.19 (19-Sep-2019 - 19-Dec-2019) -2.03 (04-Jun-2019 - 03-Sep-2019)
Year 7.75 (21-Dec-2018 - 23-Dec-2019) 6.84 (04-Jan-2019 - 06-Jan-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
Hybrid: Equity Savings* 6.67 4.69 0.22 0.34 0.94 -1.98
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Dec-2019

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 38
Number of Bonds 8
Average Maturity (yrs) 1.26
Top 10 Holdings (%) 48.67
Portfolio P/B Ratio 2.95
Portfolio P/E Ratio 26.81

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new 9.30% LIC Housing Fin. 14/09/2022 Debenture AAA 0.00 - 3.61 3.61
equal 8.23% HUDCO 15/04/2022 Non Convertible Debenture AAA 0.00 - 3.57 3.57
equal 8.45% REC 22/03/2022 Debenture AAA 0.00 - 3.61 3.56
equal 8.39% National Bank Agr. Rur. Devp 19-D 19/07/2021 Debenture AAA 0.00 - 3.81 3.55
equal 7.80% HDB Financial Services 29/06/2020 Bonds AAA 2.69 - 3.45 2.79
equal 7.73% Power Finance Corp. 2021 Non Convertible Debenture AAA 0.00 - 2.68 1.89
down 7.65% IRFC 15/03/2021 Debenture AAA 1.41 - 4.76 1.41
equal 8.58% HDFC 18/03/2022 Debenture AAA 0.00 - 0.71 0.71

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up HDFC Financial 34.95 9.60 3.83 9.60
equal Reliance Industries Energy 23.87 9.12 2.88 9.12
equal HDFC Bank Financial 29.93 6.20 2.09 6.08
up Hindustan Unilever FMCG 67.70 3.63 0.13 3.63
equal ICICI Bank Financial 66.86 3.70 0.96 3.17
equal Tech Mahindra Technology 17.00 2.78 0.00 2.78
down Infosys Technology 20.00 4.28 0.23 2.77
equal Mahindra & Mahindra Automobile 12.98 3.07 1.49 2.72
equal ITC FMCG 21.23 3.97 1.53 2.57
down Jindal Steel & Power Metals -- 2.55 0.00 2.55
equal Dabur India FMCG 57.61 2.98 2.10 2.39
down Kotak Mahindra Bank Financial 39.46 1.73 0.00 1.62
up State Bank of India Financial 28.05 5.45 1.22 1.62
equal Larsen & Toubro Construction 19.36 1.92 0.65 1.44
equal SBI Life Insurance Company Financial 81.43 1.37 0.00 1.34
equal Axis Bank Financial 46.94 3.43 0.91 1.19
equal Bajaj Finserv Financial 41.37 1.22 0.27 1.17
equal GSK Consumer Healthcare FMCG 34.12 1.05 0.00 0.95
up Tata Consultancy Services Technology 25.69 2.93 0.16 0.90
equal HDFC Life Insurance Financial 91.33 0.88 0.00 0.88
equal Grasim Industries Construction 11.66 2.18 0.08 0.88
equal Torrent Pharmaceuticals Healthcare 61.29 0.83 0.00 0.83
up HCL Technologies Technology 16.10 0.87 0.00 0.81
equal Shriram Transport Finance Financial 8.87 1.40 0.00 0.78
up Sun Pharmaceutical Inds. Healthcare 25.19 2.76 0.00 0.75

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Dwijendra Srivastava since 16-Nov-2018

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

— S Krishnakumar since 16-Nov-2018

Education: Mr. Kumar is a B. Tech from National Institute of Technology Trichy, and MBA from LIBA Chennai.

Experience: Prior to joining Sundaram BNP Paribas Mutual Fund he has worked with Anush Shares & Securities.

Interviews:

Funds Managed:


0.08%

Change from previous, NAV as on 17-Jan-2020

Growth: ₹ 10.8786

Dividend: ₹ 10.8784


Investment Strategy

The scheme seeks to generate income by investing in debt and arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 100
Minimum No of Cheques 20
Minimum Withdrawal (₹) 100
Minimum Balance (₹) --
Exit Load For units in excess of 25% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 07-Dec-2018
Return Since Launch: 7.86%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 144 Cr (As on 31-Dec-2019)
Expense: 2.35% (As on 31-Dec-2019)
Risk Grade: --
Return Grade: --
Turnover: --

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills, Hyderabad - 500034

Phone: 040-23312454

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Value Investing

Evaluating a company's financial health from the Cash Flow Statement

dateSaturday, 25-Jan-2020
time12:30 PM - 01:00 PM