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Unrated

UTI Fixed Term Income Fund - Series XXX - XI (1246 Days) - Regular Plan


Debt: FMP

1 Lakh

Investment Grown to
₹ 1.07 Lakh

Suitability:

Fixed Maturity Plans, as the name suggests, are funds that have a fixed tenure which can vary from three months to five years or even more. Upon the completion of the stated tenure, the fund is wound up and investors' money is returned to them along with accumulated gains. Therefore, they are similar to bank fixed deposits except that they do not offer guaranteed returns even though they aim to better what an FD can fetch.

However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 5.63 0.01 0.15 0.41 1.52 3.53 7.22 -- -- -- --
CCIL T Bill Liquidity Weight 1.64 0.03 0.06 0.17 0.57 1.12 2.12 -- -- -- --
Debt: FMP 3.65 0.01 0.13 0.25 1.13 2.40 5.04 -- -- -- --
Rank within category 21 70 38 11 21 11 25 -- -- -- --
Number of funds in category 282 299 299 296 289 284 282 58 3 3 0

As on 14-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Fixed Term Income Fund - Series XXX - XI (1246 Days) - Regular Plan
Unrated
Nov-18 7.22 -- -- 0.35 142
Kotak FMP Series 252 - 1261 Days - Regular Plan
Unrated
Nov-18 4.36 -- -- 0.09 1,353
HDFC Fixed Maturity Plan - 1487 Days - August 2018 (1) - Regular Plan
Unrated
Sep-18 9.96 9.74 -- 0.27 793
Kotak FMP Series 239 - 1330 Days - Regular Plan
Unrated
Aug-18 8.22 9.56 -- 0.12 783
SBI Fixed Maturity Plan - Series 41 (1498 Days) - Regular Plan
Unrated
Mar-21 -- -- -- 0.35 756

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 2.17 24-Mar-2020 - 31-Mar-2020 -1.47 12-Mar-2020 - 19-Mar-2020
Month 2.94 24-Mar-2020 - 23-Apr-2020 -1.85 25-Feb-2020 - 26-Mar-2020
Quarter 4.65 26-Mar-2020 - 25-Jun-2020 0.17 24-Dec-2019 - 24-Mar-2020
Year 10.66 06-Feb-2019 - 06-Feb-2020 6.93 25-Mar-2019 - 24-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
CCIL T Bill Liquidity Weight* 3.34 0.40 -1.54 -3.94 -- --
Debt: FMP* 8.22 1.91 2.62 6.15 1.53 5.21
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Sep-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 22 23 20 15
Modified Duration (yrs) -- -- -- --
Average Maturity (yrs) 0.49 1.27 0.49 --
Yield to Maturity (%) -- -- -- --
Avg Credit Rating AAA -- -- --

Value Research Fund Style*

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 9.23% Gujarat State 30/03/2022 State Development Loan SOV 0.00 - 9.84 9.76
equal KKR India Financial Services 16/01/2022 Debenture AA 9.17 - 9.61 9.61
equal 9.18% Tata Capital Housing Finance 13/04/2022 Debenture AAA 7.97 - 8.84 7.97
equal 7.85% The Indian Hotels Company 15/04/2022 Bonds/Debentures AA 0.00 - 8.07 7.81
equal 11.10% Hinduja Leyland Finance 2022 Debenture AA- 7.23 - 7.63 7.23
equal 8.75% Amba River Coke 2022 Non Convertible Debenture AA- 7.19 - 7.72 7.19
equal 8.46% Housing & Urban Development Corporation 15/02/2022 Non Convertible Debenture AAA 6.44 - 7.14 6.44
equal 8.65% Afcons Infrastructure 23/02/2022 Debenture A+ 5.64 - 6.81 5.76
equal 9.95% Food Corporation of India 2022 Bonds AAA 5.41 - 6.07 5.41
equal 8.21% Haryana State 31/03/2022 State Development Loan SOV 4.55 - 5.01 4.55
equal 8.39% Rajasthan State 24/02/2026 State Development Loan SOV 0.00 - 3.98 3.95
equal 8.97% Uttar Pradesh Power Corporation 15/02/2022 Bonds AA 3.72 - 7.99 3.72
equal 9.14% Punjab State 25/04/2022 State Development Loan SOV 0.00 - 3.50 3.38
equal Aditya Birla Finance 2022 Debenture AAA 2.54 - 2.56 2.54
equal 9.20% Andhra Pradesh State 2022 State Development Loan SOV 0.00 - 1.68 1.65
equal 8.60% National Bank Agr. Rur. Devp 31/01/2022 Debenture AAA 1.50 - 1.66 1.50
equal 8.49% Punjab State 31/03/2022 State Development Loan SOV 1.44 - 1.59 1.44
equal 7.87% Larsen & Toubro 18/04/2022 Non Convertible Debenture AAA 1.43 - 1.58 1.43
equal 8.76% Maharashtra State 22/02/2022 State Development Loan SOV 0.72 - 0.80 0.72
equal 5.62% Orissa State 15/10/2021 State Development Loan SOV 0.53 - 0.57 0.53
equal 8.75% Tamilnadu State 22/02/2022 State Development Loan SOV 0.00 - 0.39 0.36
equal 8.48% Uttar Pradesh Power Corporation 15/03/2022 Structured Obligation AA 0.21 - 0.45 0.21

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

*As on 31-Aug-2021

Fund Manager

— Sunil Patil since 12-Nov-2018

Education: Mr. Sunil Patil is an M.Com, MFM and CA LLB-I.

Experience: He joined UTI AMC in October 1989. He has overall 31 years of experience in Primary Market Investment / Dealing and Fund Management.

Funds Managed:


0.01%

Change from previous, NAV as on 14-Oct-2021

Growth: ₹ 12.7673

IDCW Yearly: ₹ 10.5254

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IDCW Quarterly: ₹ 10.1990

Flexi IDCW: ₹ 12.7673


Investment Strategy

The scheme aims to generate returns by investing in a portfolio of fixed income securities maturing on or before the date of maturity of the scheme.

Investment Details

Tenure (Days) 1246
Maturity date 26-Apr-2022

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 27-Nov-2018
Return Since Launch: 8.85%
Benchmark: CRISIL Composite Bond Index
Riskometer: Moderate
Type: Closed-end

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Quarterly13-Sep-20210.1974

 14-Jun-20210.1376
 18-Mar-20210.2123
 14-Dec-20200.2065
 14-Sep-20200.2034
 17-Jun-20200.2676
 19-Mar-20200.1117
 16-Dec-20190.1606
 24-Sep-20190.1614
 19-Jun-20190.1563
 18-Mar-20190.1462
 19-Dec-20180.0346
IDCW Yearly18-Mar-20210.9293

 19-Mar-20200.6036
 18-Mar-20190.1814

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Last Session

Investors' Hangout

Webinar: All about MF Central

DateThursday, 14-Oct-2021
Time12:30 PM - 01:00 PM

Registration Over