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Unrated

Union Value Discovery Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.07 Lakh

₹ 10000

Monthly SIP Grown to
₹ 0.31 Lakh

Analyst's Choice?

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

This fund follows a value/contrarian style of investing, which endeavours to find stocks that are priced significantly lower than what the fund management team believes their true worth is.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other value oriented fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1 Month 3 Months 1 Years 3 Years 5 Years 10 Years
Fund 3.69 1.43 7.34 5.12 -- -- --
S&P BSE 500 TRI 7.97 1.57 8.28 9.13 -- -- --
Equity: Value Oriented 1.44 1.09 5.51 2.65 -- -- --
Rank within category 7 6 6 7 -- -- --
Number of funds in category 17 17 17 17 14 13 12

As on 13-Dec-2019

Best & Worst Performance

Best (Period) Worst (Period)
Month 9.89 (18-Feb-2019 - 20-Mar-2019) -8.94 (03-Jul-2019 - 02-Aug-2019)
Quarter 10.34 (05-Aug-2019 - 04-Nov-2019) -11.52 (04-Jun-2019 - 03-Sep-2019)
Year -- ( - ) -- ( - )

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
S&P BSE 500 TRI* 13.11 13.17 0.56 0.86 -- --
Equity: Value Oriented* 8.95 13.96 0.23 0.37 0.53 5.37
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Nov-2019

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 43
Top 10 Stocks (%) 52.77
Top 5 Stocks (%) 34.28
Top 3 Sectors (%) 58.85
Portfolio P/B Ratio 2.38
Portfolio P/E Ratio 18.98

Portfolio Aggregates

Fund Benchmark Category
Average Mkt Cap (Rs Cr) 1,08,710 2,78,517 79,222
Giant (%) 62.33 59.50 46.35
Large (%) 14.69 18.52 15.95
Mid (%) 9.69 16.63 24.61
Small (%) 13.29 5.32 14.76
Tiny (%) -- 0.01 0.28

Value Research Fund Style

Sector Allocation vis-à-vis Benchmark

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 67.66 8.11 4.41 8.11
equal Reliance Industries Energy 23.90 7.80 0.00 7.80
equal State Bank of India Financial 29.35 6.79 3.41 6.79
equal HDFC Bank Financial 29.57 6.39 3.51 6.39
equal Infosys Technology 19.54 6.40 3.78 5.19
equal Larsen & Toubro Construction 19.37 4.71 3.87 4.19
equal Axis Bank Financial 47.71 4.49 3.43 4.15
equal ITC FMCG 21.38 5.71 3.61 3.61
equal Power Grid Corporation Energy 6.24 3.75 2.01 3.32
equal NTPC Energy 9.75 3.33 1.70 3.22
equal Tata Chemicals Chemicals 13.90 3.16 1.60 3.16
equal BPCL Energy 16.82 3.06 0.00 3.03
equal Sun Pharmaceutical Inds. Healthcare 24.31 2.48 1.94 2.35
equal Maruti Suzuki India Automobile 35.88 3.37 0.00 2.24
equal Bajaj Auto Automobile 18.11 2.81 1.99 2.15
equal Rites Construction 11.64 2.02 1.29 2.02
equal HCL Technologies Technology 14.61 1.99 1.46 1.93
equal Wipro Technology 14.02 2.17 1.70 1.75
equal Bharti Airtel Communication 3.41 1.35 1.63
equal Lupin Healthcare 109.13 1.61 1.35 1.56
equal Avanti Feeds FMCG 20.33 1.44 0.89 1.44
equal Great Eastern Shipping Co. Services 11.77 1.35 0.33 1.35
equal Petronet LNG Energy 15.42 1.40 0.99 1.35
equal Cipla Healthcare 22.56 1.66 1.25 1.35
equal Multi Commodity Exchange India Financial 25.98 1.29 0.68 1.29

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Nov-2019

Fund Manager

— Vinay Paharia since 14-Nov-2018

Education: Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.

Experience: Prior to joining Union Mutual Fund he was associated with Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).

Interviews:

Funds Managed:


1.14%

Change from previous, NAV as on 13-Dec-2019

Growth: ₹ 10.6700

Dividend: ₹ 10.6700


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing substantially in a portfolio of equity and equity related securities of companies which are undervalued (or are trading below their intrinsic value).

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 2,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: Union Mutual Fund
Launch Date: 05-Dec-2018
Benchmark: S&P BSE 500 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 141 Cr (As on 30-Nov-2019)
Expense: 2.48% (As on 30-Nov-2019)
Risk Grade: --
Return Grade: --
Turnover: --

News & Analysis

Contact Information

AMC: Union Asset Management Company Pvt.Ltd.

Address: Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai - 400059

Phone: 022-67483300 / 1800-200-2268

Fax: 022-67483400/3401/3402

Email: [email protected]

Website: www.unionmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Investors' Hangout

Why you should ditch dividend plans

dateFriday, 20-Dec-2019
time12:30 PM - 01:00 PM