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Unrated

Union Value Discovery Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.38 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.36 Lakh

Suitability:

"When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This fund follows a value/contrarian style of investing, which endeavours to find stocks that are priced significantly lower than what the fund management team believes is their true worth.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other value-oriented fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 29.83 0.92 -2.90 -4.65 1.74 13.49 38.02 -- -- -- --
S&P BSE 100 TRI 25.50 1.01 -1.64 -3.71 1.12 11.47 34.03 -- -- -- --
Equity: Value Oriented 33.07 0.78 -2.35 -4.20 1.62 12.56 40.89 -- -- -- --
Rank within category 10 5 16 13 8 9 8 -- -- -- --
Number of funds in category 17 20 20 20 18 17 16 15 13 12 12

As on 01-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Union Value Discovery Fund - Regular Plan
Unrated
Dec-18 38.02 -- -- 2.57% 138
Invesco India Contra Fund  | Invest Online
4 star
Apr-07 34.76 18.17 18.11 1.88% 8,458
UTI Value Opportunities Fund - Regular Plan  | Invest Online
4 star
Jul-05 35.53 19.36 16.15 1.88% 6,661
Nippon India Value Fund  | Invest Online
4 star
Jun-05 44.96 19.31 17.05 2.01% 4,368
SBI Contra Fund  | Invest Online
4 star
Jul-99 60.75 24.36 17.04 2.09% 3,106

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 12.43 01-Apr-2020 - 09-Apr-2020 -16.99 11-Mar-2020 - 18-Mar-2020
Month 23.48 23-Mar-2020 - 22-Apr-2020 -35.63 20-Feb-2020 - 23-Mar-2020
Quarter 39.42 23-Mar-2020 - 22-Jun-2020 -35.99 23-Dec-2019 - 23-Mar-2020
Year 100.00 23-Mar-2020 - 23-Mar-2021 -34.47 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
S&P BSE 100 TRI* 18.50 21.49 0.68 0.81 -- --
Equity: Value Oriented* 18.32 23.02 0.63 0.69 1.02 -0.52
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 41
Top 10 Stocks (%) 44.53
Top 5 Stocks (%) 24.93
Top 3 Sectors (%) 50.73
Portfolio P/B Ratio 3.09
Portfolio P/E Ratio 21.48

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,25,774 1,15,878
Giant (%) 51.69 46.37
Large (%) 21.03 18.70
Mid (%) 18.08 25.90
Small (%) 9.20 10.47
Tiny (%) -- 0.39

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 24.36 8.84 3.51 6.44
equal HDFC Financial 23.54 6.10 0.00 4.94
equal Infosys Technology 34.54 8.15 3.78 4.81
equal State Bank of India Financial 14.80 6.88 0.00 4.39
equal ICICI Bank Financial 23.82 8.11 3.83 4.35
equal Bharti Airtel Communication 140.01 5.96 1.35 4.10
equal Larsen & Toubro Construction 28.66 4.99 3.63 4.08
equal Piramal Enterprises Healthcare 50.66 4.16 0.00 3.94
equal Ultratech Cement Construction 33.16 4.77 0.00 3.94
equal Reliance Industries Energy 31.93 9.15 0.00 3.54
equal Wipro Technology 28.72 3.67 0.00 3.52
equal Maruti Suzuki India Automobile 52.33 4.73 0.00 3.51
equal Interglobe Aviation Services -- 3.50 0.00 3.50
equal Bharat Petroleum Corporation Energy 4.47 4.27 0.00 3.12
equal Prestige Estates Projects Construction 11.66 2.94 0.00 2.53
equal Tata Motors DVR Automobile -- 2.10 0.46 2.10
equal Hindalco Inds. Metals 9.53 2.81 0.00 2.08
equal ITC FMCG 19.16 6.49 2.01 2.01
equal NTPC Energy 9.25 3.42 1.70 1.97
equal SBI Life Insurance Company Insurance 94.27 2.14 0.00 1.95
down Tata Power Company Energy 49.50 2.07 0.00 1.91
equal Coromandel International Chemicals 16.21 2.46 0.00 1.85
equal Muthoot Finance Financial 14.65 2.02 0.00 1.72
equal Alkem Laboratories Healthcare 24.14 1.92 0.00 1.70
equal Persistent Systems Technology 56.31 1.61 0.00 1.61

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Sanjay Bembalkar since 07-Jun-2021

Education: Mr. Bembalkar has done B.Com, M.Sc. (Accounting and Finance), ACA, CFA Charterholder .

Experience: Research Analyst - Equity - Canara Robeco Asset Management Company Ltd. (December 2017 to September 2019) Research Analyst - Equity - LIC Mutual Fund Asset Management Ltd.(August 2015 to December 2017) Assistant Vice President - Quantum Advisors Pvt. Ltd (April 2010 to August 2015) Intern Analyst - Autonomous Research LLP (August 2009 to January 2010).

Funds Managed:

— Vinay Paharia since 14-Nov-2018

Education: Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.

Experience: Prior to joining Union Mutual Fund he was associated with Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).

Interviews:

Funds Managed:


0.92%

Change from previous, NAV as on 01-Dec-2021

Growth: ₹ 16.4100

IDCW: ₹ 16.4100


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing substantially in a portfolio of equity and equity related securities of companies which are undervalued (or are trading below their intrinsic value).

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 2,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 1% for redemption within 15 days

Basic Details

Fund House: Union Mutual Fund
Launch Date: 05-Dec-2018
Return Since Launch: 18.00%
Benchmark: S&P BSE 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 138 Cr (As on 31-Oct-2021)
Expense: 2.57% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: --
Turnover: 48.00%

Contact Information

AMC: Union Asset Management Company Pvt.Ltd.

Address: Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai - 400059

Phone: 022-67483300 / 1800-200-2268

Fax: 022-67483400/3401/3402

Email: [email protected]

Website: http://www.unionmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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