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Unrated

Baroda Dynamic Equity Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.31 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.38 Lakh

Suitability:

When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.

These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 19.18 0.52 1.94 3.28 9.96 16.53 30.57 -- -- -- --
VR Balanced TRI 26.86 0.84 2.55 4.09 13.33 24.09 45.59 -- -- -- --
Hybrid: Dynamic Asset Allocation 18.44 0.37 1.41 2.64 7.40 15.00 29.69 -- -- -- --
Rank within category 9 4 5 6 5 6 9 -- -- -- --
Number of funds in category 25 27 27 27 26 26 25 17 12 10 0

As on 14-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Baroda Dynamic Equity Fund - Direct Plan
Unrated
Nov-18 30.57 -- -- 0.82 1,485
ICICI Prudential Balanced Advantage Fund - Direct Plan  | Invest Now
4 star
Jan-13 28.50 15.18 12.39 1.04 35,737
Kotak Balanced Advantage Fund - Direct Plan  | Invest Online
5 star
Aug-18 23.79 15.72 -- 0.46 11,286
Edelweiss Balanced Advantage Fund - Direct Plan  | Invest Online
5 star
Jan-13 37.28 19.82 15.24 0.42 5,845
Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan  | Invest Online
4 star
Jan-13 31.82 15.35 11.95 0.63 5,485

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 6.87 24-Mar-2020 - 31-Mar-2020 -9.80 16-Mar-2020 - 23-Mar-2020
Month 13.76 23-Mar-2020 - 22-Apr-2020 -20.51 20-Feb-2020 - 23-Mar-2020
Quarter 23.12 23-Mar-2020 - 22-Jun-2020 -18.56 23-Dec-2019 - 23-Mar-2020
Year 61.51 23-Mar-2020 - 23-Mar-2021 -11.60 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR Balanced TRI* 17.41 18.03 0.75 0.87 -- --
Hybrid: Dynamic Asset Allocation* 12.65 12.25 0.71 0.77 0.62 0.41
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Sep-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 59
Top 10 Holdings (%) 26.83
Top 5 Holdings (%) 15.88
Top 3 Sectors (%) 24.97
Portfolio P/B Ratio 2.99
Portfolio P/E Ratio 23.90
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 7.37% GOI 16/04/2023 GOI Securities SOV 0.00 - 3.36 2.46
equal 6.84% GOI 19/12/2022 GOI Securities SOV 0.00 - 2.64 1.74
equal 5.09% GOI 13/04/2022 GOI Securities SOV 0.00 - 2.56 1.70
equal 5.53% National Bank Agr. Rur. Devp 22/02/2024 Non Convertible Debenture AAA 0.00 - 2.54 1.70
new 6.44% HDFC Bank 27/09/2028 Non Convertible Debenture AAA 0.00 - 1.68 1.68
new 5.63% GOI 2026 GOI Securities SOV 0.00 - 1.68 1.68
equal 7.49% Indian Railway Finance Corporation 30/05/2027 Debenture AAA 0.00 - 2.14 1.43
equal 6.45% REC 2031 Debenture AAA 0.00 - 2.23 1.32
equal 7.26% GOI 14/01/2029 GOI Securities SOV 0.00 - 1.39 1.07
equal 8.39% Rajasthan State 24/02/2026 State Development Loan SOV 0.00 - 1.10 1.03
new 5.27% National Bank Agr. Rur. Devp 23/07/2024 Non Convertible Debenture AAA 0.00 - 1.01 1.01
equal 6.49% National Bank Agr. Rur. Devp 30/12/2030 Non Convertible Debenture AAA 0.00 - 1.69 1.00
new 7.70% Shriram City Union Finance 21/12/2022 Non Convertible Debenture AA 0.00 - 0.98 0.98
new Piramal Capital & Housing Finance 240-D 29/04/2022 Commercial Paper A1+ 0.00 - 0.90 0.90
equal 7.17% Nat. Highways Authority 23/12/2021 Non Convertible Debenture AAA 0.13 - 0.82 0.80
equal HDFC Bank 28/12/2028 Debenture AAA 0.75 - 1.57 0.75
equal 9.60% Hindalco Inds. 2022 Bonds/NCDs AA+ 0.00 - 0.75 0.70
new 6.50% Power Finance Corporation 17/09/2025 Non Convertible Debenture AAA 0.00 - 0.69 0.69
equal 8.13% GOI 16/10/2021 Central Government Loan SOV 0.67 - 1.45 0.67
new 6.67% GOI 15/12/2035 GOI Securities SOV 0.00 - 0.67 0.67
equal Aditya Birla Housing Finance 13/04/2022 Debenture AAA 0.64 - 1.25 0.64
new 5.50% Indian Oil Corporation 20/10/2025 Non Convertible Debenture AAA 0.00 - 0.54 0.54
equal 6.68% GOI 17/09/2031 GOI Securities SOV 0.52 - 1.09 0.52
equal 7.87% Larsen & Toubro 18/04/2022 Non Convertible Debenture AAA 0.48 - 1.03 0.48
equal 11.00% Motilal Oswal Home Finance 2026 Bonds AA- 0.00 - 0.39 0.38

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Infosys Technology 34.54 6.70 0.00 3.95
equal ICICI Bank Financial 25.20 8.02 3.03 3.76
equal Reliance Industries Energy 37.90 7.82 0.00 2.80
equal HDFC Bank Financial 28.44 4.76 1.22 2.71
equal Hindalco Inds. Metals 16.61 3.44 0.00 2.66
equal Axis Bank Financial 29.10 5.49 0.48 2.17
down Reliance Industries Ltd - Partly Paid Equity Energy -- 2.14
equal HDFC Financial 25.18 8.06 1.74 2.10
equal Sun Pharmaceutical Industries Healthcare 33.64 2.51 0.00 2.08
down Indian Railway Catering & Tourism Corporation Services 294.51 1.73 0.00 1.73
up Asian Paints Chemicals 90.63 2.02 0.00 1.58
up HCL Technologies Technology 29.43 1.85 0.00 1.55
up Tata Steel Metals 7.95 1.68 0.00 1.54
down Indian Energy Exchange Services 104.71 1.41 0.00 1.41
equal Tech Mahindra Technology 28.85 2.33 1.05 1.39
new Canara Bank Financial 9.63 1.35 0.00 1.35
equal Tata Power Company Energy 54.19 1.94 0.00 1.31
equal Larsen & Toubro Construction 20.18 2.78 0.00 1.26
equal Dabur India FMCG 60.84 2.14 0.00 1.25
up SAIL Metals 5.53 2.07 0.00 1.21
down Sona BLW Precision Forgings Automobile 204.69 1.20 0.00 1.20
equal Sudarshan Chemical Industries Chemicals 30.84 1.09 0.00 1.06
equal SBI Cards & Payments Services Financial 119.24 3.00 0.00 1.04
equal Tata Consultancy Services Technology 36.52 3.87 0.00 1.01
equal Ipca Laboratories Healthcare 30.99 1.94 0.00 0.97

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Dipak Acharya since 14-Dec-2018

Education: Mr.Acharya is M.Com., AICWA, CAIIB & PGPMS

Experience: He has been working in the investment area in the asset management industry for over 15 years now. He has been with the organization since September 2008. He was also the Fund Manager at BoB Mutual Fund from August 2003. Prior to this, Mr. Acharya was with Bank of Baroda, where he worked in the Treasury Dept. and Credit Dept for 10 years.

Funds Managed:

— Sanjay Chawla since 22-Oct-2018

Education: Mr. Sanjay Chawla holds a Masters degree in Management Studies from BITS, Pilani.

Experience: Prior to joining Baroda Mutual Fund, he worked as Senior Fund Manager with BSL AMC. Before joining Birla, he worked as Head of Research with SBI Capital Markets and has worked in various capacities in equity research space in Motilal Oswal Securities, IDBI Capital Markets, SMIFS Securities, IIT Invest Trust & Lloyds Securities.

Interviews:

Funds Managed:

— Alok Sahoo since 22-Oct-2018

Education: Mr. Sahoo is a B.E and PGDM from XIM Bhubaneshwar.

Experience: Prior to joining Baroda AMC he has worked with UTI Mutual Fund and HSBC Mutual Fund.

Funds Managed:


0.52%

Change from previous, NAV as on 14-Oct-2021

Growth: ₹ 17.3400

IDCW: ₹ 16.0600


Investment Strategy

The scheme seeks to generate capital appreciation by investing in a portfolio of equity or equity linked securities while the secondary objective is to generate income through investments in debt and money market instruments. It also aims to manage risk through active asset allocation.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Baroda Mutual Fund
Launch Date: 14-Nov-2018
Return Since Launch: 20.76%
Benchmark: CRISIL Short-Term Bond Index (50), S&P BSE 200 TRI (50)
Riskometer: High
Type: Open-ended
Assets: ₹ 1,485 Cr (As on 30-Sep-2021)
Expense: 0.82% (As on 31-Aug-2021)
Risk Grade: --
Return Grade: --
Turnover: 378.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW23-Mar-20211.1000

Contact Information

AMC: Baroda Asset Management India Ltd

Address: 501, Raheja Titanium, Western Express Highway, Goregoan, (E) Mumbai - 400063

Phone: +91 22-3074 1000

Fax: +91 22-3074 1001

Email: [email protected]

Website: http://www.barodapioneer.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Last Session

Investors' Hangout

Webinar: All about MF Central

DateThursday, 14-Oct-2021
Time12:30 PM - 01:00 PM

Registration Over