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Unrated

Baroda Dynamic Equity Fund - Regular Plan


Hybrid: Dynamic Asset Allocation

1 Lakh

Investment Grown to
₹ 1.17 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.34 Lakh

Suitability:

When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.

These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 8.50 0.17 1.34 4.93 17.42 5.94 16.75 -- -- -- --
VR Balanced TRI -5.13 0.10 1.11 3.43 17.56 -4.87 4.87 -- -- -- --
Hybrid: Dynamic Asset Allocation 0.69 0.07 0.92 2.67 13.10 -1.32 7.15 -- -- -- --
Rank within category 1 5 4 2 3 2 1 -- -- -- --
Number of funds in category 23 25 25 25 25 24 23 15 12 7 6

As on 07-Aug-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Baroda Dynamic Equity Fund - Regular Plan
Unrated
Nov-18 16.75 -- -- 2.44 566
ICICI Prudential Balanced Advantage Fund  | Invest Now
4 star
Dec-06 7.17 5.26 7.04 1.74 25,409
DSP Dynamic Asset Allocation Fund - Regular Plan  | Invest Online
5 star
Feb-14 8.87 5.05 7.17 2.18 1,418
Edelweiss Balanced Advantage Fund - Regular Plan  | Invest Online
4 star
Aug-09 14.40 6.65 6.34 2.15 1,336
IDFC Dynamic Equity Fund - Regular Plan
4 star
Oct-14 12.31 6.13 6.12 2.37 869

Best & Worst Performance

Best (Period) Worst (Period)
Week 6.80 (24-Mar-2020 - 31-Mar-2020) -9.90 (16-Mar-2020 - 23-Mar-2020)
Month 13.74 (23-Mar-2020 - 22-Apr-2020) -20.66 (20-Feb-2020 - 23-Mar-2020)
Quarter 22.86 (23-Mar-2020 - 22-Jun-2020) -18.89 (23-Dec-2019 - 23-Mar-2020)
Year 16.55 (07-Aug-2019 - 06-Aug-2020) -12.84 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR Balanced TRI* 6.33 17.40 0.06 0.07 -- --
Hybrid: Dynamic Asset Allocation* 3.75 12.04 -0.13 -0.12 0.63 -2.17
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Jul-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 42
Top 10 Holdings (%) 41.88
Top 5 Holdings (%) 27.83
Top 3 Sectors (%) 48.03
Portfolio P/B Ratio 3.09
Portfolio P/E Ratio 26.05

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal HDFC Bank 28/12/2028 Debenture AAA 0.00 - 2.05 1.97
equal Aditya Birla Housing Finance 13/04/2022 Debenture AAA 1.51 - 2.01 1.51
equal 6.68% GOI 17/09/2031 GOI Securities SOV 0.00 - 1.82 1.37
equal 7.87% Larsen & Toubro 18/04/2022 Non Convertible Debenture AAA 1.29 - 1.83 1.29
equal 7.17% GOI 2028 GOI Securities SOV 0.00 - 1.76 0.97
equal Reserve Bank of India 182-D 10/09/2020 Treasury Bills SOV 0.00 - 1.01 0.88
equal 9.50% Indusind Bank 18/04/2022 Bonds AA 0.00 - 0.80 0.76
equal 7.85% National Bank Agr. Rur. Devp 23/05/2022 Non Convertible Debenture AAA 0.00 - 0.85 0.75
equal Aditya Birla Finance 2022 Debenture AAA 0.47 - 0.63 0.47
equal 8.23% HUDCO 15/04/2022 Non Convertible Debenture AAA 0.37 - 0.53 0.37
equal 6.70% IRFC 24/11/2021 Bonds/NCDs AAA 0.36 - 0.51 0.36
equal 7.17% Nat. Highways Authority 23/12/2021 Non Convertible Debenture AAA 0.33 - 2.33 0.33
equal 8.65% Bank of Baroda 2022 Debenture AA+ 0.00 - 0.19 0.18
equal Yes Bank Bonds/NCDs D 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Reliance Industries Energy 34.17 7.82 2.43 7.82
up HDFC Financial 14.05 8.06 1.74 5.42
up Infosys Technology 23.78 5.20 0.00 5.20
up ICICI Bank Financial 22.79 4.96 3.03 4.96
equal Hindustan Unilever FMCG 75.78 4.43 0.00 4.43
equal Bharti Airtel Communication -- 4.04 0.00 3.36
up HDFC Bank Financial 20.14 4.76 1.22 3.10
up SBI Cards & Payments Services Financial 57.16 3.00 0.00 2.78
equal Divi's Laboratories Healthcare 53.69 2.90 0.00 2.61
equal Escorts Automobile 31.77 2.20 0.00 2.20
up SBI Life Insurance Company Financial 60.27 1.99 0.00 1.99
equal Tech Mahindra Technology 15.82 2.33 1.05 1.92
equal Jindal Steel & Power Metals 315.27 2.53 0.00 1.85
equal Nestle India FMCG 77.68 2.31 1.28 1.82
equal Pidilite Industries Chemicals 82.28 2.06 0.00 1.82
equal Axis Bank Financial 72.28 5.49 0.48 1.79
equal Ipca Laboratories Healthcare 40.75 1.82 0.00 1.77
equal Ultratech Cement Construction 21.68 2.16 0.00 1.72
up City Union Bank Financial 19.01 1.89 0.00 1.71
equal Alembic Pharmaceuticals Healthcare 21.15 1.69 0.00 1.68
equal Britannia Inds. FMCG 55.80 1.59 0.00 1.59
equal Biocon Healthcare 69.32 1.55 0.00 1.55
equal Power Grid Corporation Energy 9.81 1.64 0.00 1.54
up Crompton Greaves Consumer Electricals Cons Durable 36.44 1.43 0.00 1.43
equal Bata India FMCG 127.26 1.90 0.00 1.38

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Dipak Acharya since 14-Dec-2018

Education: Mr.Acharya is M.Com., AICWA, CAIIB & PGPMS

Experience: Prior to joining Baroda AMC in 2008 he has worked with BOB.

Funds Managed:

— Sanjay Chawla since 22-Oct-2018

Education: Mr. Sanjay Chawla holds a Masters degree in Management Studies from BITS, Pilani.

Experience: Prior to joining Baroda Mutual Fund, he worked as Senior Fund Manager with BSL AMC. Before joining Birla, he worked as Head of Research with SBI Capital Markets and has worked in various capacities in equity research space in Motilal Oswal Securities, IDBI Capital Markets, SMIFS Securities, IIT Invest Trust & Lloyds Securities.

Interviews:

Funds Managed:

— Alok Sahoo since 22-Oct-2018

Education: Mr. Sahoo is a B.E and PGDM from XIM Bhubaneshwar.

Experience: Prior to joining Baroda AMC he has worked with UTI Mutual Fund and HSBC Mutual Fund.

Funds Managed:


0.17%

Change from previous, NAV as on 07-Aug-2020

Growth: ₹ 12.1300

Dividend: ₹ 12.1300


Investment Strategy

The scheme seeks to generate capital appreciation by investing in a portfolio of equity or equity linked securities while the secondary objective is to generate income through investments in debt and money market instruments. It also aims to manage risk through active asset allocation.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Baroda Mutual Fund
Launch Date: 14-Nov-2018
Return Since Launch: 11.80%
Benchmark: CRISIL Short-Term Bond (50), S&P BSE 200 TRI (50)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 566 Cr (As on 30-Jun-2020)
Expense: 2.44% (As on 30-Jun-2020)
Risk Grade: --
Return Grade: --
Turnover: 233.00%

Contact Information

AMC: Baroda Asset Management India Ltd

Address: 501, Raheja Titanium, Western Express Highway, Goregoan, (E) Mumbai - 400063

Phone: +91 22-3074 1000

Fax: +91 22-3074 1001

Email: [email protected]

Website: http://www.barodapioneer.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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