VR Logo

Unrated

Baroda Dynamic Equity Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.27 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.47 Lakh

Suitability:

When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.

These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.63 -0.62 -0.21 3.02 12.82 24.80 27.13 -- -- -- --
VR Balanced TRI 2.77 -0.95 0.51 5.48 20.06 30.24 16.54 -- -- -- --
Hybrid: Dynamic Asset Allocation 1.79 -0.50 0.05 3.18 11.82 17.46 12.38 -- -- -- --
Rank within category 13 20 18 13 8 2 1 -- -- -- --
Number of funds in category 25 25 25 25 25 25 24 16 12 7 7

As on 15-Jan-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Baroda Dynamic Equity Fund - Regular Plan
Unrated
Nov-18 27.13 -- -- 2.39 853
ICICI Prudential Balanced Advantage Fund  | Invest Now
4 star
Dec-06 12.56 8.71 11.53 1.74 28,546
Aditya Birla Sun Life Balanced Advantage Fund  | Invest Online
4 star
Apr-00 14.70 8.04 12.38 2.10 2,596
DSP Dynamic Asset Allocation Fund - Regular Plan  | Invest Online
4 star
Feb-14 12.72 8.50 9.76 2.01 2,251
Edelweiss Balanced Advantage Fund - Regular Plan  | Invest Online
5 star
Aug-09 24.44 10.91 11.70 2.05 2,221

Best & Worst Performance

Best (Period) Worst (Period)
Week 6.80 (24-Mar-2020 - 31-Mar-2020) -9.90 (16-Mar-2020 - 23-Mar-2020)
Month 13.74 (23-Mar-2020 - 22-Apr-2020) -20.66 (20-Feb-2020 - 23-Mar-2020)
Quarter 22.86 (23-Mar-2020 - 22-Jun-2020) -18.89 (23-Dec-2019 - 23-Mar-2020)
Year 28.58 (10-Jan-2020 - 11-Jan-2021) -12.84 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR Balanced TRI* 11.89 18.30 0.39 0.46 -- --
Hybrid: Dynamic Asset Allocation* 6.78 12.40 0.16 0.19 0.62 -2.41
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Dec-2020

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 40
Top 10 Holdings (%) 40.59
Top 5 Holdings (%) 27.36
Top 3 Sectors (%) 26.65
Portfolio P/B Ratio 2.70
Portfolio P/E Ratio 30.46
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up Baroda Liquid Direct-G Mutual Fund -- 0.00 - 7.07 7.07
new NTPC 364-D 14/09/2021 Commercial Paper A1+ 0.00 - 3.20 3.20
equal 5.79% GOI 2030 GOI Securities SOV 0.00 - 2.93 2.33
equal HDFC Bank 28/12/2028 Debenture AAA 0.00 - 2.05 1.32
equal 11.00% Motilal Oswal Home Finance 2026 Bonds A+ 0.00 - 1.71 1.32
new 7.09% REC 17/10/2022 Debenture AAA 0.00 - 1.22 1.22
equal 8.13% GOI 16/10/2021 Central Government Loan SOV 0.00 - 1.54 1.21
equal 8.39% National Bank Agr. Rur. Devp 19-D 19/07/2021 Debenture AAA 0.00 - 1.54 1.20
equal Aditya Birla Housing Finance 13/04/2022 Debenture AAA 1.06 - 1.76 1.06
equal 6.68% GOI 17/09/2031 GOI Securities SOV 0.92 - 1.60 0.92
equal 7.87% Larsen & Toubro 18/04/2022 Non Convertible Debenture AAA 0.86 - 1.56 0.86
equal 7.17% GOI 2028 GOI Securities SOV 0.65 - 1.13 0.65
new 7.10% Power Finance Corp. 2022 Bonds/NCDs AAA 0.00 - 0.61 0.61
equal National Bank Agr. Rur. Devp 27/07/2021 Certificate of Deposit A1+ 0.00 - 0.74 0.57
equal 9.50% Indusind Bank 18/04/2022 Bonds AA 0.00 - 0.80 0.56
equal 7.85% National Bank Agr. Rur. Devp 23/05/2022 Non Convertible Debenture AAA 0.00 - 0.85 0.49
equal Aditya Birla Finance 2022 Debenture AAA 0.33 - 0.55 0.33
equal 8.23% HUDCO 15/04/2022 Non Convertible Debenture AAA 0.25 - 0.45 0.25
equal 6.70% IRFC 24/11/2021 Bonds/NCDs AAA 0.24 - 0.44 0.24
new 5.05% Indian Oil Corp. 25/11/2022 Debenture AAA 0.00 - 1.12 0.24
equal 7.17% Nat. Highways Authority 23/12/2021 Non Convertible Debenture AAA 0.22 - 1.98 0.22
equal 8.65% Bank of Baroda 2022 Debenture AA+ 0.00 - 0.19 0.12
equal Yes Bank Bonds/NCDs D 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Infosys Technology 30.81 6.52 0.00 6.47
down ICICI Bank Financial 26.92 8.02 3.03 5.40
equal HDFC Financial 29.31 8.06 1.74 4.63
equal HDFC Bank Financial 27.31 4.76 1.22 3.79
up Hindalco Inds. Metals 40.43 3.16 0.00 3.16
down Reliance Industries Energy 32.12 7.82 2.43 2.56
up Indusind Bank Financial 26.17 2.43 0.00 1.98
new Larsen & Toubro Construction 16.73 2.78 0.00 1.93
equal Dabur India FMCG 63.62 2.14 0.00 1.88
down Bharti Airtel Communication -- 4.04 0.00 1.87
equal Tata Power Energy 25.59 1.77 0.00 1.77
down Gland Pharma Healthcare 50.13 1.89 0.00 1.67
equal Escorts Automobile 29.58 2.20 0.00 1.62
down Jindal Steel & Power Metals -- 2.53 0.00 1.61
up Axis Bank Financial 58.21 5.49 0.48 1.60
equal Maruti Suzuki India Automobile 59.65 2.54 0.00 1.56
equal Ipca Laboratories Healthcare 26.87 1.94 0.00 1.54
up Tata Motors Automobile -- 1.60 0.00 1.53
equal SBI Life Insurance Company Financial 56.51 2.43 0.00 1.48
equal City Union Bank Financial 31.42 1.97 0.00 1.48
equal HDFC Financial 29.31 1.41
equal Mahindra & Mahindra Automobile -- 1.41 0.00 1.31
equal Britannia Inds. FMCG 48.54 1.59 0.00 1.26
equal Tech Mahindra Technology 24.44 2.33 1.05 1.25
equal Asian Paints Chemicals 109.19 1.79 0.00 1.13

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2020

Fund Manager

— Dipak Acharya since 14-Dec-2018

Education: Mr.Acharya is M.Com., AICWA, CAIIB & PGPMS

Experience: Prior to joining Baroda AMC in 2008 he has worked with BOB.

Funds Managed:

— Sanjay Chawla since 22-Oct-2018

Education: Mr. Sanjay Chawla holds a Masters degree in Management Studies from BITS, Pilani.

Experience: Prior to joining Baroda Mutual Fund, he worked as Senior Fund Manager with BSL AMC. Before joining Birla, he worked as Head of Research with SBI Capital Markets and has worked in various capacities in equity research space in Motilal Oswal Securities, IDBI Capital Markets, SMIFS Securities, IIT Invest Trust & Lloyds Securities.

Interviews:

Funds Managed:

— Alok Sahoo since 22-Oct-2018

Education: Mr. Sahoo is a B.E and PGDM from XIM Bhubaneshwar.

Experience: Prior to joining Baroda AMC he has worked with UTI Mutual Fund and HSBC Mutual Fund.

Funds Managed:


-0.62%

Change from previous, NAV as on 15-Jan-2021

Growth: ₹ 14.3400

Dividend: ₹ 14.3400


Investment Strategy

The scheme seeks to generate capital appreciation by investing in a portfolio of equity or equity linked securities while the secondary objective is to generate income through investments in debt and money market instruments. It also aims to manage risk through active asset allocation.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Baroda Mutual Fund
Launch Date: 14-Nov-2018
Return Since Launch: 18.05%
Benchmark: CRISIL Short-Term Bond TRI (50), S&P BSE 200 TRI (50)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 853 Cr (As on 31-Dec-2020)
Expense: 2.39% (As on 30-Nov-2020)
Risk Grade: --
Return Grade: --
Turnover: 226.00%

Contact Information

AMC: Baroda Asset Management India Ltd

Address: 501, Raheja Titanium, Western Express Highway, Goregoan, (E) Mumbai - 400063

Phone: +91 22-3074 1000

Fax: +91 22-3074 1001

Email: [email protected]

Website: http://www.barodapioneer.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

VR Helpline

Will this bull run continue?

dateSaturday, 23-Jan-2021
time04:00 PM - 04:30 PM