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Unrated

Mahindra Manulife Rural Bharat And Consumption Yojana - Direct Plan


Equity: Thematic

1 Lakh

Investment Grown to
₹ 1.42 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.85 Lakh

Suitability:

This is a fund that invests mainly in companies that adhere to the narrow investment mandate mentioned in its investment objective.

We believe that investors should avoid funds that have a narrowly defined investment focus such as this one. Instead, they should invest in flexi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other thematic fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 23.42 -2.32 -3.14 -2.88 3.68 9.36 32.31 12.51 -- -- --
S&P BSE 500 TRI 29.06 -2.96 -3.93 -5.18 4.30 13.54 39.43 19.53 -- -- --

As on 26-Nov-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Mahindra Manulife Rural Bharat And Consumption Yojana - Direct Plan
Unrated
Nov-18 32.31 12.51 -- 0.85% 49
ICICI Prudential Business Cycle Fund - Direct Plan  | Invest Now
Unrated
Jan-21 -- -- -- 0.34% 6,125
ICICI Prudential India Opportunities Fund - Direct Plan  | Invest Now
Unrated
Jan-19 67.83 -- -- 0.69% 4,183
Axis Special Situations Fund - Direct Plan
Unrated
Dec-20 -- -- -- 0.43% 2,626
Sundaram Services Fund - Direct Plan
Unrated
Sep-18 61.92 29.10 -- 0.93% 1,923

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 8.93 19-Sep-2019 - 26-Sep-2019 -19.02 16-Mar-2020 - 23-Mar-2020
Month 15.43 23-Mar-2020 - 22-Apr-2020 -33.61 20-Feb-2020 - 23-Mar-2020
Quarter 25.33 23-Mar-2020 - 22-Jun-2020 -28.36 23-Dec-2019 - 23-Mar-2020
Year 65.95 23-Mar-2020 - 23-Mar-2021 -27.12 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
S&P BSE 500 TRI* 22.08 21.79 0.84 0.93 -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Oct-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 28
Top 10 Stocks (%) 46.56
Top 5 Stocks (%) 28.75
Top 3 Sectors (%) 66.61
Portfolio P/B Ratio 4.09
Portfolio P/E Ratio 29.77

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,06,876 1,18,638
Giant (%) 43.89 44.61
Large (%) 28.67 23.69
Mid (%) 21.96 23.21
Small (%) 5.48 11.21
Tiny (%) -- 0.53

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down ICICI Bank Financial 23.61 10.20 0.00 6.53
equal State Bank of India Financial 14.65 8.14 0.00 6.13
up ITC FMCG 19.34 6.13 0.00 6.13
equal Bharti Airtel Communication 143.20 6.71 0.00 5.58
equal Hindustan Unilever FMCG 65.30 6.79 0.00 4.38
up Ambuja Cements Construction 22.95 3.71 0.00 3.71
up Balrampur Chini Mills FMCG 15.33 5.62 0.00 3.66
equal Bayer CropScience Chemicals 48.56 3.92 0.00 3.55
up United Spirits FMCG 76.43 3.47 0.00 3.47
equal Bata India FMCG -- 5.33 0.88 3.42
equal Tata Consumer Products FMCG 97.47 4.80 0.00 3.29
down HDFC Bank Financial 24.13 9.11 0.00 3.22
up Britannia Inds. FMCG 53.74 5.90 0.00 2.99
equal Dabur India FMCG 58.75 4.26 0.00 2.98
down The Federal Bank Financial 10.47 4.34 0.00 2.97
equal Maruti Suzuki India Automobile 51.58 2.89 0.00 2.89
equal Cholamandalam Investment & Finance Company Financial 28.03 3.24 0.66 2.50
equal PI Industries Chemicals 56.07 4.23 0.00 2.44
new UPL Chemicals 16.98 2.26 0.00 2.26
down TTK Prestige Consumer Durable 45.66 3.27 0.00 2.23
equal Hero Motocorp Automobile 17.42 4.13 0.00 2.16
new Zee Entertainment Services 28.37 2.14 0.00 2.14
equal Kotak Mahindra Bank Financial 38.99 3.72 0.00 2.07
equal Eicher Motors Automobile 39.90 3.51 0.00 2.02
equal Nestle India FMCG 81.62 3.47 0.00 1.93

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Fatema Pacha since 21-Dec-2020

Education: Ms. Pacha has done PGDBM (Finance) and BE (Computers)

Experience: Prior to joining MMIMPL, she was associated with ICICI Prudential Life Insurance and UTI Mutual Fund.

Funds Managed:

— V Balasubramanian since 19-Oct-2018

Education: Mr. Balasubramanian is M.Com, C.A and LLB

Experience: Prior to joining Mahindra Manulife Mutual Fund, he has worked with IDBI Mutual Fund and Indian Bank.

Funds Managed:


-2.32%

Change from previous, NAV as on 26-Nov-2021

Growth: ₹ 14.2960

IDCW: ₹ 14.2955


Investment Strategy

The Scheme seeks to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/ or expected to benefit from the growth in rural India.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: Mahindra Manulife Mutual Fund
Launch Date: 13-Nov-2018
Return Since Launch: 12.48%
Benchmark: NIFTY India Consumption TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 49 Cr (As on 31-Oct-2021)
Expense: 0.85% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: --
Turnover: 67.00%

Contact Information

AMC: Mahindra Manulife Investment Management Private Limited

Address: 1st Floor - Sadhana House, Behind Mahindra Towers, 570 - P.B. Marg, Worli, Mumbai - 400018

Phone: 022-66327900

Email: [email protected]

Website: http://www.mahindramanulife.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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