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2 star

Franklin India Equity Savings Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.28 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.33 Lakh

Suitability:

"Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 12.46 -0.35 -0.85 -1.10 2.53 6.62 15.72 8.66 -- -- --
VR MIP TRI 10.11 0.09 -0.70 -0.87 2.00 5.67 13.33 10.36 -- -- --
Hybrid: Equity Savings 11.42 -0.11 -0.68 -0.89 1.72 5.72 14.71 9.33 -- -- --
Rank within category 7 23 18 17 3 5 9 15 -- -- --
Number of funds in category 23 23 23 23 23 23 23 18 13 2 0

As on 29-Nov-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Franklin India Equity Savings Fund - Regular Plan  | Invest Online Now
2 star
Aug-18 15.72 8.66 -- 2.13% 132
HDFC Equity Savings Fund  | Invest Online
4 star
Sep-04 21.03 10.39 9.48 2.10% 2,516
Kotak Equity Savings Fund - Regular Plan  | Invest Online
4 star
Oct-14 12.82 9.74 9.33 2.18% 1,626
Axis Equity Saver Fund - Regular Plan
4 star
Aug-15 16.13 10.89 10.21 2.20% 1,053
ICICI Prudential Equity Savings Fund  | Invest Now
3 star
Dec-14 11.87 8.35 7.53 1.04% 4,506

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.14 26-May-2020 - 02-Jun-2020 -7.57 16-Mar-2020 - 23-Mar-2020
Month 7.36 24-Mar-2020 - 23-Apr-2020 -16.37 20-Feb-2020 - 23-Mar-2020
Quarter 13.66 24-Mar-2020 - 23-Jun-2020 -15.72 23-Dec-2019 - 23-Mar-2020
Year 33.25 23-Mar-2020 - 23-Mar-2021 -13.63 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 9.56 9.29 0.61 0.62 1.26 -3.64
VR MIP TRI 11.27 6.77 1.09 1.33 -- --
Hybrid: Equity Savings 10.14 9.18 0.72 0.77 1.25 -2.98
Rank within category 15 9 15 14 10 14
Number of funds in category 19 19 19 19 19 19

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 34
Number of Bonds 1
Average Maturity (yrs) 0.61
Top 10 Holdings (%) 41.38
Portfolio P/B Ratio 2.92
Portfolio P/E Ratio 23.59

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new 5.63% GOI 2026 GOI Securities SOV 0.00 - 3.03 3.03

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down HDFC Financial 23.58 12.56 0.54 9.02
down Axis Bank Financial 19.96 8.83 4.48 7.52
equal ICICI Bank Financial 23.49 5.13 1.23 5.13
equal Tata Power Company Energy 48.06 3.39 0.62 3.39
equal Larsen & Toubro Construction 28.37 3.38 0.00 3.30
down Infosys Technology 34.16 5.08 1.10 2.95
equal Maruti Suzuki India Automobile 51.41 2.86 0.00 2.62
equal United Breweries FMCG 118.91 2.34 0.83 2.33
equal State Bank of India Financial 14.47 2.12 0.92 2.12
equal Dabur India FMCG 58.31 2.11 0.17 1.84
equal HDFC Bank Financial 24.31 2.97 1.55 1.67
equal NTPC Energy 9.16 1.92 0.77 1.52
equal Bharti Airtel Communication 143.64 3.40 0.87 1.46
equal Himatsingka Seide Textiles 10.82 1.70 0.23 1.44
equal Gujarat State Petronet Energy 9.44 2.70 0.66 1.00
down Embassy Office Parks REIT Construction -- 1.33 0.00 0.95
down Power Grid Corporation Energy 8.65 1.77 0.87 0.87
equal Kotak Mahindra Bank Financial 40.12 2.18 0.73 0.85
equal Dr. Reddy's Lab Healthcare 39.79 2.13 0.68 0.85
equal Jyothy Labs FMCG 32.59 0.95 0.00 0.83
equal PNB Housing Finance Financial 10.56 1.24 0.21 0.81
equal Petronet LNG Energy 10.97 1.40 0.75 0.75
equal Aditya Birla Fashion and Retail Services -- 0.73 0.00 0.73
new Bharat Petroleum Corporation Energy 4.45 0.53 0.00 0.53
new Blue Star Consumer Durable 59.67 0.44 0.00 0.44

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Sachin Padwal-Desai since 03-Aug-2018

Education: Mr. Desai is a B.E and PGDM from IIM Bangalore.

Experience: Prior to joining Franklin Templeton Mutual Fund, he has worked with Sundaram Mutual Fund, ICICI Bank, Infosys Technologies and Thermax.

Funds Managed:

— Anand Radhakrishnan since 07-Sep-2021

Education: Mr. Radhakrishnan is a B.Tech, CFA and PGDM from IIM Ahmedabad.

Experience: Prior to joining Franklin Templeton Investments, he has worked with Sundaram Asset Management Ltd., SBI Funds Management and Asian Convertible and Income Fund.

Interviews:

Funds Managed:

— Rajasa Kakulavarapu since 07-Sep-2021

Education: Ms. Kakulavarapu has done B.Tech and MBA.

Experience: Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.

Funds Managed:

— Umesh Sharma since 03-Aug-2018

Education: Mr. Sharma is a B.Com (H), CS and CA.

Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.

Funds Managed:


-0.35%

Change from previous, NAV as on 29-Nov-2021

Growth: ₹ 12.6808

IDCW Quarterly: ₹ 11.7611

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IDCW Monthly: ₹ 11.8933

IDCW: ₹ 12.1673


Investment Strategy

The Scheme intends to generate long-term capital appreciation by investing a portion of the Schemes assets in equity and equity related instruments. The Scheme also intends to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 10,000
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Franklin Templeton Mutual Fund
Launch Date: 27-Aug-2018
Return Since Launch: 7.56%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 132 Cr (As on 31-Oct-2021)
Expense: 2.13% (As on 31-Oct-2021)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: 4.57%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly18-Nov-20210.0600

 22-Oct-20210.0600
 17-Sep-20210.0700
 20-Aug-20210.0700
 23-Jul-20210.0700
 18-Jun-20210.0700
 21-May-20210.0700
 23-Apr-20210.0700
 19-Mar-20210.0700
 19-Feb-20210.0700
 26-Apr-20190.0600
IDCW Quarterly18-Nov-20210.2200

 20-Aug-20210.2200
 21-May-20210.2200
 19-Feb-20210.2200
IDCW20-Aug-20210.5000

Contact Information

AMC: Franklin Templeton Asset Management India Private Ltd

Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013

Phone: 1800-425-4255 / 60004255

Email: [email protected]

Website: http://www.franklintempletonindia.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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Time12:30 PM - 01:00 PM

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