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Unrated

Franklin India Equity Savings Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.06 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Analyst's Choice?

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.71 0.03 -0.28 -0.32 0.83 4.18 6.42 -- -- -- --
VR MIP TRI 0.64 -0.09 -0.06 0.01 1.91 4.95 10.58 -- -- -- --
Hybrid: Equity Savings 1.20 -0.01 -0.13 0.38 1.71 5.79 8.86 -- -- -- --
Rank within category 17 7 18 18 19 19 18 -- -- -- --
Number of funds in category 23 23 23 23 23 23 21 14 6 0 0

As on 20-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 2.05 (26-Oct-2018 - 02-Nov-2018) -1.86 (01-Oct-2018 - 09-Oct-2018)
Month 3.66 (18-Feb-2019 - 20-Mar-2019) -3.80 (07-Sep-2018 - 09-Oct-2018)
Quarter 4.75 (01-Mar-2019 - 03-Jun-2019) -3.36 (04-Jun-2019 - 03-Sep-2019)
Year 6.50 (29-Jan-2019 - 29-Jan-2020) -0.41 (03-Sep-2018 - 03-Sep-2019)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR MIP TRI* 8.13 4.10 0.60 0.95 -- --
Hybrid: Equity Savings* 6.10 4.57 0.12 0.18 0.90 -1.80
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Jan-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 39
Number of Bonds 3
Average Maturity (yrs) 5.96
Top 10 Holdings (%) 46.21
Portfolio P/B Ratio 2.65
Portfolio P/E Ratio 22.76

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new 7.57% GOI 17/06/2033 GOI Securities SOV 0.00 - 6.19 6.19
equal 8.80% JM Financial Products 28/09/2020 Bonds/Debentures AA 0.00 - 3.59 3.59
equal 8.85% REC 16/04/2029 Non Convertible Debenture AAA 0.00 - 2.40 2.40

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Axis Bank Financial 43.84 6.87 3.74 6.87
equal HDFC Financial 18.80 6.43 0.00 6.43
equal Hindustan Unilever FMCG 71.52 5.19 0.00 5.19
equal Bajaj Finance Financial 53.85 4.97 1.28 4.97
down Reliance Industries Energy 21.71 9.56 3.93 4.17
equal Titan Company Cons Durable 78.43 3.57 1.34 3.57
equal Infosys Technology 20.75 2.73 1.10 2.73
equal HDFC Bank Financial 25.38 2.97 1.99 2.50
equal ICICI Bank Financial 37.30 2.27 0.00 2.27
equal Grasim Industries Construction 12.18 2.26 1.04 2.26
equal Cholamandalam Financial Holdings Financial 11.52 2.14 0.00 2.14
equal Bharti Airtel Communication -- 2.03 0.63 2.03
equal Asian Paints Chemicals 65.07 1.96 0.00 1.96
down Kotak Mahindra Bank Financial 36.96 2.18 1.70 1.86
equal Larsen & Toubro Construction 18.40 1.64 0.00 1.64
equal Gujarat State Petronet Energy 8.63 1.53 0.77 1.53
equal State Bank of India Financial 24.90 1.41 0.92 1.41
equal Hindalco Inds. Metals 9.97 1.37 0.96 1.30
equal Power Grid Corporation Energy 6.38 1.32 0.93 1.24
equal Ultratech Cement Construction 36.21 1.21 0.00 1.21
equal HPCL Energy 12.56 3.66 0.57 1.16
equal Dr. Reddy's Lab Healthcare 31.82 1.13 0.68 1.13
equal Tech Mahindra Technology 18.36 1.09 0.64 1.08
equal United Breweries FMCG 73.70 1.06 0.72 1.06
equal Mahindra & Mahindra Automobile 30.27 1.31 0.74 1.04

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Lakshmikanth Reddy since 03-Aug-2018

Education: Mr. Reddy is a B.Tech in Mechanical Engineering from Jawaharlal Nehru Technical University, Hyderabad and also holds a PGDM from IIM-A.

Experience: Prior to joining Franklin Templeton Mutual Fund he was associated with ICICI Pru Life Insurance Company Ltd. as Head-Equity (Jun 2004-Feb 2016), HSBC Capital Markets as Equity analyst (Apr 2003-May 2004), ABN Amro Asia Equities as Equity Analyst (Feb 2000-Mar 2003), UTI as Buy Side Analyst (Jun 1997-Feb 2000) and Crompton Greaves as Design Executive (Aug 1993-Jun 1995).

Funds Managed:

— Sachin Padwal-Desai since 03-Aug-2018

Education: Mr. Desai is a B.E and PGDM from IIM Bangalore.

Experience: Prior to joining Sundaram Mutual Fund he has worked with ICICI Bank, Infosys Technologies and Thermax.

Funds Managed:

— Umesh Sharma since 03-Aug-2018

Education: Mr. Sharma is a B.Com (H), CS and CA.

Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.

Funds Managed:


0.03%

Change from previous, NAV as on 20-Feb-2020

Growth: ₹ 10.4526

Dividend Quarterly: ₹ 10.4526

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Dividend Monthly: ₹ 10.3893

Dividend: ₹ 10.4526


Investment Strategy

The Scheme intends to generate long-term capital appreciation by investing a portion of the Schemes assets in equity and equity related instruments. The Scheme also intends to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 10,000
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Franklin Templeton Mutual Fund
Launch Date: 27-Aug-2018
Return Since Launch: 3.03%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 220 Cr (As on 31-Jan-2020)
Expense: 2.14% (As on 31-Jan-2020)
Risk Grade: --
Return Grade: --
Turnover: 525.25%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly26-Apr-20190.0600

Contact Information

AMC: Franklin Templeton Asset Management India Private Ltd

Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013

Phone: 1800-425-4255 / 60004255

Email: [email protected]

Website: www.franklintempletonindia.com

Registrar & Transfer Agent: Franklin Templeton Asset Management (India) Pvt. Ltd.

Address: Unit 301, III Floor, Campus 4B, RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi Chennai - 600096

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