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Unrated

Franklin India Equity Savings Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.21 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.30 Lakh

Suitability:

Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.32 0.08 -0.49 -1.65 -0.62 10.50 21.22 -- -- -- --
VR MIP TRI 0.85 -0.15 -0.12 -0.69 -0.91 7.50 18.68 -- -- -- --
Hybrid: Equity Savings 2.11 -0.01 -0.31 -0.61 0.26 9.47 21.47 -- -- -- --
Rank within category 16 6 18 23 19 11 11 -- -- -- --
Number of funds in category 23 23 23 23 23 23 23 15 12 0 0

As on 20-Apr-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Franklin India Equity Savings Fund - Regular Plan  | Invest Online Now
Unrated
Aug-18 21.22 -- -- 2.07 120
HDFC Equity Savings Fund  | Invest Online
4 star
Sep-04 23.77 6.69 9.54 2.26 2,332
Kotak Equity Savings Fund - Regular Plan  | Invest Online
4 star
Oct-14 19.40 7.49 8.56 2.21 1,391
Axis Equity Saver Fund - Regular Plan
4 star
Aug-15 21.92 7.73 8.43 2.41 725
SBI Equity Savings Fund - Regular Plan  | Invest Online
3 star
May-15 26.94 7.48 8.17 1.70 1,365

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.14 26-May-2020 - 02-Jun-2020 -7.57 16-Mar-2020 - 23-Mar-2020
Month 7.36 24-Mar-2020 - 23-Apr-2020 -16.37 20-Feb-2020 - 23-Mar-2020
Quarter 13.66 24-Mar-2020 - 23-Jun-2020 -15.72 23-Dec-2019 - 23-Mar-2020
Year 33.25 23-Mar-2020 - 23-Mar-2021 -13.63 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR MIP TRI* 9.24 6.80 0.70 0.81 -- --
Hybrid: Equity Savings* 7.22 9.66 0.31 0.35 1.33 -3.61
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Mar-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 32
Number of Bonds 1
Average Maturity (yrs) 2.08
Top 10 Holdings (%) 50.44
Portfolio P/B Ratio 2.12
Portfolio P/E Ratio 16.80

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 5.15% GOI 2025 GOI Securities SOV 0.00 - 8.14 8.14

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Financial 24.88 12.56 0.00 9.58
equal Axis Bank Financial 66.70 8.03 3.74 7.92
equal HPCL Energy 4.42 6.44 0.57 6.43
equal Sun TV Network Services 14.33 4.89 0.00 4.81
equal ICICI Bank Financial 26.22 4.96 0.00 4.07
equal Infosys Technology 29.74 5.08 1.10 3.04
equal Maruti Suzuki India Automobile 44.89 2.68 0.00 2.63
equal United Breweries FMCG 518.38 1.91 0.72 1.91
equal Larsen & Toubro Construction 16.28 1.90 0.00 1.90
equal Dabur India FMCG 62.89 1.86 0.17 1.86
equal Tata Power Energy 26.28 2.76 0.62 1.79
equal HDFC Bank Financial 24.08 2.97 1.55 1.73
equal State Bank of India Financial 12.68 1.82 0.92 1.68
equal Tech Mahindra Technology 22.96 2.05 0.64 1.46
equal NTPC Energy 12.77 1.92 0.77 1.33
equal Power Grid Corporation Energy 10.57 1.77 0.93 1.27
equal Embassy Office Parks REIT Construction -- 1.21 0.00 1.21
equal Bharti Airtel Communication -- 3.40 0.63 1.20
equal Cholamandalam Financial Holdings Financial 13.54 2.28 0.00 1.19
equal Indian Hotels Services -- 1.21 0.54 1.13
equal Colgate-Palmolive FMCG 44.77 1.47 0.62 1.01
equal Gujarat State Petronet Energy 8.94 2.70 0.66 0.98
equal Indian Oil Corp. Energy 17.13 0.96 0.52 0.93
equal Himatsingka Seide Textiles -- 0.96 0.23 0.92
equal Dr. Reddy's Lab Healthcare 39.40 2.13 0.68 0.90

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Mar-2021

Fund Manager

— Sachin Padwal-Desai since 03-Aug-2018

Education: Mr. Desai is a B.E and PGDM from IIM Bangalore.

Experience: Prior to joining Franklin Templeton Mutual Fund, he has worked with Sundaram Mutual Fund, ICICI Bank, Infosys Technologies and Thermax.

Funds Managed:

— Lakshmikanth Reddy since 03-Aug-2018

Education: Mr. Reddy is a B.Tech in Mechanical Engineering from Jawaharlal Nehru Technical University, Hyderabad and also holds a PGDM from IIM-A.

Experience: Prior to joining Franklin Templeton Mutual Fund he was associated with ICICI Pru Life Insurance Company Ltd. as Head-Equity (Jun 2004-Feb 2016), HSBC Capital Markets as Equity analyst (Apr 2003-May 2004), ABN Amro Asia Equities as Equity Analyst (Feb 2000-Mar 2003), UTI as Buy Side Analyst (Jun 1997-Feb 2000) and Crompton Greaves as Design Executive (Aug 1993-Jun 1995).

Funds Managed:

— Umesh Sharma since 03-Aug-2018

Education: Mr. Sharma is a B.Com (H), CS and CA.

Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.

Funds Managed:


0.08%

Change from previous, NAV as on 20-Apr-2021

Growth: ₹ 11.4254

IDCW Quarterly: ₹ 11.2090

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IDCW Monthly: ₹ 11.2190

IDCW: ₹ 11.4254


Investment Strategy

The Scheme intends to generate long-term capital appreciation by investing a portion of the Schemes assets in equity and equity related instruments. The Scheme also intends to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 10,000
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Franklin Templeton Mutual Fund
Launch Date: 27-Aug-2018
Return Since Launch: 5.16%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 120 Cr (As on 31-Mar-2021)
Expense: 2.07% (As on 31-Mar-2021)
Risk Grade: --
Return Grade: --
Turnover: 411.98%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly19-Mar-20210.0700

 19-Feb-20210.0700
 26-Apr-20190.0600
IDCW Quarterly19-Feb-20210.2200

Contact Information

AMC: Franklin Templeton Asset Management India Private Ltd

Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013

Phone: 1800-425-4255 / 60004255

Email: [email protected]

Website: http://www.franklintempletonindia.com

Registrar & Transfer Agent: Franklin Templeton Asset Management (India) Pvt. Ltd.

Address: Unit 301, III Floor, Campus 4B, RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi Chennai - 600096

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