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Unrated

Franklin India Equity Savings Fund - Regular Plan


Hybrid: Equity Savings

1 Lakh

Investment declined to
₹ 0.97 Lakh

₹ 10000

Monthly SIP Declined to
₹ 1.20 Lakh

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -4.32 -0.38 0.24 1.77 6.82 -4.77 -3.13 -- -- -- --
VR MIP TRI -0.09 -0.04 0.75 2.53 7.50 -0.44 3.22 -- -- -- --
Hybrid: Equity Savings -2.32 -0.16 0.64 2.85 7.45 -2.84 0.58 -- -- -- --
Rank within category 19 23 22 23 15 17 21 -- -- -- --
Number of funds in category 23 23 23 23 23 23 22 14 8 0 0

As on 10-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Franklin India Equity Savings Fund - Regular Plan  | Invest Online Now
Unrated
Aug-18 -3.13 -- -- 2.13 149
Kotak Equity Savings Fund - Regular Plan  | Invest Online
4 star
Oct-14 4.23 5.67 6.65 2.16 1,395
ICICI Prudential Equity Savings Fund  | Invest Now
4 star
Dec-14 0.21 4.36 6.63 1.36 1,159
Axis Equity Saver Fund - Regular Plan  | Invest Online
4 star
Aug-15 1.79 5.10 -- 2.35 688
HDFC Equity Savings Fund  | Invest Online
3 star
Sep-04 -2.58 2.28 6.54 2.04 3,141

Best & Worst Performance

Best (Period) Worst (Period)
Week 4.14 (26-May-2020 - 02-Jun-2020) -7.57 (16-Mar-2020 - 23-Mar-2020)
Month 7.36 (24-Mar-2020 - 23-Apr-2020) -16.37 (20-Feb-2020 - 23-Mar-2020)
Quarter 13.66 (24-Mar-2020 - 23-Jun-2020) -15.72 (23-Dec-2019 - 23-Mar-2020)
Year 6.80 (19-Feb-2019 - 19-Feb-2020) -13.63 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR MIP TRI* 6.06 6.50 0.12 0.13 -- --
Hybrid: Equity Savings* 2.94 9.00 -0.24 -0.23 1.29 -3.35
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 35
Number of Bonds 7
Average Maturity (yrs) * 2.07
Top 10 Holdings (%) 40.28
Portfolio P/B Ratio 1.58
Portfolio P/E Ratio 15.37

Value Research Equity Fund Style

Value Research Debt Fund Style*

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.85% REC 16/04/2029 Non Convertible Debenture AAA 0.00 - 3.70 3.70
equal 6.95% HDFC 27/04/2023 Debenture AAA 0.00 - 3.46 3.46
new 5.79% GOI 2030 GOI Securities SOV 0.00 - 3.32 3.32
equal Bank of Baroda 2021 Certificate of Deposit A1+ 0.00 - 3.27 3.27
new Reserve Bank of India 84-D 20/08/2020 Treasury Bills SOV 0.00 - 2.00 2.00
new Reserve Bank of India 182-D 06/08/2020 Treasury Bills SOV 0.00 - 1.33 1.33
new 7.32% GOI 28/01/2024 GOI Securities SOV 0.00 - 0.72 0.72

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Financial 14.98 7.58 0.00 7.58
equal Axis Bank Financial 66.70 7.31 3.74 4.82
equal Infosys Technology 20.49 3.80 1.10 3.80
up ICICI Bank Financial 24.19 3.65 0.00 3.65
equal Bharti Airtel Communication -- 3.37 0.63 3.37
up Sun TV Network Services 11.14 3.32 0.00 3.32
up HPCL Energy 12.29 3.66 0.57 3.08
down HDFC Bank Financial 21.67 2.97 1.99 2.13
equal NTPC Energy 13.36 1.82 0.77 1.82
down Grasim Industries Construction 9.13 2.47 1.04 1.81
new Maruti Suzuki India Automobile 31.71 1.80 0.00 1.80
equal NHPC Energy 6.53 1.74 0.00 1.74
down Mahindra & Mahindra Automobile 542.06 1.88 0.74 1.72
equal Tata Power Energy 13.32 1.70 0.62 1.70
equal Power Grid Corporation Energy 9.47 1.70 0.93 1.70
equal Cholamandalam Financial Holdings Financial 11.26 2.23 0.00 1.70
down Gujarat State Petronet Energy 6.82 2.70 0.77 1.59
down Dr. Reddy's Lab Healthcare 32.01 2.13 0.68 1.57
equal Dabur India FMCG 58.78 1.29 0.17 1.29
down Kotak Mahindra Bank Financial 30.70 2.18 1.29 1.29
equal United Breweries FMCG 62.43 1.28 0.72 1.28
equal Petronet LNG Energy 14.72 1.40 0.86 1.26
equal State Bank of India Financial 8.72 1.49 0.92 1.16
equal Tech Mahindra Technology 14.18 1.12 0.64 1.08
down Larsen & Toubro Construction 13.77 1.64 0.00 1.04

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

*As on 31-May-2020

Fund Manager

— Lakshmikanth Reddy since 03-Aug-2018

Education: Mr. Reddy is a B.Tech in Mechanical Engineering from Jawaharlal Nehru Technical University, Hyderabad and also holds a PGDM from IIM-A.

Experience: Prior to joining Franklin Templeton Mutual Fund he was associated with ICICI Pru Life Insurance Company Ltd. as Head-Equity (Jun 2004-Feb 2016), HSBC Capital Markets as Equity analyst (Apr 2003-May 2004), ABN Amro Asia Equities as Equity Analyst (Feb 2000-Mar 2003), UTI as Buy Side Analyst (Jun 1997-Feb 2000) and Crompton Greaves as Design Executive (Aug 1993-Jun 1995).

Funds Managed:

— Sachin Padwal-Desai since 03-Aug-2018

Education: Mr. Desai is a B.E and PGDM from IIM Bangalore.

Experience: Prior to joining Sundaram Mutual Fund he has worked with ICICI Bank, Infosys Technologies and Thermax.

Funds Managed:

— Umesh Sharma since 03-Aug-2018

Education: Mr. Sharma is a B.Com (H), CS and CA.

Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.

Funds Managed:


-0.38%

Change from previous, NAV as on 10-Jul-2020

Growth: ₹ 9.9304

Dividend Quarterly: ₹ 9.9304

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Dividend Monthly: ₹ 9.8706

Dividend: ₹ 9.9304


Investment Strategy

The Scheme intends to generate long-term capital appreciation by investing a portion of the Schemes assets in equity and equity related instruments. The Scheme also intends to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 10,000
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Franklin Templeton Mutual Fund
Launch Date: 27-Aug-2018
Return Since Launch: -0.37%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 149 Cr (As on 30-Jun-2020)
Expense: 2.13% (As on 31-May-2020)
Risk Grade: --
Return Grade: --
Turnover: 508.27%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly26-Apr-20190.0600

Contact Information

AMC: Franklin Templeton Asset Management India Private Ltd

Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013

Phone: 1800-425-4255 / 60004255

Email: [email protected]

Website: http://www.franklintempletonindia.com

Registrar & Transfer Agent: Franklin Templeton Asset Management (India) Pvt. Ltd.

Address: Unit 301, III Floor, Campus 4B, RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi Chennai - 600096

Upcoming Video

Value Investing

Evaluating Covid-affected financials of India Inc

dateFriday, 17-Jul-2020
time12:30 PM - 01:00 PM