10.18
12.54
1
1 Lakh
Investment Grown to₹ 10000
Monthly SIP Grown toSuitability:
Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.
Taxability of earnings:
Capital gains
Dividends
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| YTD | 1-Day | 1-W | 1-M | 3-M | 6-M | 1-Y | 3-Y | 5-Y | 7-Y | 10-Y | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund | 0.82 | -0.08 | -0.32 | -0.73 | -0.65 | 6.76 | 19.15 | -- | -- | -- | -- |
| VR MIP TRI | 0.85 | -0.15 | -0.12 | -0.69 | -0.91 | 7.50 | 18.68 | -- | -- | -- | -- |
| Hybrid: Equity Savings | 2.11 | -0.01 | -0.31 | -0.61 | 0.26 | 9.47 | 21.47 | -- | -- | -- | -- |
| Rank within category | 21 | 16 | 13 | 13 | 20 | 19 | 17 | -- | -- | -- | -- |
| Number of funds in category | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 15 | 12 | 0 | 0 |
As on 20-Apr-2021
| Fund name | Rating | Launch Date | 1-Year Return | 3-Year Return | 5-Year Return | Expense Ratio | Assets (Cr) |
|---|---|---|---|---|---|---|---|
| Union Equity Savings Fund - Regular Plan | Aug-18 | 19.15 | -- | -- | 2.01 | 169 | |
| HDFC Equity Savings Fund | Invest Online |  |
Sep-04 | 23.77 | 6.69 | 9.54 | 2.26 | 2,332 |
| Kotak Equity Savings Fund - Regular Plan | Invest Online | |
Oct-14 | 19.40 | 7.49 | 8.56 | 2.21 | 1,391 |
| Axis Equity Saver Fund - Regular Plan | |
Aug-15 | 21.92 | 7.73 | 8.43 | 2.41 | 725 |
| SBI Equity Savings Fund - Regular Plan | Invest Online |  |
May-15 | 26.94 | 7.48 | 8.17 | 1.70 | 1,365 |
| Best Performance | Worst Performance | |||
|---|---|---|---|---|
| Return (%) | Period | Return (%) | Period | |
| Week | 4.18 | 24-Mar-2020 - 31-Mar-2020 | -6.78 | 16-Mar-2020 - 23-Mar-2020 |
| Month | 8.64 | 23-Mar-2020 - 22-Apr-2020 | -14.27 | 20-Feb-2020 - 23-Mar-2020 |
| Quarter | 14.23 | 23-Mar-2020 - 22-Jun-2020 | -14.04 | 23-Dec-2019 - 23-Mar-2020 |
| Year | 30.87 | 23-Mar-2020 - 23-Mar-2021 | -8.40 | 22-Mar-2019 - 23-Mar-2020 |
| Mean | Std Dev | Sharpe | Sortino | Beta | Alpha | |
|---|---|---|---|---|---|---|
| Fund | -- | -- | -- | -- | -- | -- |
| VR MIP TRI* | 9.24 | 6.80 | 0.70 | 0.81 | -- | -- |
| Hybrid: Equity Savings* | 7.22 | 9.66 | 0.31 | 0.35 | 1.33 | -3.61 |
| Rank within category | -- | -- | -- | -- | -- | -- |
| Number of funds in category | -- | -- | -- | -- | -- | -- |
The Risk Measures have been calculated using calendar month returns for the last three years.
As on
* As on 31-Mar-2021
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| Number of Stocks | 78 |
| Number of Bonds | 5 |
| Average Maturity (yrs) | 1.37 |
| Top 10 Holdings (%) | 31.74 |
| Portfolio P/B Ratio | 2.83 |
| Portfolio P/E Ratio | 27.67 |
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| Company | Instrument | Credit Rating | 1Y Range | % Assets | |
|---|---|---|---|---|---|
|
6.50% National Bank Agr. Rur. Devp 17/04/2023 | Debenture | AAA | 0.00 - 7.33 | 7.31 |
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Union Liquid Direct | Mutual Fund | -- | 0.00 - 3.61 | 3.61 |
|
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5.22% GOI 15/06/2025 | GOI Securities | SOV | 0.00 - 1.48 | 1.46 |
|
5.15% GOI 2025 | GOI Securities | SOV | 0.00 - 1.45 | 1.45 |
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Reserve Bank of India 364-D 24/06/2021 | Treasury Bills | SOV | 0.00 - 1.18 | 1.18 |
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Reserve Bank of India 364-D 27/05/2021 | Treasury Bills | SOV | 0.00 - 0.15 | 0.15 |
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
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| Company | Sector | P/E | 3Y High | 3Y Low | % Assets | |
|---|---|---|---|---|---|---|
|
|
HDFC Bank | Financial | 24.08 | 5.83 | 1.04 | 2.99 |
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Reliance Industries | Energy | 30.43 | 7.25 | 1.01 | 2.80 |
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HDFC | Financial | 24.88 | 5.51 | 0.92 | 2.74 |
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ICICI Bank | Financial | 26.22 | 3.90 | 1.06 | 2.71 |
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Adani Ports and Special Economic Zone | Services | 36.39 | 2.60 | 0.00 | 2.60 |
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Larsen & Toubro | Construction | 16.28 | 2.53 | 0.42 | 2.53 |
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Federal Bank | Financial | 9.78 | 2.45 | 0.00 | 2.24 |
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Infosys | Technology | 29.74 | 4.89 | 1.80 | 2.21 |
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Tata Steel | Metals | -- | 2.87 | 0.00 | 2.06 |
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Grasim Industries | Construction | 20.98 | 1.88 | 0.00 | 1.88 |
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Vedanta | Metals | -- | 1.85 | 0.00 | 1.85 |
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Tata Consultancy Services | Technology | 36.38 | 4.09 | 0.79 | 1.82 |
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State Bank of India | Financial | 12.68 | 2.31 | 0.00 | 1.79 |
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Bharti Airtel | Communication | -- | 2.97 | 0.18 | 1.65 |
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SRF | Diversified | 36.35 | 1.41 | 0.00 | 1.36 |
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Axis Bank | Financial | 66.70 | 3.44 | 0.77 | 1.35 |
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Dabur India | FMCG | 62.89 | 1.24 | 0.00 | 1.24 |
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Adani Enterprises | Services | 167.48 | 2.90 | 0.00 | 1.22 |
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DLF | Construction | -- | 2.33 | 0.00 | 1.12 |
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Tata Consumer Products | FMCG | 86.20 | 2.62 | 0.00 | 1.07 |
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Torrent Pharmaceuticals | Healthcare | 35.49 | 1.28 | 0.20 | 1.03 |
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Mahindra & Mahindra | Automobile | -- | 1.62 | 0.00 | 1.01 |
|
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Ultratech Cement | Construction | 26.11 | 0.99 | 0.00 | 0.99 |
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Titan Company | Cons Durable | 179.01 | 6.33 | 0.00 | 0.95 |
|
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Hindustan Unilever | FMCG | 76.77 | 3.67 | 0.00 | 0.91 |
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 31-Mar-2021
— Vinay Paharia since 19-Jul-2018
Education: Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.
Experience: Prior to joining Union Mutual Fund he was associated with Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).
Interviews:
Funds Managed:
— Hardick Bora since 28-Jul-2018
Education: Mr. Bora is a CFA charterholder with the CFA Institute, USA and Bachelors in Banking and Insurance from University of Mumbai.
Experience: He has been with Union KBC Mutual Fund since Sep10, 2014 to Oct 24, 2016 as Research Analyst. Nov 2012 to Sep 2014 with Motilal Oswal Securities Ltd. as Sr. Manager - Institutional Research, Oct 2011 to Nov 2012 with Dolat Capital Markets Pvt Ltd. as Research Associate, Feb 2011 to Oct with Khandwala Securities Ltd. as Research Associate, Jul 2010 to Nov 2010 with Yen Management Consultants Pvt. Ltd. as Consultant, Jan 2008 to Jan 2010 with Yen Management Consultants Pvt. Ltd. as Assistant Manager and Apr 2006 to Jul 2006 with 3 Global Services Pvt. Ltd. as Customer Care Advisor.
Funds Managed:
— Parijat Agrawal since 28-Jul-2018
Education: Mr. Agrawal is a B.Tech and MBA from IIM Bangalore.
Experience: Prior to joining Union Mutual Fund, he has worked with SBI Mutual Fund, State Bank of Mauritius ltd. and SUN F&C Asset Management.
Funds Managed:
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The scheme seek capital appreciation and/or to generate consistent returns by actively investing in a combination of diversified equity and equity related instruments, arbitrage and derivative strategies and exposure in debt and money market instruments.
| Minimum Investment (₹) | 5,000 |
| Minimum Addl Investment (₹) | 1,000 |
| Minimum SIP Investment (₹) | 2,000 |
| Minimum No of Cheques | 6 |
| Minimum Withdrawal (₹) | 1,000 |
| Minimum Balance (₹) | 1 |
| Lock-in Period | Not Applicable |
| Exit Load | 1% for redemption within 15 days |
| Fund House: | Union Mutual Fund |
| Launch Date: | 09-Aug-2018 |
| Return Since Launch: | 8.84% |
| Benchmark: | CRISIL Short Term Debt Hybrid 75+25 TRI |
| Riskometer: | Moderate |
| Type: | Open-ended |
| Assets: | ₹ 169 Cr (As on 31-Mar-2021) |
| Expense: | 2.01% (As on 31-Mar-2021) |
| Risk Grade: | -- |
| Return Grade: | -- |
| Turnover: | -- |
Fund News - 01-Jun-2020
AMC: Union Asset Management Company Pvt.Ltd.
Address: Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai - 400059
Phone: 022-67483300 / 1800-200-2268
Fax: 022-67483400/3401/3402
Email: [email protected]
Website: http://www.unionmf.com
Registrar & Transfer Agent: Computer Age Management Services Ltd.
Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002
Phone: 1800-3010-6767 / 1800-419-7676
Fax: 044-30407101
Email: [email protected]
Website: www.camsonline.com
Friday, 23-Apr-2021
12:30 PM - 01:00 PM