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3 star

Invesco India Equity & Bond Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.56 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.88 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.98 -0.96 0.06 4.36 -0.26 8.62 23.03 16.03 -- -- --
VR Balanced TRI 4.78 0.25 1.49 6.77 0.08 13.68 24.46 18.11 -- -- --
Hybrid: Aggressive Hybrid 2.75 -0.93 0.22 4.63 -0.32 11.37 28.87 17.98 -- -- --
Rank within category 38 32 34 27 24 39 39 30 -- -- --
Number of funds in category 48 48 48 48 48 48 47 40 31 25 0

As on 18-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Invesco India Equity & Bond Fund - Direct Plan  | Invest Online
3 star
Jun-18 23.03 16.03 -- 0.84% 401
SBI Equity Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 24.96 18.35 15.84 0.86% 48,794
ICICI Prudential Equity & Debt Fund - Direct Plan  | Invest Now
4 star
Jan-13 43.48 21.61 16.80 1.21% 18,456
DSP Equity & Bond Fund - Direct Plan  | Invest Online
4 star
Jan-13 26.12 20.78 15.53 0.83% 7,641
Canara Robeco Equity Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 26.28 20.36 16.97 0.64% 7,297

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 7.08 01-Apr-2020 - 09-Apr-2020 -14.15 11-Mar-2020 - 18-Mar-2020
Month 13.34 23-Mar-2020 - 22-Apr-2020 -28.42 20-Feb-2020 - 23-Mar-2020
Quarter 22.44 23-Mar-2020 - 22-Jun-2020 -26.13 23-Dec-2019 - 23-Mar-2020
Year 57.48 23-Mar-2020 - 23-Mar-2021 -19.95 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 15.28 15.33 0.75 0.72 0.80 0.91
VR Balanced TRI 16.94 17.88 0.74 0.86 -- --
Hybrid: Aggressive Hybrid 17.10 16.76 0.80 0.85 0.89 1.63
Rank within category 31 7 26 34 5 25
Number of funds in category 42 42 42 42 42 42

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 47
Top 10 Holdings (%) 38.40
Top 5 Holdings (%) 24.36
Top 3 Sectors (%) 35.67
Portfolio P/B Ratio 4.39
Portfolio P/E Ratio 30.73
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 5.63% GOI 2026 GOI Securities SOV 0.00 - 6.39 6.19
equal 5.27% National Bank Agr. Rur. Devp 29/04/2024 Debenture AAA 0.00 - 5.11 4.97
up 6.10% GOI 2031 GOI Securities SOV 0.00 - 4.13 4.13
down 6.67% GOI 15/12/2035 GOI Securities SOV 0.00 - 3.81 1.59
equal 6.79% GOI 26/12/2029 GOI Securities SOV 0.00 - 3.93 1.27
equal 5.90% Bharti Hexacom 30/04/2024 Debenture AA+ 0.00 - 1.28 1.24
equal 6.45% GOI 2029 GOI Securities SOV 0.87 - 2.90 0.87
equal 9.90% Coastal Gujarat Power 27/08/2028 Debenture AA 0.00 - 0.29 0.28

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 26.45 5.52 3.01 4.80
equal HDFC Bank Financial 23.35 6.71 3.83 4.27
equal Infosys Technology 36.53 4.95 0.00 4.04
equal Minda Industries Automobile 92.45 2.85 0.00 2.85
up Reliance Industries Energy 32.63 6.01 0.00 2.81
equal Mphasis Technology 43.76 2.66 0.00 2.25
down Larsen & Toubro Construction 32.41 3.23 0.00 2.09
equal Axis Bank Financial 22.37 2.34 0.00 2.03
equal State Bank of India Financial 16.07 2.17 0.00 1.98
down Bharat Electronics Engineering 22.10 2.18 0.00 1.89
up Kajaria Ceramics Construction 53.42 1.80 0.00 1.80
equal Bajaj Finance Financial 76.73 2.19 0.00 1.78
up Vinati Organics Chemicals 71.74 2.44 0.00 1.77
up Ashok Leyland Automobile -- 1.76 0.00 1.76
equal Gland Pharma Healthcare 54.15 2.41 0.00 1.75
down United Breweries FMCG 127.48 2.44 0.00 1.75
equal Krishna Institute Of Medical Sciences Healthcare 57.39 1.68 0.00 1.68
equal Indusind Bank Financial 17.65 2.37 0.00 1.56
equal SBI Life Insurance Company Insurance 101.08 2.00 0.00 1.53
equal Hindustan Unilever FMCG 64.66 3.15 0.00 1.51
up Voltas Consumer Durable 70.46 2.64 1.23 1.51
down L&T Technology Services Engineering 60.26 2.53 0.00 1.48
equal Ultratech Cement Construction 33.01 2.26 0.00 1.46
up Persistent Systems Technology 57.16 1.43 0.00 1.43
equal AIA Engineering Metals 30.66 1.40 0.00 1.30

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Pranav Gokhale since 19-May-2020

Education: Mr. Gokhale is a Chartered Accountant & holds M.Com degree.

Experience: Prior to joining Invesco Mutual Fund, he has worked with IL&FS, ICICI Direct, Rosy Blue Securities Pvt. Ltd., and International Ship Repair LLC Fujairiah.

Interviews:

Funds Managed:

— Taher Badshah since 11-Jun-2018

Education: Mr. Taher Badshah is a B.E (Electronics) and MMS (Finance) from University of Mumbai.

Experience: Prior to joining Invesco Asset Management Pvt. Ltd. he has worked with Motilal Oswal Asset Management Company Ltd., Aditya Birla Sun Life Mutual Fund, Kotak Mahindra and ICICI Prudential AMC.

Interviews:

Funds Managed:

— Krishna Venkat Cheemalapati since 11-Jun-2018

Education: Mr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad.

Experience: Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.

Funds Managed:


-0.96%

Change from previous, NAV as on 18-Jan-2022

Growth: ₹ 15.7927

IDCW: ₹ 15.7582


Investment Strategy

The scheme seeks to generate capital appreciation and current income by investing in equity & equity related instruments as well as debt securities.

Investment Details

Min. Investment (₹) 1,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 1,000
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Invesco Mutual Fund
Launch Date: 30-Jun-2018
Return Since Launch: 13.71%
Benchmark: CRISIL Hybrid 35+65 Aggressive Index
Riskometer: Very High
Type: Open-ended
Assets: ₹ 401 Cr (As on 31-Dec-2021)
Expense: 0.84% (As on 31-Dec-2021)
Risk Grade: Below Average
Return Grade: Below Average
Turnover: 114.00%

Contact Information

AMC: Invesco Asset Management (India) Pvt. Ltd

Address: 2101 - A-A Wing - 21st Floor, Marathon Futurex, N.M. Joshi Marg, Lower Parel, Mumbai - 400013

Phone: 022-67310000 / 1800-209-0007

Fax: 022-23019422

Email: [email protected]

Website: http://www.invescomutualfund.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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